Bank of Baroda Baroda Sun mark

Nationalised / public-sector banks

Bank of Baroda

India’s International Bank

Bank of Baroda is an Indian public-sector bank founded in 1908. Its official overview presents a national bank with international operations and a mission centred on stakeholder value, care, competence and international standards.

Last checkedIn progress

No product claims are published until official pages and controlling documents have been checked.

RBI classificationNationalised / public-sector banks
Lifecycleactive
Registered / head officeBank of Baroda, Baroda House, Mandvi, Baroda 390001, Gujarat
RBI directory checked11 Aug 2026

Official catalogue

Products and services

Banking, wealth, forex & trade services

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Aadhar Seva Kendra

A Bank of Baroda Aadhaar service available at designated branches across India for new enrolment, demographic and biometric updates, child mandatory biometric updates and Aadhaar printing, with official forms, document lists and published charges.

Alternate Investment Products

Bank of Baroda's alternate-investment distribution suite covers Portfolio Management Services, Alternative Investment Products, bonds and non-convertible debentures from third-party providers for experienced investors; provider-level eligibility, fees and documents vary by selected product.

Applications Supported by Blocked Amount (ASBA)

Bank of Baroda lets eligible investors apply for , , rights issues and debt/ issues while the application amount is blocked in their savings or current account; only the allotted amount is debited and the blocked balance continues to earn account interest.

Appraisal Merchant Banking

Corporate service for credit and merchant appraisal of business and infrastructure projects, loan syndication, and feasibility or viability consultation.

ATMs

Bank of Baroda's self-service network provides , cash-recycler and access across India. The current page lists card, cash, transfer, remittance, account-information and card-control services, with separate limits and charges depending on the card, account and whether the transaction is on-us or off-us.

Baroda 3-in-1 Account

Baroda 3-in-1 links a Bank of Baroda savings account with BOBCAPS demat and trading accounts. The Bank page provides online opening, a form and callback routes; BOBCAPS publishes a six-step digital onboarding flow, while brokerage and depository charges must be checked in the current BOBCAPS schedule before opening.

Baroda DigiNext

Streamline your business transactions with Bank of Baroda

Baroda DigiNext Cash Management Services

Manage your cash more efficiently with Baroda DigiNext Cash Management Services from Bank of Baroda. Enjoy the convenience of online banking, secure transactions, and competitive interest rates on your deposits. Get started today!

BarodaINSTA SmartTrade

BarodaInsta SmartTrade: Our advanced trade finance solution for seamless foreign & inland transactions and remittances. Effortlessly login into your trading accounts online with Baroda Smart Trade Portal.

Bharat Connect

Bharat Connect is a secure & easy-to-use online bill payment system. Check your transaction status, download payment receipts & file complaints related to services. Sign up now.

Bhim Aadhaar Baroda Pay

Aadhaar Baroda Pay is a secure & easy-to-use digital merchant payment solution offered by Bank of Baroda. Accept payments seamlessly through this solution & enhance your business operations.

bob e pay| International

Make instant payments with bob e-Pay - App from Bank of Baroda. Enjoy a secure, user-friendly platform for all your online payment needs, including bills and services. Sign up now!

bob FxOne

bob FxOne

bob Open Banking

Make instant payments with bob e-Pay - App from Bank of Baroda. Enjoy a secure, user-friendly platform for all your online payment needs, including bills and services. Sign up now!

bob इ Pay

Make instant payments with bob e-Pay - App from Bank of Baroda. Enjoy a secure, user-friendly platform for all your online payment needs, including bills and services. Sign up now!

bob इ Pay |123PAY

Make instant payments with bob e-Pay - App from Bank of Baroda. Enjoy a secure, user-friendly platform for all your online payment needs, including bills and services. Sign up now!

bob इ Pay | Hello UPI

Make instant payments with bob e-Pay - App from Bank of Baroda. Enjoy a secure, user-friendly platform for all your online payment needs, including bills and services. Sign up now!

bob World Business

Open a bob World Business Current Account with Bank of Baroda—ideal for business needs with unlimited transactions, easy access, and tailored support. Start banking smart today.

bob World Digital Rupee

Bank of Baroda

bob World Internet Banking

bob world internet banking caters to your banking needs 24/7 from the comfort of your home or office and allows you to make bulk payments easily. Visit the website to learn more!

bob World Kisan

Baroda Kisan is a

bob World Merchant Gateway

bob World Merchant Gateway services by Bank of Baroda provides a secure facility, to receive payment online from any debit/credit card, net banking (through aggregator) of more than 34+ banks. Avail internet payment gateway now!

bob World Merchant (POS)

Join the digital revolution with World Merchant from Bank of Baroda. Simplify transactions, manage payments & grow your business with our comprehensive digital payment solution for merchants. Sign up now.

bob World Merchant UPI QR Sound Box

Discover the World Merchant Sound Box at Bank of Baroda

bob World Tab

Baroda TABIT: For instant current account opening, Bank of Baroda has digitized its current account customer on-boarding process using tablets. Visit our website to learn more!

bob World Wave - A Wearable Contactless Payment Smart Watch

bob World Wave: A Smart Vital Health Watch. The wearable smart watch is designed to ensure seamless digital payments for it

Cash Recyclers (CRs)

The Cash Recycler machine (CR) is a self service terminal that allows deposit and withdrawal transactions of cash. All successful transactions are immediately credited or debited in real time. Know more on currency recycler here!

Cash Transfer

Experience seamless cash transfer to India with Bank of Baroda

Collection of Direct Taxes (CBDT)

Collection of Direct Taxes - Bank of Baroda is an authorised agency bank for the physical and online collection of direct and indirect taxes. Know more!

Collection Services

All branches of Bank of Baroda have the facility of collecting Cheques, Demand Drafts, Interest Warrants, Dividend Warrants, Refund Orders, Clean Bills and Documentary Bills.

Collection Services Business Msme

All branches of Bank of Baroda have the facility of collecting Cheques, Demand Drafts, Interest Warrants, Dividend Warrants, Refund Orders, Clean Bills and Documentary Bills.

Correspondent Banking

Correspondent Banking: Explore the features of Bank of Baroda’s business correspondent services to meet your financial needs. It includes collection of bills, remittance etc at competitive charges.

Custom Duty Payment

Streamline your custom duty payment online with Bank of Baroda. Our online customs payment system allows you to pay your custom duty fees online without any hassle.

Debit Card e-Mandate

Get the auto-debit facility with Debit Card e-mandate and simplify your payment process. Switch today to e-mandate via Bank of Baroda and MasterCard Debit Card variants.

Demat Account

Bank of Baroda offers wide range of Investment products across Mutual Fund, PMS, Bonds, , etc. to cater the needs of first-time as well as seasoned investors. Visit to know more!

Digital Balance Confirmation Services

Digital Balance Confirmation Services

Digital Signage System DSS

Digital signage systems are designed to display high quality content to visitors in a banking hall, lobby or office premises etc. having high public footfall. Read on to know everything on digital signage systems at Bank of Baroda now!

Domestic Operations

Domestic banking operations by Bank of Baroda include commercial papers, certificate of deposits, government securities and much more for the benefits of the customers, Know more and avail domestic banking operations now!

Doorstep Banking

Door Step Banking Services by Bank of Baroda offers financial/non-transaction services under PSB Alliance. Use Bank of Baroda door step banking today!

e-stamping

e-Stamping is a secured way of paying non-judicial stamp duty to State Govt. Bank of Baroda offers the facility to generate e-stamps and is licenced to conduct business in 11 states.

ECS

Electronic clearing services at Bank of Baroda helps companies and institutions making heavy payments disburse these amounts directly into the bank accounts of the beneficiaries. Know more on electronic clearing services here!

Electronic Clearing Service (ECS)

Electronic clearing services at Bank of Baroda helps companies and institutions making heavy payments disburse these amounts directly into the bank accounts of the beneficiaries. Know more on electronic clearing services here!

Employee state insurance corporation

Bank of baroda is integrated with Portal for collection of insurance contribution from various employer, for their employees through Net Banking. Know more!

Employees provident fund Organization

Bank of Baroda is integrated with Portal for collection of contribution from various employer, for their employees through Net Banking. Know more!

Export

EXPORT

FASTag

FASTag (Electronic Toll Collection) is an easy-to-use RFID tag that enables you to pay highway tolls hassle free. Buy a FASTag in 3 simple steps at Bank of Baroda today!

Forex Operations

Forex operations by Bank of Baroda delivers a range of products with several great features and benefits that would definitely make you bank with us. Read on to know all about our forex operations here!

FX Retail

Retail

Goods and Services Tax

India uses the Goods and Services Tax () as an indirect tax on the provision of goods and services, sometimes known as a consumption tax. Know more!

Hedging

HEDGING

Import

IMPORT

Inland Bank Guarantee Confirmation

Inland Bank Guarantee Confirmation

International Treasury

International treasury services by Bank of Baroda offers forex inter bank placements, forward cover bookings, cross currency swaps, interest rates swaps & much more. Visit to know more!

Missed Call Service

Bank of Baroda

Mutual Fund Investment

Find out about the different types of mutual funds. Online mutual fund investment with Bank of Baroda-India

NACH E-Mandate

Easily register for e-mandate with Bank of Baroda’s online authentication process. Streamline your payments with e-mandate. Get started with our simple e-mandate form.

Non tax receipt portal

Bank of Baroda Internet Payment Gateway is integrated with for collection of contributions from various customers. Know more!

Pension Payment Business

Bank of Baroda provides pension payment facility to following categories of pensioners across the country through the centralized pension processing centre. Click to know more!

Pension Saarthi

Pension Saarthi is the central govt & state govt pensioners portal for accessing pension-related services. Register & login to check pension status, download Form 16, Pension Slip, etc.

Phone Banking

Phone banking with Bank of Baroda is a secured way to get banking details over the telephone. Know about bill payments, blocked cards, offers, fund transfers & many more.

Portfolio Investment Scheme

Portfolio investment scheme by Bank of Baroda maintains and monitors the buying and selling of shares by

Programmable - CBDC

BoB Programmable brings automation to digital rupee payments. Set payment rules, automate transactions, and use secure -backed digital currency. Experience next-gen banking from Bank of Baroda. Try Programmable today!

Public Financial Management System (PFMS)

Public Financial Management System () is a e-payment platform of Direct Benefit Transfer ()/Non payments for both Aadhaar based & non-Aadhaar based bank accounts through /. Know more!

Rapid Funds2India

Experience quick & reliable money transfers to India with Rapid Funds2India from Bank of Baroda

Remittances

Remittance Service offered: Bank of Baroda lets you smartly send and receive money in foreign currencies. Earn various benefits on foreign currency exchange with Bank of Baroda

Self Service Passbook Printers SSPBP

Self Service Passbook Printer is an automated kiosk where in customer can print there passbook on their own. SSPBP kiosk recognizes the account details.

SME Loan Factory

Loan Factory | Business | Bank of Baroda, India

SMS Banking

banking at Bank of Baroda is hassle-free service to get account information quickly & easily. Also, who have registered their mobile number in can avail this facility.

Special Rupee Vostro Account (SRVA)

Special Rupee Vostro Account (SRVA)

Swift Transfer

Get seamless & secure swift money transfers to India with Bank of Baroda

Taxes

Taxes: Bank of Baroda provides the facility of collection of various types of taxes through its network of 592 branches across all over India. Click to know more!

Treasury/Sub Treasury Business

Treasury/Sub Treasury Business - Checkout the list of Sub-treasuries authorised to conduct State Government Business. Know more!

WhatsApp Banking

WhatsApp banking aims to provide banking services like balance enquiry, mini statement, debit card block etc in a secure way on WhatsApp. Know more and avail WhatsApp banking service here!

Accident Care Individual Insurance Policy

Individual or family personal-accident cover underwritten by Star Health, with accidental death, permanent and temporary disablement, cumulative bonus and optional medical, hospital-cash and home-convalescence benefits.

Arogya Sanjeevani Policy - National

A standard National Insurance indemnity health policy distributed through Bank of Baroda, available on an individual or floater basis with ₹1 lakh–₹5 lakh sum-insured options, hospitalisation and day-care cover, 5% co-pay, published waiting periods, full premium matrices and lifelong renewability.

Auto Secure Private Car Package Policy - TATA AIG

Tata private-car package motor insurance distributed through Bank of Baroda. It combines own-damage cover for accident, fire, theft, natural and social perils with third-party liability, owner-driver personal accident cover, an -based vehicle sum insured and optional add-ons such as depreciation reimbursement, hire car, engine, tyre, roadside and misfuelling assistance.

Auto Secure Two-Wheeler Package Policy - TATA AIG

Tata two-wheeler motor insurance distributed by Bank of Baroda, with liability-only or comprehensive cover, -based own-damage protection, owner-driver personal accident cover, published depreciation schedules and optional roadside, medical, invoice, consumable, personal-accident, engine, electric-surge, battery and tyre/rim covers.

Bharat Sookshma Udyam Suraksha Policy

Secure your small business with Bharat Sookshma Udyam Suraksha Policy. This insurance plan is designed to provide financial protection for your business against various risks. Apply Now!

Burglary Insurance

Burglary insurance policy provides coverage that happened due to burglary, housebreaking, terrorism & other kinds of threats to premises. Protect your property with Burglary insurance!

CholaMS Group Health Insurance

CholaMS group health insurance covers inpatient hospitalisation expenses up to 7 members of the family at an affordable price. It

CholaMS Motor Insurance

Car insurance by Chola MS offered by Bank of Baroda covers loss/damage to vehicle, injuries/death outside/inside vehicle and much more. Know everything on this motor insurance policy here!

Diabetes Safe Insurance Policy

A Diabetes Health Insurance Policy that covers critical illnesses and death for Type 2 Diabetics for diabetics in India. Not many insurers look forward to cover a diabetic, but its way more crucial than you think.

Family Health Optima Insurance Plan

Family Health Insurance Optima Policy. One of the best Insurance Plan for families in India. Buy a Super saver Plan covering the entire family under single sum insured. Loaded with extra benefits.

House Holders Insurance Policy - National Insurance

House Holders insurance policy covers losses and damages to an individual

IndiaFirst Group Term Plan

IndiaFirst Group Term Life Insurance Schemes comes with a variety of benefits and features like Life cover option, Sum assured paid through nominee, Voluntary or automatic schemes and much more

IndiaFirst Guaranteed Retirement Plan

Indiafirst Guaranteed Retirement Income Plan is a Guaranteed Retirement Plan offered by IndiaFirst is a non-linked, participating endowment deferred pension plan.

IndiaFirst Life Cash Back Plan

IndiaFirst Life Cash back insurance plan offers benefits like regular assured payouts, tax benefits, long-term investment & more. Avail this policy by IndiaFirst Cash Back Plan.

IndiaFirst Life Elite Term Plan

A regular-premium pure term plan offering life cover up to age 99 with lump-sum or five-year instalment death-benefit options.

IndiaFirst Life Growth of Life Dreams Plus Plan

IndiaFirst Life Growth of Life Dreams Plus Plan

IndiaFirst Life Guaranteed Benefit Plan

A non-linked, non-participating savings life policy with income or lump-sum benefits, limited premium terms and a one-year cover continuation after an eligible missed premium.

IndiaFirst Life Guaranteed Pension Plan (143N066V05)

IndiaFirst Life Guaranteed Pension Plan is the perfect solution for securing your retirement. Learn more about indiafirst guaranteed retirement plan to secure your future today.

IndiaFirst Life Long Guaranteed Income Plan

IndiaFirst Life Long Guaranteed Income Plan - Get regular assured income, return of premiums & life cover in one plan. Choose your investment amount & premium payment duration for guaranteed returns.

IndiaFirst Life Money Balance Plan

IndiaFirst Life Money Balance Plan is a unit-linked life insurance policy that provides market-linked returns with the security of a life cover. Save systematically and limit your exposure to market fluctuations.

IndiaFirst Life Radiance Smart Invest Plan

IndiaFirst Life Radiance Smart Invest Plan offers multiple coverage options, savings strategies & fund options to help you grow and accumulate wealth while ensuring complete financial security for your family.

IndiaFirst Life Saral Bachat Bima Plan

A non-linked, non-participating individual life savings policy with limited premium payments, guaranteed additions and life cover.

IndiaFirst Life Smart Pay Plan

IndiaFirst Life Smart Pay Plan provides limited premium payment with money back during premium payment period, bonus at maturity, and continuous life cover benefit. Secure your loved ones

IndiaFirst Life Smart Retirement Plan

Plan your retirement with the IndiaFirst Life Smart Retirement Plan from Bank of Baroda. Save and invest in a financially stable future with our smart retirement plan. Start securing your future today.

IndiaFirst Life Super Protection Plan

IndiaFirst Life Super Protection Plan

IndiaFirst Life TULIP Plus

Explore IndiaFirst Life Tulip Plus, a customizable life insurance plan by Bank of Baroda. Secure your family’s future with affordable premiums and comprehensive coverage. Visit us now!

IndiaFirst Life Wealth Maximizer Plan

IndiaFirst Life Wealth Maximizer Plan - a comprehensive unit-linked savings plan providing life insurance and market-linked returns for achieving your financial goals and building a lasting legacy.

Medi Classic Insurance Policy (Individual)

Medi Classic Insurance from star Health is a policy that provides for reimbursement of hospitalisation expenses incurred as a result of illness, disease, sickness or accidental injuries

National Mediclaim Plus Policy

National Mediclaim Plus Policy covers inpatient treatment, medical expenses, maternity, hospital cash/air ambulance & more. Buy National Mediclaim Plus Plan online on Bank of Baroda.

National Mediclaim Policy

National mediclaim policy indemnifies for ill-patient treatment expenses & 140+ Day Care Procedures on cashless/reimbursement basis during the policy period. Know more!

National Parivar Mediclaim Plus Policy (Floater Policy)

National Parivar Mediclaim Plus Policy is a family floater scheme. This policy covers all family members under a single Sum Insured, for In-patient treatment expenses.

National Super Top Up Policy

National Super Top Up health insurance policy covers the members of a family under a single sum insured on floater basis or each member on individual sum insured basis. Visit to know more & choose the best mediclaim policy for your healthcare needs.

Overseas Mediclaim Business and Holiday - National Insurance

Overseas Mediclaim Business and Holiday plan covers medical emergencies ensuring peace of mind for your business and holiday trips. Learn more about travel insurance plan today.

Overseas Mediclaim Employment and Studies - National Insurance

National Insurance overseas mediclaim employment and studies policy is for those who are going abroad on employment and study. It covers various travel emergencies faced whilst abroad.

Personal Accident - National Insurance

Personal accident insurance policy provides coverage for all expenses arising due to an accidental death, injury or any disablement. Secure yourself financially with .

Pradhan Mantri Jeevan Jyoti Bima Yojana

Pradhan Mantri Jeevan Jyoti Bima Yojana is a govt. backed life insurance policy in India. Learn about this scheme and its eligibility criteria from the Bank of Baroda. Apply now!

Pradhan Mantri Suraksha Bima Yojana

Pradhan Mantri Suraksha Bima Yojana is aimed at covering the uncovered population of India. Learn more about and its eligibility criteria from the Bank of Baroda. Apply now!

Senior Citizens Red Carpet Health Insurance Policy

STAR Health

Shopkeepers Insurance - National Insurance

Shopkeepers insurance policy covers loss or damage to shop by fire, theft or loss of money whist in transit or cash in safe place & other risk factors faced by small shopkeepers.

Star Cancer Care Gold (Pilot Product)

Star Cancer Care Gold: A Health Insurance plan (on pilot basis) for persons diagnosed with Cancer. Visit us online to know more details!

Star Cardiac Care Insurance Policy

Only Star health is the the Cardiac Health Insurance specialist who understands the plight of heart patients in India. We offer a custom made solution, just apt to ensure, you keep smiling during the time of need.

Star Comprehensive Insurance Policy

A Comprehensive Health Insurance by Star Insurance will ensure to reduce your financial burden with an apt comprehensive health insurance plan that reduces sky rocket medical cost.

Star Travel Protect Insurance Policy

Star Travel Comprehensive Health Plan that ensures the best of service while you are travelling. Click and avail this exciting offer by Star Insurance Company.

Super Surplus Insurance Policy

Star Health Super Surplus Insurance Policy. It offers much larger coverage than other insurance plans. So no matter what, you are always prepared to face the most unfortunate of heath eventualities.

Tata AIG Medicare

Explore the Tata Medicare policy, offering comprehensive coverage for your family

Tata AIG Travel Insurance International Plus

Tata Travel Insurance International Plus is an international travel insurance policy that covers 24/7 global protection, baggage lost & emergency medical care. Visit us online to know more!

Two Wheeler - National Insurance

Two Wheeler insurance is subject to property & liability insurance in general. It covers you from any damages caused due to accidents, theft, loss or natural calamities.

Business, & agriculture finance

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Animal Husbandry Infrastructure Development fund (AHIDF)

Scheme: Learn about Animal Husbandry Infrastructure Development Fund at Bank of Baroda. Apply for an loan & get the financial support for your animal husbandry project.

Baroda Animal Husbandry and Fisheries Kisan Credit Card (BAHFKCC) Scheme

Get competitive interest rates for animal husbandry loan through Baroda . You can easily apply for animal husbandry & fisheries scheme with our simple Application Form.

Baroda Arogyadham Loan

Baroda Arogyadham Loan, an exclusive financing option for doctors & hospitals. Get financial support for clinic/hospital construction, expansion & medical equipment purchase. Apply Now!

Baroda Artisans Credit Card

Baroda Artisans Credit Card provides reliable & flexible loan options tailored to your needs. Secure the financial support of projects with competitive rates & convenient repayment terms.

Baroda Contractor Loan Scheme

Bank of Baroda’s contractor loan scheme & loans tailored specifically for contractors. Apply now for a contractor loan which comes with flexible terms & competitive rates.

Baroda Contractor Scheme Mumbai

Baroda Contractor Scheme in Mumbai: designed to cater to the credit requirements of contractors involved in civil engineering contract works awarded by /Civic Agencies in the Brihan Mumbai Metropolitan Region.

Baroda Doctor Plus Scheme

Secure your future as a medical professional with Bank of Baroda

Baroda Energy Efficiency Project (BEEP) Finance

Bank of Baroda offers Energy Efficiency Project Finance solutions for businesses in the sector. Know how our loans & advances can help you fund your energy-efficient projects and drive sustainability.

Baroda Kisan Credit Card (BKCC)

A revolving Kisan Credit Card facility for crop cultivation, post-harvest needs, household consumption, allied agriculture and farm investment, with published rate slabs, margins, charges and farmer eligibility rules.

Baroda Kisan Pride

Cash-credit crop finance for progressive and scientific farmers, with a ₹5 lakh–₹10 crore limit and repayment tied to the crop cycle.

Baroda Kisan Tatkal Loan Scheme

A demand loan for eligible farmers with an existing Bank of Baroda Kisan Credit Card held for at least two years: up to 50% of that card limit, capped at ₹1 lakh, repayable within 36 months.

Baroda Laghu Udyami Credit Card

Baroda Laghu Udyami Credit Card designed specifically to empower small entrepreneurs with convenient financial solutions for their business. Avail of hassle-free loans & advances. Apply now!

Baroda Loan to Business Correspondents

Baroda Loan to Business Correspondents offers financial assistance for purchasing computers, setting up offices, meeting working capital needs & acquiring vehicles to facilitate activities in rural areas.

Baroda Mahila Swavalamban

Explore Baroda Mahila Swavalamban, a loan scheme by Bank of Baroda aimed at empowering women entrepreneurs. Get financial support to start or grow your business with affordable terms and flexible repayment options.

Baroda MSE General Credit Card

Baroda general credit card has excellent features, benefits & low interest rates which you can use for working capital requirements, funding a new project, etc. Click to know more!

Baroda MSE SPICE Scheme (Scheme for Promotion and Investment in Circular Economy)

Boost your business with the Spice Scheme from Bank of Baroda. Our tailor-made loan products for micro, small, and medium enterprises offer quick processing for your growth and success.

Baroda Property Pride

Baroda Property Pride offers funding options to those who trade in physical commodities. Without violating any laws or public interests, gain access to financial support for legitimate & community-relevant businesses.

Baroda Sanitation Scheme

Learn about Baroda Sanitation Scheme & how it

Baroda SME Gold Card

Baroda Gold Card

Baroda SME Loan Pack

Apply for loan & financing solutions for your business. Check loan interest rates, eligibility & schemes available in India though Baroda Loan Pack.

Baroda Vidyasthali Loan for Educational Institutions

Bank of Baroda financing for eligible educational institutions: term loans, working-capital overdrafts and vehicles, with published project-use and location-based limits.

bob Emergency Credit Line Guarantee Scheme 5.0 (BECLGS 5.0)

Additional working-capital term-loan support backed by guarantee for businesses affected by the West Asia crisis, with up to ₹100 crore for /non- and ₹1,500 crore for airlines.

Bill Finance

Bill finance facility for corporate / non corporate clients by Bank of Baroda eases the pressures on cash flow and facilitate smooth running of business. Checkout bill finance facility here!

Bill/Invoice Discounting Under Value Chain Finance

Bank of Baroda provides easy value chain finance to eligible vendors of investment grade corporates with a good financial standing. Apply now and get the best in class loan in Value Chain Services.

bob Agrofood

bob Agrofood

bob Digi Udyam

Digi Udyam offers 100% digital loans based on cash flow assessment. Quick approval in 48 hours, minimal documentation, competitive rates for micro & small enterprises. Apply for digital loan now!

bob Green Hydrogen Financing Scheme

Bank of Baroda

bob Green Krishi

Discover Baroda Kisan Pride, a loan scheme from Bank of Baroda designed to provide financial support to farmers. Access affordable loans with flexible terms to boost agricultural productivity and growth. Apply now!

bob Nari Shakti

Discover Baroda Kisan Pride, a loan scheme from Bank of Baroda designed to provide financial support to farmers. Access affordable loans with flexible terms to boost agricultural productivity and growth. Apply now!

BOB Shaurya Scheme

Working-capital and term finance for executing defence procurement contracts or sub-contracts in India, with term-loan repayment up to 10 years.

BOB Weaver Mudra Scheme

Apply online for Weaver Mudra Scheme designed to empower weavers with financial support. Learn about the benefits, eligibility & application process for handloom loans at Bank of Baroda.

Bob Yuva Udyami

Business finance for entrepreneurs aged 18–29, including working capital and eligible costs to acquire, construct, expand, renovate or modernise an existing unit or shop.

Bridge Loans

Bridge loans is a scheme for top rated corporate clients against expected equity flows/issues. Know everything you need to know commercial bridge loan online here!

Commercial Vehicle Finance

Looking for a commercial vehicle loan? Explore our competitive interest rates & hassle-free online application for commercial vehicle finance. Secure lowest interest rates for your commercial car loan today.

Composite Loans

Apply for composite loans in India with competitive interest rates at Bank of Baroda. Get hassle-free access to composite loans that cater to your financial needs.

Construction Of Storage Structure Projects

Term-loan and working-capital finance for new godowns, dry warehouses, cold storage, cold chains, silos and market yards. The page states loans from ₹25 lakh to ₹100 crore and financing up to 75% of project cost.

Coverage of Collateral Free Loans (CGTMSE)

Scheme provides a collateral free loan up to Rs. 100/- lacs to under MSMED Act 2006. Apply for Coverage of Collateral Free Loans () & now start your dream business today.

Credit Facility for Food and Agro Business with Warehouse/Storage Receipts Loans

Demand loans to eligible farmers and cash-credit pledge finance for Food & Agro Processing Units against warehouse/storage receipts; the page states a farmer ceiling of ₹75 lakh and an aggregate banking-system limit of ₹100 crore for processing units.

Credit Guarantee Scheme for Exporters

Credit Guarantee Scheme for Exporters

Credit Guarantee Scheme for Exporters (CGSE) - Non MSME

Credit Guarantee Scheme for Exporters

Credit Guarantee Scheme for Start-ups (CGSS)

Discover the Credit Guarantee Scheme for Startups (CGSS) which provides loans with a guarantee to support startups. Learn about eligibility, benefits & the process to apply online for CGSS loan.

Credit Link Capital Subsidy Scheme (CLCSS)

Apply for Credit Linked Subsidy Scheme (CLCSS) & enjoy its benefits, including capital subsidies on machinery loans. Learn about CLCSS scheme details, subsidy status & the Special Credit Linked Capital Subsidy Scheme.

Cultivation of Crops (Excluding Plantation and Horticultural Crops)

Get the best finance options for the cultivation of crops & grow your farming business. Find out loans, grants, and other funding opportunities to support your operations.

Dealer Finance

Dealer Finance

Dealers/Traders - Agriculture Inputs

Get tailored loan solutions for dealers, traders & agriculture input providers. Fuel your business growth with financial support from Bank of Baroda. Apply Now!

Digital MSME Loan

Digital Loan can be applied by the businesses to meet operating expenses, purchasing inventory, receivables financing & other business needs. Apply for digital loan now!

Digital Mudra Loan

Apply online for Digital Mudra Loan at attractive interest rates from Bank of Baroda. Get hassle-free access to e-Mudra loan with simplified application process for quick approvals.

Digital PM Vishwakarma

Digital Vishwakarma

Export Finance — Corporate Banking

Export finance by Bank of Baroda pre and post shipment credit to the Indian exporters through Rupee Denominated Loans as well as foreign currency loans in India. Know more and avail export trade finance here!

Export Finance — International Banking

Export Finance: We offers services for export loans, post-shipment finance, pre-shipment credit, bill discounting & more. Get benefit of Gold Card Scheme for Exporters to grow your export business.

External Commercial Borrowings

Need funds for your business? Consider foreign currency borrowings or with Bank of Baroda for your business needs. Explore our external commercial borrowing options now!

FCNR Loans

(B) or Foreign Currency Non-Resident (Bank) loans are availaibel only to non-resident Indians () and person of Indian origins (). Know all on (B) loans here!

Finance to PACS/FSS/LAMPS for on-lending to farmers

Finance for PACS, FSS and LAMPS to on-lend to farmers. The published 7.00% rate depends on Government of India interest subvention; the schedule gives a separate fallback rate if that subvention is not provided.

Financing Agencies Providing Custom Services To Farmers

Term finance and working capital for eligible individuals, organisations and institutions providing custom farming services on contract or hire, including machinery, irrigation, storage, transport, processing and grading.

Financing Agriclinics & Agribusiness Centres by Agriculture Graduates

Agri Clinic and Agri Business Loan: Bank of Baroda provides loan options for agriclinic & agribusiness centres scheme for agriculture graduates to benefit farmers. Apply for ACABC loan now!

Financing Construction of Farm Buildings Structures

Get best loan options available for financing a farmhouse cum dwelling units for farmers at low interest rate. Check eligibility criteria & repayment options to avail farmhouse loan.

Financing Development of Dairy, Poultry, Fishery, etc.

Get finance for development of poultry, dairy, fishery & other Agri Allied activities with flexible loan options. Quickly apply for a farm loan online & get funding for your agriculture & allied activities.

Financing Four Wheeler Loans to Farmer

Get a competitive car loan for farmers & agriculturists with low interest rates for agriculture needs. Experience hassle-free four wheeler loan process with Bank of Baroda!

Financing Installation of Gobar Gas/Bio-gas Plants

Get financing for your gobar gas/ biogas plant installation with ease at Bank of Baroda. Check features, eligibility & repayment options to avail this facility.

Financing Irrigation

Term finance for irrigation structures such as wells, tubewells and lift-irrigation projects, with project-specific permissions, margin and repayment conditions.

Financing Protected Cultivation Projects

Bank of Baroda offers financing options for a wide range of protected cultivation projects, including greenhouses, poly houses, shade net houses, plastic tunnels, hydroponics & more.

Financing Solar Home Lighting Scheme

Get solar loan for installation of solar lighting systems at your home rooftop. Compare interest rates, loan options and solar loan schemes today at Bank of Baroda.

Financing Solar Projects

Explore financing options for solar projects with solar project loans and finance schemes. Get the right financial solutions to fund your solar projects. Apply now!

Financing Tractors and Heavy Agriculture Machinery

Agricultural term finance for new tractors, tractor-drawn implements, power tillers and other farm machinery. Eligibility requires at least 4 acres of irrigated land or the corresponding state land-ceiling acreage; where irrigated holding is below 6 acres, tractor financing is limited to 35 HP.

Financing under PM Formalization of Micro Food Processing Scheme

Get affordable financing with PMFME loan and expand your food processing business. Check your eligibility criteria, interest rates & apply for FME scheme online.

Financing Under Self Help Groups (SHGs)

Learn about the loan scheme & its details, eligibility criteria, interest rate, application process, loan limit and more. Download the loan application form Now!

Foreign Currency Credits

Foreign currency credit is granted to Indian as well as multinational corporations at competitive rates. Get a foreign currency loan to meet your financial requirements from Bank of Baroda.

Foreign Currency Non-Resident (FCNR-B) Loans

B Loans by Bank of Baroda helps corporates obtain foreign currency denominated loans in India under he prevailing policy guidelines of the Bank/ . Know more on B Loans and apply for one here!

Bank of Baroda Gold Loan for Income-Generating Agriculture and Allied Activities

Gold-backed demand loan for income-generating agriculture and allied activities, secured by eligible gold jewellery, ornaments or Bank-sold coins.

Bank of Baroda Gold Loan for Income-Generating MSME and Other Priority Sector

Gold-backed demand loan for income-generating and other priority-sector activity, secured by eligible gold jewellery, ornaments or Bank-sold coins.

Horticulture Loan Scheme

Horticulture Loan: Get fund for development & maintenance of orchards, gardens, plantations & nurseries. Compare & Choose the best horticulture loan interest rates now!

Import Finance

Import finance by Bank of Baroda provides various types of funding to the importers for facilitating the imports in the country subject to the prevalent rules of the Bank/ guidelines. Apply now for import finance here!

Infrastructure Finance

Infrasructure finance by Bank of Baroda enables funding for infrastructure projects, such as power generation, road constructions, construction of bridges on the road and more! Know more on infrastructure project

Inventory Funding

Looking to boost your ? Bank of Baroda

Joint Liability Group Loan

Loan offers a unique loan scheme for joint liability groups. Check out the interest rates, loan process & application for individual loan at Bank of Baroda.

Lending to Agriculture Other Priority Sectors demand loan for financing against

Now let your gold ornaments and jewellery work for you. Apply for Baroda

Line of Credit

Line of credit loan by Bank of Baroda enables the clients to switch over between the various working capital facilities sanctioned with relative ease as per their needs. Checkout online credit loan facilities offered here!

Loan Against Future Rent Receivables – Corporates

Loan Against Future Rent Receivables – Corporates

Loan for Construction and Mining Equipment

Construction Equipment Finance: Choose Bank of Baroda

Loan for Installation of Solar Photovoltaic Pump Sets

A loan to purchase solar photovoltaic water pumping system for your agricultural activities. Check eligibility criteria & interest rates to apply now at bank of Baroda.

Loan/Overdraft Against Bank’s Own Deposit (Labod/Odbod)

Get Loan / Overdraft against Bank’s Own Deposit for farmers & others with self-declaration/ Proof that he is engaged in agriculture activities or the loan will be used for Agriculture purpose.

MSME Capex Loan and Capex Card

capex loan and capex card by Bank of Baroda can be used for replacement of old machinery, modernization, research and development etc. Click here to know more and get one right away!

MSME Loan

Apply for loan online at Bank of Baroda which offers competitive interest rates. Fuel your business growth with hassle-free bank loan. Explore our tailored loans!

Mukhyamantri Yuva Udyami Vikas Yojana (CM-YUVA)

Mukhyamantri Yuva Udyami Vikas Yojana (CM-YUVA)

Non Fund Based Services

Non-fund based services by Bank of Baroda includes letter of credit, bank guarantee, co-acceptance facilities and more. Read on to know all on non-fund based financial services here!

Overdraft Scheme for Working Capital Assistance to the Food Agro Processing Unit

Bank of Baroda offers overdraft scheme for working capital assistance to the food agro processing unit under Agriculture. Visit to know more about working capital overdraft facility.

Payable Finance (Limit on Anchor)

Payable Finance (Limit on Anchor)

Planters Card Scheme

For plantation-crop growers, covering cultivation, post-harvest, marketing and related farm costs. The annual limit follows the approved DLTC scale of finance; the card is valid for five years.

PM SVANidhi Scheme - Street Vendor Atmanirbhar Nidhi

Apply online for Svanidhi Loan under the Pradhan Mantri Street Vendor Atmanirbhar Nidhi Scheme. Start your application process today with Bank of Baroda & empower your business.

PM-Vishwakarma Scheme

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Pradhan Mantri Kisan Urja Suraksha Evam Uthaan Mahabhiyaan (PM-KUSUM Scheme)

Kusum Solar Pump Yojana: Get the latest information on Kusum Yojana, including the solar pump scheme & loan details to transform your agricultural practices with solar energy.

Pradhan Mantri Mudra Yojana

Mudra Loan: Pradhan Mantri Mudra Yojna () is a govt scheme to finance micro and small enterprises. Apply for Mudra loan online at Bank of Baroda & grow your business!

Pre-Sanctioned CME Loan Limits for Strategic Segment customers

Hassle-free CME loan limits for construction and mining activities. Get pre-sanctioned finance to meet equipment requirements for work contracts.

Prime Minister Employment Generation Programme (PMEGP)

Apply for Employment Generation Programme & enjoy its benefits, including low-interest loans & subsidies. Visit to know more about scheme details, loan status & registration procedures.

Project Finance

Looking to finance your next project? Bank of Baroda offers project finance to support your ongoing project needs. Whether in Indian rupees or foreign currency, obtain a loan quickly and easily. Learn all about project finance here!

Purchase of Estates/Orchards Growing Traditional Plantation Crops

Bank of Baroda provides financial assistance to purchase estates/orchards growing traditional plantation crops. Apply now for orchard loan/ plantation loan tailored to your needs.

Scheme for Financing Compressed Biogas (CBG)

Apply for financing scheme to set up a Compressed Biogas Plant in India. This is to encourage entrepreneurs to set up plants, produce & supply to oil marketing companies (OMCs).

Scheme for Financing Farm Development Activities

Get loan for agriculture land development to transform your farm. Explore our comprehensive scheme for financing farm development activities & achieve your goals with ease.

Scheme for Financing Farmer Producer Companies / Organizations (FPCs / FPOs)

Get the scheme & support the growth of farmer producer organizations. Avail financing scheme from us to support your agricultural potential with our in agriculture solutions.

Scheme for financing Micro units engaged in Export

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Scheme for Financing Mini Dairy Units

Bank of Baroda offers financing scheme to set up mini dairy units with 2 to 10 cows/ buffalos. Check interest rate, eligibility & documents to apply for dairy loan. Visit to know more!

Scheme for Financing NBFC-MFIs

Get the funding you need to grow your microfinance business with Bank of Baroda’s scheme for in India. Check out the website to know more about - scheme.

Scheme for Financing Pradhan Mantri Matsya Sampada Yojana (PMMSY)

Get details on Pradhan Mantri Matsya Sampada Yojana () - the fish farming government scheme. Download the application form for loan scheme & Apply Online Today!

Scheme For Financing Textile Units

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Scheme for Financing under Agriculture Infrastructure Fund

Term loans for eligible post-harvest management and community-farming assets. publishes a one-year -linked rate capped at 9.00% up to ₹2 crore and a rating/security-based matrix above ₹2 crore. 3–15-year repayment term conflicts with the revised guideline's seven-year scheme limit.

Scheme For Professionals

Apply for professional loan at Bank of Baroda to get benefit from attractive interest rates. Secure your financial needs with hassle-free online application for professional loans.

Scheme for Purchase of Agriculture Land

Term finance for eligible small and marginal farmers, tenant/sharecropper farmers and women with land-ownership rights to purchase and develop agricultural, fallow or waste land. Loan quantum depends on land area, valuation and development cost.

Shahari Bagwani Yojana

Bank of Baroda offers financing options for gardening through Shahari Bagwani Yojna scheme. Check your eligibility criteria & apply for Shahari Bagwani Yojana to grow your garden.

SME Medium Term Loan

Apply for Medium Term Loan offered by Bank of Baroda & benefit from flexible loan periods tailored for Indian businesses. Get funding for a specific period with competitive interest rates.

SME Short Term Loan

Apply for Short Term Loan at lowest interest rates, flexible repayment options & quick online application. Empower your business today with Bank of Baroda!

Standup India Scheme (SUI)

Stand up India(SUI) scheme helps to meet credit requirement of SC/ST and at least one woman entrepreneur for setting up Greenfield projects. Apply for SUI loan today!

Takeover of Accounts

Takeover of accounts by Bank of Baroda provides the facility to high rated corporate/non corporate to transfer /take over accounts from other banks based on some criteria. Know more no takeover of accounts here

Technology and Quality Upgradation (TEQUP) Scheme

Discover the TEQUP Scheme by Bank of Baroda - A technology and quality upgradation initiative designed to empower . Learn about TEQUP subsidy, benefits & how this scheme fosters technology upgradation for enhanced growth!

Technology Upgradation Fund Scheme (TUFS)

Discover the Technology Upgradation Fund Scheme () by Bank of Baroda for . Upgrade your technology, enhance productivity & access subsidies with . Learn more & apply today.

Term Finance — Corporate Banking

Find the right corporate term finance solutions for your business needs at Bank of Baroda. Our flexible loans and advances provide financial support to help your business grow. Visit us today!

Term Finance — MSME Banking

Explore the flexible term finance solutions & competitive term loan interest rates offered by Bank of Baroda to help your company

Tractor Loans

Apply for tractor loan at low interest rate & processing fees with flexible repayment options. Check your eligibility, calculate & get a New Tractor Finance Now!

Two Wheelers (Motorcycle/Scooter) Loan to Farmer

Two wheeler loan for farmers - Get a motorcycle for your agricultural needs at low interest rates & flexible repayment options from Bank of Baroda. Apply for a bike loan today!

Vendor Bill Discounting for Vendors/Suppliers of Large Real Estate Developers

Get quick access to funds through supplier bill discounting, a seamless vendor discounting facility from Bank of Baroda for vendors and suppliers of large real estate developers.

Vendor Finance (Limit on Vendor)

Vendor Finance (Limit on Vendor)

Warehouse Receipt Financing

Short-term demand finance against pledged agricultural produce in a warehouse: up to ₹50 lakh against warehouse receipts, or ₹75 lakh per borrower against NWR/e-NWR, for up to 12 months.

Working Capital

Working capital finance by Bank of Baroda to meet their operational expenses, purchasing inventory by direct funding or by issuing letter of credit. Get a working capital loan online here!

Working Capital Finance

Working capital finance to meet business operating expenses for all micro, small, medium enterprises. Apply for working capital loan for at amazing rates. Know more!

ASSAM RIFLES THE SENTINEL BOBCARD

A lifetime-free RuPay card for designated Assam Rifles personnel and veterans, with 5X rewards on departmental stores and movies, Amazon Prime and FITPASS benefits, lounge access, fuel savings and complimentary accidental-death cover.

BOBCARD CASHBACK

5% Cashback on Eligible Online Spends Get 5% cashback (up to ₹1,500 per month)* on eligible domestic online spends - perfect for shopping, food delivery, subscriptions & more.*

BOBCARD CORPORATE

Designed for both new and existing business endeavours to support them with stable financial aid. CORPORATE also helps your employees in management of day-to-day business expenses. Apply for this card if you hold any of the following relationship/s with Bank of Baroda: CC/ with BoB | Current Account with BoB | Fixed Deposit with BoB

BOBCARD EASY

EASY is your ideal partner for extra savings on your everyday shopping.

BOBCARD EMPOWER

Designed exclusively for Proprietors and Self-Employed segment, EMPOWER provides a simple solution to manage all business expenses. And in order to delight you while you put strenuous efforts, we have packaged your card with exclusive privileges and superior benefits.

BOBCARD ETERNA

Reviewed as one of the best by industry experts, the ETERNA is designed to give you smart savings with premium lifestyle offerings valuing up to Rs.81,000* annually. Whether it's traveling to your favorite destination or relishing delectable delights, shopping or enjoying movies, ETERNA ensures that you enjoy the highest quality of experience

BOBCARD Etihad Guest Credit Card

Earn Etihad Guest Miles Everywhere: Earn 3 Miles per ₹100 on Etihad Airways spends and 1 Mile per ₹100 on other domestic & cross-border spends.Welcome Bonus: Earn extra 7,500* Etihad Guest miles on meeting spend criteria and enjoy complimentary Etihad Guest Silver Tier.

BOBCARD Etihad Guest Premium Credit Card

Earn Etihad Guest Miles Everywhere: 6 Miles per ₹100 on Etihad Airways spends & 2 Miles per ₹100 on other domestic & cross-border spends. Welcome Bonus & Status: Earn extra 15,000* Etihad Guest miles on meeting spend criteria and enjoy complimentary Etihad Guest Silver to Gold Tier upgrades.

BOBCARD Micro Enterprise

A business credit card for micro enterprises registered through the Government of India JanSamarth portal.

BOBCARD One

A lifetime-free metal co-branded card managed through the OneCard app.

PM SVANidhi BOBCARD

A lifetime-free card for eligible SVANidhi street vendors, with a starting ₹10,000 credit limit, 1 reward point per ₹100 of eligible spends and Smart on purchases above ₹2,500.

BOBCARD PRAGATI

A credit card for customers of the participating regional rural banks in Uttar Pradesh, Rajasthan and Gujarat.

BOBCARD PREMIER

As a worthy Travel Companion, the PREMIER is designed to compliment your adventurous lifestyle & add to your joyous journeys all along.

BOBCARD PRIME

With almost zero documentation against your , PRIME is a secure card that's exclusively designed to make you cherish your banking relationship.

BOBCARD Scapia Credit Card

A travel-focused co-branded credit card with Scapia rewards, zero forex markup and spend-qualified domestic lounge access.

BOBCARD SELECT

SELECT multiplies the thrills and convenience of online shopping with exciting offers and great value for money

BOBCARD Swavlamban

Earn 4 core reward points per ₹100 of eligible spends, capped at 800 core points per statement cycle.

BOBCARD TIARA

Designed for the modern woman who embodies every role with elegance and strength, reimagining her journey with passion and purpose. With exclusive rewards and thoughtful benefits, TIARA empowers you to live life on your own terms—gracefully, graciously, and confidently.

BOBCARD Uni GoldX Credit Card

A lifetime-free co-branded card earning Uni Coins with no forex markup.

BOBCARD VIKRAM

Designed Exclusively for Defence Personnel & veterans, VIKRAM is here to offer best & exclusive benefits.

CMA One BOBCARD

The number ‘ONE’ choice for . Experience unmatched benefits with One , designed and tailored exclusively for members, with world-class privileges and delightful saving opportunities.

HPCL ENERGIE BOBCARD

Designed to make your everyday life filled with a full tank of happiness, plentiful rewards, benefits, and Up to 80 Litres of Free Fuel Every Year

ICAI EXCLUSIVE BOBCARD

Exclusive benefits for exclusive people! Experience unmatched benefits with EXCLUSIVE , designed and tailored exclusively for members, with world-class privileges and delightful saving opportunities.

ICSI DIAMOND BOBCARD

Created for you, with precision calculation. Experience unmatched benefits with Bank of Baroda DIAMOND , designed and tailored exclusively for members, with world-class privileges and delightful saving opportunities.

INDIAN ARMY YODDHA BOBCARD

Designed especially for our Indian Army personnel and veterans, Indian Army YODDHA , is here to offer best & exclusive benefits, accelerated rewards, complimentary services, and more

Indian Coast Guard Rakshamah BOBCARD

Designed especially for our Indian Coast Guard personnel & veterans, Indian Coast Guard RAKSHAMAH , is here to offer best & exclusive benefits, accelerated rewards, complimentary services, and more

Indian Navy Varunah BOBCARD

Designed especially for our Indian Navy personnel & veterans, Indian Navy VARUNAH is here to offer best & exclusive benefits, accelerated rewards, complimentary services, and more

Indian Navy VARUNAH Plus BOBCARD

A current Indian Navy variant with product-specific rewards, fees and benefits.

Indian Navy VARUNAH Premium BOBCARD

A current Indian Navy variant with product-specific rewards, fees and benefits.

Instant RuPay BOBCARD

Get your Lifetime Free RuPay instantly with bob इPay

IRCTC BOBCARD

has been designed to make your train journeys even more rewarding and memorable, with savings on everyday purchases.

Nainital RENAISSANCE BOBCARD

Designed to make your everyday purchases more fulfilling and rewarding with the exclusive privileges and superior benefits.

SNAPDEAL BOBCARD

A card that will fill your heart and cart with happiness. Get delightful activation benefit, shopping rewards, and unlimited cashback with your SNAPDEAL .

Fixed & recurring deposits

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Atal Pension Yojana

Atal Pension Yojana is a Government of India guaranteed pension scheme distributed by Bank of Baroda. An eligible Indian citizen aged 18–40 contributes until age 60 and chooses a guaranteed monthly pension of ₹1,000, ₹2,000, ₹3,000, ₹4,000 or ₹5,000; the applicable contribution depends on entry age and payment frequency.

bob Advantage Fixed Deposits (Non- Callable)

A high-value domestic non-callable fixed deposit for ₹1,00,01,000 and above, offering differential interest over normal in exchange for no premature withdrawal.

bob Crorepati - A Recurring Deposit Scheme

Explore the Crorepati Recurring Deposit Scheme for high returns and guaranteed financial growth. Start saving now and begin your journey to becoming a crorepati with the Bank of Baroda.

bob earth Green Term Deposit

bob earth Green Term Deposit

bob Flexi Systematic Deposits Plan (Recurring Deposits)

bob Flexi Systematic Deposits Plan (Recurring Deposits)

bob Golden Goal deposit scheme

Maximize your savings with the bob Square Drive Deposit Scheme. Enjoy competitive interest rates and flexible tenure options at Bank of Baroda.

bob Lakhpati - A Recurring Deposit Scheme

Start your systematic savings journey with Bank of Baroda

bob Liquid Fixed Deposits Scheme

bob Liquid Fixed Deposits Scheme offers attractive interest rates & loan up to 95% of the value. Open bob Liquid Fixed Deposits Scheme with Bank of Baroda!

bob Millionaire - A Recurring Deposit Scheme

Invest in your future with Bank of Baroda

bob Regular Income cum Recurring Deposit (RIRD)

Baroda Regular Income cum Recurring Deposit provides higher rate of interest with longer periods of deposit. Open account with comfort of liquidity at Bank of Baroda.

bob SDP - A Recurring Deposit Scheme

Systematic Deposit Plan offers a convenient recurring deposit scheme. Save with Bank of Baroda

bob SDP (Recurring Deposits)

Start saving for the future with Bank of Baroda

bob Short Term Deposits

In bob Short Term Deposits , you can invest money for a shorter period range from 7 days to 12 months. Open short term deposit with best interest rate at Bank of Baroda.

bob Square Drive Deposit Scheme

Maximize your savings with the bob Square Drive Deposit Scheme. Enjoy competitive interest rates and flexible tenure options at Bank of Baroda.

bob Tax Saving Fixed Deposit Account

Maximize your investments with bob Tax Saving Fixed Deposit Account, which offers long-term savings & tax benefits. Protect your returns from interest rate changes & enjoy multiple benefits. Open your account today!

Capital Gain Account Scheme, 1988

Capital Gain Account Scheme (CGAS) helps you avail tax exemptions under section 54(F)(4) of IT Act 1961. Check CGAS rate of interest & withdrawals at Bank of Baroda.

e-FDR solution for Stockbrokers

e- solution for Stockbrokers

E-Kisan Vikas Patra Scheme, 2014

Kisan Vikas Patra scheme is of low-risk and guarantees assured returns. Know more about kisan vikas patra interest rate, benefits & details at Bank of Baroda.

Fixed Deposit

Open account online with high interest rates & assured returns. Enjoy your fixed deposit investment journey in a secure way with Bank of Baroda & achieve your goals.

Flexi Fixed Deposits (Sweep In & Out Facility)

Flexi Fixed Deposits (Sweep In & Out Facility)

Floating Rate Savings Bonds

Floating Rate Savings Bonds comes with high interest rate, low risk returns, no maximum limit for investment. Check out your eligibility & Apply for FRSB bonds now!

Gold Monetization Scheme

Gold Monetization Scheme is to mobilise gold to reduce country’s reliance on import of gold. Check gold monetisation scheme interest rate, eligibility & more at Bank of Baroda.

MAHILA SAMMAN SAVINGS CERTIFICATE (MSSC), 2023

MAHILA SAMMAN SAVINGS CERTIFICATE (MSSC), 2023

Monthly Income Plan (MIP)

Monthly Income Plan is a fixed deposit plan that give a fixed income every month specially to retired senior citizens to meet monthly expenses. Apply for scheme now!

Motor Accident Claims Annuity Deposit (MACAD)

Avail motor accident claims annuity deposit () online by Bank of Baroda for a duration of 36 to 120 months with rate of interest as per tenure. Visit to know more!

National Pension Scheme

National Pension System () is the best pension scheme for retirement planning that is shaped to enable a systematic savings during the subscribers working life. Open an scheme today and be independent.

NPS Vatsalya Scheme

Vatsalya Scheme from Bank of Baroda, offering a secure pension option for minor citizens. Open an Vatsalya account today and provide long-term financial protection for your child

Public Provident Fund

Public Provident Fund/ Scheme is a long term investment option backed by Government with attractive interest rate & returns with fully tax exemption. Open a account now!

Quarterly Income Plan (QIP)

Quarterly Income Plan by Bank of Baroda gives regular income for you as an add-on to your earnings. Apply for quarterly income scheme & earn interest on quarterly basis.

Senior Citizen Savings Scheme

Senior Citizen Saving Scheme is a long-term savings scheme for people above the age of 60 years. is a preferred fixed income investment that offers attractive interest rate.

Sovereign Gold Bonds

Sovereign Gold Bonds are high returns investment scheme. They are substitutes for holding physical gold. Check interest rate, eligibility & benefits at Bank of Baroda!

Sukanya Samriddhi Yojana

Open Sukanya Samriddhi Account with Bank of Baroda for Girl child at attractive interest rate of 8.4% & exempted from tax under 80c. Apply for Sukanya Samriddhi Scheme now!

Debit, prepaid, forex & payment services

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Bank of Baroda EaseMyTrip Debit Card

Bank of Baroda's EaseMyTrip RuPay Platinum co-branded debit card with ₹599 plus taxes issuance and annual fees, travel discounts, domestic and international lounge access, and shopping benefits, contactless payments and RuPay air-accident insurance.

Baroda NCMC Prepaid Card

A physical -only Baroda prepaid card with multiple reloads, RuPay acceptance, //e-commerce use, real-time activation and published reload/withdrawal fees.

bob Bhoomi RuPay Select Debit Card

bob Bhoomi RuPay Select Debit Card

bob inSIGHT Braille Debit Card

bob inSIGHT Braille Debit Card

bob Opulance

bob World Opulence Debit Card

bob World Agniveer Debit Card

Experience world of exclusive privileges with Bank of Baroda

bob World Sapphire

A premium bob World Sapphire debit card with complimentary domestic lounge access, luxury-hotel benefits, premium-brand offers and published ₹3 lakh , ₹5 lakh /e-commerce and ₹5,000 contactless limits.

bob World Yoddha Debit Card

bob World Yoddha Debit Card is specially designed for Defence personnel. This debit card offers benefits like Unlimited Free usage, No Issuance & Annual fee & many more. Apply Now!

Gift Card (Physical Variant)

Baroda gift card is an elegant way of gifting to your near or dear ones who can use it from anywhere & any time of the day across India. It is a perfect substitute for cash.

Gift Card Virtual Variant

Virtual variant of Baroda Gift Card gives you flexibility of multi-usage at any time and at any location of your choice. Now, purchase this card easily from any Bank of Baroda Branch!

MasterCard Classic Debit Card

MasterCard Classic DI Debit Card

MasterCard Platinum Debit Card

The Bank of Baroda MasterCard Platinum DI Debit Card offers easy online shopping and other benefits. To learn more about the platinum debit card, visit the website and apply now!

Mastercard World Debit Card

The Bank of Baroda Mastercard World Debit Card offers easy online shopping and other benefits. To learn more about the platinum debit card, visit the website and apply now!

RuPay Classic Debit Card

RuPay Classic DI Debit Card

RuPay Platinum Debit Card

RuPay Platinum DI Debit Card

RuPay Qsparc NCMC Debit Card

RuPay Qsparc Debit Card

Travel Card- Multi Currency Forex Card

Travel Card | Apply for Bank of Baroda’s travel card & make your travel experience a memorable one. Travel card can be used for cash withdrawal & making purchases from any of the 25 million merchant

Virtual Debit Card

Virtual Debit Card is an electronic debit card; used for ecommerce transactions. Get this virtual debit card instantly from bob World app of Bank of Baroda.

Visa Classic Debit Card

Visa Classic Debit Card used for convenient shopping, travelling, dining out at many locations in India. Know visa classic debit card limit, benefits & annual charges at Bank of Baroda.

Visa Platinum Debit Card

Visa Platinum DI Debit Card

VISA Vyapaar Debit Card

The Vyapaar DI Debit Card provides amazing benefits like contactless and e-commerce transactions and more. To find out more, visit the Bank of Baroda website!

Personal, home, vehicle & other loans

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Baroda Advance Against Securities (Kisan Vikas Patra / e KVP)

A demand loan, term loan or overdraft against eligible Kisan Vikas Patra (/e-). The bank states there is no maximum loan ceiling, while its says lending may be up to 80–85% of the certificate face value. Apply at a branch.

Baroda Advance Against Securities( Life Insurance Policies)

A term/demand loan or overdraft against an eligible assigned life-insurance policy. Minimums are ₹3,000 for term/demand and ₹20,000 for overdraft; the bank states no maximum ceiling and an advance of up to 80%–85% of surrender value.

Baroda Advance Against Securities (National Savings Certificate)

A Bank of Baroda term loan, demand loan or overdraft secured by National Savings Certificates. Public borrowers have no stated maximum ceiling; minimums are ₹3,000 for term/demand and ₹20,000 for overdraft. A lien must be recorded with the issuing post office before disbursement.

Baroda Advance against the securities (Relief Bonds /Government Bonds)

Bank of Baroda offers demand loans, term loans and overdrafts secured by eligible Relief or Government bonds. Published minimums are ₹3,000 for demand/term loans and ₹20,000 for overdrafts; the bank states no maximum ceiling. Its says government savings-bond advances may reach 80%–85% of face value.

Baroda Ashray (Reverse Mortgage Loan)

A reverse mortgage for Indian senior citizens aged above 60, secured by a fully self-occupied residential property. The page publishes + + 2.35%, a 15-year term that may extend during the borrowers' survival, a ₹1 crore inclusive-of-interest cap, monthly annuity payouts, property-insurance requirement and defined death/sale/aged-care repayment triggers.

Baroda Auto Loan for Pre-owned Car

Bank of Baroda offers auto loans for pre-owned used cars with attractive interest rates and easy options. Apply online for a used car loan today!

Baroda Car Loan

Buy your dream car with ease by applying for a car loan from Bank of Baroda. Enjoy low interest rates and up to 90% financing, suitable for salaried employees, businessmen, & more. Give a missed call or send an to apply now!

Baroda Car Loan for NRI/PIOs

An / car loan for new private-use vehicles with finance up to ₹1 crore or 90% of on-road price, a maximum 84-month term, 10% margin, daily-reducing interest, no advance and nil pre-closure charge. Eligibility, income multipliers, repayment-capacity bands, age, hypothecation, insurance and -linked pricing are published on the official page.

Baroda CRE Home Loan for NRI/PIOs Max Savings

Bank of Baroda offers home loan max savings facility for / at very competitive interest rate & no pre-payment penalty. Check your eligibility & apply online for Baroda home loan!

Baroda Digital Education Loan

Baroda Digital Education Loan: Get an online education loan with competitive interest rates. Our digital education loan is easy to apply for and can be processed quickly.

Baroda Digital Personal Loan

A paperless digital personal loan with direct disbursement, ₹50,000 minimum, ₹10 lakh ETB or ₹5 lakh NTB/NTC limits and 12–60-month repayment. The current page publishes -linked fixed/floating formulas, a 12.40%–17.75% floating effective range, 2% processing charge capped at ₹10,000 plus , detailed documents and bands.

Baroda Education Loan for EDP being offered by Premier Institutions in India

An education loan for resident Indians employed during study at listed /A/B/C premier institutions. The current page publishes category-based /base-rate spreads, no processing fee, ₹7,500 per mortgaged property, course-period-plus-three-month moratorium, 10–15-year post-moratorium repayment and a ₹20 lakh maximum; its summary/ separately says up to ₹80 lakh, so the official conflict is retained.

Baroda Education Loan to Students of Premier Institutions

Education loan for Indian nationals in full-time professional/technical courses at /A/B/C premier institutions. The page publishes category-based rates, collateral-free limits of ₹40 lakh/₹30 lakh/₹15 lakh/₹10 lakh, up to ₹80 lakh with collateral, course-plus-one-year moratorium, 10–15-year repayment and mandatory credit-life cover above ₹7.50 lakh.

Baroda Education Loans for EDP being offered by Premier Institutions Abroad

An education loan for resident Indians employed during study at premier institutions abroad. The current page publishes +2.00% up to ₹7.50 lakh and +2.35% above, maximum ₹80 lakh, course-plus-three-month moratorium, 10–15-year repayment, 1% processing capped at ₹10,000 and staged security thresholds.

Baroda Flexi Loan over Home security

A top-up facility for existing standard Bank of Baroda home-loan borrowers, including / and staff. The page publishes -linked pricing plus 0.25% Strategic Premium and 0.60% spread, ₹1 lakh–₹10 crore limits, 90%/80%/75% combined bands, age-based repayment, daily-reducing interest, no listed prepayment penalty and property-security rules.

Baroda Gyan

Education loan for eligible Indian students pursuing recognised higher, professional, vocational and specialist courses in India, with /Base Rate-linked pricing, course-specific finance ceilings, staged disbursement and parent/co-applicant repayment assessment.

Baroda Home Improvement Loan for NRI/PIOs

Home renovation loan for & at very attractive interest rates from Bank of Baroda. Now make your dream into reality with Baroda home renovation loan. Apply Now!

Baroda Home Loan for NRI

// home loan for residential purchase, construction, plot-plus-construction, takeover, extension or reimbursement in India, with one-year -linked pricing, location-based limits up to ₹10 crore, published bands and detailed overseas-income eligibility.

Baroda Home Loan Max Savings for NRI/PIOs

// Max Savings home loan with linked savings-account offset, -specific location limits up to ₹10 crore, two-year overseas eligibility and ₹5 lakh gross annual-income threshold. The variant page publishes one-year -linked pricing; the shared Max Savings page publishes a separate schedule, so the benchmark conflict remains explicit for applicants to confirm.

Baroda Home Loan Takeover Scheme

Want to transfer your home loan to another bank? Check our Baroda home loan takeover process, charges & interest rates for balance transfer with no documentation.

Baroda Home Loan to Corporates / Non Individuals

Baroda Home Loan to Corporates / Non Individuals

Baroda Home Suvidha Personal Loan

A linked personal-loan facility for eligible Baroda Home Loan borrowers to fund insurance, registration, stamp duty, and club-membership costs, with separate Category A/B margins.

Baroda Loan against Future Rent Receivable (Retail Segment)

Bank of Baroda

Baroda Loan to Pensioners

Looking for personal loan as a pensioner or retiree? Check out our personal loan for pension holders, including interest rates, eligibility & how to apply online for instant loan.

Baroda Max Savings Home Loan

A home loan linked to a Bank of Baroda savings account: end-of-day account balances reduce the balance used to calculate home-loan interest, while the linked savings account itself earns no interest.

Baroda Medi Elite

Baroda Medi Elite

Baroda Mortgage Loan

Bank of Baroda

Baroda Overdraft for E-commerce Business (Amazon/Flipkart)

Bank of Baroda is providing E Commerce loans/finance to meet the working capital needs of merchants engaged in online selling through e-retailers. Click to know more!

Baroda Personal Loan

Explore the benefits of the Baroda Personal Loan offered by Bank of Baroda. Gain quick access to funds with minimal documentation & hassle-free application process. Apply for Baroda Personal Loan now.

Baroda Portfolio backed Approved Limit (BOB-PAL)

An overdraft against approved dematerialised shares, mutual funds, bonds, debentures and sovereign gold bonds. The current page publishes a ₹1 lakh minimum, up to ₹1 crore against equity shares and ₹5 crore against debt securities, 9.40%–10.25% -linked pricing, 21–70 age eligibility, a 701 cut-off with −1/0 exception and 12-month renewable duration.

Baroda Pre-Approved Home Loan

Looking for a pre-approved home loan? Get your home loan sanction with Bank of Baroda’s online home loan pre-approval process. Apply now to simplify your home loan journey.

Baroda Scholar

Get instant education loan for abroad studies with Baroda Scholar scheme. It has no processing & documentation fees. Apply for foreign education study loan here

Baroda Top Up Loan for NRI/PIOs

Baroda Top up loan for is an additional loan facility extended to home loan borrowers for any purpose with attractive interest rates. To know more, visit our website.

Baroda Two Wheeler Loan

Apply for two wheeler loan online at Bank of Baroda at affordable interest rates and easy monthly instalments. Get the best bike loan and purchase a brand new two-wheeler today!

Baroda Vidya

Baroda Vidya Loan: Get an education loan for school education from Bank of Baroda. Up to Rs. 4 lakhs available, with flexible repayment terms. Apply online today!

Baroda Yoddha Auto Loan for Defence Personnel

Bank of Baroda offers car loan at specialized rates for defence personnel. Baroda Yoddha Auto Loan is specially designed for Indian armed forces & Central Forces. Apply Now!

Baroda Yoddha Education Loans (all variants)

Baroda Yoddha Education Loan is specially designed for Defence personnel with specialized rates. To avail this Baroda Yoddha education loan check eligibility criteria & apply now!

Baroda Yoddha Home Loan for Defence Personnel

A Bank of Baroda home loan for serving personnel of the Indian Armed Forces and specified Central Forces, plus qualifying retired pensioners. The page publishes location-based limits up to ₹20 crore, -linked pricing and repayment up to 30 years.

Baroda Yoddha Loan to Defence Pensioners

Bank of Baroda offers personal loan to Defence pensioners at low interest rates to meet their financial needs. Check your eligibility for defence pension loan & apply online now!

Baroda Yoddha Two-Wheeler Loan for Defence Personnel

Get two-wheeler loan for Defence Personnel at low interest rates with no processing charges. Check your eligibility for Baroda Yoddha Two-Wheeler Loan & apply online at Bank of Baroda.

bob Digital Car Loan

Secure your dream car with Bank of Baroda

bob Eco-Saarthi

Choose BoB Eco Saarthi Education Loan from Bank of Baroda. Enjoy attractive interest rates, flexible repayment options, and easy eligibility to support your higher education journey. Apply online today.

bob Green Home Loan

Finance for certified green homes, with a 10 bps concession on eligible Home Loan rates and a 50% concession on card-rate fees; standard Home Loan rules still govern finance and appraisal.

bob Green Wheel

Apply for two wheeler loan online at Bank of Baroda at affordable interest rates and easy monthly instalments. Get the best bike loan and purchase a brand new two-wheeler today!

bob Insta Personal Loan

Get Bank of Baroda

Commission Agents Loan Arthias

Bank of Baroda offers loan to meet working capital requirement of commission agents/arthias. Know about eligibility criteria, required documents for Commission Agents Loan Arthias.

Credit Risk Guarantee Fund Scheme for Low Income Housing

Credit Risk Guarantee Fund Scheme for Low Income Housing is an initiative from MH & UPA, GOI that provides guarantees to the lending institutions against home loans up to Rs 5.00 lakh to receivers in the / categories without requiring any third-party guarantee. Apply now!

Digital Two-Wheeler Loan

Apply for two wheeler loan online at Bank of Baroda at affordable interest rates and easy monthly instalments. Get the best bike loan and purchase a brand new two-wheeler today!

Enhanced Earned Salary Advance Drawls Access Scheme

Get Bank of Baroda

Bank of Baroda Gold Loan for Consumption Purposes

Gold-backed , or demand-loan facility for consumption needs, secured by eligible gold jewellery, ornaments or specially minted bank-sold coins.

Government of India Interest Subsidy Schemes for Education Loan

Bank of Baroda's page covers eligible economically weaker students pursuing technical or professional courses in India. For education loans taken from 1 April 2022, the Government subsidises simple interest during the course period plus one year on principal up to ₹10 lakh; this is a subsidy cap, not the loan limit.

Higher Education and Skill Development Guarantee Scheme for Pursuing Higher Education in Delhi

Avail this Higher Education and Skill Development guarantee Scheme for meritorious students of delhi for pursuing higher education with the financial support from the banking system.

Home Improvement Loan

Looking for affordable housing loan options for low-income individuals? Check out the Credit Guarantee Fund Scheme & secure your dream home with CRGFTLIH scheme today.

Baroda Home Loan

A residential property loan with up to 30-year repayment, up to 36 months' moratorium, -linked monthly resets and location-dependent maximum amounts.

Home Loan scheme for EWS, LIG & MIG Individuals - Urban Areas

BoB Housing Loans for , & with government subsidy benefits. Get affordable urban housing finance, quick approvals, low interest rates, flexible repayment, and CLSS eligibility. Apply now!

Loan Against FCNR (B) Deposits in Foreign Currency in India

This plan is ideal for non-resident Indians seeking loans in foreign currency in India against their own (B) Deposits. Visit us online to know more.

Loan for Public Issues-IPO

loan/ financing by Bank of Baroda helps you to invest in initial public offering of reputed companies in India. Apply today for Loan to avail its benefits!

Loans Against FCNR (B) Deposits in Rupees

This plan developed specifically for providing loans/overdraft against your security of foreign currency denominated fixed deposits placed with Bank of Baroda. Visit to know more.

Loans/Overdrafts Against Security of Non-Resident (Rupee) Fixed Deposits

Apply for loans/overdrafts against security of non-resident (rupee) fixed deposits at Bank of Baroda. Know more about loan against security of non-resident (rupee) fd.

Mortgage Loan for NRI

Loan Against Property for - Bank of Baroda offers mortgage Loan for up to Rs. 10 crores for those holding valid Indian Passport. Know more & apply for mortgage loan now!

Mudra Loan

Mudra Loan: Pradhan Mantri Mudra Yojna () is a govt scheme to finance micro and small enterprises. Apply for Mudra loan online at Bank of Baroda & grow your business!

PM-Surya Ghar Yojana-Composite

-Surya Ghar Yojana-Composite

PM-Surya Ghar Yojana -Standalone

-Surya Ghar Yojana -Standalone

Pradhan Mantri Awas Yojana – Urban 2.0

Get Pradhan Mantri Awas Yojana Urban 2 home loan from Bank of Baroda with interest subsidy up to ₹1.80L. // eligible. Affordable housing, low interest rates. Apply for Urban 2 loan today!

Pradhan Mantri Vidyalaxmi Scheme

Bank of Baroda education finance under Vidyalaxmi for merit-admitted students at listed Quality Higher Educational Institutions, with category-linked rates and a digital portal application route.

Skill Loan Scheme

Get a skill loan to pursue your technical education with skill loan scheme. This scheme offer competitive interest rates and flexible repayment terms. Apply today!

Baroda Advantage Fixed Deposits NRO-Non Callable

Get differential rate of interest over normal fixed deposit rate by investing in Baroda Advantage Fixed Deposits -Non Callable. Visit us online to know more!

Baroda NRE Salary Savings Account

Baroda Salary Savings Account

Baroda Power Pack NRE Savings Account

Explore Bank of Baroda

bob Aspire NRE Savings Account

An savings account for eligible Indian passport holders living abroad, with tax treatment stated as exempt, a customized debit card with airport lounge access, ₹10,000 after the first two quarters and a 60-day overseas-address proof requirement.

bob Global Women NRE Saving Account

bob Global Women Saving Account

bob Global Women NRO Saving Account

bob Global Women Saving Account (CM-YUVA)

bob Premium NRE Saving Account

Baroda Premium Savings Bank Account by Bank of Baroda offers value added benefits like tax exemption on interest earned, free remittance facility & much more. Apply now!

bob Premium NRO Saving Account

bob Premium Saving Account

Foreign Currency Linked Rupee Deposits (FCLRD) Scheme

FCLRD scheme offers dual advantage of both Rupee Deposits & FCNRD Deposit with benefits like easy liquidity & convertibility, nomination facility etc. Avail FCLRD scheme now!

Foreign Currency Non Resident B Term Deposit

deposit by Bank of Baroda is an ideal deposit plan as it offers easy liquidity & convertibility with no income tax liability on interest earned. Invest in deposit scheme now!

NRE Rupee Current Account

Bank of Baroda

NRE Rupee Fixed Deposits

by Bank of Baroda offers a matured term deposit of 1 year and above with features such as no income tax liability, provision for nomination etc. Open a fixed deposit account now!

NRE Rupee Savings Account

savings account enables account opening through demand drafts, telegraphic transfers etc. with standard banking facilities such as cheque book, provision for nomination and other remittance facilities. Open savings account now!

NRO Rupee Current Account

Current Account by Bank of Baroda comes with benefits like no interest applicable on deposits, provision for nomination etc. To avail, open current account today!

NRO Rupee Fixed Deposits

fixed deposit account by Bank of Baroda is perfect for

NRO Rupee Savings Account

account by Bank of Baroda can be opened from abroad or a domestic account can be converted on taking up business/employment abroad. Know more and avail savings bank account now!

Resident Foreign Currency A/C - for NRIs returning to India for settling in India

account by Bank of Baroda is most suitable for returning to India wherein all existing repatriable accounts will be maintained in dollars denominations. Open a Resident foreign currency account now!

RFC Domestic Account GCO for Resident Indians

domestic account is best for using foreign exchange acquired by abroad visit, honorarium/gift etc. with added benefits such as instant credit facility, limitless balance etc. Open a domestic account now!

Rupee Linked Foreign Currency Deposit Scheme for NRIs

Rupee Linked Foreign Currency deposits (RLFCD) offer pre-mature repayment facility with several other amazing features and benefits for

Savings, current & salary accounts

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bob ADVANTAGE Current Account

A standard location-tiered current account with 50 free cheque leaves, five free monthly cash withdrawals and a first-year-free business debit card.

bob Advantage Saving Account

A standard savings account with branch-category monthly balance requirements, no published non-maintenance charge and daily interest calculation with quarterly credit.

bob Bank Mitra Bachat Khata

A no-minimum-balance -point savings account whose current Features tab also describes an optional overdraft secured by a linked term deposit.

bob BRO Saving Account

A zero-balance student savings account for resident students aged 16–25, with a lifetime-free RuPay Platinum debit card, unlimited free cheque books and an optional sweep facility.

bob Central Government Employees Salary Package (CGESP)

A zero-balance Central Government employee salary account for permanent, confirmed and regular employees aged 18–60, with salary-linked overdraft, free banking, card benefits and current National Insurance cover subject to the published conditions.

bob Champ Account

A zero-balance savings account for minors, with a free eligible debit card from age 10, controlled transaction limits and an optional sweep facility.

bob Current Account for LIC/Other Insurance

A nil-minimum-balance institutional current account for insurance companies, with a free monthly statement and first 50 cheque leaves.

bob Current Account for Other Banks

A ₹5,000 minimum-balance current account for other scheduled commercial banks, with free monthly statements and first cheque book.

bob DIAMOND Current Account

The top published bob current-account tier, with ₹50 lakh , high cash limits, unlimited cheques and outward cheque returns, plus extensive merchant-device benefits.

bob Escrow Current Account Scheme

A non-interest-bearing escrow current account operated under a tripartite or multiparty agreement, with no and tightly restricted withdrawals and banking channels.

bob Family Current Accounts Segment

A grouped current-account proposition with Silver, Gold and Diamond tiers based on combined family or group quarterly average balance.

bob Family Savings Accounts Segment

A family grouping for new or existing individual accounts, with Silver, Gold and Diamond tiers based on combined quarterly average balance.

bob GOLD Current Account

A high-balance business current account with unlimited cheque leaves, digital transfers, soundbox/ benefits and an optional weekly sweep.

bob Government Employee Salary Account (Salary Solutions for Central/State Govt. employees)

Bank of Baroda offers salary solutions for central & state government employees with a range of attractive benefits. Enjoy a seamless process for drawing your salary & managing your finances.

bob Government Employee Salary Account- (TN state Govt. Permanent employee’s salary account) (SB182)

bob Government Employee Salary Account- (TN state Govt. Permanent employee’s salary account) (SB182)

bob Govt Bodies Current Account

A nil- current account for eligible government bodies, with free cheque books, electronic transfers, base-branch cash deposits and optional sweep.

bob Jeevan Suraksha Saving Account

A savings account with customer-paid IndiaFirst life cover from ₹1 lakh to ₹5 lakh and a published ₹1,000 daily minimum-balance requirement.

bob LITE Current Account

A zero- current account with 50 free cheque leaves, five free cash withdrawals per month and a first-year-free business debit card.

bob LITE Savings Account

A zero-balance savings account with no minimum-balance charge, 30 free cheque leaves per financial year and a conditional free RuPay Platinum debit card.

bob Mahila Shakti Saving Account

A women-focused savings account with location-based , a first-year-free RuPay Platinum card, 30 cheque leaves and a weekly sweep option.

bob Masterstroke LITE Saving Bank Account

A premium savings relationship requiring ₹5 lakh , or ₹2.5 lakh plus ₹5 lakh in term deposits, with a fee-waived Platinum debit card and conditional sweep, travel and loan benefits.

bob Masterstroke Saving Bank Account

A premium savings relationship requiring ₹10 lakh , or ₹5 lakh savings plus ₹10 lakh in term deposits, with linked card, transaction, locker, loan and sweep benefits subject to conditions.

bob Pensioners Savings Bank Account

A zero-balance pension account opened with ₹5, with unlimited free cheque books and an overdraft of up to two months' pension when eligible.

bob PLATINUM Current Account

A ₹10 lakh current account with unlimited cheque leaves, higher cash limits, merchant-device benefits and a weekly sweep option.

bob Platinum Saving Bank Account

A ₹1 lakh- premium savings account for resident adults, with a lifetime-free Visa Platinum debit card, unlimited transfers and cheque books, and an optional weekly sweep facility.

bob PREMIUM Current Account

A ₹75,000 current account with unlimited cheque leaves, partial branch-transfer waivers, eligibility and a weekly sweep facility.

bob Professional Saving Bank Account

A savings account for qualified professionals aged above 21, requiring ₹25,000 and offering a first-year-free RuPay Select debit card, 50 annual cheque leaves and conditional doorstep banking.

bob RERA Current Account Scheme

A nil- project-account structure supporting collection, project and operative accounts, with sweep/ and approved transaction services.

bob RHODIUM Current Account

A ₹25 lakh current account with 50 monthly cash withdrawals, unlimited cheques, extensive merchant-device benefits and weekly sweep.

bob Salary Classic Account

Open a Baroda salary classic account for exclusive benefits such as a zero balance requirement, preferential interest rates, free demand drafts & unlimited transactions. Switch to Bank of Baroda for your salary classic account today!

bob Salary Premium Account

Open Baroda Salary Premium Account and enjoy exclusive features, higher interest rates, personalized banking services, and more. Apply for a salary premium account today at Bank of Baroda!

bob Salary Privilege Account

Open a Baroda Salary Privilege Account and enjoy personalized banking solutions, higher withdrawal limits & convenient digital services. Apply for a salary privilege account today at Bank of Baroda.

bob Salary Super Account

bob Salary Super Account is an savings account for salaried individuals with net monthly salary credit between Rs. 50,000 to Rs. 1 lakh. Open bob Salary Super Account now!

bob SB Self Help Group

A jointly operated savings account for self-help groups with ₹1,000 , 30 free cheque leaves and an available overdraft facility.

bob Scale-Up Current Account

A scale-up business account with a first-year balance-charge waiver, free electronic transfers, unlimited cheque leaves and auto/reverse sweep.

bob Senior Citizen Privilege Scheme

A senior-citizen savings account with location-based , a Visa Platinum debit card, 50 cheque leaves, weekly sweep and conditional concessions.

bob Senior Citizen Vishesh Samman SB

A premium senior-citizen savings account requiring ₹1 lakh , with a RuPay Select debit card, two monthly doorstep-banking services and conditional healthcare, locker and loan benefits.

bob SMART Current Account

A ₹25,000 business account with digital transfers, 50 free cheque leaves, two soundboxes and a weekly sweep option.

bob Start-up Current Account

A startup account with two years of balance-charge and electronic-transfer waivers, 200 free monthly cheque leaves and auto/reverse sweep.

bob Super Savings Account

A metro-and-urban savings account requiring ₹20,000 , with unlimited personal cheque books and drafts, an optional sweep facility and current zero non-maintenance charge under the bank's premium-savings schedule.

bob SUPREME Current Account

A ₹2.5 lakh current account with unlimited cheques, free electronic transfers, merchant-device benefits and weekly sweep.

bob TN state Government Employee (Non-Civilian) Salary Account- (SB186)

Bob TN state Government Employee (Non-Civilian) Salary Account- (SB186)

bob WOMEN POWER Current Account

A women-focused current account with ₹10,000 , 50 free cheque leaves, digital transfers, two soundboxes and a weekly sweep.

bob Women Sapphire Savings Account

A premium savings account for women requiring ₹1 lakh , with free RuPay Select debit-card issuance and conditional cancer-care, healthcare, locker and home-loan benefits.

Government Savings Account (bob Govt. Bodies SB Account)

A zero- account for eligible government bodies, with unlimited free cheque books, free electronic transfers and an optional ₹5 lakh sweep threshold.

Pradhan Mantri Jan Dhan Yojana

Pradhan Mantri Jan Dhan Yojana(PMJDY) Scheme is a national mission launched by the government of India providing easy access to financial services. Apply for PMJDY account now!

Safe Deposit Lockers

Bank locker facilities by Bank of Baroda offer a safety locker of any size to store your valuables at minimal charges. Open safe deposit lockers instantly nearby you!

Salary and Pension Solutions for Indian Armed Forces Personnel

Salary and Pension Solutions for Indian Armed Forces Personnel

Salary and Pension Solutions for Indian Central Armed Police Forces Personnel

Salary and Pension Solutions for Indian Central Armed Police Forces Personnel

Salary and Pension Solutions for Indian Police Forces

Police Salary Package by Bank of Baroda offers lifetime free platinum debit card plus insurance coverage up to 30 lakhs. Open Baroda Police Forces Salary Package savings account now!

Salary Package for the Brave Beginners- Agniveers

Bank of Baroda offers Military Salary package for Agniveers with lots of benefits like unlimited free usage, accidental & life insurance, etc. Open Agniveers salary account now!

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Reserve Bank of India directory

The RBI directory establishes the institution’s classification and registry identity. Product availability and terms are checked separately on the bank’s current India operation.

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