Key facts
What the official sources publish
Every value below belongs to this exact product. Select a source marker to check its context.
Monthly average balance₹20,000
Source 1Current MAB non-maintenance charge₹0 under the official comparison schedule's waiver effective 1 July 2025; the live product page still displays the earlier 6% shortfall chargeEffective 1 Jul 2025
Source 2Optional sweep parameters₹50,000 threshold; 181-day deposit; ₹10,000 sweep-out and ₹1,000 sweep-in multiples
Source 3Free personal cheque books and bank instrumentsUnlimited cheque books and unlimited DD / banker's cheque / pay order for personal needs
Source 4Immediate outstation-cheque creditUp to ₹25,000
Source 5PDF eligibility, balance and cash-service termsResident salaried, business and professional individuals; metro/
Source 6PDF payment, card, channel and ancillary termsDD/
Source 7PDF conversion and explicitly absent benefitsConversion to another scheme is allowed under target-product terms; conversion from General Savings is allowed. No loan-processing, rate-concession, accident-insurance, cancer-care or Practo benefit is listedEffective 7 May 2026
Source 8Benefits and features
- Optional auto/reverse sweep
- Unlimited personal cheque books and bank instruments
- Immediate outstation-cheque credit up to ₹25,000
- Daily interest calculation with quarterly credit
Eligibility
- Available only at metro and urban Bank of Baroda branches.
- Open to resident individuals, including eligible minors above age 10.
- Current zero-charge treatment comes from the newer official PDF; the live feature table still displays the earlier shortfall formula.
Passing a listed condition does not mean the bank will approve an application.
