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Scheme for Financing Farmer Producer Companies / Organizations ( / )

Get the scheme & support the growth of farmer producer organizations. Avail financing scheme from us to support your agricultural potential with our in agriculture solutions.

Facility amountMinimum loan ₹3 lakh and maximum loan ₹500 lakh (₹5 crore). The FAQ separately notes that food and agro-processing units may receive up to ₹100 crore under the relevant scheme.Interest rateAbove ₹3 lakh and below ₹25 lakh: one-year MCLR + SP +1.25%. For limits of ₹25 lakh and above, including cash-credit limits, periods under 3 years use +2.00%; term loans above 3 to 5 years use +2.10%, and above 5 to 7 years use +2.15% (all over one-year MCLR + SP). The priority-rate page does not give an FPC rate row for limits up to ₹3 lakh.Customer typeFarmers, agricultural enterprises and eligible rural borrowers
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Quick eligibility check

Scheme for Financing Farmer Producer Companies / Organizations ( / )

0 of 9 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Are you this type of customer: Registered Farmer Producer Organisations/Companies with at least 3 months of operations since registration?

Published source: FPO/FPC eligibility

2Do you meet this requirement: Complete loan application?

Published source: Documents

3Do you meet this requirement: directors’ KYC?

Published source: Documents

4Do you meet this requirement: audited statements for the last two years (or at least six months for a new FPC)?

Published source: Documents

5Do you meet this requirement: MoA and AoA?

Published source: Documents

6Document checkDo you have this required document or proof: complete loan application?

Published source: Documents

7Document checkDo you have this required document or proof: KYC of directors?

Published source: Documents

8Document checkDo you have this required document or proof: last six months bank statement?

Published source: Documents

9Document checkDo you have this required document or proof: FPC PAN/DIN/TIN/VAT registrations?

Published source: Documents
0 of 9 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

FPO/FPC eligibilityRegistered Farmer Producer Organisations/Companies with at least 3 months of operations since registration.View source
The official eligibility section requires registration and three months of operations.
Source
Scheme for Financing Farmer Producer Companies / Organizations ( / )
Page / section
Eligibility Criteria
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Agriculture and allied usesFinance may support dairy, fishery, animal husbandry, poultry, beekeeping, input purchase, warehouse receipts, marketing infrastructure, common service/processing centres, irrigation, farm equipment, high-tech equipment, member produce purchase, member on-lending and other productive agriculture activities.View source
The official features list enumerates agriculture, allied, infrastructure and member-finance uses.
Source
Scheme for Financing Farmer Producer Companies / Organizations ( / )
Page / section
Features
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Loan range₹3 lakh minimum and up to ₹5 crore maximum; the FAQ notes up to ₹100 crore may be available under the separate food and agro-processing-unit scheme.View source
The official benefits/ and publish the limits and related food/agro limit.
Source
Scheme for Financing Farmer Producer Companies / Organizations ( / )
Page / section
Benefits / /
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Facility optionsCash credit and term loan.View source
The lists cash-credit and term-loan options.
Source
Scheme for Financing Farmer Producer Companies / Organizations ( / )
Page / section
— Nature of Facility
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Minimum margin15%.View source
The official states a minimum margin of 15%.
Source
Scheme for Financing Farmer Producer Companies / Organizations ( / )
Page / section
— Margin
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Repayment periodsCash credit: 12 months subject to annual renewal. Term loan: 3–7 years including a 3–12 month moratorium, with monthly, quarterly, half-yearly or yearly instalments based on project cash flow.View source
The publishes separate cash-credit and term-loan repayment rules.
Source
Scheme for Financing Farmer Producer Companies / Organizations ( / )
Page / section
— Period and Repayment
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Security and guaranteesHypothecation of financed crop, livestock, equipment and machinery; mortgage/charge on financed assets or land; personal guarantee of directors; and third-party guarantee where available. Credit guarantee agencies may support collateral-free lending.View source
The official page lists the asset security, guarantees and credit-guarantee availability.
Source
Scheme for Financing Farmer Producer Companies / Organizations ( / )
Page / section
Benefits / — Security
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Processing and inspection chargesProcessing is waived up to ₹3 lakh. Working-capital charges above ₹3–10 lakh are ₹250 per lakh or part thereof plus GST, above ₹10 lakh ₹350 per lakh or part thereof capped at ₹35 lakh; term-loan processing above ₹3 lakh is 1% capped at ₹100 lakh. Inspection is waived up to ₹3 lakh, then ₹250, ₹1,000 or ₹5,000 by exposure band.View source
The official fee schedule publishes prepayment, processing and inspection charges by facility and band.
Source
Scheme for Financing Farmer Producer Companies / Organizations ( / )
Page / section
Benefits / Fees & Charges
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Turnover / vintageAll registered Farmer Producer Organisations are eligible after at least 3 months of operations since registration; no turnover threshold is published.View source
The page requires registration and three months of operations, but publishes no turnover number.
Source
Scheme for Financing Farmer Producer Companies / Organizations ( / )
Page / section
Eligibility Criteria
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Facility amountMinimum loan ₹3 lakh and maximum loan ₹500 lakh (₹5 crore). The FAQ separately notes that food and agro-processing units may receive up to ₹100 crore under the relevant scheme.View source
Benefits and publish ₹500 lakh maximum and ₹3 lakh minimum; notes the separate food/agro limit.
Source
Scheme for Financing Farmer Producer Companies / Organizations ( / )
Page / section
Benefits / /
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
DocumentsComplete loan application; directors’ KYC; last six months’ bank statement; FPC PAN/DIN/TIN/VAT registrations; audited statements for the last two years (or at least six months for a new FPC); MoA and AoA; board and office-bearer list; promoter request letter on FPC letterhead; equity/CA certificate; credit-guarantee documents where required; and ROC search report.View source
The official document section lists eleven document groups.
Source
Scheme for Financing Farmer Producer Companies / Organizations ( / )
Page / section
Document Required
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Geographic limitsNo state, district or territorial restriction is published. Registered FPCs/FPOs are assessed through Bank of Baroda’s agriculture channels.View source
The page lists eligible / activities and registration but no territorial boundary.
Source
Scheme for Financing Farmer Producer Companies / Organizations ( / )
Page / section
Complete page review
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Customer typeFarmers, agricultural enterprises and eligible rural borrowersView source
The manually reviewed product record states: “Farmers, agricultural enterprises and eligible rural borrowers”.
Source
Scheme for Financing Farmer Producer Companies / Organizations ( / ) — official product page
Page / section
Published product metadata
Accessed
15 Aug 2026
Confidence
high
Open official source ↗
Interest rateAbove ₹3 lakh and below ₹25 lakh: one-year MCLR + SP +1.25%. For limits of ₹25 lakh and above, including cash-credit limits, periods under 3 years use +2.00%; term loans above 3 to 5 years use +2.10%, and above 5 to 7 years use +2.15% (all over one-year MCLR + SP). The priority-rate page does not give an FPC rate row for limits up to ₹3 lakh.View source
The -specific rows distinguish ₹3–25 lakh from ₹25 lakh and above and include cash-credit limits in the under-three-year band.
Source
Priority Sector Loans Interest Rates — Bank of Baroda
Page / section
Financing to Farmer Producer Companies — limit and period schedule
Accessed
27 Sept 2026
Confidence
high
Open official source ↗

Benefits and features

  • Finance may support dairy, fishery, animal husbandry, poultry, beekeeping, input purchase, warehouse receipts, marketing infrastructure, common service/processing centres, irrigation, farm equipment, high-tech equipment, member produce purchase, member on-lending and other productive agriculture activities.

Eligibility

  • Registered Farmer Producer Organisations/Companies with at least 3 months of operations since registration.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • complete loan application
  • of directors
  • last six months bank statement
  • /DIN//VAT registrations
  • audited statements (two years, or six months for new )
  • MoA and AoA
  • board and office-bearer list
  • promoter request letter
  • equity/ certificate
  • credit guarantee scheme documents where required
  • ROC search report

Related official documents

Rural & Agri loan catalogue — Financing Irrigation entryofficial-product-catalogue · Targeted eligibility cross-check for Financing Irrigation · accessed 28 Sept 2026
↗
Scheme for Financing Farmer Producer Companies / Organizations — official pageofficial-product-page · current · accessed 30 Aug 2026
↗
Priority Sector Loans Interest Rates — Farm Credit A.1 schedule and scope footnoteofficial-interest-rate-page · Targeted current A.1 comparison; product-page rate rows remain primary and tariff scope is explicitly qualified · accessed 28 Sept 2026
↗

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Loan repayment estimate

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One monthly payment₹12,647twelve thousand six hundred forty-seven rupees
Interest paid over the full loan₹5,35,300five lakh thirty-five thousand three hundred rupees
Everything you repay₹30,35,300thirty lakh thirty-five thousand three hundred rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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Eligibility · Published detailRegistered with at least 3 months of operations

This value is copied from / financing — published terms. Check the table notes before relying on it.

Source: Scheme for Financing Farmer Producer Companies / Organizations ( / ) · Benefits / Features / Eligibility / Documents / Fees / / Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 12 rows · 2 columnsFPC/FPO financing — published termsPublished eligibility, quantum, facility, margin, security, repayment, rates, charges and documents.View tableHide table

Scroll sideways to view every column

FPC/FPO financing — published terms
ParameterPublished detail
EligibilityRegistered with at least 3 months of operations
ActivitiesDairy, fishery, animal husbandry, poultry, beekeeping, inputs, warehouse receipts, marketing/common facilities, processing, irrigation, equipment, member lending and other productive agriculture
Quantum₹3 lakh minimum; ₹500 lakh maximum
FacilityCash credit / term loan
MarginMinimum 15%
SecurityHypothecation and mortgage of financed assets/land; director personal guarantee; third-party guarantee where available
RepaymentCash credit 12 months annual renewal; term loan 3–7 years including 3–12 month moratorium
RateAbove ₹3 lakh below ₹25 lakh: one-year + + 1.25%; ₹25 lakh and above: +2.00% under 3 years, +2.10% 3–5 years, +2.15% above 5–7 years
ProcessingNil up to ₹3 lakh; working-capital ₹250/lakh above ₹3–10 lakh and ₹350/lakh above ₹10 lakh capped ₹35 lakh; term loan 1% above ₹3 lakh capped ₹100 lakh
InspectionNil up to ₹3 lakh; ₹250 above ₹3–10 lakh; ₹1,000 above ₹10 lakh–₹1 crore; ₹5,000 above ₹1 crore
PrepaymentNil
DocumentsApplication, directors’ , bank statement, registrations, audited statements, MoA/AoA, board list, promoter letter, equity/ certificate, guarantee documents and ROC search report
Scheme for Financing Farmer Producer Companies / Organizations ( / ) · Benefits / Features / Eligibility / Documents / Fees / / · accessed 30 Aug 2026Open official source ↗
Table 2 · 4 rows · 2 columnsFarmer Producer Company — rate by limit and periodOnly the FPC-specific rows displayed on the priority-rate page are shown. The page's FPC subtable starts above ₹3 lakh; no up-to-₹3-lakh FPC rate is supplied in this subtable.View tableHide table

Scroll sideways to view every column

Farmer Producer Company — rate by limit and period
Limit and facility/periodRate over one-year +
Above ₹3 lakh and below ₹25 lakh+1.25%
₹25 lakh and above; period below 3 years, including cash-credit limits+2.00%
₹25 lakh and above; term loan above 3 years to 5 years+2.10%
₹25 lakh and above; term loan above 5 years to 7 years+2.15%
Priority Sector Loans Interest Rates — Bank of Baroda · Financing to Farmer Producer Companies — limit and loan-period table · accessed 27 Sept 2026Open official source ↗

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