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Savings, current & salary accounts

bob LITE Current Account

A zero- current account with 50 free cheque leaves, five free cash withdrawals per month and a first-year-free business debit card.

Interest rateNo interest is payable on the current-account balance. If the account holder dies, savings-bank interest is paid from the date of death until settlement; any sweep deposit earns the applicable term-deposit rate separately.Monthly average balance₹0Salary requirementNot applicable — the reviewed product is not a salary-account variant and its official eligibility/features do not require salary credit or a minimum salary.
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Quick eligibility check

bob LITE Current Account

0 of 2 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Available to permitted individuals, businesses and institutional entities under current-account KYC rules?

2Document checkDo you have this required document or proof: Applicable current-account KYC and entity documents?

0 of 2 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 13 Aug 2026 · active
bob LITE Current Account official artwork
Offered byBank of Baroda

Bank of Baroda branches in India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Monthly average balance₹0View source
No non-maintenance charge is published.
Source
bob LITE Current Account
Page / section
Features and
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
Free cheque leaves50; ₹5 per leaf after the limitView source
Five cash withdrawals are free each month; later withdrawals are ₹150 each.
Source
bob LITE Current Account
Page / section
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
bob LITE current-account balanceThe account has zero monthly average balance requirement and no non-maintenance charge. Cash deposits are free up to ₹50,000 or 10 packets/1,000 notes (whichever is higher) before the stated per-packet charge applies; note limit is 1,000.View source
The official Fees & Charges section publishes zero , no charge and cash-handling thresholds.
Source
bob LITE Current Account
Page / section
Fees & Charges
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
bob LITE current-account servicesThe account includes free QR generation, one free Soundbox QR, VISA Vyapaar DI debit card, free credit card subject to eligibility, bob World Internet, POS/QR, BCMS and payment gateway facilities, and a collateral-free overdraft facility subject to terms.View source
The official Benefits and Features sections list the digital, card, collection and overdraft services.
Source
bob LITE Current Account
Page / section
Benefits / Features
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
bob LITE current-account limitsThe first cheque book of 50 leaves is free and subsequent leaves cost ₹5 each. Five branch cash withdrawals per month are free, then ₹150 per transaction. Immediate credit of outstation cheques is limited to ₹20,000; closure within one year costs ₹800 plus GST.View source
The official Fees & Charges section publishes cheque, withdrawal, cheque-credit and closure limits.
Source
bob LITE Current Account
Page / section
Fees & Charges
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Salary requirementNot applicable — the reviewed product is not a salary-account variant and its official eligibility/features do not require salary credit or a minimum salary.View source
The reviewed account catalogue and linked product pages classify these variants as current, savings, inclusion, pensioner or locker products and do not state a salary-credit requirement.
Source
Bank of Baroda account catalogue — non-salary variants
Page / section
Account categories and linked product eligibility
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Cash withdrawal limitFive free cash-withdrawal transactions per month at base, local non-base and outstation branches (excluding ATM withdrawals); subsequent transactions cost ₹150 each.View source
The LITE page publishes five free branch cash withdrawals each month, excluding withdrawals, and ₹150 for subsequent transactions.
Source
bob LITE Current Account
Page / section
Fees & Charges — Withdrawal(s)
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Non-maintenance chargeNo non-maintenance charge; the account has a zero monthly average balance requirement.View source
The LITE page publishes zero monthly average balance and no non-maintenance charge.
Source
bob LITE Current Account
Page / section
Features / Fees & Charges — Minimum balance
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Interest rateNo interest is payable on the current-account balance. If the account holder dies, savings-bank interest is paid from the date of death until settlement; any sweep deposit earns the applicable term-deposit rate separately.View source
The checked current-account pages publish no interest on the current-account balance, with a deceased-account settlement exception; their sweep sections separately refer to term-deposit interest.
Source
Bank of Baroda current-account — interest payment
Page / section
Most Important Terms and Conditions — Interest Payment
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Cheque bookThe first cheque book of 50 leaves is free; subsequent leaves cost ₹5 each.View source
The page publishes a first 50-leaf cheque book free and ₹5 per subsequent leaf.
Source
bob LITE Current Account
Page / section
Fees & Charges — Cheque Book
Accessed
7 Sept 2026
Confidence
high
Open official source ↗
Account typeCurrent accountView source
The manually reviewed product name/benefits state: “Current account”.
Source
bob LITE Current Account — official product page
Page / section
Published account type and access benefits
Accessed
13 Aug 2026
Confidence
high
Open official source ↗
Debit cardFirst-year-free Visa Vyapaar debit cardView source
The manually reviewed product name/benefits state: “First-year-free Visa Vyapaar debit card”.
Source
bob LITE Current Account — official product page
Page / section
Published account type and access benefits
Accessed
13 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Zero
  • One soundbox under published conditions
  • First-year-free Visa Vyapaar debit card
  • Overdraft eligibility up to ₹25 lakh

Eligibility

  • Available to permitted individuals, businesses and institutional entities under current-account rules.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Applicable current-account and entity documents

Related official documents

Bank of Baroda current-account MITC — interest paymentofficial-product-pages · current · accessed 29 Aug 2026
↗
Bank of Baroda current-account variant pages — published facilities and chargesofficial-product-pages · current · accessed 29 Aug 2026
↗
bob LITE Current Account — current product pageofficial-product-page · current · accessed 7 Sept 2026
↗
Bank of Baroda non-salary current, savings and scheme accountsofficial-product-pages · current · accessed 29 Aug 2026
↗

Plan before applying

Try the numbers

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Account interest estimate

See roughly how much interest a steady account balance could earn over the period you choose.

Interest you may earn₹2,700two thousand seven hundred rupees
Balance including interest₹1,02,700one lakh two thousand seven hundred rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

GOLD · Published facilityBranch cash withdrawals

This value is copied from Published current-account facilities and charges. Check the table notes before relying on it.

Source: Bank of Baroda current-account variant pages — published facilities and charges · Benefits, Fees & Charges and Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 8 rows · 3 columnsPublished current-account facilities and chargesCanonical comparison fields promoted from the checked Bank of Baroda variant pages.View tableHide table

Scroll sideways to view every column

Published current-account facilities and charges
VariantPublished facilityPublished detail
GOLDBranch cash withdrawals10 free per month, excluding ; ₹150 thereafter
LITEBranch cash withdrawals5 free per month, excluding ; ₹150 thereafter
PLATINUMDebit cardFree Vyapaar DI for eligible individual/proprietor accounts
RHODIUMDebit cardFree Vyapaar DI; issuance and renewal nil
SMARTBranch cash withdrawals5 free per month, excluding ; ₹150 thereafter
SUPREMEDebit cardFree Vyapaar Business Debit Card for eligible individual/proprietor accounts
WOMEN POWERBranch cash withdrawals5 free per month, excluding ; ₹150 thereafter
FAMILY SEGMENTProduct Silver ₹2 lakh; Gold ₹5 lakh; Diamond ₹10 lakh; cheque-book waiver 25%/50%/100%
  • Branch withdrawal limits are not limits; the wording is retained to avoid conflating the two channels.
  • All amounts and waivers are subject to the page's terms and applicable taxes where stated.
Bank of Baroda current-account variant pages — published facilities and charges · Benefits, Fees & Charges and · accessed 29 Aug 2026Open official source ↗
Table 2 · 4 rows · 3 columnsCurrent-account interest paymentInterest treatment repeated in the checked Bank of Baroda current-account MITCs.View tableHide table

Scroll sideways to view every column

Current-account interest payment
VariantCurrent-account balanceException / separate sweep treatment
ADVANTAGE / / OTHER BANKSNo interest payableSavings-bank interest only from death until settlement; sweep deposits use term-deposit rate
DIAMOND / PREMIUM / STARTUP / SCALE-UPNo interest payableSame current-account rule
GOLD / LITE / PLATINUM / RHODIUMNo interest payableSame current-account rule
SMART / SUPREME / WOMEN POWERNo interest payableSame current-account rule
  • The zero applies to the current-account balance, not to a separate sweep/term deposit.
Bank of Baroda current-account — interest payment · Most Important Terms and Conditions — Interest Payment · accessed 29 Aug 2026Open official source ↗

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