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Fixed & recurring deposits

bob Short Term Deposits

In bob Short Term Deposits , you can invest money for a shorter period range from 7 days to 12 months. Open short term deposit with best interest rate at Bank of Baroda.

General deposit rateFor callable domestic deposits below ₹3 crore: 3.50% (7–45 days), 5.00% (46–180 days), 5.50% (181–210 days), 5.75% (211–270 days), 6.00% (271 days to below 1 year), 6.25% (1–3 years), 6.30% (above 3–5 years), 6.00% (above 5–10 years). Special: Square Drive 6.45% for 444 days; Golden Goal 6.75% for 555 days.Senior-citizen rateFor callable domestic deposits below ₹3 crore, the official rate table lists senior-citizen rates of 4.00% (7–45 days), 5.50% (46–180 days), 6.00% (181–210 days), 6.25% (211–270 days), 6.50% (271 days to under 1 year), 6.75% (1–3 years), 6.90% (over 3–5 years) and 7.00% (over 5–10 years). The product page also states an additional 0.50% under bank guidelines; the rate table is the applicable numeric schedule.Resident senior-citizen deposit rateFor callable domestic deposits below ₹3 crore: 4.00% (7–45 days), 5.50% (46–180 days), 6.00% (181–210 days), 6.25% (211–270 days), 6.50% (271 days to below 1 year), 6.75% (1–3 years), 6.90% (above 3–5 years), 7.00% (above 5–10 years). Special: Square Drive 6.95% for 444 days; Golden Goal 7.25% for 555 days.
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✓ Manually checked 15 Aug 2026 · active
Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

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General deposit rateFor callable domestic deposits below ₹3 crore: 3.50% (7–45 days), 5.00% (46–180 days), 5.50% (181–210 days), 5.75% (211–270 days), 6.00% (271 days to below 1 year), 6.25% (1–3 years), 6.30% (above 3–5 years), 6.00% (above 5–10 years). Special: Square Drive 6.45% for 444 days; Golden Goal 6.75% for 555 days.Effective 12 Jun 2026View source
The official table lists current callable domestic term-deposit rates and the 444-day and 555-day special schemes.
Source
Fixed Deposits Callable & Non-Callable upto ₹10.00 Crores
Page / section
Domestic Term Deposits below ₹3 crore
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Resident senior-citizen deposit rateFor callable domestic deposits below ₹3 crore: 4.00% (7–45 days), 5.50% (46–180 days), 6.00% (181–210 days), 6.25% (211–270 days), 6.50% (271 days to below 1 year), 6.75% (1–3 years), 6.90% (above 3–5 years), 7.00% (above 5–10 years). Special: Square Drive 6.95% for 444 days; Golden Goal 7.25% for 555 days.Effective 12 Jun 2026View source
The official table includes the resident senior-citizen column and special-scheme rates.
Source
Fixed Deposits Callable & Non-Callable upto ₹10.00 Crores
Page / section
Domestic Term Deposits below ₹3 crore
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Minimum deposit₹1,000 and multiples of ₹100.View source
The official feature table states minimum amount ₹1000 and multiples of ₹100.
Source
bob Short Term Deposits — product features and
Page / section
Features — Minimum Amount Of Deposit
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Interest payout / redemptionInterest is calculated at the deposit's maturity-period rate. Maturity proceeds are credited to SB/CA; where there is no operative account, cash is allowed below ₹20,000 and a DD/pay order is issued above that. The deposit renews for the same period at the rate applicable on the due date unless instructed otherwise.View source
The page links the rate to the maturity period, gives the maturity payment mode and states same-period auto-renewal.
Source
bob Short Term Deposits — product features and
Page / section
Features — Rate of Interest and Auto Renewal; — Mode of Payment
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Premature-withdrawal termsShort-term deposits: no penalty for deposits up to ₹5 lakh kept at least 12 months; otherwise the applicable rate is reduced by 1% for the published bands, with 1.5% and 31-day notice for deposits of ₹1 crore and above. Flexi FFD closure follows the bank's extant premature-penalty guidelines.View source
The short-term page publishes the penalty bands; the Flexi page directs premature closure to extant bank penalty rules.
Source
Bank of Baroda deposit pages — premature withdrawal terms
Page / section
Short Term Deposits ; Flexi Fixed Deposits Interest rates & charges
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Senior-citizen rateFor callable domestic deposits below ₹3 crore, the official rate table lists senior-citizen rates of 4.00% (7–45 days), 5.50% (46–180 days), 6.00% (181–210 days), 6.25% (211–270 days), 6.50% (271 days to under 1 year), 6.75% (1–3 years), 6.90% (over 3–5 years) and 7.00% (over 5–10 years). The product page also states an additional 0.50% under bank guidelines; the rate table is the applicable numeric schedule.View source
The page states that an additional senior-citizen interest rate is payable and links the current callable domestic deposit rate table; the canonical product already stores that table under seniorCitizenInterestRate.
Source
bob Short Term Deposits — live official product page
Page / section
Features — Rate Of Interest; — Rate of Interest to Senior Citizen
Accessed
6 Sept 2026
Confidence
high
Open official source ↗
Tenure / programmeIn bob Short Term Deposits , you can invest money for a shorter period range from 7 days to 12 months. Open short term deposit with best interest rate at Bank of Baroda.View source
The manually reviewed product record states: “In bob Short Term Deposits , you can invest money for a shorter period range from 7 days to 12 months. Open short term deposit with best interest rate at Bank of Baroda.”.
Source
bob Short Term Deposits — official product page
Page / section
Published product metadata
Accessed
15 Aug 2026
Confidence
high
Open official source ↗

Related official documents

bob Short Term Deposits — live official product pageofficial-product-page · current · accessed 6 Sept 2026
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bob Short Term Deposits — official product pageofficial-product-page · current · accessed 29 Aug 2026
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bob Short Term Deposits — product features and MITCofficial-product-page · current · accessed 29 Aug 2026
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Deposit maturity estimate

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Money at maturity₹1,19,034one lakh nineteen thousand thirty-four rupees
Money you put in₹1,00,000one lakh rupees
Interest earned₹19,034nineteen thousand thirty-four rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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