Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Interest rate8.2% p.a.View source
The official catalogue lists the current SSY rate.
- Source
- Sukanya Samriddhi Yojana
- Page / section
- Government deposit schemes catalogue
- Accessed
- 21 Aug 2026
- Confidence
- high
Annual deposit range₹250 minimum to ₹1.5 lakh maximumView source
The official catalogue states the annual deposit range.
- Source
- Sukanya Samriddhi Yojana
- Page / section
- Government deposit schemes catalogue
- Accessed
- 21 Aug 2026
- Confidence
- high
Deposit periodUp to 15 years from account openingView source
The official catalogue states deposits continue up to 15 years.
- Source
- Sukanya Samriddhi Yojana
- Page / section
- Government deposit schemes catalogue
- Accessed
- 21 Aug 2026
- Confidence
- high
Maturity age21 yearsView source
The official page states maturity after the girl completes 21 years.
- Source
- Sukanya Samriddhi Yojana
- Page / section
- Product overview
- Accessed
- 21 Aug 2026
- Confidence
- high
Sukanya Samriddhi eligibilityA resident Indian girl child aged 0 to 10 years is eligible. A parent or legal guardian operates the account until age 18. Normally up to two accounts may be opened for up to two girl children; an exceptional third account is allowed for twins/
The official Features and sections publish age, residency, guardian and account-count rules.
- Source
- Sukanya Samriddhi Yojana
- Page / section
- Features /
- Accessed
- 23 Aug 2026
- Confidence
- high
Sukanya Samriddhi contributions and interestMinimum annual contribution is ₹250 and maximum is ₹1.5 lakh; deposits may be made in multiples of ₹50 for 15 years. The page states interest of 8.2% p.a., credited at the end of the financial year and subject to quarterly Government revision.View source
The official page publishes contribution limits, deposit period, stated rate and revision caveat.
- Source
- Sukanya Samriddhi Yojana
- Page / section
- Benefits / Features /
- Accessed
- 23 Aug 2026
- Confidence
- high
Sukanya Samriddhi maturity and withdrawalThe account matures when the girl completes 21 years from opening. Up to 50% of the balance at the end of the preceding financial year may be withdrawn for education after age 18 or passing Class 10, whichever is earlier. Premature closure is allowed on death, after five years for specified compassionate grounds, or after age 18 for marriage.View source
The official Features, and sections publish maturity, education withdrawal and premature-closure rules.
- Source
- Sukanya Samriddhi Yojana
- Page / section
- Features / /
- Accessed
- 23 Aug 2026
- Confidence
- high
Sukanya Samriddhi documents and transferOpening requires the registration form, girl child’s birth certificate, depositor ID and residential proof, photographs, and mandatory Aadhaar plus PAN/
The official Documents and sections publish the opening documents and transfer rule.
- Source
- Sukanya Samriddhi Yojana
- Page / section
- Documents Required /
- Accessed
- 23 Aug 2026
- Confidence
- high
Senior-citizen rateNot applicable — Sukanya Samriddhi is a girl-child savings scheme and does not publish a senior-citizen rate.View source
The official SSY page defines the girl-child eligibility and one scheme rate, with no senior-citizen rate.
- Source
- Sukanya Samriddhi Yojana
- Page / section
- Eligibility / rate
- Accessed
- 29 Aug 2026
- Confidence
- high
Premature closure / withdrawalUp to 50% of the balance may be withdrawn for education after age 18 or passing Class 10, whichever is earlier. Premature closure is allowed on death, specified compassionate grounds after five years, or marriage after age 18; no separate penalty amount is published.View source
The official SSY terms publish the 50% education withdrawal and specified premature-closure conditions.
- Source
- Sukanya Samriddhi Yojana
- Page / section
- Features / /
- Accessed
- 29 Aug 2026
- Confidence
- high
Maturity / withdrawalThe account matures when the girl completes 21 years from opening. Interest is credited annually; permitted education withdrawal is up to 50% after age 18 or Class 10, whichever is earlier.View source
The official page publishes 21-year maturity, annual crediting and the education withdrawal rule.
- Source
- Sukanya Samriddhi Yojana
- Page / section
- Benefits / Features /
- Accessed
- 29 Aug 2026
- Confidence
- high
Benefits and features
- ₹250 minimum to ₹1.5 lakh maximum
Eligibility
- A resident Indian girl child aged 0 to 10 years is eligible. A parent or legal guardian operates the account until age 18. Normally up to two accounts may be opened for up to two girl children
- an exceptional third account is allowed for twins/
triplets in the first or second order of birth with the required affidavit and birth certificates.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Sukanya Samriddhi registration form
- Girl child's birth certificate
- Depositor identity and residential proof
- Photographs
- Aadhaar and or Form 60
Related official documents
Bank of Baroda government schemes and deposit product pagesofficial-product-pages · current · accessed 29 Aug 2026
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