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Personal, home, vehicle & other loans

Compare rate benchmarks, fees, amounts, tenures and product-specific eligibility.

47 products

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SBI Aashray Home LoanState Bank of India
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Starting at EBLR + 0.10 percentage points, subject to CIBIL-based pricing
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Nil
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SBI Assured Car LoanState Bank of India
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8.70% to 9.85% p.a.
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Nil
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10.45% to 15.60% p.a., with CIC-based pricing
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₹3 lakh for salaried, self-employed, professional and business applicants
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1.50% of loan amount, minimum ₹3,000 and maximum ₹10,000, plus GST
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SBI Combo Home LoanState Bank of India
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SBI Education Loan TakeoverState Bank of India
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  • Student Loan takeover 9.40%
  • Scholar Loan takeover 6.90% to 7.65%
  • Global Ed-Vantage takeover 8.90% to 9.40% p.a.
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Nil
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SBI Flexipay Home LoanState Bank of India
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7.25% p.a. onwards, subject to SBI card-rate terms and borrower profile
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0.35% of loan amount, minimum ₹5,000 and maximum ₹15,000, plus GST for salaried customers
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  • For select institutions, 9.40% without collateral up to ₹50 lakh or 8.90% with collateral
  • other secured borrowing 9.40%
  • no additional girl-student concession on select-institution pricing
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0.50% of loan amount, minimum ₹10,000 and maximum ₹50,000, plus GST
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SBI Green Car LoanState Bank of India
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8.75% to 9.85% p.a.
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  • ₹3 lakh for specified employees and tax assessees
  • ₹4 lakh for agriculture and allied activities
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Same new-car fee bands: ₹1,000 to ₹3,000 for salaried/pensioner customers or ₹1,500 to ₹4,000 for non-salaried customers, plus GST
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SBI Home LoanState Bank of India
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7.25% p.a. onwards, subject to SBI card-rate terms and borrower profile
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  • 0.35% of loan amount
  • salaried minimum ₹5,000 and maximum ₹15,000, non-salaried minimum ₹5,000 and maximum ₹18,000, plus GST
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7.25% p.a. onwards, subject to SBI card-rate terms and borrower profile
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0.35% of loan amount, with current salaried or non-salaried minimum and maximum caps, plus GST
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  • 7.25% p.a. onwards
  • non-salaried and credit-profile card pricing applies
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0.35% of loan amount, minimum ₹5,000 and maximum ₹18,000, plus GST
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SBI Home Top Up LoanState Bank of India
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  • 0.35% of loan amount
  • ₹5,000–₹15,000 for salaried and ₹5,000–₹18,000 for non-salaried customers, plus GST
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11.20% p.a. effective 15 August 2025, based on one-year MCLR of 8.70% plus 2.50%
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0.35% of loan amount, minimum ₹500 and maximum ₹2,500, plus applicable GST
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9.95% p.a. effective 15 August 2025, based on one-year MCLR of 8.70% plus 1.25%
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  • Processing: 0.50% of loan amount, minimum ₹500 and maximum ₹5,000, plus GST
  • annual review or renewal: ₹1,000 plus applicable tax
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SBI Loan Against NSC or KVPState Bank of India
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11.20% p.a. effective 15 August 2025, based on one-year MCLR of 8.70% plus 2.50%
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0.35% of loan amount, minimum ₹500 and maximum ₹2,500, plus applicable GST
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SBI Loan Against PropertyState Bank of India
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  • One-year MCLR plus 1.45%-2.50% when salary provides over 50% of NMI, or plus 2.10%-3.00% when business, profession or rent provides over 50%
  • the linked spread table was last updated in 2019
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₹25,000 net monthly income or ₹3 lakh annual income
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  • Processing fee 1% of loan amount, maximum ₹50,000, plus applicable tax
  • no published prepayment penalty
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10.70% p.a. effective 15 August 2025, based on one-year MCLR of 8.70% plus 2.00%
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0.50% of the loan amount plus applicable tax, or ₹500 plus applicable tax, whichever is higher
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  • Domestic and NRE/NRO deposits: 1.00% above the rate paid on the pledged deposit
  • FCNR(B) INR loan: one-year MCLR plus 2.90%
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Zero processing charges and no prepayment penalty
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SBI Loyalty Car LoanState Bank of India
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8.70% to 9.80% p.a.
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₹2 lakh
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Same published new-car fee bands: ₹1,000 to ₹3,000 for salaried/pensioner customers or ₹1,500 to ₹4,000 for non-salaried customers, plus GST
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SBI New Car LoanState Bank of India
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8.70% to 9.85% p.a., priced by customer segment, CIC score and tenor against the current one-year MCLR of 8.70%
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  • ₹3 lakh for specified employees and tax assessees
  • ₹4 lakh for applicants engaged in agriculture and allied activities
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  • By loan size: salaried and pensioner customers ₹1,000/₹2,000/₹3,000
  • non-salaried customers ₹1,500/₹2,500/₹4,000, plus GST
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SBI NRI Car LoanState Bank of India
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8.70% to 9.85% p.a.
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US$1,000 net monthly income or US$12,000 net annual income, or equivalent in another currency
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  • Salaried: ₹1,000 up to ₹5 lakh, ₹2,000 above ₹5 lakh to ₹10 lakh, ₹3,000 above ₹10 lakh
  • non-salaried: ₹1,500, ₹2,500 and ₹4,000 respectively
  • GST extra
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SBI NRI Home LoanState Bank of India
Home Loan term loan or Home Loan Maxgain overdraft, on a daily reducing balance
7.25% to 8.55% p.a.
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  • 0.35% of loan amount
  • minimum ₹5,000 and maximum ₹15,000 for salaried or ₹18,000 for non-salaried customers, plus GST
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1.00 percentage point above the rate paid on the pledged time deposit, irrespective of loan amount
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  • Rupee facility: up to remaining deposit maturity
  • FCNR(B)-backed foreign-currency loan: 1, 2 or 3 years or remaining maturity, with a one-year minimum
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1.00 percentage point above the interest payable on the fixed deposit
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  • TDR/eTDR: 3 years or remaining maturity, whichever is lower
  • STDR/eSTDR: 5 years or remaining maturity, whichever is lower
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SBI Pension LoanState Bank of India
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  • 11.30% p.a. for SBI, Jai Jawan and pre-approved pension loans
  • 11.30%-11.80% for Treasury/PSU variants
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SBI Personal Gold LoanState Bank of India
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  • 9.15% p.a. for 12-month bullet
  • 10.10% p.a. for EMI and overdraft variants
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  • ₹50,000-₹2 lakh: 0.50%, minimum ₹500
  • above ₹2 lakh-₹25 lakh: 0.30%, minimum ₹1,000
  • above ₹25 lakh: 0.25%, minimum ₹7,500 and maximum ₹15,000
  • GST extra
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SBI Personal LoanState Bank of India
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  • Starting from 10.00% p.a.
  • final rate is applicant-specific and subject to the linked current rate schedule
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  • ₹20,000 for government or defence employees
  • ₹25,000 for corporate employees
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  • Up to 1.50% of loan amount, minimum ₹1,000 and maximum ₹15,000, plus GST
  • published category and credit-score waivers may apply
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PMVL-Utkarsh 6.90%, PMVL-Uttam 7.20% and PMVL-Uday 8.40% p.a., linked to EBR
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Nil processing fee and nil prepayment charge
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SBI PMAY-U 2.0 Home LoanState Bank of India
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  • No processing fee up to ₹8 lakh
  • regular home-loan fee thereafter
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SBI Pre-Approved Home LoanState Bank of India
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7.25% p.a. onwards, subject to SBI card-rate terms and borrower profile
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  • Non-refundable applicable home-loan processing fee is collected at sanction
  • current schedule is 0.35% with applicant-type caps plus GST
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11.30% p.a., fixed for the loan tenure with no reset under SBI's pension-loan rate table
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  • Not published on the reviewed product page
  • shown within the customer's eligible offer and applicable terms
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SBI Privilege Home LoanState Bank of India
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  • 7.25% p.a. onwards
  • SBI also publishes a check-off concession for this scheme
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  • Nil
  • legal, valuation, CERSAI, CIBIL, stamp-duty and insurance out-of-pocket charges remain payable as applicable
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SBI Realty Home LoanState Bank of India
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  • 7.25% p.a. onwards across SBI home loans
  • Realty-specific card pricing applies
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SBI Reverse Mortgage LoanState Bank of India
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10 to 20 years depending on borrower age
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SBI Scholar LoanState Bank of India
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  • 6.90% to 7.65% p.a.
  • temporary 6.75% for listed IIM and other named institutes through 30 September 2026 and all IITs through 31 December 2026
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Nil
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SBI Shaurya Education LoanState Bank of India
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  • 8.65% p.a. for study in India or ordinary study abroad
  • at select overseas institutions, 8.65% without security up to ₹50 lakh or 8.15% with security
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  • Nil up to ₹20 lakh
  • ₹10,000 plus tax above ₹20 lakh
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SBI Shaurya Home LoanState Bank of India
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  • 7.25% p.a. onwards
  • SBI publishes lower relationship pricing and a check-off concession subject to terms
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  • Nil
  • legal, valuation, CERSAI, CIBIL, stamp-duty and insurance out-of-pocket charges remain payable as applicable
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SBI Skill LoanState Bank of India
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9.40% p.a., linked to EBR
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Nil processing fee and nil margin
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SBI Student LoanState Bank of India
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  • 9.90% p.a. without collateral up to ₹7.50 lakh
  • 9.40% p.a. with collateral above ₹7.50 lakh
  • 0.50 percentage-point concession for girl students
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  • Nil up to ₹10 lakh
  • ₹5,000 plus GST above ₹10 lakh through ₹20 lakh
  • 0.50% above ₹20 lakh, capped at ₹25,000 plus GST
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SBI Super Bike LoanState Bank of India
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12.55% to 14.55% p.a.
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  • ₹3 lakh for salaried, pensioner, professional and business applicants
  • ₹4 lakh for agriculturists
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2% of loan amount, maximum ₹10,000, plus GST
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  • 5.75% p.a. up to ₹2 lakh, equal to EBLR minus 2.15%
  • 7.90% p.a. above ₹2 lakh and up to ₹6 lakh, equal to EBLR
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Nil processing fee and no prepayment penalty
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SBI Tribal Plus Home LoanState Bank of India
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SBI Two-Wheeler LoanState Bank of India
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  • 11.70% to 15.70% p.a.
  • electric two-wheelers receive a published 0.50 percentage-point concession
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  • ₹10,000 net monthly for salaried applicants and pensioners
  • ₹1.5 lakh net annual for others
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  • 3% of loan amount plus GST
  • 50% waiver for Salary Package customers
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SBI YONO Insta Home Top UpState Bank of India
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  • ₹3,000
  • the product page still says ‘plus Service Tax’, so confirm the currently applicable tax before accepting
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Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral.

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