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bob इ Pay

Make instant payments with bob e-Pay - App from Bank of Baroda. Enjoy a secure, user-friendly platform for all your online payment needs, including bills and services. Sign up now!

Service typeUnified Payments Interface app for account transfers, QR/VPA payments, recharges and bill payments, including merchant QR and corporate collection options.Merchant feesMerchant Discount Rate (MDR) is nil for the described merchant UPI solution; other service charges follow applicable UPI terms.EligibilityA customer of any bank live on UPI can register with a mobile number updated in the bank and an eligible Savings, Current or Overdraft account; the account must support the permitted operating mode and a linked active debit card is needed to set the UPI PIN. The page also defines a UPI user as a person above age 15 holding a bank account.
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Quick eligibility check

bob इ Pay

0 of 5 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Bank of Baroda customers linking eligible accounts?

Published source: Customer type

2Do you meet this requirement: retail merchants, corporate merchants and any-bank UPI users can use the supported payment flows?

Published source: Customer type

3Are you this type of customer: A customer of any bank live on UPI can register with a mobile number updated in the bank and an eligible Savings, Current or Overdraft account?

Published source: Eligibility

4Do you meet this requirement: the account must support the permitted operating mode and a linked active debit card is needed to set the UPI PIN?

Published source: Eligibility

5Does your age meet this requirement: The page also defines a UPI user as a person above age 15 holding a bank account?

Published source: Eligibility
0 of 5 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Service typeUnified Payments Interface app for account transfers, QR/VPA payments, recharges and bill payments, including merchant QR and corporate collection options.View source
The official page describes bob इ Pay as the bank’s app and lists retail, merchant and corporate use cases.
Source
bob इ Pay
Page / section
Overview / Features for Merchants
Accessed
22 Aug 2026
Confidence
high
Open official source ↗
Customer typeBank of Baroda customers linking eligible accounts; retail merchants, corporate merchants and any-bank UPI users can use the supported payment flows.View source
The official page lists account linking, retail merchant, corporate merchant and any-bank capabilities.
Source
bob इ Pay
Page / section
Features / Merchant Solutions
Accessed
22 Aug 2026
Confidence
high
Open official source ↗
Merchant feesMerchant Discount Rate (MDR) is nil for the described merchant UPI solution; other service charges follow applicable UPI terms.View source
The official merchant section states is nil.
Source
bob इ Pay
Page / section
Features for Merchants
Accessed
22 Aug 2026
Confidence
high
Open official source ↗
Channelsbob इ Pay mobile application with QR scan/pay, VPA, account/IFSC transfer and merchant web/mobile/QR collection solutions.View source
The official feature list describes the app and merchant channels.
Source
bob इ Pay
Page / section
Features / Merchant Solutions
Accessed
22 Aug 2026
Confidence
high
Open official source ↗
EligibilityA customer of any bank live on UPI can register with a mobile number updated in the bank and an eligible Savings, Current or Overdraft account; the account must support the permitted operating mode and a linked active debit card is needed to set the UPI PIN. The page also defines a UPI user as a person above age 15 holding a bank account.View source
The official registration and terms sections publish the account, mobile, age and debit-card conditions for use.
Source
bob इ Pay
Page / section
How to Register / definitions /
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Availabilitybob इ Pay is available as a mobile UPI application for Android and iOS users and can link eligible accounts from any bank live on UPI; no state, country or territory restriction is published.View source
The page supports Android/iOS registration and any-bank account linking but gives no geographic boundary.
Source
bob इ Pay
Page / section
Features / How to Register / Complete page review
Accessed
30 Aug 2026
Confidence
high
Open official source ↗

Eligibility

  • A customer of any bank live on can register with a mobile number updated in the bank and an eligible Savings, Current or Overdraft account
  • the account must support the permitted operating mode and a linked active debit card is needed to set the . The page also defines a user as a person above age 15 holding a bank account.

Passing a listed condition does not mean the bank will approve an application.

Related official documents

bob इ Pay — official pageofficial-product-page · current · accessed 30 Aug 2026
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Platforms · Published detailAndroid and iOS

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Source: bob इ Pay · Features / How to Register / Transaction Limits / Merchant Features / Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 11 rows · 2 columnsbob इ Pay — published termsPublished UPI app account rules, payment modes and transaction limits.View tableHide table

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bob इ Pay — published terms
ParameterPublished detail
PlatformsAndroid and iOS
RegistrationRegistered mobile SIM, / , eligible linked account, 4-digit login and
EligibilityAny -live bank customer; Savings/Current/Overdraft account; supported operating modes; active debit card for ; user definition above age 15
Payment modesScan and Pay, , account number + , collect requests, Lite, RuPay credit-card linking
Standard P2P/P2PM limit₹1,00,000 per transaction and per day; 20 transactions/day
Specific P2M limit₹2,00,000 per transaction and per day; 20 transactions/day
/ G-Sec RDS₹5,00,000 per transaction; ₹15,00,000 per day
USSD *99#₹5,000 per transaction and per day; 20/day
Fresh registration/reset₹5,000 per transaction/day; 1 transaction
Merchant pricingMerchant Discount Rate () is nil
TerritoryNot published
bob इ Pay · Features / How to Register / Transaction Limits / Merchant Features / · accessed 30 Aug 2026Open official source ↗

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