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Fixed & recurring deposits

Fixed Deposit

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Interest rateDomestic/NRO callable deposits below ₹3 crore (fresh and renewal, effective 12 June 2026): 3.50% for 7–45 days; 5.00% for 46–180 days; 5.50% for 181–210 days; 5.75% for 211–270 days; 6.00% for 271 days to below 1 year; 6.25% for 1–3 years; 6.30% for above 3–5 years; 6.00% for above 5–10 years. Special rows: bob Square Drive 6.45% for 444 days and bob Golden Goal 6.75% for 555 days.Senior-citizen rateResident Indian senior-citizen callable rate: 4.00% (7–45 days), 5.50% (46–180 days), 6.00% (181–210 days), 6.25% (211–270 days), 6.50% (271 days to below 1 year), 6.75% (1–3 years), 6.90% (above 3–5 years), 7.00% (above 5–10 years); 6.95% for Square Drive 444 days and 7.25% for Golden Goal 555 days.Resident senior-citizen deposit rateFor callable domestic deposits below ₹3 crore: 4.00% (7–45 days), 5.50% (46–180 days), 6.00% (181–210 days), 6.25% (211–270 days), 6.50% (271 days to below 1 year), 6.75% (1–3 years), 6.90% (above 3–5 years), 7.00% (above 5–10 years). Special: Square Drive 6.95% for 444 days; Golden Goal 7.25% for 555 days.
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✓ Manually checked 21 Aug 2026 · active
Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Deposit typeCallable domestic term deposit, including NRO deposits below ₹3 croreEffective 12 Jun 2026View source
The official rate table identifies this band as domestic term deposits including below ₹3 crore.
Source
Bank of Baroda deposits interest rates
Page / section
Fixed Deposits - Callable
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Interest rateDomestic/NRO callable deposits below ₹3 crore (fresh and renewal, effective 12 June 2026): 3.50% for 7–45 days; 5.00% for 46–180 days; 5.50% for 181–210 days; 5.75% for 211–270 days; 6.00% for 271 days to below 1 year; 6.25% for 1–3 years; 6.30% for above 3–5 years; 6.00% for above 5–10 years. Special rows: bob Square Drive 6.45% for 444 days and bob Golden Goal 6.75% for 555 days.Effective 12 Jun 2026View source
The official table lists each tenor and rate, including the special Square Drive and Golden Goal rows.
Source
Bank of Baroda fixed-deposit rates — callable and non-callable up to ₹10 crore
Page / section
Deposits Interest Rates — Fixed Deposits (Callable), domestic/ below ₹3 crore
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Resident senior-citizen deposit rateFor callable domestic deposits below ₹3 crore: 4.00% (7–45 days), 5.50% (46–180 days), 6.00% (181–210 days), 6.25% (211–270 days), 6.50% (271 days to below 1 year), 6.75% (1–3 years), 6.90% (above 3–5 years), 7.00% (above 5–10 years). Special: Square Drive 6.95% for 444 days; Golden Goal 7.25% for 555 days.Effective 12 Jun 2026View source
The official table includes the resident senior-citizen column and special-scheme rates.
Source
Fixed Deposits Callable & Non-Callable upto ₹10.00 Crores
Page / section
Domestic Term Deposits below ₹3 crore
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Tenure7 days to 10 years; special tenors of 444 and 555 days; MACAD above 10 yearsEffective 12 Jun 2026View source
The official table lists the tenor bands and special deposits.
Source
Bank of Baroda deposits interest rates
Page / section
Fixed Deposits - Callable
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Callable withdrawalCallable; see product terms for applicable premature-withdrawal conditions and penaltyEffective 12 Jun 2026View source
The official page distinguishes callable from non-callable deposits; it explicitly states non-callable deposits cannot be withdrawn prematurely.
Source
Bank of Baroda deposits interest rates
Page / section
Fixed Deposits - Callable
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Minimum deposit₹1,000. The official FAQ also states deposits can be opened for a minimum tenure of 7 days.View source
The official says the minimum deposit is Rs 1000 and the minimum tenure is 7 days.
Source
Bank of Baroda Fixed Deposit — product overview and
Page / section
— minimum deposit and minimum time; product listing
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Interest payout / redemptionThe official overview distinguishes cumulative fixed deposits, where interest is reinvested and paid at maturity, from non-cumulative deposits with periodic returns; its FAQ identifies the Baroda Regular Income Plan as monthly payout and the Quarterly Income Plan as quarterly payout.View source
The describes cumulative returns at maturity and periodic non-cumulative returns, including monthly and quarterly income plans.
Source
Bank of Baroda Fixed Deposit — product overview and
Page / section
— fixed-deposit payout options
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Senior-citizen rateResident Indian senior-citizen callable rate: 4.00% (7–45 days), 5.50% (46–180 days), 6.00% (181–210 days), 6.25% (211–270 days), 6.50% (271 days to below 1 year), 6.75% (1–3 years), 6.90% (above 3–5 years), 7.00% (above 5–10 years); 6.95% for Square Drive 444 days and 7.25% for Golden Goal 555 days.Effective 12 Jun 2026View source
The senior-citizen column of the official callable table publishes these bands and special-tenor rates.
Source
Bank of Baroda fixed-deposit rates — callable and non-callable up to ₹10 crore
Page / section
Deposits Interest Rates — Fixed Deposits (Callable), domestic/ below ₹3 crore
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Premature-withdrawal / refund termsFor callable deposits up to ₹5 lakh kept at least 12 months, no penalty applies. Deposits kept under 12 months and deposits above ₹5 lakh but below ₹1 crore are paid at the applicable rate less 1%. Deposits of ₹1 crore and above require at least 31 days' notice and attract a 1.50% penalty on the applicable rate; NRE deposits pre-closed before one year earn no interest. Deceased-settlement claims receive the published waiver.Effective 12 Jun 2026View source
The official terms set the ₹5 lakh, ₹1 crore, 31-day notice and 1%/1.5% penalty bands.
Source
Bank of Baroda fixed-deposit rates — callable and non-callable up to ₹10 crore
Page / section
Premature withdrawal of Callable Term Deposits excluding /
Accessed
29 Aug 2026
Confidence
high
Open official source ↗

Related official documents

Bank of Baroda fixed-deposit rates — callable and non-callable up to ₹10 croreofficial-rate-page · current · accessed 29 Aug 2026
↗
Bank of Baroda Fixed Deposit — product overview and FAQsofficial-product-page · current · accessed 29 Aug 2026
↗

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Deposit maturity estimate

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Money at maturity₹1,19,034one lakh nineteen thousand thirty-four rupees
Money you put in₹1,00,000one lakh rupees
Interest earned₹19,034nineteen thousand thirty-four rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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7–45 days · General / / 3.50%

This value is copied from Domestic/ callable term-deposit rates below ₹3 crore. Check the table notes before relying on it.

Source: Bank of Baroda fixed-deposit rates — callable and non-callable up to ₹10 crore · Fixed Deposits (Callable), domestic/ below ₹3 crore Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 14 rows · 4 columnsDomestic/NRO callable term-deposit rates below ₹3 croreBank of Baroda fresh and renewal rates, effective 12 June 2026.View tableHide table

Scroll sideways to view every column

Domestic/NRO callable term-deposit rates below ₹3 crore
TenorGeneral / / Resident senior citizenResident super senior citizen
7–45 days3.50%4.00%4.00%
46–180 days5.00%5.50%5.50%
181–210 days5.50%6.00%6.00%
211–270 days5.75%6.25%6.25%
271 days to below 1 year6.00%6.50%6.50%
1 year6.25%6.75%6.75%
Above 1 year to 400 days6.25%6.75%6.85%
Above 400 days to 2 years (except 444/555 days)6.25%6.75%6.85%
Above 2 to 3 years6.25%6.75%6.85%
Above 3 to 5 years6.30%6.90%7.00%
Above 5 to 10 years6.00%7.00%7.00%
above 10 years5.50%6.00%6.00%
Square Drive 444 days6.45%6.95%7.05%
Golden Goal 555 days6.75%7.25%7.35%
  • Senior/super-senior additions apply to eligible resident customers under the bank's terms.
Bank of Baroda fixed-deposit rates — callable and non-callable up to ₹10 crore · Fixed Deposits (Callable), domestic/ below ₹3 crore · effective 12 Jun 2026 · accessed 29 Aug 2026Open official source ↗

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