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Rupee Linked Foreign Currency Deposit Scheme for

Rupee Linked Foreign Currency deposits (RLFCD) offer pre-mature repayment facility with several other amazing features and benefits for

Account typeRupee-linked foreign-currency deposit for NRIs with a forward contract available on the maturity amount.Interest rateAs applicable under the FCNR(B) scheme; effective yield depends on the forward premium between the two currencies.Minimum depositUSD 10,000 or equivalent in a convertible currency.
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Quick eligibility check

Rupee Linked Foreign Currency Deposit Scheme for

0 of 2 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Available to NRIs funding the deposit from permitted NRE/FCNR sources or fresh inward remittance?

Published source: Residency eligibility

2Do you meet this requirement: the maturity amount is linked to a foreign-currency forward contract?

Published source: Residency eligibility
0 of 2 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Account typeRupee-linked foreign-currency deposit for NRIs with a forward contract available on the maturity amount.View source
The official page describes the product and forward-contract feature.
Source
Rupee Linked Foreign Currency Deposit Scheme for
Page / section
Features
Accessed
22 Aug 2026
Confidence
high
Open official source ↗
CurrencyDeposit receipt may be issued in USD, GBP, EUR or AUD; minimum USD 10,000 or equivalent in any convertible currency including INR equivalent.View source
The official feature section publishes the four denominations and USD 10,000 minimum-equivalent requirement.
Source
Rupee Linked Foreign Currency Deposit Scheme for
Page / section
Features — Minimum Amount / Denomination
Accessed
22 Aug 2026
Confidence
high
Open official source ↗
Minimum depositUSD 10,000 or equivalent in a convertible currency.View source
The official repeats the USD 10,000 minimum-equivalent deposit.
Source
Rupee Linked Foreign Currency Deposit Scheme for
Page / section
Features / — Minimum Amount
Accessed
22 Aug 2026
Confidence
high
Open official source ↗
Interest rateAs applicable under the FCNR(B) scheme; effective yield depends on the forward premium between the two currencies.View source
The official page specifies (B)-linked interest and forward-premium-based yield.
Source
Rupee Linked Foreign Currency Deposit Scheme for
Page / section
Features — Rate / Expected yields
Accessed
22 Aug 2026
Confidence
high
Open official source ↗
Tenure12, 24 or 36 months; no interest is payable for a deposit held less than 12 months.View source
The official feature and sections publish the three tenures and 12-month interest threshold.
Source
Rupee Linked Foreign Currency Deposit Scheme for
Page / section
Features / — Period and premature repayment
Accessed
22 Aug 2026
Confidence
high
Open official source ↗
RepatriationThe rupee-linked foreign-currency deposit is settled through its maturity forward contract; applicable NRE/FCNR funding and RBI/FEMA rules govern repatriation rather than a separate savings-account limit.View source
The official product page describes a forward-linked maturity amount and does not publish a separate repatriation ceiling.
Source
Rupee Linked Foreign Currency Deposit Scheme for
Page / section
Features / forward contract
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Residency eligibilityAvailable to NRIs funding the deposit from permitted NRE/FCNR sources or fresh inward remittance; the maturity amount is linked to a foreign-currency forward contract.View source
The official page identifies funding routes and the forward-linked maturity arrangement.
Source
Rupee Linked Foreign Currency Deposit Scheme for
Page / section
Eligibility / permitted funding
Accessed
29 Aug 2026
Confidence
high
Open official source ↗

Eligibility

  • Available to funding the deposit from permitted / sources or fresh inward remittance
  • the maturity amount is linked to a foreign-currency forward contract.

Passing a listed condition does not mean the bank will approve an application.

Related official documents

Bank of Baroda NRI account product pages and deposit termsofficial-product-pages · current · accessed 29 Aug 2026
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Account interest estimate

See roughly how much interest a steady account balance could earn over the period you choose.

Interest you may earn₹2,700two thousand seven hundred rupees
Balance including interest₹1,02,700one lakh two thousand seven hundred rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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