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Savings, current & salary accounts

bob Advantage Saving Account

A standard savings account with branch-category monthly balance requirements, no published non-maintenance charge and daily interest calculation with quarterly credit.

Minimum monthly average balance with cheque book₹2,000 metro/urban; ₹1,000 semi-urban; ₹500 ruralMAB non-maintenance charge₹0Maximum balance for minors aged 10–14₹1 lakh
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✓ Manually checked 13 Aug 2026 · active
bob Advantage Saving Account official product artwork
Offered byBank of Baroda

Bank of Baroda branches and supported digital account-opening channels in India

Key facts

What the official sources publish

Every value below belongs to this exact product. Select a source marker to check its context.

Minimum monthly average balance with cheque book₹2,000 metro/urban; ₹1,000 semi-urban; ₹500 rural
Source 1
MAB non-maintenance charge₹0
Source 2
Maximum balance for minors aged 10–14₹1 lakh
Source 3
Interest calculation and creditCalculated daily and credited quarterly
Source 4
Auto-sweep facilityNot available
Source 5

Benefits and features

  • Daily interest calculation with quarterly credit
  • Internet and mobile banking access
  • Debit-card eligibility
  • No published MAB non-maintenance charge

Eligibility

  • Open to resident individuals and non-individuals eligible for savings accounts under current RBI and bank guidelines.
  • Account-opening modes include branch-led onboarding, tablet onboarding and V-KYC where available.
  • The product page does not publish a current numeric savings rate; use the linked deposit-interest schedule.

Passing a listed condition does not mean the bank will approve an application.

Field-level evidence

Where each fact came from

Short context only; open the official page or document for the complete terms.

1

Minimum monthly average balance with cheque book

high confidence
The threshold depends on the branch category.
Source
bob Advantage Saving Account
Page / section
Features — Minimum Monthly Average Balance
Accessed
13 Aug 2026
Open official source ↗
2

MAB non-maintenance charge

high confidence
The feature table publishes the charge as nil and links to the latest service-charge schedule for more detail.
Source
bob Advantage Saving Account
Page / section
Features — MAB Non maintenance charges
Accessed
13 Aug 2026
Open official source ↗
3

Maximum balance for minors aged 10–14

high confidence
No general ceiling is published; this exception applies to minors aged between 10 and 14.
Source
bob Advantage Saving Account
Page / section
Features — Maximum Amount
Accessed
13 Aug 2026
Open official source ↗
4

Interest calculation and credit

high confidence
The current interest rate is maintained on the separate deposit-interest page.
Source
bob Advantage Saving Account
Page / section
Features — Interest Calculation and Payment
Accessed
13 Aug 2026
Open official source ↗
5

Auto-sweep facility

high confidence
The feature table explicitly marks auto sweep unavailable.
Source
bob Advantage Saving Account
Page / section
Features — Auto sweep facility
Accessed
13 Aug 2026
Open official source ↗

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