Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Policy typeNon-participating, non-linked money-back life insuranceView source
The official page identifies a non-participating, non-linked money-back plan.
- Source
- IndiaFirst Life Cash Back Plan
- Page / section
- Overview
- Accessed
- 20 Aug 2026
- Confidence
- high
InsurerIndiaFirst Life Insurance Company LimitedView source
The official product identity identifies IndiaFirst Life.
- Source
- IndiaFirst Life Cash Back Plan
- Page / section
- Product identity
- Accessed
- 20 Aug 2026
- Confidence
- high
Entry age15 to 50 years for 9- or 12-year plans; 15 to 55 years for 15- or 18-year plansView source
The eligibility section publishes age bands by policy term.
- Source
- IndiaFirst Life Cash Back Plan
- Page / section
- Eligibility
- Accessed
- 20 Aug 2026
- Confidence
- high
Policy term9, 12, 15 or 18 yearsView source
The official page lists these four policy terms.
- Source
- IndiaFirst Life Cash Back Plan
- Page / section
- Features
- Accessed
- 20 Aug 2026
- Confidence
- high
Sum assuredFrom ₹50,000; no maximum subject to underwritingView source
The official page publishes a ₹50,000 minimum and underwriting-based maximum.
- Source
- IndiaFirst Life Cash Back Plan
- Page / section
- Eligibility
- Accessed
- 20 Aug 2026
- Confidence
- high
Risk coverHigher of 10 times annualised premium or sum assured on maturity, plus accumulated guaranteed additionsView source
The official page defines the risk cover with these measures.
- Source
- IndiaFirst Life Cash Back Plan
- Page / section
- Features
- Accessed
- 20 Aug 2026
- Confidence
- high
BenefitsPeriodical assured payouts and guaranteed additionsView source
The benefits section lists regular assured payouts and guaranteed additions.
- Source
- IndiaFirst Life Cash Back Plan
- Page / section
- Benefits
- Accessed
- 20 Aug 2026
- Confidence
- high
Cash Back plan typeIndiaFirst Life Cash Back Plan is a non-participating, non-linked money-back insurance plan with regular assured payouts, guaranteed additions and limited-premium payment options.View source
The official product page describes the plan type and payout features.
- Source
- IndiaFirst Life Cash Back Plan
- Page / section
- Benefits / Features
- Accessed
- 23 Aug 2026
- Confidence
- high
Cash Back plan termsPolicy terms are 9, 12, 15 or 18 years. The policy can be paid for a limited period and provides periodic payback and guaranteed additions after each policy year. Risk cover is the higher of 10 times annualised premium or maturity sum assured, plus accumulated guaranteed additions.View source
The official Features section publishes the term options and risk-cover formula.
- Source
- IndiaFirst Life Cash Back Plan
- Page / section
- Features
- Accessed
- 23 Aug 2026
- Confidence
- high
Cash Back plan eligibilityFor 9-, 12-, 15- and 18-year plans, minimum entry age is 15 years. Maximum entry age is 50 years for 9- and 12-year plans and 55 years for 15- and 18-year plans. Minimum sum assured is ₹50,000 with no maximum subject to underwriting.View source
The official Eligibility section publishes the age bands and sum-assured limits.
- Source
- IndiaFirst Life Cash Back Plan
- Page / section
- Eligibility
- Accessed
- 23 Aug 2026
- Confidence
- high
Minimum premiumMinimum premium depends on premium-paying term and frequency. For 5-year pay: ₹3,654 monthly, ₹10,878 quarterly, ₹21,499 half-yearly or ₹42,000 yearly; for 7-year pay: ₹1,044, ₹3,108, ₹6,142 or ₹12,000; for 10-year pay: ₹522, ₹1,554, ₹3,071 or ₹6,000; for 12-year pay: ₹522, ₹1,554, ₹3,071 or ₹6,000. Applicable taxes are extra.View source
The brochure table lists minimum monthly, quarterly, half-yearly and yearly premiums for 5-, 7-, 10- and 12-year premium payment terms; it states that applicable taxes are extra.
- Source
- IndiaFirst Life Cash Back Plan brochure ( 143N024V05)
- Page / section
- Page 3, section 6: How much can you at least invest?
- Accessed
- 29 Aug 2026
- Confidence
- high
Waiting periodThe standard (non-POSP-LI) plan has no separate waiting period stated in the reviewed brochure. If sold through the POSP-LI channel, a 90-day waiting period applies from acceptance of risk: non-accidental death during it pays 100% of total premiums paid, while accidental death receives the entire death benefit.View source
The brochure expressly limits the first-90-day waiting rule to the -LI channel and states the separate accidental and non-accidental death outcomes.
- Source
- IndiaFirst Life Cash Back Plan brochure ( 143N024V05)
- Page / section
- Page 5, section 12a: What happens in case of the life assured’s demise?
- Accessed
- 29 Aug 2026
- Confidence
- high
Key exclusionsIf the life assured dies by suicide within 12 months from commencement of risk or revival, the nominee receives the higher of 80% of total premiums paid to the date of death or the surrender value available then, provided the policy is in force. Other benefit limitations and underwriting conditions remain governed by the policy terms.View source
The brochure publishes the 12-month suicide clause and the higher-of-80%-premiums-or-surrender-value payment.
- Source
- IndiaFirst Life Cash Back Plan brochure ( 143N024V05)
- Page / section
- Page 9, section 23: What happens in case the life assured commits suicide?
- Accessed
- 29 Aug 2026
- Confidence
- high
Geographic limitsHigher of 10 times annualised premium or sum assured on maturity, plus accumulated guaranteed additionsView source
The manually reviewed product record states: “Higher of 10 times annualised premium or sum assured on maturity, plus accumulated guaranteed additions”.
- Source
- IndiaFirst Life Cash Back Plan — official product page
- Page / section
- Published product metadata
- Accessed
- 20 Aug 2026
- Confidence
- high
Benefits and features
- Higher of 10 times annualised premium or sum assured on maturity, plus accumulated guaranteed additions
Eligibility
- For 9-, 12-, 15- and 18-year plans, minimum entry age is 15 years. Maximum entry age is 50 years for 9- and 12-year plans and 55 years for 15- and 18-year plans. Minimum sum assured is ₹50,000 with no maximum subject to underwriting.
Passing a listed condition does not mean the bank will approve an application.
Related official documents
IndiaFirst Life Cash Back Plan brochure (UIN 143N024V05)official-brochure · current · accessed 29 Aug 2026
↗IndiaFirst Life Cash Back Plan — official product pageofficial-product-page · current · accessed 29 Aug 2026
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