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IndiaFirst Life Wealth Maximizer Plan

IndiaFirst Life Wealth Maximizer Plan - a comprehensive unit-linked savings plan providing life insurance and market-linked returns for achieving your financial goals and building a lasting legacy.

Plan typeUnit-linked, non-participating savings plan providing life cover with market-linked investment optionsInsurerIndiaFirst Life Insurance Company LimitedFund optionsSeven different fund options
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Quick eligibility check

IndiaFirst Life Wealth Maximizer Plan

0 of 4 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Does your age meet this requirement: Minimum age 5 years and maximum age 55 years for a 5-year premium-paying term?

Published source: Entry age

2Does your age meet this requirement: maximum age 65 years for single, regular and limited premium payment terms of 10, 15 or 20 years?

Published source: Entry age

3Are you aged 5 to 55?

4Are you aged 5 to 65?

0 of 4 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
IndiaFirst Life Wealth Maximizer Plan official Bank of Baroda banner
Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Plan typeUnit-linked, non-participating savings plan providing life cover with market-linked investment optionsView source
The official page describes the plan as unit-linked and non-participating, with life insurance cover and market-linked returns.
Source
IndiaFirst Life Wealth Maximizer Plan
Page / section
Overview
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
InsurerIndiaFirst Life Insurance Company LimitedView source
Manually classified from the insurer/product identity published on the official Bank of Baroda page.
Source
IndiaFirst Life Wealth Maximizer Plan
Page / section
Product title and current official product page
Accessed
20 Aug 2026
Confidence
high
Open official source ↗
Wealth Maximizer featuresThe unit-linked savings plan offers market-linked returns, seven fund options, automatic-trigger, fund-transfer and age-based investment strategies, loyalty benefits/profit booster/loyalty advantage, unlimited free switches and premium redirection, online purchase and life cover.View source
The official Benefits and Features sections publish fund options, strategies, loyalty benefits, switching and purchase terms.
Source
IndiaFirst Life Wealth Maximizer Plan
Page / section
Benefits / Features
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Wealth Maximizer eligibilityFor a 5-year premium-paying term, entry age is 5–55 years and maturity age is 18–70 years. For single, regular or limited pay of 10/15/20 years, entry age is 5–65 years and maturity age is 18–90 years.View source
The official Eligibility Criteria section publishes premium-paying-term-specific entry and maturity ages.
Source
IndiaFirst Life Wealth Maximizer Plan
Page / section
Eligibility Criteria
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Sum insured / coverFor regular and limited premiums, minimum sum assured is 7× annualised premium; the maximum is an age/term-based multiple (10× for ages 5–39 and 1.25× for ages 40–65 in the published table). For single premium, sum assured is 125% of single premium, subject to the product limits and underwriting.View source
The brochure states the minimum and maximum sum-assured multiples for regular/limited and single premium plans and provides the age-band table.
Source
IndiaFirst Life Wealth Maximizer Plan — official brochure V04
Page / section
Page 4 — How is the sum assured calculated?
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Policy termRegular/limited pay: 10–85 years for 5-year PPT, 15–85 years for 10-year PPT, 20–85 years for 15-year PPT and 25–85 years for 20-year PPT. Single pay: 5–30 years. Maximum entry age is 55 for the 5-year PPT and 65 for single/regular/limited 10-, 15- and 20-year PPTs.View source
The brochure table publishes the minimum/maximum policy terms and maximum entry ages for each premium-paying term.
Source
IndiaFirst Life Wealth Maximizer Plan — official brochure V04
Page / section
Page 3 — Policy Term and Premium Payment Term table
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
PremiumMinimum regular/limited premium: ₹20,833 monthly, ₹62,500 quarterly, ₹1,25,000 half-yearly or ₹2,50,000 yearly. Minimum single premium: ₹5,00,000. Maximum premium has no stated cap, subject to the board-approved underwriting policy.View source
The brochure lists the four regular/limited payment frequencies, the single-premium minimum and the underwriting-qualified maximum.
Source
IndiaFirst Life Wealth Maximizer Plan — official brochure V04
Page / section
Page 3 — Minimum and maximum premium table
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Waiting period / lock-inThis is a linked unit-linked life policy, not a health policy; no illness waiting period is stated. A 5-year lock-in applies: linked-policy proceeds generally cannot be paid before five completed years, except on death or another covered contingency. Partial withdrawals and surrender are restricted during this lock-in.View source
The brochure describes five-year lock-in and payment restrictions for discontinuance/surrender; it does not publish a health-style waiting period.
Source
IndiaFirst Life Wealth Maximizer Plan — official brochure V04
Page / section
Pages 15–16 — Discontinuance during and after lock-in
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Key exclusionsThe policy's material exclusions and limitations include the 5-year linked-policy lock-in, cessation/reduction of risk cover after premium discontinuance, market and NAV risk borne by the policyholder, non-guaranteed fund performance, and policy-specific charges. The policy document also states that suicide within 12 months is handled by paying the fund value under its suicide-exclusion clause; exact terms in the policy schedule and underwriting apply.View source
The brochure's risk, discontinuance and suicide sections were reviewed; they explain the material restrictions rather than listing health-policy exclusions.
Source
IndiaFirst Life Wealth Maximizer Plan — official brochure V04
Page / section
Pages 15–18 — Discontinuance, risk disclosures and suicide exclusion
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Fund optionsSeven different fund optionsView source
The page states that customers can choose from seven different fund options.
Source
IndiaFirst Life Wealth Maximizer Plan
Page / section
Features
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Entry ageMinimum age 5 years and maximum age 55 years for a 5-year premium-paying term; maximum age 65 years for single, regular and limited premium payment terms of 10, 15 or 20 yearsView source
The official eligibility criteria publish the minimum and term-dependent maximum entry ages.
Source
IndiaFirst Life Wealth Maximizer Plan
Page / section
Eligibility Criteria
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Maturity ageMinimum maturity age 18 years and maximum maturity age 70 years for a 5-year premium-paying term; maximum maturity age 90 years for single, regular and limited premium payment terms of 10, 15 or 20 yearsView source
The official eligibility criteria publish the minimum and term-dependent maximum maturity ages.
Source
IndiaFirst Life Wealth Maximizer Plan
Page / section
Eligibility Criteria
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Investment strategiesAutomatic Trigger Based Investment Strategy; Fund Transfer Strategy; Age Based Investment StrategyView source
The Features section lists the three selectable investment strategies.
Source
IndiaFirst Life Wealth Maximizer Plan
Page / section
Features
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Key coverageThe unit-linked savings plan offers market-linked returns, seven fund options, automatic-trigger, fund-transfer and age-based investment strategies, loyalty benefits/profit booster/loyalty advantage, unlimited free switches and premium redirection, online purchase and life cover.View source
The manually reviewed product benefits state: “The unit-linked savings plan offers market-linked returns, seven fund options, automatic-trigger, fund-transfer and age-based investment strategies, loyalty benefits/profit booster/loyalty advantage, unlimited free switches and premium redirection, online purchase and life cover.”.
Source
IndiaFirst Life Wealth Maximizer Plan — official product page
Page / section
Published coverage and benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Geographic limitsThe unit-linked savings plan offers market-linked returns, seven fund options, automatic-trigger, fund-transfer and age-based investment strategies, loyalty benefits/profit booster/loyalty advantage, unlimited free switches and premium redirection, online purchase and life cover.View source
The manually reviewed product record states: “The unit-linked savings plan offers market-linked returns, seven fund options, automatic-trigger, fund-transfer and age-based investment strategies, loyalty benefits/profit booster/loyalty advantage, unlimited free switches and premium redirection, online purchase and life cover.”.
Source
IndiaFirst Life Wealth Maximizer Plan — official product page
Page / section
Published product metadata
Accessed
15 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • The unit-linked savings plan offers market-linked returns, seven fund options, automatic-trigger, fund-transfer and age-based investment strategies, loyalty benefits/profit booster/loyalty advantage, unlimited free switches and premium redirection, online purchase and life cover.

Eligibility

  • For a 5-year premium-paying term, entry age is 5–55 years and maturity age is 18–70 years. For single, regular or limited pay of 10/15/20 years, entry age is 5–65 years and maturity age is 18–90 years.

Passing a listed condition does not mean the bank will approve an application.

Related official documents

IndiaFirst Life Wealth Maximizer Plan — official product pageofficial-product-page · current · accessed 29 Aug 2026
↗
IndiaFirst Life Wealth Maximizer Plan — Bank of Baroda official product pageofficial-product-page · current · accessed 29 Aug 2026
↗
IndiaFirst Life Wealth Maximizer Plan — official brochure V04brochure · current · accessed 29 Aug 2026
↗

Plan before applying

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Investment growth projection

See how a starting amount and regular monthly investments could grow. The return is only an assumption and is not guaranteed.

Possible value at the end₹13,03,464thirteen lakh three thousand four hundred sixty-four rupees
Money you put in₹7,00,000seven lakh rupees
Possible growth₹6,03,464six lakh three thousand four hundred sixty-four rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

5 years (regular/limited) · Minimum policy term10 years

This value is copied from Wealth Maximizer policy term by premium-paying term. Check the table notes before relying on it.

Source: IndiaFirst Life Wealth Maximizer Plan — official brochure V04 · Page 3 — Policy Term table Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 5 rows · 4 columnsWealth Maximizer policy term by premium-paying termPolicy-term table transcribed from the official brochure.View tableHide table

Scroll sideways to view every column

Wealth Maximizer policy term by premium-paying term
Premium-paying termMinimum policy termMaximum policy termMaximum entry age
5 years (regular/limited)10 years85 years55 years
10 years (regular/limited)15 years85 years65 years
15 years (regular/limited)20 years85 years65 years
20 years (regular/limited)25 years85 years65 years
Single pay5 years30 years65 years
  • The official Bank of Baroda page separately describes 5-year maturity-age limits; the brochure table is the source for the term ranges above.
IndiaFirst Life Wealth Maximizer Plan — official brochure V04 · Page 3 — Policy Term table · accessed 29 Aug 2026Open official source ↗
Table 2 · 2 rows · 5 columnsWealth Maximizer minimum premiumMinimum premium amounts by payment mode.View tableHide table

Scroll sideways to view every column

Wealth Maximizer minimum premium
Premium typeMonthlyQuarterlyHalf-yearlyYearly
Regular / limited premium₹20,833₹62,500₹1,25,000₹2,50,000
Single premium———₹5,00,000 one-time
  • Maximum premium is stated as no limit subject to board-approved underwriting policy; amounts are exclusive of applicable taxes unless the policy schedule says otherwise.
IndiaFirst Life Wealth Maximizer Plan — official brochure V04 · Page 3 — Minimum Premium table · accessed 29 Aug 2026Open official source ↗

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