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Fixed & recurring deposits

Compare current deposit tenures, published rates and withdrawal conditions.

	Filter Tenure Up to 1 year1–5 years5–10 yearsAbove 10 years	Filter General rate Below 7%7–9%		Filter Minimum deposit Up to ₹10,000Above ₹50,000	Filter Premature-withdrawal penalty No penalty / chargeNot permittedInterest-rate reductionConditional rules	Filter Interest payout MonthlyQuarterlyHalf-yearlyYearlyAt maturityCumulative / reinvested Matches any selected option
SBI Advantage FCNR(B) DepositState Bank of India	3 years through 5 years	Up to USD 1 million / above USD 1 million: 3y–<4y 5.25/5.50 4y–<5y 5.50/5.75 5y 5.75/6.00% p.a.	Not published	USD 5,000 further amounts in multiples of USD 1,000	Not permitted during year 1 after 1 year and before 3 years, 3.50% for the run period from 3 years to below 5 years, 1 percentage point below the applicable run-period rate	Not published
SBI Annuity Deposit SchemeState Bank of India	36, 60, 84 or 120 months	6.30% for 36 months 6.05% for 60, 84 or 120 months	Not published	Not published	Not published	Not published
SBI Capgains Plus AccountState Bank of India	Up to 24 or 36 months depending on the declared tax section and original-asset transfer	Account A: 2.50% p.a. Account B public rates by balance and tenor: below ₹3 crore, 2y–<3y 6.40% and 3y–<5y 6.30% ₹3 crore+, 2y–<3y 6.15% and 3y–<5y 6.00% p.a.	Not published	₹1,000	TDR or STDR may close before maturity, but proceeds must credit only to Capgains Account A	Not published
SBI FCNR(B) AccountState Bank of India	Minimum 1 year maximum 5 years	Rates effective 15 Jul 2026 by tenor (USD/GBP/EUR/CAD/AUD/JPY): 1y 4.40/4.00/3.00/3.08/4.25/0.65 >1y–<2y 4.40/4.00/3.00/3.08/4.25/0.65 2y–<3y 3.55/3.95/1.50/2.83/4.15/0.65 3y–<4y 3.35/3.00/1.50/2.58/4.05/0.65 4y–<5y 2.95/2.90/1.50/2.63/3.95/0.55 5y 3.05/2.80/1.50/2.68/3.85/0.55% p.a.	Not published	Not published	Before 1 year: no interest after 1 year: no penalty, with the lowest of the contracted rate, original rate for the actual run period, or current rate for that period	Not published
SBI FCNR(B) Premium AccountState Bank of India	1 year through 5 years	Underlying FCNR(B) deposit rate plus forward cover SBI does not publish one fixed Premium yield on the product page	Not published	10,000 units for USD, GBP, EUR, CAD or AUD JPY 1,000,000	No separate withdrawal penalty the applicable interest follows SBI's standard FCNR(B) deposit terms	Not published
SBI Fixed DepositState Bank of India	7 days to 10 years	3.05% for 7-45 days 4.90% for 46-179 days 5.65% for 180-210 days 5.90% for 211 days to under 1 year 6.25% for 1 to under 2 years 6.40% for 2 to under 3 years 6.30% for 3 to under 5 years 6.05% for 5 to 10 years	Not published	Not published	Not published	Not published
SBI Gold Monetisation Short Term Bank DepositState Bank of India	1 to 3 years, including permissible broken periods under RBI rules	0.50% p.a. for 1 year 0.55% above 1 through 2 years 0.60% above 2 through 3 years	Not published	Not published	Not published	Not published
SBI Green Rupee Term DepositState Bank of India	1111 days, 1777 days or 2222 days	At the applicable SBI card rate for the chosen 1111-day, 1777-day or 2222-day tenor	Not published	Not published	Not published	Not published
SBI Har Ghar Lakhpati Recurring DepositState Bank of India	3 to 10 years	Not published	Not published	Not published	Not published	Not published
SBI Motor Accident Claims Annuity DepositState Bank of India	36 to 216 months as directed by the Tribunal or Court a period under 36 months is opened as a normal term deposit	6.30% p.a. for 36 months to under 5 years 6.05% from 5 years onward, with the 120-month rate applied beyond 120 months	Not published	Not published	Not published	Not published
SBI Multi Option Deposit SchemeState Bank of India	1 to 5 years	6.25% for 1 to under 2 years 6.40% for 2 to under 3 years 6.30% for 3 to under 5 years 6.05% at 5 years	Not published	Not published	Not published	Not published
SBI Non-Callable Bulk Term DepositState Bank of India	7 days to less than 3 years	A mark-up over SBI bulk deposit card rates, with the mark-up decided by SBI	Not published	Not published	Not published	Not published
SBI Non-Callable Retail Term DepositState Bank of India	Exactly 1 year or 2 years	6.55% p.a. for 1 year and 6.80% p.a. for 2 years	Not published	Not published	Not published	Not published
SBI NRE Non-Callable Term DepositState Bank of India	1 year or 2 years only	1 year: 6.55% p.a. from ₹1.0001 crore to below ₹3 crore, or 6.25% p.a. from ₹3 crore 2 years: 6.80% p.a. or 6.15% p.a. respectively	Not published	₹1.0001 crore (₹1 crore and ₹1,000)	Generally unavailable SBI lists limited exceptional cases requiring approval, with no interest payable if withdrawal is allowed	Term deposits: monthly, quarterly, half-yearly or yearly special term deposits: on maturity
SBI Tax Savings Scheme — NRO DepositState Bank of India	5 years only	6.05% p.a. for deposits below ₹3 crore	Not published	₹10,000, with further amounts in multiples of ₹1,000	Not permitted	Paid quarterly to the requested NRO savings or current account
SBI Patrons Term DepositState Bank of India	7 days to 10 years	3.65% for 7-45 days 5.50% for 46-179 days 6.25% for 180-210 days 6.50% for 211 days to under 1 year 6.85% for 1 to under 2 years 7.00% for 2 to under 3 years 6.90% for 3 to under 5 years 7.15% for 5 to 10 years	Not published	Not published	Not published	Not published
SBI Public Provident Fund AccountState Bank of India	15 years, extendable on application for one or more five-year blocks	7.10% p.a. for 1 July through 30 September 2026	Not published	Not published	Not published	Not published
SBI Recurring DepositState Bank of India	12 to 120 months	6.25% for 1 to under 2 years 6.40% for 2 to under 3 years 6.30% for 3 to under 5 years 6.05% for 5 to 10 years	Not published	Not published	Not published	Not published
SBI Resident Foreign Currency (RFC) AccountState Bank of India	Minimum 1 year maximum 3 years	Rates effective 15 Jul 2026 by tenor (USD/GBP/EUR): 1y–<2y 4.40/4.00/3.00 2y–<3y 3.55/3.95/1.50 3y 3.35/3.00/1.50% p.a.	Not published	USD 1,000, GBP 1,000 or EUR 1,000	Before 1 year: no interest after 1 year: 1 percentage point below the lower of the actual-run-period rate or contracted rate	TDR interest is paid every 180 days STDR interest compounds every 180 days
SBI Senior Citizens Savings SchemeState Bank of India	5 years, with an optional further 3-year extension	8.20% p.a. for 1 July through 30 September 2026 ↑	Not published	Not published	Not published	Not published
SBI Special Term DepositState Bank of India	6 months to 10 years	5.65% for 180-210 days 5.90% for 211 days to under 1 year 6.25% for 1 to under 2 years 6.40% for 2 to under 3 years 6.30% for 3 to under 5 years 6.05% for 5 to 10 years	Not published	Not published	Not published	Not published
SBI Canada Bank Student GIC ProgramState Bank of India	Not published	Not published	Not published	Not published	Not published	Not published
SBI Sukanya Samriddhi AccountState Bank of India	Matures 21 years from opening contributions may be made for up to 15 years from opening	8.20% p.a. for 1 July through 30 September 2026 ↑	Not published	Not published	Not published	Not published
SBI Tax Savings Scheme 2006State Bank of India	5 to 10 years	6.05% p.a. for 5 to 10 years	Not published	Not published	Not published	Not published

Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral.

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