Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Product typePrepaid gift card — physical variantView source
Prepaid gift card — physical variant
- Source
- Product type
- Page / section
- Product overview
- Accessed
- 21 Aug 2026
- Confidence
- high
NetworkRuPayView source
RuPay
- Source
- Network
- Page / section
- Product overview
- Accessed
- 21 Aug 2026
- Confidence
- high
Usage limitsPOS and e-commerce purchases up to available balance; ATM cash withdrawal is not permittedView source
and e-commerce purchases up to available balance; cash withdrawal is not permitted
- Source
- Usage limits
- Page / section
- Features and
- Accessed
- 21 Aug 2026
- Confidence
- high
Issuance fee₹50 for card amount up to ₹2,000; ₹100 for card amount ₹2,001–₹10,000View source
₹50 for card amount up to ₹2,000; ₹100 for card amount ₹2,001–₹10,000
- Source
- Issuance fee
- Page / section
- Pre-paid Card service charges
- Accessed
- 21 Aug 2026
- Confidence
- high
ValidityAs printed on the card; revalidation charges may apply under current service chargesView source
As printed on the card; revalidation charges may apply under current service charges
- Source
- Validity
- Page / section
- and service charges
- Accessed
- 21 Aug 2026
- Confidence
- high
Physical Gift Card usageThe RuPay-powered physical Gift Card is accepted across India at RuPay merchant outlets and online/e-commerce platforms; it is reloadable only at issue and cannot be used for ATM cash withdrawal.View source
The official page describes RuPay acceptance, channels and restriction.
- Source
- Gift Card (Physical Variant)
- Page / section
- Overview / Features
- Accessed
- 23 Aug 2026
- Confidence
- high
Physical Gift Card limits and validityThe card is valid for one year from issue or until the printed validity date, whichever is earlier, and activates within 24 hours after funds are received. Acceptance is stated at more than 2.6 million RuPay merchant outlets.View source
The official Features and sections publish the validity, activation and merchant-network figures.
- Source
- Gift Card (Physical Variant)
- Page / section
- Features /
- Accessed
- 23 Aug 2026
- Confidence
- high
Physical Gift Card chargesIssuance fee is ₹50 for a ₹500–₹2,000 load and ₹100 for a ₹2,001–₹10,000 load; replacement and revalidation are ₹100 plus GST. Point-of-sale usage is free, subject to any merchant surcharge.View source
The official publishes the load bands, issuance fees and replacement/revalidation charges.
- Source
- Gift Card (Physical Variant)
- Page / section
- — Charges
- Accessed
- 23 Aug 2026
- Confidence
- high
AvailabilityIndia-only RuPay acceptance at participating merchant outlets and e-commerce platforms; ATM cash withdrawal is not permitted.View source
The official page states pan-India acceptance at RuPay merchant outlets/e-commerce platforms and says cash withdrawal is not permitted.
- Source
- Baroda Gift Card Physical Variant — official product page
- Page / section
- Features — India acceptance
- Accessed
- 7 Sept 2026
- Confidence
- high
Annual fee / validityNo annual fee is stated; the physical gift card is valid for 1 year from issue or until the printed expiry date. Issuance is ₹50 for a ₹500–₹2,000 load and ₹100 for a ₹2,001–₹10,000 load, excluding GST.View source
The current gives a one-year validity and the two issuance-fee tiers; it does not state a recurring annual fee.
- Source
- Baroda Gift Card Physical Variant — official product page
- Page / section
- — validity and charges
- Accessed
- 7 Sept 2026
- Confidence
- high
Related official documents
Bank of Baroda card and prepaid product pages and fee schedulesofficial-product-pages-and-schedules · current · accessed 29 Aug 2026
↗Baroda Gift Card Physical Variant — official product pageofficial-product-page · current · accessed 7 Sept 2026
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