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Star Cancer Care Gold (Pilot Product)

Star Cancer Care Gold: A Health Insurance plan (on pilot basis) for persons diagnosed with Cancer. Visit us online to know more details!

Policy typeCancer-survivor health insurance pilotInsurerStar Health and Allied Insurance Company LimitedEntry age5 months to 65 years
Official product page ↗Compare category

Quick eligibility check

Star Cancer Care Gold (Pilot Product)

0 of 4 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: 5 months to 65 years?

Published source: Entry age

2Does your age meet this requirement: Entry age is 5 months to 65 years?

3Do you meet this requirement: The proposer may cover self, spouse, dependent children and dependent parents?

4Do you meet this requirement: No pre-acceptance medical tests are required, and the page cites Section 80D tax benefit?

0 of 4 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Star Cancer Care Gold official banner
Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Policy typeCancer-survivor health insurance pilotView source
The official page describes a pilot policy for cancer-affected lives, including recurrence and second malignancy risk.
Source
Star Cancer Care Gold (Pilot Product)
Page / section
Overview
Accessed
20 Aug 2026
Confidence
high
Open official source ↗
InsurerStar Health and Allied Insurance Company LimitedView source
The official Bank of Baroda page identifies Star Health for this policy.
Source
Star Cancer Care Gold (Pilot Product)
Page / section
Product identity
Accessed
20 Aug 2026
Confidence
high
Open official source ↗
Entry age5 months to 65 yearsView source
The page publishes a 5-month to 65-year range.
Source
Star Cancer Care Gold (Pilot Product)
Page / section
Benefits and eligibility
Accessed
20 Aug 2026
Confidence
high
Open official source ↗
Lump-sum cancer benefit50% of the sum insuredView source
The benefits list a lump-sum cover equal to 50% of sum insured.
Source
Star Cancer Care Gold (Pilot Product)
Page / section
Benefits
Accessed
20 Aug 2026
Confidence
high
Open official source ↗
Key coverageSection 1 pays a fixed lump sum for recurrence, metastasis or a second malignancy unrelated to the first cancer. Section 2 pays indemnity for surgery/interventional treatment of accidents and illnesses other than cancer; Section 3 pays indemnity for non-surgical/non-interventional treatment of accidents and illnesses other than cancer. Both include room, professional fees, medicines, diagnostics, 30-day pre-hospitalisation, 60-day post-hospitalisation and published modern-treatment limits; a 10% co-payment applies from age 61.Effective 1 Feb 2022View source
The prospectus publishes the three sections, their sum-insured allocations, covered expense heads and age-based co-payment.
Source
Star Cancer Care Gold (Pilot Product) — Star Health prospectus V.4
Page / section
Pages 1–2 — Table of Benefits and Sections 1–3
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Medical testsNo pre-acceptance medical testsView source
The benefits section says no pre-acceptance medical tests are required.
Source
Star Cancer Care Gold (Pilot Product)
Page / section
Benefits
Accessed
20 Aug 2026
Confidence
high
Open official source ↗
Star Cancer Care Gold coverageStar Cancer Care Gold is a pilot product for people affected by cancer and covers recurrence, metastasis or a second unrelated malignancy. It provides a lump-sum cover of 50% of the sum insured, plus regular indemnity cover for accidents and illnesses other than cancer.View source
The official Benefits section publishes the pilot purpose, cancer risks and 50% lump-sum cover.
Source
Star Cancer Care Gold (Pilot Product)
Page / section
Benefits
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Star Cancer Care Gold eligibilityEntry age is 5 months to 65 years. The proposer may cover self, spouse, dependent children and dependent parents. No pre-acceptance medical tests are required, and the page cites Section 80D tax benefit.View source
The official Benefits and Eligibility sections publish age, member scope, medical-test and tax details.
Source
Star Cancer Care Gold (Pilot Product)
Page / section
Benefits / Eligibility
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Policy term1 year. Renewal is ordinarily available while the pilot product is offered; if the pilot is withdrawn, the insurer gives three months' notice before renewal and offers a suitable alternate product under its terms.Effective 1 Feb 2022View source
The prospectus states a one-year term and sets out renewal and pilot-withdrawal conditions.
Source
Star Cancer Care Gold (Pilot Product) — Star Health prospectus V.4
Page / section
Page 1 — Policy Term; Page 4 — Special condition for pilot product
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
PremiumAnnual premium excluding tax varies by age band and sum insured. Before a Section 1 cancer claim, ₹17,400–₹23,200 applies for ₹3,00,000 cover and ₹27,300–₹35,100 for ₹5,00,000 cover (age 5 months–65 years). After a Section 1 claim, Section 2/3 premium is ₹12,250–₹18,050 for ₹1,50,000 cover and ₹18,700–₹26,500 for ₹2,50,000 cover.Effective 1 Feb 2022View source
The brochure's premium table lists annual premiums excluding tax for each age band and cover option.
Source
Star Cancer Care Gold (Pilot Product) — Star Health brochure V.4
Page / section
Premium table — age bands and post-claim cover
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Waiting periodSection 1 recurrence/metastasis/second-malignancy lump sum: 30 months from first inception and continuous renewal. Sections 2 and 3: initial 30 days (accidents excepted), specified diseases/procedures 24 months and pre-existing diseases 48 months; portability credit can reduce the latter where allowed.Effective 1 Feb 2022View source
The policy clauses distinguish the 30-month cancer-event wait from the 30-day, 24-month and 48-month Section 2/3 waits.
Source
Star Cancer Care Gold (Pilot Product) — Star Health policy clauses
Page / section
Customer Information Sheet — Waiting Periods; Section 1 and Exclusions
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Key exclusionsSection 1 is not payable until its 30-month waiting period is completed. Sections 2 and 3 exclude cancer/cancer-related treatment, pre-existing disease during 48 months, specified diseases/procedures during 24 months and the policy's standard exclusions including investigation-only admissions, pregnancy/infertility, treatment outside India, cosmetic or sex-change surgery, refractive-error and corrective dental treatment, substance abuse, self-inflicted injury, war/breach of law and hospital service/registration charges.Effective 1 Feb 2022View source
The customer information sheet lists the major exclusions and points to the full policy clause for the complete list.
Source
Star Cancer Care Gold (Pilot Product) — Star Health policy clauses
Page / section
Pages 1–2 — Major Exclusions and Waiting Periods
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Geographic limitsSection 1 pays a fixed lump sum for recurrence, metastasis or a second malignancy unrelated to the first cancer. Section 2 pays indemnity for surgery/interventional treatment of accidents and illnesses other than cancer; Section 3 pays indemnity for non-surgical/non-interventional treatment of accidents and illnesses other than cancer. Both include room, professional fees, medicines, diagnostics, 30-day pre-hospitalisation, 60-day post-hospitalisation and published modern-treatment limits; a 10% co-payment applies from age 61.View source
The manually reviewed product record states: “Section 1 pays a fixed lump sum for recurrence, metastasis or a second malignancy unrelated to the first cancer. Section 2 pays indemnity for surgery/interventional treatment of accidents and illnesses other than cancer; Section 3 pays indemnity for non-surgical/non-interventional treatment of accidents and illnesses other than cancer. Both include room, professional fees, medicines, diagnostics, 30-day pre-hospitalisation, 60-day post-hospitalisation and published modern-treatment limits; a 10% co-payment applies from age 61.”.
Source
Star Cancer Care Gold (Pilot Product) — official product page
Page / section
Published product metadata
Accessed
20 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Section 1 pays a fixed lump sum for recurrence, metastasis or a second malignancy unrelated to the first cancer. Section 2 pays indemnity for surgery/interventional treatment of accidents and illnesses other than cancer
  • Section 3 pays indemnity for non-surgical/non-interventional treatment of accidents and illnesses other than cancer. Both include room, professional fees, medicines, diagnostics, 30-day pre-hospitalisation, 60-day post-hospitalisation and published modern-treatment limits
  • a 10% co-payment applies from age 61.

Eligibility

  • Entry age is 5 months to 65 years. The proposer may cover self, spouse, dependent children and dependent parents. No pre-acceptance medical tests are required, and the page cites Section 80D tax benefit.

Passing a listed condition does not mean the bank will approve an application.

Related official documents

Star Cancer Care Gold (Pilot Product) — Bank of Baroda official product pageofficial-product-page · current · accessed 29 Aug 2026
↗
Star Cancer Care Gold (Pilot Product) — Star Health brochure V.4brochure · current · accessed 29 Aug 2026
↗
Star Cancer Care Gold (Pilot Product) — Star Health prospectus V.4prospectus · current · accessed 29 Aug 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

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Life-cover needs estimate

See whether your current cover and savings may leave a gap for your family. This does not calculate an insurance premium.

Possible cover gap₹1,15,00,000one crore fifteen lakh rupees
Income your family may need₹1,00,00,000one crore rupees
Cover and savings already counted₹5,00,000five lakh rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Section 1 — cancer recurrence/metastasis/second malignancy lump sum · ₹3,00,000 total₹1,50,000one lakh fifty thousand rupees

This value is copied from Star Cancer Care Gold sum-insured allocation. Check the table notes before relying on it.

Source: Star Cancer Care Gold (Pilot Product) — Star Health prospectus V.4 · Page 1 — Table of Benefits Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 4 rows · 3 columnsStar Cancer Care Gold sum-insured allocationPublished section allocations for the two total sum-insured options.View tableHide table

Scroll sideways to view every column

Star Cancer Care Gold sum-insured allocation
Section₹3,00,000 total₹5,00,000 total
Section 1 — cancer recurrence/metastasis/second malignancy lump sum₹1,50,000₹2,50,000
Section 2 — surgical/interventional indemnity₹1,00,000₹1,50,000
Section 3 — non-surgical/non-interventional indemnity₹50,000₹1,00,000
Total₹3,00,000₹5,00,000
  • Once selected, the sum insured cannot be changed or enhanced at renewal.
Star Cancer Care Gold (Pilot Product) — Star Health prospectus V.4 · Page 1 — Table of Benefits · effective 1 Feb 2022 · accessed 29 Aug 2026Open official source ↗
Table 2 · 5 rows · 5 columnsStar Cancer Care Gold annual premium by ageAnnual premium excluding tax, before and after a Section 1 claim.View tableHide table

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Star Cancer Care Gold annual premium by age
Age bandBefore claim — ₹3,00,000Before claim — ₹5,00,000After claim — ₹1,50,000 Sections 2/3After claim — ₹2,50,000 Sections 2/3
5 months–29 years₹17,400₹27,300₹12,250₹18,700
30–39 years₹17,800₹27,900₹12,650₹19,300
40–49 years₹18,900₹29,200₹13,750₹20,600
50–59 years₹21,000₹32,000₹15,850₹23,400
60–65 years₹23,200₹35,100₹18,050₹26,500
  • Premiums are shown excluding tax. The brochure has a separate renewal-only 66–69 band with no figures printed in the reviewed table.
Star Cancer Care Gold (Pilot Product) — Star Health brochure V.4 · Premium table · effective 1 Feb 2022 · accessed 29 Aug 2026Open official source ↗
Table 3 · 8 rows · 2 columnsStar Cancer Care Gold waiting periods and claim conditionsWaiting periods, claim basis and key conditions transcribed from the prospectus and policy clauses.View tableHide table

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Star Cancer Care Gold waiting periods and claim conditions
ItemPublished condition
Section 1 waiting period30 months from first inception and continuous renewal; recurrence/metastasis/second malignancy treatment must commence after this period
Section 2/3 initial waiting30 days from commencement, accidents excepted
Section 2/3 specified diseases24 months of continuous coverage
Section 2/3 pre-existing diseases48 months of continuous coverage; portability credit may apply
Hospitalisation thresholdAt least 24 hours, except day-care treatments
Co-payment10% of every Section 2/3 claim when entry age is 61 years or above
Free-look period15 days from receipt of policy document for a new individual policy
Section 1 after an admissible lump-sum claimSection 1 ceases; remaining policy period and subsequent renewal continue with Sections 2 and 3 only
  • The pilot product may be withdrawn; the insurer provides three months' advance notice before renewal and an alternate product under its terms.
Star Cancer Care Gold (Pilot Product) — Star Health policy clauses · Customer Information Sheet and Pages 1–4 · effective 1 Feb 2022 · accessed 29 Aug 2026Open official source ↗

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