Business, & agriculture finance

Loans

(B) or Foreign Currency Non-Resident (Bank) loans are availaibel only to non-resident Indians () and person of Indian origins (). Know all on (B) loans here!

Interest and chargesInterest is linked to the relevant-currency LIBOR plus a credit-rating-dependent spread, payable monthly. A 1% p.a. commitment fee applies to the unutilised FCL if not availed within 30 days; prepayment is 1% of the loan amount for the remaining period; working-capital processing is ₹20,000 and term-loan processing follows rupee term-loan charges.Customer typeEligible corporate and institutional customers Processing chargeWorking-capital facility: ₹20,000. Term loan: applicable rupee term-loan processing charges.

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✓ Manually checked 30 Aug 2026 · active

Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Eligible borrowers and currenciesExisting corporate and non-corporate clients may borrow in USD, Euro, Japanese Yen or Sterling.View source

The official page publishes the currency set and client eligibility.

Source: Loans
Page / section: Eligibility — Currencies / Who is Eligible
Accessed: 23 Aug 2026
Confidence: high

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Permitted usesWorking capital, capital expenditure for new plant/machinery/equipment/assets, and repayment of existing high-cost loans.View source

The official purpose section lists the three permitted uses.

Source: Loans
Page / section: Eligibility — Purpose
Accessed: 23 Aug 2026
Confidence: high

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Tenor3 to 36 months, subject to periodic rollover.View source

The official page publishes the three-to-thirty-six-month tenor.

Source: Loans
Page / section: Eligibility — Tenor
Accessed: 23 Aug 2026
Confidence: high

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The official charges section publishes the benchmark, timing, commitment fee, prepayment and processing terms.

Source: Loans
Page / section: Interest rates & charges
Accessed: 23 Aug 2026
Confidence: high

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Loan currenciesUS dollar, euro, Japanese yen and sterlingView source

The page lists , Euro, Japanese and Sterling as available loan currencies.

Source: Loans — official Bank of Baroda corporate page
Page / section: Eligibility — Currencies for Loan
Accessed: 29 Aug 2026
Confidence: high

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Commitment fee1% p.a. of the unutilised amount of the foreign-currency limit if it is not availed within 30 days of sanctionView source

The page states 1% p.a. of the unutilised amount when the sanctioned FCL is not availed within 30 days.

Source: Loans — official Bank of Baroda corporate page
Page / section: Interest rates & charges — Commitment Fee
Accessed: 29 Aug 2026
Confidence: high

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Prepayment charge1% of the loan amount for the remaining periodView source

The page publishes a 1% prepayment charge on the loan amount for the remaining period.

Source: Loans — official Bank of Baroda corporate page
Page / section: Interest rates & charges — Prepayment Charges
Accessed: 29 Aug 2026
Confidence: high

Open official source ↗

Processing chargeWorking-capital facility: ₹20,000. Term loan: applicable rupee term-loan processing charges.View source

The page lists ₹20,000 for working capital and says term-loan charges follow applicable rupee term-loan charges.

Source: Loans — official Bank of Baroda corporate page
Page / section: Interest rates & charges — Processing Charges
Accessed: 29 Aug 2026
Confidence: high

Open official source ↗

Customer typeEligible corporate and institutional customersView source

The manually reviewed product record states: “Eligible corporate and institutional customers”.

Source: Loans — official product page
Page / section: Published product metadata
Accessed: 15 Aug 2026
Confidence: high

Open official source ↗

Benefits and features

Working capital, capital expenditure for new plant/machinery/equipment/assets, and repayment of existing high-cost loans.

Eligibility

Existing corporate and non-corporate clients may borrow in , Euro, Japanese Yen or Sterling.

Passing a listed condition does not mean the bank will approve an application.

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Loan repayment estimate

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Amount you want to borrowThe money you would receive from the lender.₹twenty-five lakh rupees₹50,000₹2,00,00,000Yearly interest rateThe percentage charged on the outstanding loan each year.%2%30%Time to repayA longer time usually lowers the monthly payment but raises total interest. months6 months360 months

One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees

Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees

Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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Topic

Eligible clients · Published valueExisting corporate and non-corporate clients

This value is copied from Bank of Baroda Loans — published corporate terms. Check the table notes before relying on it.

Source: Loans — official Bank of Baroda corporate page · Eligibility; Purpose; Tenor; Interest rates & charges Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 8 rows · 2 columnsBank of Baroda FCNR Loans — published corporate termsComparison-ready transcription of the current FCNR Loans page.View tableHide table

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Bank of Baroda FCNR Loans — published corporate terms
Topic	Published value
Eligible clients	Existing corporate and non-corporate clients
Currencies	, Euro, Japanese Yen and Sterling
Purpose	Working capital; capital expenditure for new plant, machinery, equipment or other assets; repayment of existing high-cost loans
Tenor	3 to 36 months, subject to periodical rollover
Interest	Relevant-currency plus credit-rating-dependent spread, payable at monthly rests
Commitment fee	1% p.a. of unutilised FCL if not availed within 30 days of sanction
Prepayment	1% of loan amount for the remaining period
Processing	Working capital ₹20,000; term loans at applicable rupee term-loan charges

The page says rates, charges and terms may change under guidelines or Bank policy.

Loans — official Bank of Baroda corporate page · Eligibility; Purpose; Tenor; Interest rates & charges · accessed 29 Aug 2026Open official source ↗

Loans

What the official sources publish

Benefits and features

Eligibility

Related official documents

Try the numbers

Loan repayment estimate

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Complete rates, limits and schedules

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