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Fixed & recurring deposits

bob Golden Goal deposit scheme

Maximize your savings with the bob Square Drive Deposit Scheme. Enjoy competitive interest rates and flexible tenure options at Bank of Baroda.

Interest rate555-day callable deposit: 6.75% p.a. for general/NRE/NRO; non-callable: 6.80% p.a. (0.05% additional).Senior-citizen rate555-day resident senior-citizen rate: 7.25% p.a. callable and 7.30% p.a. non-callable; resident super-senior rate is 7.35% callable and 7.40% non-callable.Resident senior-citizen deposit rateFor callable domestic deposits below ₹3 crore: 4.00% (7–45 days), 5.50% (46–180 days), 6.00% (181–210 days), 6.25% (211–270 days), 6.50% (271 days to below 1 year), 6.75% (1–3 years), 6.90% (above 3–5 years), 7.00% (above 5–10 years). Special: Square Drive 6.95% for 444 days; Golden Goal 7.25% for 555 days.
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✓ Manually checked 21 Aug 2026 · active
Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Deposit typeSpecial callable term depositEffective 12 Jun 2026View source
The current fixed-deposit rate table lists Golden Goal as a special deposit scheme.
Source
Bank of Baroda deposits interest rates
Page / section
Fixed Deposits - Callable
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Tenure555 daysEffective 12 Jun 2026View source
The rate table identifies the special 555-day tenor.
Source
Bank of Baroda deposits interest rates
Page / section
Fixed Deposits - Callable
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Interest rate555-day callable deposit: 6.75% p.a. for general/NRE/NRO; non-callable: 6.80% p.a. (0.05% additional).View source
The official 555-day rate table lists 6.75% callable and 6.80% non-callable general// rates.
Source
bob Golden Goal Deposit Scheme — 555-day rates
Page / section
Benefits / Rate of Interest
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Resident senior-citizen deposit rateFor callable domestic deposits below ₹3 crore: 4.00% (7–45 days), 5.50% (46–180 days), 6.00% (181–210 days), 6.25% (211–270 days), 6.50% (271 days to below 1 year), 6.75% (1–3 years), 6.90% (above 3–5 years), 7.00% (above 5–10 years). Special: Square Drive 6.95% for 444 days; Golden Goal 7.25% for 555 days.Effective 12 Jun 2026View source
The official table includes the resident senior-citizen column and special-scheme rates.
Source
Fixed Deposits Callable & Non-Callable upto ₹10.00 Crores
Page / section
Domestic Term Deposits below ₹3 crore
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Interest payout / redemptionThe 555-day deposit is available with the bank's three interest options: RIRD (cumulative/reinvestment), MIP (monthly payout) and QIP (quarterly payout) for the period above one year. Maturity proceeds are credited to SB/CA; without an operative account, cash is allowed below ₹20,000 and DD/pay order above that.View source
The page says the product applies with all three interest options (, and ) for periods above one year and publishes its maturity payment mode.
Source
bob Golden Goal deposit scheme — product features and
Page / section
Features — interest options; — Mode of Payment
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Senior-citizen rate555-day resident senior-citizen rate: 7.25% p.a. callable and 7.30% p.a. non-callable; resident super-senior rate is 7.35% callable and 7.40% non-callable.View source
The official table lists senior and super-senior resident rates for callable and non-callable 555-day deposits.
Source
bob Golden Goal Deposit Scheme — 555-day rates
Page / section
Benefits / Rate of Interest
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Minimum depositNon-callable bob Advantage route: above ₹1 crore and below ₹3 crore for fresh and renewal deposits; the scheme is offered within retail term deposits below ₹3 crore.View source
The page states the bob Advantage non-callable amount band and retail-term-deposit ceiling.
Source
bob Golden Goal Deposit Scheme — 555-day rates
Page / section
Features — non-callable deposit amount
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Premature-withdrawal / refund termsNo penalty for deposits up to ₹5 lakh kept at least 12 months. Deposits under 12 months or above ₹5 lakh but below ₹1 crore use the applicable rate less 1%; deposits of ₹1 crore and above require 31 days' notice and a 1.5% penalty. NRE deposits pre-closed before one year earn no interest.View source
The official publishes the ₹5 lakh, ₹1 crore, 31-day notice and 1%/1.5% penalty bands.
Source
bob Golden Goal Deposit Scheme — 555-day rates
Page / section
Premature withdrawal of Deposits
Accessed
29 Aug 2026
Confidence
high
Open official source ↗

Related official documents

bob Golden Goal deposit scheme — product features and MITCofficial-product-page · current · accessed 29 Aug 2026
↗
bob Golden Goal Deposit Scheme — 555-day ratesofficial-product-page · current · accessed 29 Aug 2026
↗

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Deposit maturity estimate

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Money at maturity₹1,39,750one lakh thirty-nine thousand seven hundred fifty rupees
Money you put in₹1,00,000one lakh rupees
Interest earned₹39,750thirty-nine thousand seven hundred fifty rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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Square Drive — 444 days · Callable general6.45%

This value is copied from bob special 444-day and 555-day deposit rates. Check the table notes before relying on it.

Source: bob Square Drive Deposit Scheme — 444-day rates; bob Golden Goal — 555-day rates · Benefits / Rate of Interest Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 2 rows · 7 columnsbob special 444-day and 555-day deposit ratesSpecial-term callable and non-callable rates published on the product pages.View tableHide table

Scroll sideways to view every column

bob special 444-day and 555-day deposit rates
Scheme / tenorCallable generalCallable seniorCallable super seniorNon-callable generalNon-callable seniorNon-callable super senior
Square Drive — 444 days6.45%6.95%7.05%6.50%7.00%7.10%
Golden Goal — 555 days6.75%7.25%7.35%6.80%7.30%7.40%
  • Senior and super-senior preferential rates are for resident customers; the product pages retain all other term-deposit conditions.
bob Square Drive Deposit Scheme — 444-day rates; bob Golden Goal — 555-day rates · Benefits / Rate of Interest · accessed 29 Aug 2026Open official source ↗

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