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Fixed & recurring deposits

bob Crorepati - A Recurring Deposit Scheme

Explore the Crorepati Recurring Deposit Scheme for high returns and guaranteed financial growth. Start saving now and begin your journey to becoming a crorepati with the Bank of Baroda.

Interest rateCompounded quarterly and paid on maturity; senior-citizen and staff additions follow current RD guidelines.Senior-citizen rateResident senior citizens receive additional interest under the bank's current RD guidelines for deposits below ₹3 crore; the Crorepati page does not publish a fixed percentage, so the live deposit-rate schedule must be checked.Tenure6–120 months, with monthly instalments; maturity is one month after the last instalment or the due date, whichever is later.
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Quick eligibility check

bob Crorepati - A Recurring Deposit Scheme

0 of 2 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Does your age meet this requirement: Individuals, joint holders, minors aged 10+ (including guardian accounts), and registered clubs, associations, educational institutions, partnerships and companies for genuine savings?

Published source: Eligibility

2Do you meet this requirement: NRE deposits are excluded?

Published source: Eligibility
0 of 2 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
bob Crorepati Recurring Deposit official Bank of Baroda banner
Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Tenure6–120 months, with monthly instalments; maturity is one month after the last instalment or the due date, whichever is later.View source
The official feature tables publish the common tenure and maturity timing.
Source
bob Millionaire and bob Crorepati recurring deposits
Page / section
Features — Duration / Maturity
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Monthly instalmentRural/semi-urban minimum ₹50 in multiples of ₹50; urban/metro minimum ₹100 in multiples of ₹100. Goal illustrations: Millionaire ₹10,000–₹30,000 monthly; Crorepati ₹61,000–₹2,00,000 monthly.View source
The official pages publish instalment rules and goal-specific illustrations.
Source
bob Millionaire and bob Crorepati recurring deposits
Page / section
Benefits / Features — Instalment amount
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Interest rateCompounded quarterly and paid on maturity; senior-citizen and staff additions follow current RD guidelines.View source
The official pages state quarterly compounding and guideline-based add-ons.
Source
bob Millionaire and bob Crorepati recurring deposits
Page / section
Features — Rate of interest
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
PayoutInterest is paid at maturity; nomination available and TDS applies under the Income Tax Act.View source
The official feature tables specify maturity payout, nomination and .
Source
bob Millionaire and bob Crorepati recurring deposits
Page / section
Features — Interest / Nomination /
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
EligibilityIndividuals, joint holders, minors aged 10+ (including guardian accounts), and registered clubs, associations, educational institutions, partnerships and companies for genuine savings; NRE deposits are excluded.View source
The official scheme pages publish shared eligibility and exclusion.
Source
bob Millionaire and bob Crorepati recurring deposits
Page / section
Features — Eligibility
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Early closure / loanNo premature-penalty charge and no missed-instalment charge under each goal scheme; loan/overdraft up to 95% of outstanding balance is permitted under bank guidelines.View source
The official pages publish the charge reimbursements and 95% advance limit.
Source
bob Millionaire and bob Crorepati recurring deposits
Page / section
Interest Rates & Charges / Features
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Senior-citizen rateResident senior citizens receive additional interest under the bank's current RD guidelines for deposits below ₹3 crore; the Crorepati page does not publish a fixed percentage, so the live deposit-rate schedule must be checked.View source
The page states guideline-based senior additions and the ₹3 crore ceiling, without a numeric add-on.
Source
bob Crorepati — A Recurring Deposit Scheme
Page / section
Features — Rate of Interest; — Resident Senior Citizen
Accessed
29 Aug 2026
Confidence
high
Open official source ↗

Eligibility

  • Individuals, joint holders, minors aged 10+ (including guardian accounts), and registered clubs, associations, educational institutions, partnerships and companies for genuine savings
  • deposits are excluded.

Passing a listed condition does not mean the bank will approve an application.

Related official documents

bob Crorepati — A Recurring Deposit Scheme — official product pageofficial-product-page · current · accessed 29 Aug 2026
↗

Plan before applying

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Recurring-deposit estimate

See how much the deposit may be worth at the end. You can change the bank's published rate to test another case.

Money at maturity₹3,55,284three lakh fifty-five thousand two hundred eighty-four rupees
Money you put in₹3,00,000three lakh rupees
Interest earned₹55,284fifty-five thousand two hundred eighty-four rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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₹60,000 · General tenor102 months

This value is copied from bob Crorepati — published maturity illustrations. Check the table notes before relying on it.

Source: bob Crorepati — A Recurring Deposit Scheme · Benefits — maturity table Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 4 rows · 5 columnsbob Crorepati — published maturity illustrationsAll rows from the official Crorepati benefits table.View tableHide table

Scroll sideways to view every column

bob Crorepati — published maturity illustrations
Monthly amountGeneral tenorGeneral maturitySenior-citizen tenorSenior-citizen maturity
₹60,000102 months₹1,00,00,00096 months₹1,00,00,000
₹75,00081 months₹1,00,00,00075 months₹1,00,00,000
₹1,00,00060 months₹1,00,00,00057 months₹1,00,00,000
₹2,00,00045 months₹1,00,00,00042 months₹1,00,00,000
  • The page marks maturity amounts as illustrations and says applies; verify the live rate and illustration before applying.
bob Crorepati — A Recurring Deposit Scheme · Benefits — maturity table · accessed 29 Aug 2026Open official source ↗

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