Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Quarterly average balance₹75,000View source
The shortfall charge is ₹2,000 when more than half the is maintained and ₹3,000 below half.
- Source
- bob PREMIUM Current Account
- Page / section
- Features and Fees
- Accessed
- 13 Aug 2026
- Confidence
- high
Sweep parameters₹5 lakh threshold; first ₹25,000 swept at ₹5.25 lakh; 15-day tenureView source
Sweep is weekly on Monday and reverses in ₹25,000 units.
- Source
- bob PREMIUM Current Account
- Page / section
- — Auto Sweep
- Accessed
- 13 Aug 2026
- Confidence
- high
Non-maintenance QAB charge₹2,000 when QAB is above 50%; ₹3,000 when below 50%View source
The official table publishes charges excluding .
- Source
- bob PREMIUM Current Account
- Page / section
- Fees & Charges — Opening & Maintenance
- Accessed
- 21 Aug 2026
- Confidence
- high
Auto/reverse sweep facilityAvailableView source
The official page lists auto and reverse sweep.
- Source
- bob PREMIUM Current Account
- Page / section
- Benefits — Auto and Reverse Sweep
- Accessed
- 21 Aug 2026
- Confidence
- high
EligibilityIndividuals, traders, trusts, HUFs, firms, companies, corporations, clubs, societies, banks and financial institutionsView source
The official eligibility list covers these customer/entity types.
- Source
- bob PREMIUM Current Account
- Page / section
- Eligibility
- Accessed
- 21 Aug 2026
- Confidence
- high
bob PREMIUM current-account balanceMinimum quarterly average balance is ₹75,000. Non-maintenance charge is ₹2,000 when QAB remains above 50% of the requirement and ₹3,000 below 50%; if the balance stays below the requirement for three months, the bank may transfer the account to Standard Current Account after notice.View source
The official Fees & Charges section publishes , tiered charges and account-transfer condition.
- Source
- bob PREMIUM Current Account
- Page / section
- Fees & Charges
- Accessed
- 23 Aug 2026
- Confidence
- high
bob PREMIUM current-account servicesThe account offers auto/reverse sweep, free monthly statements, unlimited cheque leaves, free signature verification and balance certificate, bob World Internet, POS/QR collection, BCMS and payment-gateway facilities. A Baroda Vyapaar Business Debit Card is available for individual/proprietorship accounts.View source
The official Benefits section lists the account services and debit-card scope.
- Source
- bob PREMIUM Current Account
- Page / section
- Benefits
- Accessed
- 23 Aug 2026
- Confidence
- high
bob PREMIUM cash and sweep rulesCash deposit is free up to ₹7.5 lakh per day subject to 10 times MAB, after which the stated per-packet charge applies; the note limit is 1,500. The default sweep threshold is ₹5 lakh, first sweep ₹25,000 after ₹5.25 lakh for 15 days, and sweep-in operates LIFO in ₹25,000 multiples.View source
The official Fees & Charges and sections publish cash-handling and sweep parameters.
- Source
- bob PREMIUM Current Account
- Page / section
- Fees & Charges /
- Accessed
- 23 Aug 2026
- Confidence
- high
Salary requirementNot applicable — the reviewed product is not a salary-account variant and its official eligibility/features do not require salary credit or a minimum salary.View source
The reviewed account catalogue and linked product pages classify these variants as current, savings, inclusion, pensioner or locker products and do not state a salary-credit requirement.
- Source
- Bank of Baroda account catalogue — non-salary variants
- Page / section
- Account categories and linked product eligibility
- Accessed
- 29 Aug 2026
- Confidence
- high
Debit cardVisa Vyapaar Business Debit Card is issued to eligible Individual and Proprietor accounts; the first year is free and charges apply thereafter.View source
The page limits the card to Individual and Proprietor accounts, makes the first year free and says charges apply thereafter.
- Source
- bob PREMIUM Current Account
- Page / section
- Benefits — Baroda Vypaar Business Debit Card; Fees & Charges
- Accessed
- 7 Sept 2026
- Confidence
- high
ATM limitsThe applicable BOB debit-card rule is a maximum withdrawal of ₹15,000 per transaction at a BOB ATM and five free BOB-ATM transactions per month. The daily withdrawal ceiling depends on the specific debit-card variant issued under the account or salary package.View source
The states ₹15,000 maximum per transaction at a , five free transactions per month and a daily limit based on card type.
- Source
- Bank of Baroda
- Page / section
- — maximum withdrawal per transaction; free transactions
- Accessed
- 7 Sept 2026
- Confidence
- high
Interest rateNo interest is payable on the current-account balance. If the account holder dies, savings-bank interest is paid from the date of death until settlement; any sweep deposit earns the applicable term-deposit rate separately.View source
The checked current-account pages publish no interest on the current-account balance, with a deceased-account settlement exception; their sweep sections separately refer to term-deposit interest.
- Source
- Bank of Baroda current-account — interest payment
- Page / section
- Most Important Terms and Conditions — Interest Payment
- Accessed
- 29 Aug 2026
- Confidence
- high
FFD scheme parametersScheme CA108 (bob PREMIUM CURRENT AC): default FFD 30 days; sweep out above ₹5,00,000; sweep-out multiple ₹25,000; sweep-in multiple ₹1,000.Effective 25 Mar 2026View source
row CA108 lists 30 days, ₹5,00,000 threshold, ₹25,000 sweep-out and ₹1,000 sweep-in multiples.
- Source
- Schemes for Website — official Bank of Baroda
- Page / section
- Page 1, row 17
- Accessed
- 29 Aug 2026
- Confidence
- high
Non-maintenance chargeFor the ₹75,000 QAB requirement, the charge is ₹2,000 when QAB is above 50% but below the requirement, and ₹3,000 when QAB is below 50%, excluding GST.View source
The fee table and list ₹2,000 for above 50% and ₹3,000 below 50%, excluding .
- Source
- bob PREMIUM Current Account
- Page / section
- Fees & Charges — Opening & Maintenance of Minimum Balances
- Accessed
- 7 Sept 2026
- Confidence
- high
Account typeCurrent accountView source
The manually reviewed product name/benefits state: “Current account”.
- Source
- bob PREMIUM Current Account — official product page
- Page / section
- Published account type and access benefits
- Accessed
- 13 Aug 2026
- Confidence
- high
Cheque bookUnlimited cheque leavesView source
The manually reviewed product name/benefits state: “Unlimited cheque leaves”.
- Source
- bob PREMIUM Current Account — official product page
- Page / section
- Published account type and access benefits
- Accessed
- 13 Aug 2026
- Confidence
- high
Benefits and features
- Unlimited cheque leaves
- 50% waiver on manual /
- Conditional one- benefit
- First-year-free Visa Vyapaar debit card
Eligibility
- Available to permitted individuals, businesses and institutional entities under current-account rules.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Applicable current-account and entity documents
Related official documents
Bank of Baroda account pages and account service-charge scheduleofficial-product-pages-and-schedule · current · accessed 29 Aug 2026
↗Bank of Baroda ATMs — debit-card withdrawal and free-transaction rulesofficial-service-page · current · accessed 7 Sept 2026
↗Bank of Baroda current-account MITC — interest paymentofficial-product-pages · current · accessed 29 Aug 2026
↗Bank of Baroda current-account MITC — interest paymentofficial-product-pages · current · accessed 29 Aug 2026
↗FFD Schemes for Website — official Bank of Baroda PDFofficial-document · current · accessed 29 Aug 2026
↗Bank of Baroda non-salary current, savings and scheme accountsofficial-product-pages · current · accessed 29 Aug 2026
↗bob PREMIUM Current Account — current product pageofficial-product-page · current · accessed 7 Sept 2026
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