Savings, current & salary accounts

bob PREMIUM Current Account

A ₹75,000 QAB current account with unlimited cheque leaves, partial branch-transfer waivers, POS eligibility and a weekly sweep facility.

Quarterly average balance₹75,000 Sweep parameters₹5 lakh threshold; first ₹25,000 swept at ₹5.25 lakh; 15-day tenure

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✓ Manually checked 13 Aug 2026 · active

bob PREMIUM Current Account official artwork

Offered byBank of Baroda

Bank of Baroda branches in India

Key facts

What the official sources publish

Every value below belongs to this exact product. Select a source marker to check its context.

Quarterly average balance₹75,000

Sweep parameters₹5 lakh threshold; first ₹25,000 swept at ₹5.25 lakh; 15-day tenure

Benefits and features

Unlimited cheque leaves
50% waiver on manual NEFT/RTGS
Conditional one-POS benefit
First-year-free Visa Vyapaar debit card

Eligibility

Available to permitted individuals, businesses and institutional entities under current-account KYC rules.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

Applicable current-account KYC and entity documents

Field-level evidence

Where each fact came from

Short context only; open the official page or document for the complete terms.

1

Quarterly average balance

high confidence

The shortfall charge is ₹2,000 when more than half the QAB is maintained and ₹3,000 below half.

Source: bob PREMIUM Current Account
Page / section: Features and Fees
Accessed: 13 Aug 2026

Open official source ↗

2

Sweep parameters

high confidence

Sweep is weekly on Monday and reverses LIFO in ₹25,000 units.

Source: bob PREMIUM Current Account
Page / section: MITC — Auto Sweep
Accessed: 13 Aug 2026

Open official source ↗

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