Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
EligibilityResident Indian adult for self, a minor or jointly with another adult; minors aged 10 or more may open a single-holder account. NRIs, HUFs, trusts, companies and charitable organisations are not eligible.View source
The official page lists resident, adult/minor and excluded-entity eligibility.
- Source
- E-Kisan Vikas Patra Scheme, 2014
- Page / section
- Features / — Eligibility
- Accessed
- 23 Aug 2026
- Confidence
- high
Minimum deposit₹1,000 and multiples of ₹100; no maximum limit and unlimited accounts allowed.View source
The official page publishes the minimum, increment, no maximum and unlimited-account rules.
- Source
- E-Kisan Vikas Patra Scheme, 2014
- Page / section
- Features / — Deposit
- Accessed
- 23 Aug 2026
- Confidence
- high
Interest rate7.5% p.a. fixed for the maturity tenure at the time of purchase; Government may review the rate quarterly.View source
The official page states the current 7.5% rate and quarterly government review.
- Source
- E-Kisan Vikas Patra Scheme, 2014
- Page / section
- Features / — Rate of interest
- Accessed
- 23 Aug 2026
- Confidence
- high
TenureMaturity is 123 months under the current published FAQ; the page also describes the present 7.5% return as doubling in 115 months, so maturity follows the prevailing government rate.View source
The official page publishes both the current maturity and rate-dependent doubling note.
- Source
- E-Kisan Vikas Patra Scheme, 2014
- Page / section
- Features / — Maturity
- Accessed
- 23 Aug 2026
- Confidence
- high
Premature closureLock-in is 2 years 6 months. Earlier closure is allowed only on death of a holder, forfeiture by a gazetted government officer or court order; a KVP certificate may alternatively secure a loan.View source
The official page enumerates the lock-in and three permitted early-closure exceptions.
- Source
- E-Kisan Vikas Patra Scheme, 2014
- Page / section
- Features / — Lock-in
- Accessed
- 23 Aug 2026
- Confidence
- high
Account featuresNomination available; certificate can be transferred subject to eligibility; purchase is available at any authorised branch and online through bob World for Bank of Baroda customers.View source
The official page covers nomination, transfer, branch issuance and bob World purchase.
- Source
- E-Kisan Vikas Patra Scheme, 2014
- Page / section
- Features / — Operations
- Accessed
- 23 Aug 2026
- Confidence
- high
Senior-citizen rateNot applicable — the reviewed scheme page does not publish a separate senior-citizen rate or age-based rate uplift for this product.View source
The reviewed official scheme pages describe the applicable government or product rate but do not provide a separate senior-citizen rate column.
- Source
- Bank of Baroda government deposit scheme catalogue and linked scheme pages
- Page / section
- Rate / eligibility sections
- Accessed
- 29 Aug 2026
- Confidence
- high
Geographic limitsResident Indian adult for self, a minor or jointly with another adult; minors aged 10 or more may open a single-holder account. NRIs, HUFs, trusts, companies and charitable organisations are not eligible.View source
The manually reviewed product record states: “Resident Indian adult for self, a minor or jointly with another adult; minors aged 10 or more may open a single-holder account. , , trusts, companies and charitable organisations are not eligible.”.
- Source
- E-Kisan Vikas Patra Scheme, 2014 — official product page
- Page / section
- Published product metadata
- Accessed
- 15 Aug 2026
- Confidence
- high
Eligibility
- Resident Indian adult for self, a minor or jointly with another adult
- minors aged 10 or more may open a single-holder account. , , trusts, companies and charitable organisations are not eligible.
Passing a listed condition does not mean the bank will approve an application.
Related official documents
Bank of Baroda government schemes and deposit product pagesofficial-product-pages · current · accessed 29 Aug 2026
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