Key facts
What the official sources publish
Every value below belongs to this exact product. Select a source marker to check its context.
Minimum age60 years
Source 1Monthly average balance₹1 lakh
Source 2Current MAB non-maintenance charge₹0 under the official comparison schedule's waiver effective 1 July 2025; the live product page still displays the earlier 6% shortfall chargeEffective 1 Jul 2025
Source 3Free doorstep-banking services2 per month through the DSBS app
Source 4RuPay Select debit-card limitsATM ₹1.5 lakh per day; POS/
Source 5Published Practo benefitsOnline doctor consultation for 6 family members, up to 15% medicine discount and up to 20% pathology discount
Source 6PDF eligibility, balance and cash-service termsSenior citizens age 60+; first holder senior; all branches; ₹1 lakh MAB. Deposits: base/
Source 7PDF payment, card, channel and ancillary termsDD/
Source 8PDF ancillary, lending, conversion and protection termsDemat AMC free first year; one travel/
Source 9Benefits and features
- Free bob Bhoomi RuPay Select debit-card issuance
- Two complimentary doorstep-banking services per month
- Free cheque-book issuance and NEFT/RTGS
- Conditional healthcare and locker benefits
Eligibility
- The customer must be aged 60 or above.
- For a joint account, the first holder must be a senior citizen and receives the scheme benefits.
- Partner healthcare and debit-card benefits require the applicable balance, registration, usage and partner conditions.
Passing a listed condition does not mean the bank will approve an application.
