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Fixed & recurring deposits

bob Square Drive Deposit Scheme

Maximize your savings with the bob Square Drive Deposit Scheme. Enjoy competitive interest rates and flexible tenure options at Bank of Baroda.

Interest rate444-day callable deposit: 6.45% p.a. for general/NRE/NRO; non-callable: 6.50% p.a. (additional 0.05% for the ₹1 crore to below ₹3 crore non-callable band).Senior-citizen rate444-day resident senior-citizen rate: 6.95% p.a. callable and 7.00% p.a. non-callable; resident super-senior rate is 7.05% callable and 7.10% non-callable.Resident senior-citizen deposit rateFor callable domestic deposits below ₹3 crore: 4.00% (7–45 days), 5.50% (46–180 days), 6.00% (181–210 days), 6.25% (211–270 days), 6.50% (271 days to below 1 year), 6.75% (1–3 years), 6.90% (above 3–5 years), 7.00% (above 5–10 years). Special: Square Drive 6.95% for 444 days; Golden Goal 7.25% for 555 days.
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✓ Manually checked 21 Aug 2026 · active
Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Deposit typeSpecial callable term depositEffective 12 Jun 2026View source
The official product page identifies a 444-day bob Square Drive term deposit.
Source
Bank of Baroda deposits interest rates
Page / section
Product overview
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Tenure444 daysEffective 12 Jun 2026View source
The official page specifies a 444-day tenor.
Source
Bank of Baroda deposits interest rates
Page / section
Product overview
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Interest rate444-day callable deposit: 6.45% p.a. for general/NRE/NRO; non-callable: 6.50% p.a. (additional 0.05% for the ₹1 crore to below ₹3 crore non-callable band).Effective 5 Jan 2026View source
The official rate table lists 6.45% callable and 6.50% non-callable general// rates for 444 days.
Source
bob Square Drive Deposit Scheme — 444-day rates
Page / section
Rate of Interest
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Non-callable premiumAdditional 0.05% p.a. on non-callable depositsEffective 12 Jun 2026View source
The official page states an additional 5 bps for non-callable deposits.
Source
Bank of Baroda deposits interest rates
Page / section
Product overview
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Resident senior-citizen deposit rateFor callable domestic deposits below ₹3 crore: 4.00% (7–45 days), 5.50% (46–180 days), 6.00% (181–210 days), 6.25% (211–270 days), 6.50% (271 days to below 1 year), 6.75% (1–3 years), 6.90% (above 3–5 years), 7.00% (above 5–10 years). Special: Square Drive 6.95% for 444 days; Golden Goal 7.25% for 555 days.Effective 12 Jun 2026View source
The official table includes the resident senior-citizen column and special-scheme rates.
Source
Fixed Deposits Callable & Non-Callable upto ₹10.00 Crores
Page / section
Domestic Term Deposits below ₹3 crore
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Interest payoutThe 444-day Square Drive term deposit is a maturity-linked fixed deposit; the reviewed product page does not publish a separate periodic-interest payout option. Interest is paid according to the selected callable/non-callable deposit instruction.Effective 5 Jan 2026View source
The current page publishes tenor and callable/non-callable rates but no distinct periodic payout table.
Source
bob Square Drive Deposit Scheme — 444-day rates
Page / section
Features / Rate of Interest
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Premature-withdrawal / refund termsNo penalty for deposits up to ₹5 lakh kept at least 12 months. Deposits not kept 12 months, or above ₹5 lakh and below ₹1 crore, receive the applicable/contracted rate less 1%; deposits of ₹1 crore and above require 31 days' prior notice and a 1.5% penalty. NRE deposits pre-closed before one year earn no interest.Effective 5 Jan 2026View source
The official publishes the ₹5 lakh/12-month waiver, 1% and 1.5% penalty bands, and 31-day notice requirement.
Source
bob Square Drive Deposit Scheme — product features and
Page / section
Premature withdrawal of Deposits (at the Discretion of Bank)
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Senior-citizen rate444-day resident senior-citizen rate: 6.95% p.a. callable and 7.00% p.a. non-callable; resident super-senior rate is 7.05% callable and 7.10% non-callable.Effective 5 Jan 2026View source
The official table lists senior and super-senior resident rates for callable and non-callable 444-day deposits.
Source
bob Square Drive Deposit Scheme — 444-day rates
Page / section
Benefits / Rate of Interest
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Minimum depositNon-callable bob Advantage route: above ₹1 crore and below ₹3 crore for fresh and renewal deposits; callable retail term deposits remain below ₹3 crore.Effective 5 Jan 2026View source
The page states that the non-callable bob Advantage account amount is above ₹1 crore and below ₹3 crore.
Source
bob Square Drive Deposit Scheme — 444-day rates
Page / section
Features — non-callable deposit amount
Accessed
29 Aug 2026
Confidence
high
Open official source ↗

Related official documents

Bank of Baroda government schemes and deposit product pagesofficial-product-pages · current · accessed 29 Aug 2026
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bob Square Drive Deposit Scheme — product features and MITCofficial-product-page · current · accessed 29 Aug 2026
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bob Square Drive Deposit Scheme — 444-day ratesofficial-product-page · current · accessed 29 Aug 2026
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Deposit maturity estimate

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Money at maturity₹1,37,703one lakh thirty-seven thousand seven hundred three rupees
Money you put in₹1,00,000one lakh rupees
Interest earned₹37,703thirty-seven thousand seven hundred three rupees

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Square Drive — 444 days · Callable general6.45%

This value is copied from bob special 444-day and 555-day deposit rates. Check the table notes before relying on it.

Source: bob Square Drive Deposit Scheme — 444-day rates; bob Golden Goal — 555-day rates · Benefits / Rate of Interest Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 2 rows · 7 columnsbob special 444-day and 555-day deposit ratesSpecial-term callable and non-callable rates published on the product pages.View tableHide table

Scroll sideways to view every column

bob special 444-day and 555-day deposit rates
Scheme / tenorCallable generalCallable seniorCallable super seniorNon-callable generalNon-callable seniorNon-callable super senior
Square Drive — 444 days6.45%6.95%7.05%6.50%7.00%7.10%
Golden Goal — 555 days6.75%7.25%7.35%6.80%7.30%7.40%
  • Senior and super-senior preferential rates are for resident customers; the product pages retain all other term-deposit conditions.
bob Square Drive Deposit Scheme — 444-day rates; bob Golden Goal — 555-day rates · Benefits / Rate of Interest · accessed 29 Aug 2026Open official source ↗

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