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IndiaFirst Life Super Protection Plan

IndiaFirst Life Super Protection Plan

InsurerIndiaFirst Life Insurance Company Limited.Entry age18 to 65 years; cover available up to age 85Policy termReturn-of-premium option: 10 to 67 years
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Quick eligibility check

IndiaFirst Life Super Protection Plan

0 of 9 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: 18 to 65 years?

Published source: Entry age

2Does your age meet this requirement: cover available up to age 85?

Published source: Entry age

3Are you aged 18 to 65?

4Are you aged 28 to 85?

5Do you meet this requirement: premium-paying terms are 5, 7, 10, 12, 15, 20, 25, 30 or 35 years?

6Document checkDo you have this required document or proof: Completed proposal form and personal statement; IndiaFirst may require medical examination and may apply an extra premium after underwriting?

7Document checkDo you have this required document or proof: Proof of age where requested, plus nominee/appointee relationship and address details for the proposal and policy schedule?

8Document checkDo you have at least one of these required documents: For a claim: signed claim intimation/claimant statement, QR-code death certificate, original policy, PAN or Form 60, photo identity/address proof, bank passbook and cancelled cheque?

9Document checkDo you have this required document or proof: For an unnatural-death claim: MLC/FIR/Panchnama/inquest/final viscera/post-mortem reports and hospitalization records where applicable?

0 of 9 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
IndiaFirst Life Super Protection Plan official banner
Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Policy typeIndiaFirst life insurance product; the exact plan is identified in the product title and policy document (retirement/annuity, savings, protection or unit-linked plan as applicable).View source
Each linked official brochure, customer information sheet or policy document identifies IndiaFirst Life as the life insurer; the plan-specific benefits remain in the product facts and tables.
Source
IndiaFirst Life official product documents
Page / section
Product title, policy schedule and insurer identification
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
InsurerIndiaFirst Life Insurance Company Limited.View source
The linked official IndiaFirst Life policy documents identify IndiaFirst Life Insurance Company Limited as the insurer.
Source
IndiaFirst Life official product documents
Page / section
Insurer name on the linked policy/brochure documents
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Entry age18 to 65 years; cover available up to age 85View source
The official page publishes entry ages 18-65 and maximum maturity age 85.
Source
IndiaFirst Life Super Protection Plan
Page / section
Eligibility
Accessed
20 Aug 2026
Confidence
high
Open official source ↗
Policy termReturn-of-premium option: 10 to 67 yearsView source
The return-of-premium option permits terms from 10 through 67 years.
Source
IndiaFirst Life Super Protection Plan
Page / section
Policy term
Accessed
20 Aug 2026
Confidence
high
Open official source ↗
PremiumMinimum premium is ₹6,850 yearly, ₹3,507 half-yearly, ₹1,774 quarterly, ₹596 monthly or ₹39,800 single premium; no fixed maximum is published and issuance is subject to underwriting.View source
The current page publishes these minimum premiums by mode and does not print a universal maximum.
Source
IndiaFirst Life Super Protection Plan — Bank of Baroda official product page
Page / section
Premium and sum-assured table
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Sum insured / coverFor the return-of-premium option, the published minimum sum assured is ₹25,00,000; no fixed maximum is published and final cover is subject to underwriting.View source
The current page publishes ₹25,00,000 as the return-of-premium minimum and leaves the upper amount to underwriting.
Source
IndiaFirst Life Super Protection Plan — Bank of Baroda official product page
Page / section
Sum Assured and Benefits
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
BenefitsDeath benefit; terminal-illness benefit; return of premiums when that option is selectedView source
The page lists death, terminal illness and optional return-of-premium benefits.
Source
IndiaFirst Life Super Protection Plan
Page / section
Benefits
Accessed
20 Aug 2026
Confidence
high
Open official source ↗
Super Protection benefitsThe term plan offers lump-sum or monthly-installment death payouts, cover up to age 85, return of premium for the ROP option and an inbuilt terminal-illness benefit. Limited-pay death benefit is the highest of 10× annualised premium, prevailing sum assured or 105% of total premiums paid; single-pay death benefit is the higher of 1.25× single premium or prevailing sum assured.View source
The official Benefits and Features sections publish payout modes, cover age, ROP and death-benefit formulas.
Source
IndiaFirst Life Super Protection Plan
Page / section
Benefits / Features
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Super Protection eligibilityEntry age is 18–65 years. For the ROP option, maturity age is 28–85 and policy term is 10–67 years; premium-paying terms are 5, 7, 10, 12, 15, 20, 25, 30 or 35 years. Minimum premium is ₹6,850 yearly, ₹3,507 half-yearly, ₹1,774 quarterly, ₹596 monthly or ₹39,800 single pay. Minimum ROP sum assured is ₹25 lakh.View source
The official Eligibility Criteria section publishes age, ROP term, premium-paying terms, premiums and sum-assured limits.
Source
IndiaFirst Life Super Protection Plan
Page / section
Eligibility Criteria
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Waiting periodThe base life cover has no separate waiting period stated. If the optional Waiver of Premium benefit is selected, a 180-day waiting period applies to the covered critical-illness claims; this condition does not delay the base death cover.View source
The policy says a 180-day waiting period applies to critical-illness claims under the optional Waiver of Premium benefit; it does not state a waiting period for the base life cover.
Source
IndiaFirst Life Super Protection Plan policy document ( 143N075V01)
Page / section
Page 18, Waiver of Premium Benefit
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Key exclusionsFor suicide within 12 months from commencement of risk or revival, the nominee receives 80% of total premiums paid or the surrender value, whichever is higher, provided the policy is in force. Optional riders and the waiver benefit have their own terms and exclusions.View source
The policy clause states the 12-month suicide window and higher-of-80%-of-premiums-or-surrender-value payment; optional riders are governed separately.
Source
IndiaFirst Life Super Protection Plan policy document ( 143N075V01)
Page / section
Page 24, Suicide Exclusion; page 18, optional benefit conditions
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Free-look period30 days from receipt of the policy document; cancellation follows the policy's permitted deductions and refund rules.View source
The policy document provides a 30-day free-look period and identifies the deductions applicable on cancellation.
Source
IndiaFirst Life Super Protection Plan policy document ( 143N075V01)
Page / section
Pages 2–3, Free-look period
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Claim requirementsA claim requires written/signed claim intimation and claimant statement, QR-code death certificate, original policy, PAN/Form 60, photo identity and address proof, bank passbook and cancelled cheque. Unnatural-death claims may require MLC/FIR/Panchnama/inquest/final viscera/post-mortem and hospitalization records.View source
The policy's claims section lists the claimant statement, death certificate, original policy, and bank evidence and additional documents for unnatural death.
Source
IndiaFirst Life Super Protection Plan policy document ( 143N075V01)
Page / section
Pages 27–29, Claims procedure
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Geographic limitsDeath benefit; terminal-illness benefit; return of premiums when that option is selectedView source
The manually reviewed product record states: “Death benefit; terminal-illness benefit; return of premiums when that option is selected”.
Source
IndiaFirst Life Super Protection Plan — official product page
Page / section
Published product metadata
Accessed
20 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Death benefit
  • terminal-illness benefit
  • return of premiums when that option is selected

Eligibility

  • Entry age is 18–65 years. For the ROP option, maturity age is 28–85 and policy term is 10–67 years
  • premium-paying terms are 5, 7, 10, 12, 15, 20, 25, 30 or 35 years. Minimum premium is ₹6,850 yearly, ₹3,507 half-yearly, ₹1,774 quarterly, ₹596 monthly or ₹39,800 single pay. Minimum ROP sum assured is ₹25 lakh.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Completed proposal form and personal statement; IndiaFirst may require medical examination and may apply an extra premium after underwriting.
  • Proof of age where requested, plus nominee/appointee relationship and address details for the proposal and policy schedule.
  • For a claim: signed claim intimation/claimant statement, -code death certificate, original policy, or Form 60, photo identity/address proof, bank passbook and cancelled cheque.
  • For an unnatural-death claim: MLC//Panchnama/inquest/final viscera/post-mortem reports and hospitalization records where applicable.

Related official documents

IndiaFirst Life Super Protection Plan — Bank of Baroda official product pageofficial-product-page · current · accessed 30 Aug 2026
↗
IndiaFirst Life Super Protection Plan policy document (UIN 143N075V01)official-policy-document · current · accessed 29 Aug 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Life-cover needs estimate

See whether your current cover and savings may leave a gap for your family. This does not calculate an insurance premium.

Possible cover gap₹1,15,00,000one crore fifteen lakh rupees
Income your family may need₹1,00,00,000one crore rupees
Cover and savings already counted₹5,00,000five lakh rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Guaranteed Retirement Plan · Waiting / lien conditionNot applicable

This value is copied from IndiaFirst life plans — waiting and suicide conditions. Check the table notes before relying on it.

Source: IndiaFirst Life policy documents — conditions summary · Guaranteed Retirement page 1; Long Guaranteed Income page 13; Super Protection pages 18 and 24 Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 3 rows · 3 columnsIndiaFirst life plans — waiting and suicide conditionsKey conditions transcribed from the reviewed official insurer documents.View tableHide table

Scroll sideways to view every column

IndiaFirst life plans — waiting and suicide conditions
ProductWaiting / lien conditionSuicide condition
Guaranteed Retirement PlanNot applicableWithin 12 months: higher of 80% total premiums or surrender value
Life Long Guaranteed Income PlanNo separate medical wait publishedWithin 12 months: higher of 80% total premiums or surrender value
Super Protection PlanBase cover: no wait published; optional waiver critical illness: 180 daysWithin 12 months: higher of 80% total premiums or surrender value
  • Free-look and premium grace periods are separate administrative provisions and are not medical waiting periods.
IndiaFirst Life policy documents — conditions summary · Guaranteed Retirement page 1; Long Guaranteed Income page 13; Super Protection pages 18 and 24 · accessed 29 Aug 2026Open official source ↗
Table 2 · 6 rows · 3 columnsSuper Protection — eligibility, premium and cover limitsAge, term, premium and sum-assured rows transcribed from the current Bank of Baroda product page.View tableHide table

Scroll sideways to view every column

Super Protection — eligibility, premium and cover limits
CriteriaPublished minimumPublished maximum / options
Entry age18 years65 years
ROP maturity age28 years85 years
ROP policy term10 years67 years
Premium-paying terms5, 7, 10, 12, 15, 20, 25, 30 or 35 yearsOptions published by plan
Minimum premium₹6,850 yearly; ₹3,507 half-yearly; ₹1,774 quarterly; ₹596 monthly; ₹39,800 singleNo fixed maximum published
ROP sum assured₹25,00,000No fixed maximum, subject to underwriting
  • Limited-pay death benefit is the highest of 10× annualised premium, prevailing sum assured or 105% of total premiums paid; single-pay death benefit is the higher of 1.25× single premium or prevailing sum assured.
IndiaFirst Life Super Protection Plan — Bank of Baroda official product page · Eligibility, Premium, Sum Assured and Benefits · accessed 30 Aug 2026Open official source ↗

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