Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Mini dairy setupTerm finance to establish a new small dairy unit with 2–10 milch animals, using state-specific NABARD per-animal cost.View source
The official page defines a new 2–10-animal dairy unit and cost basis.
- Source
- Scheme for Financing Mini Dairy Units
- Page / section
- Features /
- Accessed
- 23 Aug 2026
- Confidence
- high
Eligible applicantsIndividuals, farmers and members of NGOs, SHGs or JLGs aged 21–65 when the facility is availed.View source
The official eligibility and sections list applicant groups and age criteria.
- Source
- Scheme for Financing Mini Dairy Units
- Page / section
- Eligibility Criteria / — Age
- Accessed
- 23 Aug 2026
- Confidence
- high
Loan quantumBased on NABARD's per-animal cost for the relevant state; finance covers 2 to 10 animals.View source
The official sets quantum by state-level animal cost rather than a fixed maximum.
- Source
- Scheme for Financing Mini Dairy Units
- Page / section
- — Quantum
- Accessed
- 23 Aug 2026
- Confidence
- high
Repayment periodUp to 5 years including a 3-month moratorium.View source
The official states the five-year maximum and three-month moratorium.
- Source
- Scheme for Financing Mini Dairy Units
- Page / section
- — Repayment
- Accessed
- 23 Aug 2026
- Confidence
- high
Minimum marginMinimum 10%.View source
The official states a minimum margin of 10%.
- Source
- Scheme for Financing Mini Dairy Units
- Page / section
- — Margin
- Accessed
- 23 Aug 2026
- Confidence
- high
Security by loan bandUp to ₹1.60 lakh: livestock hypothecation; above ₹1.60 lakh to ₹2 lakh: livestock hypothecation plus land mortgage or third-party guarantee; above ₹2 lakh: livestock hypothecation, land mortgage and third-party guarantee. Comprehensive insurance with bank clause is required.View source
The official publishes security bands and comprehensive insurance requirement.
- Source
- Scheme for Financing Mini Dairy Units
- Page / section
- — Security / Other Information
- Accessed
- 23 Aug 2026
- Confidence
- high
Processing and inspection chargesProcessing and inspection charges are waived up to aggregate agriculture exposure of ₹3 lakh. Above ₹3 lakh, processing is 1% of sanctioned limit (maximum ₹100 lakh); inspection is ₹250 above ₹3–10 lakh, ₹1,000 above ₹10 lakh–₹1 crore and ₹5,000 above ₹1 crore.View source
The official fee schedule publishes processing and inspection waivers/slabs.
- Source
- Scheme for Financing Mini Dairy Units
- Page / section
- Fees & Charges
- Accessed
- 23 Aug 2026
- Confidence
- high
Turnover / vintageNo turnover, income or business-vintage threshold is published. The scheme instead requires an eligible individual, farmer or NGO/
The complete page states the unit size and customer types, but no turnover or operating-vintage condition.
- Source
- Scheme for Financing Mini Dairy Units
- Page / section
- Features / Eligibility Criteria /
- Accessed
- 30 Aug 2026
- Confidence
- high
DocumentsKYC documents such as Aadhaar, Voter ID, PAN Card or Driving Licence; passport-size photograph; land record; and quotation or invoice if available.View source
The official document section lists four document groups.
- Source
- Scheme for Financing Mini Dairy Units
- Page / section
- Document Required
- Accessed
- 30 Aug 2026
- Confidence
- high
Geographic limitsNo state or district restriction is published. Per-animal cost is taken from the NABARD Regional Office for the concerned state, so the sanctioned unit cost can vary by state.View source
The page refers to the concerned state for per-animal cost but does not limit customer eligibility territorially.
- Source
- Scheme for Financing Mini Dairy Units
- Page / section
- Benefits /
- Accessed
- 30 Aug 2026
- Confidence
- high
Customer typeFarmers, agricultural enterprises and eligible rural borrowersView source
The manually reviewed product record states: “Farmers, agricultural enterprises and eligible rural borrowers”.
- Source
- Scheme for Financing Mini Dairy Units — official product page
- Page / section
- Published product metadata
- Accessed
- 15 Aug 2026
- Confidence
- high
Interest rateUp to ₹3 lakh: one-year MCLR + SP; above ₹3 lakh to ₹6 lakh: one-year MCLR + SP +0.25%; above ₹6 lakh: one-year MCLR + SP +1.25%.View source
The schedule gives three loan-limit bands for the named Mini Dairy Units scheme.
- Source
- Priority Sector Loans Interest Rates — Bank of Baroda
- Page / section
- D.11.1–D.11.3 — scheme for financing Mini Dairy Units
- Accessed
- 27 Sept 2026
- Confidence
- high
Benefits and features
- Term finance to establish a new small dairy unit with 2–10 milch animals, using state-specific per-animal cost.
Eligibility
- Individuals, farmers and members of NGOs, or aged 21–65 when the facility is availed.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- documents (Aadhaar, Voter , Card, Driving Licence etc.)
- passport-size photo
- land record
- quotation/invoice (if available)
Related official documents
Rural & Agri loan catalogue — Financing Irrigation entryofficial-product-catalogue · Targeted eligibility cross-check for Financing Irrigation · accessed 28 Sept 2026
↗Scheme for Financing Mini Dairy Units — official product pageofficial-product-page · current · accessed 30 Aug 2026
↗Priority Sector Loans Interest Rates — Farm Credit A.1 schedule and scope footnoteofficial-interest-rate-page · Targeted current A.1 comparison; product-page rate rows remain primary and tariff scope is explicitly qualified · accessed 28 Sept 2026
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