Savings, current & salary accounts

bob Champ Account

A zero-balance savings account for minors, with a free eligible debit card from age 10, controlled transaction limits and an optional sweep facility.

bob Champ Account official artwork
Offered byBank of Baroda

Bank of Baroda branches in India

Key facts

What the official sources publish

Every value below belongs to this exact product. Select a source marker to check its context.

Minimum balance₹0
Source 1
Minor transaction limits₹3,000 daily ATM/POS combined; ₹5,000 overall daily transaction limit
Source 2
Optional sweep parameters₹10,000 threshold; 180 days; ₹5,000 sweep-out and ₹1,000 sweep-in multiples
Source 3

Benefits and features

  • Zero balance
  • Free eligible RuPay debit card from age 10
  • Optional sweep facility

Eligibility

  • May be opened for a resident minor from birth to under age 18.
  • Ages 1018 may operate independently; younger minors operate jointly with a parent or guardian.
  • For ages 1014, the published maximum balance is ₹1 lakh.

Passing a listed condition does not mean the bank will approve an application.

Field-level evidence

Where each fact came from

Short context only; open the official page or document for the complete terms.

1

Minimum balance

high confidence
No minimum-balance charge is published.
Source
bob Champ Account
Page / section
Features
Accessed
13 Aug 2026
Open official source ↗
2

Minor transaction limits

high confidence
Independent operation and digital channels are available from age 10 under the published conditions.
Source
bob Champ Account
Page / section
Features — Debit Card
Accessed
13 Aug 2026
Open official source ↗
3

Optional sweep parameters

high confidence
Sweep runs on Monday after request.
Source
bob Champ Account
Page / section
Features — Sweep
Accessed
13 Aug 2026
Open official source ↗

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