Using IndiaBanks.org
By using the site, you agree to these terms. If you do not agree, do not use the site. These terms concern IndiaBanks.org only; a bank’s own terms govern any product or application.
Information, not advice or an offer
IndiaBanks.org publishes general research and comparison tools. It is not RBI, a bank, lender, broker, insurer, investment adviser, credit bureau or application service. Nothing is financial, legal, tax or investment advice, a recommendation, an offer, or an invitation to enter a regulated transaction.
Official sources and changing terms
Rates, fees, rewards, limits, eligibility, availability and documents can change. A comparison may omit unpublished or unreviewed facts. Before acting, open the official source, confirm the controlling document and obtain the bank’s final terms.
No approval or outcome guarantee
Being listed, matching a filter or appearing favourable in a numeric column does not guarantee eligibility, approval, pricing, credit limit, service quality, returns or suitability. Banks make their own decisions and may use information not represented here.
Comparison signals
A green indicator marks the most favourable compatible published number or range within the visible table only. It is not a rating or overall recommendation and does not account for exclusions, eligibility, risk, service, tax consequences or personal circumstances.
Information you provide and marketing
If you voluntarily send an email, submit an enquiry or use a future interactive form, you authorize IndiaBanks.org and Azonova to process the information for the requested service, support, corrections, product improvement and record keeping. Where permitted by applicable law or based on your consent, Azonova may also use contact and enquiry information to send relevant product, service or marketing communications. You may opt out, withdraw consent or request deletion at any time by emailing contact@azonova.com. Marketing consent is not a condition of accessing the directory or comparison tools.
Analytics and cookies
Optional analytics and marketing technologies are controlled by the consent choices shown on the site. The privacy policy explains the information involved, service providers and how to change your choice or submit a data request.
Permitted use
You may browse, link to and quote reasonable portions of public pages with attribution. Automated clients may use public JSON, LLM and read-only MCP resources at a reasonable rate. You must not bypass controls, disrupt the service, misrepresent data as a bank offer, remove source context, send malicious requests, harvest personal information or use the site unlawfully.
Intellectual property and third-party marks
IndiaBanks.org’s original text, structure and software are protected by applicable rights. Bank names, logos and product marks belong to their respective owners and are shown for identification and informational reference. Their appearance does not imply sponsorship, endorsement or affiliation.
External sites
Official links open third-party sites in a new tab. IndiaBanks.org does not control their availability, security, accessibility, content, applications or privacy practices. Following a link is at your discretion.
Availability and warranties
The site is provided on an “as available” basis. We make reasonable efforts to keep published material useful and supported, but do not warrant that every record is complete, current, error-free or continuously available. To the extent permitted by law, implied warranties are disclaimed.
Limitation of liability
To the extent permitted by law, IndiaBanks.org, Azonova and their contributors are not liable for indirect, incidental, special or consequential loss arising from use of the site, reliance on a comparison, third-party conduct or service interruption. Nothing excludes liability that cannot lawfully be excluded.
Governing law
These terms are governed by the laws of India. Courts with competent jurisdiction in India may hear disputes, subject to rights or remedies that applicable consumer law does not permit these terms to restrict.
Corrections and complaints
Send the page URL, disputed field and current official source to corrections@indiabanks.org. Do not include sensitive financial or identity information.
Changes and severability
We may update these terms as the service changes. The effective date identifies the current version. If one provision is unenforceable, the remaining provisions continue to apply.
Contact
Questions, marketing opt-outs and personal-data requests may be sent to contact@azonova.com.