IndiaBanks.org · independent research

Banking, wealth, forex & trade services

Bharat Connect

Bharat Connect is a secure & easy-to-use online bill payment system. Check your transaction status, download payment receipts & file complaints related to services. Sign up now.

Service typeBill-payment serviceEligibilityCustomers need a biller supported by Bharat Connect and a Bank of Baroda, other-bank or approved digital/agent payment channel. Billers must belong to an approved category and can use Bank of Baroda as an operating unit for collection.Payment channelsBank of Baroda supports Bharat Connect through bob World, bob World Internet, Bank Mitra Kendra/Business Correspondent point, BHIM UPI and bob e-pay UPI for Bank and other-bank customers.
Official product page ↗Compare category

Quick eligibility check

Bharat Connect

0 of 3 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Bank of Baroda and other-bank customers paying bills or recharging services, plus service providers and billers collecting repetitive payments through Bharat Connect?

Published source: Customer type

2Do you meet this requirement: Customers need a biller supported by Bharat Connect and a Bank of Baroda, other-bank or approved digital/agent payment channel?

Published source: Eligibility

3Do you meet this requirement: Billers must belong to an approved category and can use Bank of Baroda as an operating unit for collection?

Published source: Eligibility
0 of 3 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 29 Sept 2026 · active
Offered byBank of Baroda

Interoperable bill-payment access across India through physical and digital channels; Bank of Baroda states 24×7 bill-payment and recharge availability.

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Bill categoriesBharat Connect (formerly BBPS) supports electricity, gas, water, DTH/cable, telecom, prepaid mobile, municipal tax, FASTag/NCMC recharge, loan and credit-card repayment, insurance, recurring deposits, education fees, subscriptions, hospital/pathology, donations, NPS, rent and other approved categories.View source
The official page publishes the interoperable bill categories and former name.
Source
Bharat Connect
Page / section
About Bharat Connect
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Payment channelsBank of Baroda supports Bharat Connect through bob World, bob World Internet, Bank Mitra Kendra/Business Correspondent point, BHIM UPI and bob e-pay UPI for Bank and other-bank customers.View source
The official supported-channels section lists digital, and channels.
Source
Bharat Connect
Page / section
Supported channels
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Customer chargesDigital-channel bill payments are free. At a Business Correspondent point, the charge is ₹2 plus GST in addition to the bill amount, except DTH, credit-card and LPG-gas biller categories.View source
The official benefits section publishes digital nil charges and the -point fee/exceptions.
Source
Bharat Connect
Page / section
Benefits for customers
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Confirmation / complaintsPayments provide instant confirmation by SMS, email or print receipt. Complaint management is standardised through NPCI/NBBL, and the service is available 24×7 for bill payment and recharge use cases.View source
The official features and benefits publish confirmation, complaint and availability details.
Source
Bharat Connect
Page / section
Features / Benefits
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Customer typeBank of Baroda and other-bank customers paying bills or recharging services, plus service providers and billers collecting repetitive payments through Bharat Connect.View source
The official page states that Bank of Baroda serves its own and other-bank customers and that approved billers can avail Bharat Connect through the Bank.
Source
Bharat Connect - Online Bill Payment System
Page / section
About Bharat Connect / Supported channels / Benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
EligibilityCustomers need a biller supported by Bharat Connect and a Bank of Baroda, other-bank or approved digital/agent payment channel. Billers must belong to an approved category and can use Bank of Baroda as an operating unit for collection.View source
The page explains the interoperable biller network, Bank of Baroda’s COU and BOU roles, and approved categories and channels.
Source
Bharat Connect - Online Bill Payment System
Page / section
About Bharat Connect / Supported channels
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
AvailabilityBharat Connect provides interoperable bill payment access across India through physical and digital channels, with 24×7 bill payment and recharge availability stated by Bank of Baroda.View source
The official page calls Bharat Connect an integrated bill payment system in the country and states 24x7 anywhere utility for bill payments and recharges.
Source
Bharat Connect - Online Bill Payment System
Page / section
Features / Benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Service typeBill-payment serviceView source
The manually reviewed product record states: “Bharat Connect”.
Source
Bharat Connect — official product page
Page / section
Published product metadata
Accessed
15 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Bharat Connect (formerly ) supports electricity, gas, water, DTH/cable, telecom, prepaid mobile, municipal tax, FASTag/ recharge, loan and credit-card repayment, insurance, recurring deposits, education fees, subscriptions, hospital/pathology, donations, , rent and other approved categories.

Eligibility

  • Customers need a biller supported by Bharat Connect and a Bank of Baroda, other-bank or approved digital/agent payment channel. Billers must belong to an approved category and can use Bank of Baroda as an operating unit for collection.

Passing a listed condition does not mean the bank will approve an application.

Related official documents

Bharat Connect — official product spotlight image recheckofficial-product-image · cache miss · accessed 29 Sept 2026
↗
Bharat Connect — current Bank of Baroda official product pageofficial-product-page · current · accessed 29 Sept 2026
↗
Bank of Baroda service-charge schedule — Bharat Connect rowofficial-service-charge-page · current · accessed 29 Sept 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Categories · Published detailElectricity, gas, water, DTH/cable, telecom, prepaid mobile, municipal tax, FASTag/ recharge, loan repayment, credit card, insurance, recurring deposit, education fees, subscriptions, hospital/pathology, donations, , rent and other approved categories

This value is copied from Bharat Connect biller categories and channels. Check the table notes before relying on it.

Source: Bharat Connect - Online Bill Payment System · About / Supported channels / Benefits Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 6 rows · 2 columnsBharat Connect biller categories and channelsPublished payment categories, customer channels and charges.View tableHide table

Scroll sideways to view every column

Bharat Connect biller categories and channels
AreaPublished detail
CategoriesElectricity, gas, water, DTH/cable, telecom, prepaid mobile, municipal tax, FASTag/ recharge, loan repayment, credit card, insurance, recurring deposit, education fees, subscriptions, hospital/pathology, donations, , rent and other approved categories
Channelsbob World, bob World Internet, Bank Mitra Kendra/ point, and bob e-pay
Digital-channel chargeNil
-point charge₹2 + in addition to bill amount, excluding DTH, credit-card and -gas billers
Confirmation, email or print receipt
Availability24x7 bill payment and recharge
Bharat Connect - Online Bill Payment System · About / Supported channels / Benefits · accessed 30 Aug 2026Open official source ↗
Table 2 · 10 rows · 2 columnsBharat Connect — current categories, channels and chargesStructured transcription of the current Bharat Connect page and the current Bank of Baroda service-charge row.View tableHide table

Scroll sideways to view every column

Bharat Connect — current categories, channels and charges
AreaPublished detail
ServiceInteroperable bill-payment service; formerly Bharat Bill Pay / Bharat Bill Payment System ().
Bill categoriesElectricity; and piped gas; water; DTH and cable; landline, broadband and postpaid telecom; prepaid mobile; municipal taxes; FASTag and recharge; loan repayment; credit-card bills; insurance; recurring deposits; education fees; subscriptions; hospital/pathology; donations; clubs and associations; ; rent and other approved categories.
Bank rolesBank of Baroda is certified as both Customer Operating Unit (COU) and Biller Operating Unit (BOU) by ; it onboards billers and facilitates customer payments.
Supported channelsbob World mobile banking; bob World Internet; Bank Mitra Kendra / Business Correspondent point through the Financial Inclusion Gateway; ; bob e-pay for Bank of Baroda and other-bank customers.
Digital chargeNil for bill payments through digital channels.
Business Correspondent charge₹2 + per bill-payment transaction in addition to the bill amount; DTH, credit-card and -gas biller categories are excluded from this charge.
ConfirmationInstant confirmation by , email or print receipt; the describes the B-Assured confirmation flow.
Availability24×7 bill-payment and recharge utility through the interoperable network.
Complaint route CRM portal, or the relevant channel’s complaint portal for successful transactions where the bill was not updated; transaction reference beginning BB01 are used for channel complaints.
Biller accessService providers collecting repetitive payments in Bharat Connect-approved categories can use Bank of Baroda’s BOU/collection integration.
  • All service-charge amounts are exclusive of unless stated otherwise.
  • A customer can pay a supported bill through Bank of Baroda or another-bank channel; a biller must be in an approved category.
  • No separate customer application-document checklist is published for this payment service.
Bharat Connect — current official product page and service-charge schedule · About; Features; Supported channels; Benefits; Complaint Redressal; ; service-charge row · accessed 29 Sept 2026Open official source ↗

More from Bank of Baroda

Related products

Aadhar Seva Kendra

A Bank of Baroda Aadhaar service available at designated branches across India for new enrolment, demographic and biometric updates, child mandatory biometric updates and Aadhaar printing, with official forms, document lists and published charges.

View product

Alternate Investment Products

Bank of Baroda's alternate-investment distribution suite covers Portfolio Management Services, Alternative Investment Products, bonds and non-convertible debentures from third-party providers for experienced investors; provider-level eligibility, fees and documents vary by selected product.

View product

Applications Supported by Blocked Amount (ASBA)

Bank of Baroda lets eligible investors apply for , , rights issues and debt/ issues while the application amount is blocked in their savings or current account; only the allotted amount is debited and the blocked balance continues to earn account interest.

View product

Appraisal Merchant Banking

Corporate service for credit and merchant appraisal of business and infrastructure projects, loan syndication, and feasibility or viability consultation.

View product