IndiaBanks.org · independent research

Insurance

Overseas Mediclaim Business and Holiday - National Insurance

Overseas Mediclaim Business and Holiday plan covers medical emergencies ensuring peace of mind for your business and holiday trips. Learn more about travel insurance plan today.

InsurerNational Insurance Company LimitedDeductibleFirst USD 100 of all claims is borne by the traveller; deductibles also apply for each sectionAdditional coverEmergency dental treatment up to USD 225 per occurrence; medical evacuation and repatriation; claim assistance from an international service provider
Official product page ↗Compare category

Quick eligibility check

Overseas Mediclaim Business and Holiday - National Insurance

0 of 3 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Eligible travellers are citizens of India, Nepal or Bhutan travelling abroad for business or holiday, and foreign nationals working in India for Indian employers or multinationals paid in Indian rupees?

2Do you meet this requirement: Pre-existing disease is excluded?

3Do you meet this requirement: the first USD 100 of claims is borne by the traveller?

0 of 3 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Overseas Mediclaim Business and Holiday official banner
Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Travel insuranceOverseas travel mediclaim for Indian, Nepalese and Bhutanese citizens travelling for business or holiday, and eligible foreign nationals working in IndiaView source
The page states who can purchase the business and holiday overseas mediclaim policy.
Source
Overseas Mediclaim Business and Holiday — National Insurance
Page / section
Overview
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
InsurerNational Insurance Company LimitedView source
Manually classified from the insurer/product identity published on the official Bank of Baroda page.
Source
Overseas Mediclaim Business and Holiday - National Insurance
Page / section
Product title and current official product page
Accessed
20 Aug 2026
Confidence
high
Open official source ↗
Overseas Mediclaim Business/Holiday plansPlans A1/A2 cover worldwide excluding USA/Canada and B1/B2 worldwide including USA/Canada. Medical/evacuation/repatriation cover is USD 50,000/250,000 for A1/A2 and USD 100,000/500,000 for B1/B2. Personal accident cover is USD 10,000 for A1 and USD 25,000 for A2/B1/B2.View source
The official plans table publishes region, medical and personal-accident limits in .
Source
Overseas Mediclaim Business and Holiday - National Insurance
Page / section
Highlights — Plans
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Overseas Mediclaim Business/Holiday benefitsThe plans include checked-baggage loss USD 1,000, baggage delay USD 100, passport loss USD 150–250 and third-party bodily injury/property damage USD 200,000. Emergency dental relief is covered up to USD 225 per occurrence; baggage delay applies to outbound international flights delayed over 12 hours.View source
The official Highlights section publishes baggage, passport, liability, dental and delay conditions in .
Source
Overseas Mediclaim Business and Holiday - National Insurance
Page / section
Highlights
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Overseas Mediclaim Business/Holiday eligibilityEligible travellers are citizens of India, Nepal or Bhutan travelling abroad for business or holiday, and foreign nationals working in India for Indian employers or multinationals paid in Indian rupees. Pre-existing disease is excluded; the first USD 100 of claims is borne by the traveller.View source
The official overview and covered/exclusion sections publish traveller eligibility and deductible in .
Source
Overseas Mediclaim Business and Holiday - National Insurance
Page / section
Overview / Covered / Exclusions
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Sum insured / coverPlan A1/A2 (worldwide excluding USA/Canada): medical expenses, evacuation and repatriation USD 50,000 / USD 2,50,000. Plan B1/B2 (worldwide including USA/Canada): USD 1,00,000 / USD 5,00,000. Personal accident USD 10,000 / USD 25,000 / USD 25,000 / USD 25,000; checked baggage USD 1,000; baggage delay USD 100; passport loss USD 150 / USD 250 / USD 250 / USD 250; third-party liability USD 2,00,000 for all plans.View source
The official plan table publishes the limits for medical expenses, personal accident, baggage, passport and third-party liability.
Source
Overseas Mediclaim Business and Holiday — National Insurance
Page / section
Highlights — Plan A and B table
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
DeductibleFirst USD 100 of all claims is borne by the traveller; deductibles also apply for each sectionView source
The page states that deductibles apply for each section and the first USD 100 of all claims is borne by the traveller.
Source
Overseas Mediclaim Business and Holiday — National Insurance
Page / section
Highlights — deductibles; Covered
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Additional coverEmergency dental treatment up to USD 225 per occurrence; medical evacuation and repatriation; claim assistance from an international service providerView source
The Highlights section adds emergency dental services up to USD 225 per occurrence and the page describes evacuation, repatriation and international claim assistance.
Source
Overseas Mediclaim Business and Holiday — National Insurance
Page / section
Highlights; Claims Procedure
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Key exclusionsPre-existing disease or illness; travel against medical advice or for treatment; military, naval or air-force operations; suicide or intentional self-injury; mental disorder, alcoholism, drug abuse or HIV/AIDS-related illness; winter, mountaineering and adventure sportsView source
The official Exclusions section lists these excluded conditions and activities.
Source
Overseas Mediclaim Business and Holiday — National Insurance
Page / section
Exclusions
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Geographic limitsEmergency dental treatment up to USD 225 per occurrence; medical evacuation and repatriation; claim assistance from an international service providerView source
The manually reviewed product record states: “Emergency dental treatment up to USD 225 per occurrence; medical evacuation and repatriation; claim assistance from an international service provider”.
Source
Overseas Mediclaim Business and Holiday - National Insurance — official product page
Page / section
Published product metadata
Accessed
15 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Emergency dental treatment up to USD 225 per occurrence
  • medical evacuation and repatriation
  • claim assistance from an international service provider

Eligibility

  • Eligible travellers are citizens of India, Nepal or Bhutan travelling abroad for business or holiday, and foreign nationals working in India for Indian employers or multinationals paid in Indian rupees. Pre-existing disease is excluded
  • the first USD 100 of claims is borne by the traveller.

Passing a listed condition does not mean the bank will approve an application.

Related official documents

Overseas Mediclaim Business and Holiday — National Insurance — official product pageofficial-product-page · current · accessed 29 Aug 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Life-cover needs estimate

See whether your current cover and savings may leave a gap for your family. This does not calculate an insurance premium.

Possible cover gap₹1,15,00,000one crore fifteen lakh rupees
Income your family may need₹1,00,00,000one crore rupees
Cover and savings already counted₹5,00,000five lakh rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Medical reports · Business / holiday pageOver 70 years and journey over 60 days: ECG plus fasting blood sugar or urine-strip test

This value is copied from Overseas mediclaim — published constraints. Check the table notes before relying on it.

Source: Overseas Mediclaim Business and Holiday — Bank of Baroda official product page · Covered; Claims Procedure; corresponding Employment and Studies sections Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 4 rows · 3 columnsOverseas mediclaim — published constraintsConditions that the Bank of Baroda pages publish even though they do not publish a general term, age limit or premium table.View tableHide table

Scroll sideways to view every column

Overseas mediclaim — published constraints
ConditionBusiness / holiday pageEmployment / studies page
Medical reportsOver 70 years and journey over 60 days: ECG plus fasting blood sugar or urine-strip testOver 70 years and journey over 60 days: ECG plus fasting blood sugar or urine-strip test
Without medical reportsCover restricted to USD 10,000Cover restricted to USD 10,000
Claim deductibleFirst USD 100 of every claimFirst USD 100 of every claim
Premium statementPayable in except employment; amount not publishedPayable in except employment; amount not published
  • The full official pages were reviewed; no linked brochure or rate table was exposed in the page content. Plan benefit limits remain in each product's existing source table.
Overseas Mediclaim Business and Holiday — Bank of Baroda official product page · Covered; Claims Procedure; corresponding Employment and Studies sections · accessed 29 Aug 2026Open official source ↗
Table 2 · 6 rows · 5 columnsOverseas Mediclaim Business and Holiday — published plan limitsAll cover limits shown on the official Bank of Baroda product page, preserved in USD.View tableHide table

Scroll sideways to view every column

Overseas Mediclaim Business and Holiday — published plan limits
CoverA1 worldwide excluding /CanadaA2 worldwide excluding /CanadaB1 worldwide including /CanadaB2 worldwide including /Canada
Illness, medical evacuation and repatriationUSD 50,000USD 2,50,000USD 1,00,000USD 5,00,000
Personal accident and disablementUSD 10,000USD 25,000USD 25,000USD 25,000
Loss of checked baggageUSD 1,000USD 1,000USD 1,000USD 1,000
Delay of checked baggageUSD 100USD 100USD 100USD 100
Loss of passportUSD 150USD 250USD 250USD 250
Third-party bodily injury and property damageUSD 2,00,000USD 2,00,000USD 2,00,000USD 2,00,000
  • Emergency dental services are covered up to USD 225 per occurrence.
  • A first--100 deductible applies to claims and section-specific deductibles also apply.
  • Premium is payable in Indian Rupees except in the employment case; the product page does not publish a universal premium tariff.
Overseas Mediclaim Business and Holiday — National Insurance · Highlights — Plan A and B table · accessed 29 Aug 2026Open official source ↗

More from Bank of Baroda

Related products

Accident Care Individual Insurance Policy

Individual or family personal-accident cover underwritten by Star Health, with accidental death, permanent and temporary disablement, cumulative bonus and optional medical, hospital-cash and home-convalescence benefits.

View product

Arogya Sanjeevani Policy - National

A standard National Insurance indemnity health policy distributed through Bank of Baroda, available on an individual or floater basis with ₹1 lakh–₹5 lakh sum-insured options, hospitalisation and day-care cover, 5% co-pay, published waiting periods, full premium matrices and lifelong renewability.

View product

Auto Secure Private Car Package Policy - TATA AIG

Tata private-car package motor insurance distributed through Bank of Baroda. It combines own-damage cover for accident, fire, theft, natural and social perils with third-party liability, owner-driver personal accident cover, an -based vehicle sum insured and optional add-ons such as depreciation reimbursement, hire car, engine, tyre, roadside and misfuelling assistance.

View product

Auto Secure Two-Wheeler Package Policy - TATA AIG

Tata two-wheeler motor insurance distributed by Bank of Baroda, with liability-only or comprehensive cover, -based own-damage protection, owner-driver personal accident cover, published depreciation schedules and optional roadside, medical, invoice, consumable, personal-accident, engine, electric-surge, battery and tyre/rim covers.

View product