Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Crop-production usesCultivation, seeds, fertilisers, pesticides, labour charges, irrigation cess and post-harvest activities.View source
The official features section enumerates crop-production input and post-harvest uses.
- Source
- Cultivation of Crops (Excluding Plantation and Horticultural Crops)
- Page / section
- Benefits / Features
- Accessed
- 23 Aug 2026
- Confidence
- high
FacilitiesDemand loan and cash credit.View source
The official lists demand-loan and cash-credit facilities.
- Source
- Cultivation of Crops (Excluding Plantation and Horticultural Crops)
- Page / section
- — Nature of Facility
- Accessed
- 23 Aug 2026
- Confidence
- high
Security by loan bandUp to ₹1.60 lakh: DP note and hypothecation of crops/
The official distinguishes security above and below ₹1.60 lakh.
- Source
- Cultivation of Crops (Excluding Plantation and Horticultural Crops)
- Page / section
- — Security
- Accessed
- 23 Aug 2026
- Confidence
- high
RepaymentGenerally 12 months, extendable to 18 months for longer-life crops such as sugarcane; normally repaid in one instalment from crop-sale proceeds.View source
The official repayment section publishes the standard and long-life crop periods.
- Source
- Cultivation of Crops (Excluding Plantation and Horticultural Crops)
- Page / section
- — Repayment Period
- Accessed
- 23 Aug 2026
- Confidence
- high
Processing and inspectionProcessing and inspection are nil up to ₹3 lakh aggregate agriculture exposure. Working-capital processing above ₹3 lakh to ₹10 lakh is ₹250 per lakh or part plus GST; above ₹10 lakh ₹350 per lakh or part, capped at ₹35 lakh. Inspection is ₹250 above ₹3 lakh to ₹10 lakh, ₹500 above ₹10 lakh to ₹1 crore and ₹1,000 above ₹1 crore.View source
The official fees section publishes processing and inspection slabs.
- Source
- Cultivation of Crops (Excluding Plantation and Horticultural Crops)
- Page / section
- Fees & Charges
- Accessed
- 23 Aug 2026
- Confidence
- high
Turnover / vintageThe official cultivation-of-crops page does not publish a turnover, income or business-vintage threshold; it describes crop cultivation, input purchase and post-harvest use of the facility.View source
The complete page describes the financed activities but states no turnover, income or vintage criterion.
- Source
- Finance for Cultivation of Crops (Excluding Plantation & Horticultural Crops)
- Page / section
- Benefits / Features /
- Accessed
- 30 Aug 2026
- Confidence
- high
Facility amountThe official page does not publish a numeric maximum or minimum loan amount. Its MITC instead gives rate bands for limits up to ₹3 lakh, above ₹3 lakh and below ₹25 lakh, and ₹25 lakh and above.View source
The complete contains rate thresholds but no quantum or ceiling for the facility.
- Source
- Finance for Cultivation of Crops (Excluding Plantation & Horticultural Crops)
- Page / section
- — Rate of Interest
- Accessed
- 30 Aug 2026
- Confidence
- high
DocumentsKYC documents such as Aadhaar, Voter ID, PAN Card or Driving Licence; passport-size photograph; quotation or invoice; land records; project report; and IT Return.View source
The official document-required section lists the six document groups.
- Source
- Finance for Cultivation of Crops (Excluding Plantation & Horticultural Crops)
- Page / section
- Document Required
- Accessed
- 30 Aug 2026
- Confidence
- high
Geographic limitsThe official cultivation-of-crops page does not publish a state, district or territorial restriction; applications are directed through Bank of Baroda’s rural and agriculture banking channels.View source
The complete page describes the agriculture facility and application route but gives no geographic boundary.
- Source
- Finance for Cultivation of Crops (Excluding Plantation & Horticultural Crops)
- Page / section
- Complete page review
- Accessed
- 30 Aug 2026
- Confidence
- high
Customer typeFarmers, agricultural enterprises and eligible rural borrowersView source
The manually reviewed product record states: “Farmers, agricultural enterprises and eligible rural borrowers”.
- Source
- Cultivation of Crops (Excluding Plantation and Horticultural Crops) — official product page
- Page / section
- Published product metadata
- Accessed
- 15 Aug 2026
- Confidence
- high
Interest rateCrop loans up to ₹3 lakh: 7.00% p.a. fixed while Government of India interest subvention is provided to the Bank; otherwise one-year MCLR + Strategic Premium. Above ₹3 lakh and below ₹25 lakh: one-year MCLR + Strategic Premium + 1.25%. For limits of ₹25 lakh and above, the published Cash Credit/
The current schedule states the conditional 7.00% crop-loan rate up to ₹3 lakh, + Strategic Premium +1.25% above ₹3 lakh and below ₹25 lakh, and +2.00% for ₹25 lakh and above when the CC// Demand Loan period is under 3 years. The scheme page limits repayment to generally 12 months or up to 18 months for longer-life crops.
- Source
- Priority Sector Loans Interest Rates and Service Charges — Bank of Baroda
- Page / section
- Section A, Farm Credit, A.1.1–A.1.3.1; ₹25-lakh-and-above scope footnote; cross-checked against scheme repayment period
- Accessed
- 27 Sept 2026
- Confidence
- high
Benefits and features
- Cultivation, seeds, fertilisers, pesticides, labour charges, irrigation cess and post-harvest activities.
Documents the bank lists
- documents (Aadhaar, Voter , Card, Driving Licence etc.)
- passport-size photo
- quotation/invoice
- land records
- project report
- IT Return
Related official documents
Rural & Agri loan catalogue — Financing Irrigation entryofficial-product-catalogue · Targeted eligibility cross-check for Financing Irrigation · accessed 28 Sept 2026
↗Priority Sector Loans Interest Rates — Farm Credit A.1 schedule and scope footnoteofficial-interest-rate-page · Targeted current A.1 comparison; product-page rate rows remain primary and tariff scope is explicitly qualified · accessed 28 Sept 2026
↗
