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Tata Medicare

Explore the Tata Medicare policy, offering comprehensive coverage for your family

Policy typeHealth insuranceInsurerTata AIG General Insurance Company LimitedEntry age5–65 years; dependent children aged 91 days to under 5 years can be covered when both parents are insured; lifelong renewal
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Quick eligibility check

Tata Medicare

0 of 5 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: 5–65 years?

Published source: Entry age

2Does your age meet this requirement: dependent children aged 91 days to under 5 years can be covered when both parents are insured?

Published source: Entry age

3Do you meet this requirement: lifelong renewal?

Published source: Entry age

4Does your age meet this requirement: Entry age is 5 years and above?

5Does your age meet this requirement: dependent children aged 91 days to 5 years are covered only when both parents are insured?

0 of 5 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Tata AIG Medicare official Bank of Baroda banner
Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Policy typeHealth insuranceView source
Manually classified from the insurer/product identity published on the official Bank of Baroda page.
Source
Tata Medicare
Page / section
Product title and current official product page
Accessed
20 Aug 2026
Confidence
high
Open official source ↗
InsurerTata AIG General Insurance Company LimitedView source
Manually classified from the insurer/product identity published on the official Bank of Baroda page.
Source
Tata Medicare
Page / section
Product title and current official product page
Accessed
20 Aug 2026
Confidence
high
Open official source ↗
Tata AIG Medicare coverageTata AIG Medicare includes restore benefits, global inpatient/day-care reimbursement when diagnosis is made in India, 50% cumulative bonus per claim-free year up to 100%, day care, domiciliary treatment, organ donor, second opinion, ambulance, AYUSH, consumables and compassionate travel.View source
The official Medicare page enumerates restoration, global, bonus and treatment benefits.
Source
Tata Medicare
Page / section
Benefits / Features
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Tata AIG Medicare limitsPre-hospitalisation is covered up to 60 days and post-hospitalisation up to 90 days. Hearing-aid cover is 50% of actual cost or ₹10,000, whichever is lower, every third year. Preventive health check-up is up to 1% of previous sum insured capped at ₹10,000 after two continuous claim-free years; compassionate travel is up to ₹20,000.View source
The official Benefits section publishes the hospitalisation, hearing-aid, check-up and travel limits.
Source
Tata Medicare
Page / section
Benefits
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Tata AIG Medicare eligibilityEntry age is 5 years and above; dependent children aged 91 days to 5 years are covered only when both parents are insured. Maximum entry age is 65 with lifelong renewals. Up to seven members may be covered: self, spouse, up to three dependent children and up to two dependent parents. Tenures are 1, 2 or 3 years.View source
The official Eligibility and Policy Tenure sections publish age, family, renewal and term rules.
Source
Tata Medicare
Page / section
Eligibility / Policy Tenure
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Tata AIG Medicare discountsFamily floater discount is 22% for two members, 28% for three members and 32% for more than three. Long-term discount is 5% for a two-year tenure and 7.5% for a three-year tenure.View source
The official Discount section publishes family-floater and long-term percentages.
Source
Tata Medicare
Page / section
Discount
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Entry age5–65 years; dependent children aged 91 days to under 5 years can be covered when both parents are insured; lifelong renewalView source
The official eligibility section publishes adult, child and renewal conditions.
Source
Tata Medicare
Page / section
Eligibility
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Policy term1, 2 or 3 yearsView source
The official page publishes all three tenure choices.
Source
Tata Medicare
Page / section
Policy Tenure
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Sum insured / cover₹3 lakh to ₹20 lakh; the Bank of Baroda FAQ states that family cover can be up to ₹20 lakh. The selected sum insured affects the premium.View source
The official publishes cover from ₹3 lakh to ₹20 lakh and identifies ₹20 lakh as the family-plan upper limit.
Source
Tata Medicare — Bank of Baroda official product page
Page / section
— What is the coverage limit of Tata Medicare plan?
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Waiting periodInitial illness waiting period: 30 days (accidents are covered immediately). Pre-existing disease waiting period: 36 months. Specified disease or procedure waiting period: 24 months.View source
The brochure table lists 30 days initial (except accident), 36 months for pre-existing disease and 24 months for specified disease/procedure.
Source
TATA MediCare product brochure ( TATHLIP26053V042526)
Page / section
Page 4, Waiting Period
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Key exclusionsThe brochure names congenital external diseases, defects or anomalies; alcoholic pancreatitis; intentional self-injury or attempted suicide; criminal acts; and treatment by a medical practitioner outside their discipline. It directs customers to the policy wording for the complete benefit and exclusion list.View source
The brochure lists these general, medical and non-medical exclusions and refers to the full policy wording for the complete list.
Source
TATA MediCare product brochure ( TATHLIP26053V042526)
Page / section
Page 3, General Exclusions
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Key coverageTata AIG Medicare includes restore benefits, global inpatient/day-care reimbursement when diagnosis is made in India, 50% cumulative bonus per claim-free year up to 100%, day care, domiciliary treatment, organ donor, second opinion, ambulance, AYUSH, consumables and compassionate travel.View source
The manually reviewed product benefits state: “Tata Medicare includes restore benefits, global inpatient/day-care reimbursement when diagnosis is made in India, 50% cumulative bonus per claim-free year up to 100%, day care, domiciliary treatment, organ donor, second opinion, ambulance, , consumables and compassionate travel.”.
Source
Tata Medicare — official product page
Page / section
Published coverage and benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Geographic limitsTata AIG Medicare includes restore benefits, global inpatient/day-care reimbursement when diagnosis is made in India, 50% cumulative bonus per claim-free year up to 100%, day care, domiciliary treatment, organ donor, second opinion, ambulance, AYUSH, consumables and compassionate travel.View source
The manually reviewed product record states: “Tata Medicare includes restore benefits, global inpatient/day-care reimbursement when diagnosis is made in India, 50% cumulative bonus per claim-free year up to 100%, day care, domiciliary treatment, organ donor, second opinion, ambulance, , consumables and compassionate travel.”.
Source
Tata Medicare — official product page
Page / section
Published product metadata
Accessed
15 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Tata Medicare includes restore benefits, global inpatient/day-care reimbursement when diagnosis is made in India, 50% cumulative bonus per claim-free year up to 100%, day care, domiciliary treatment, organ donor, second opinion, ambulance, , consumables and compassionate travel.

Eligibility

  • Entry age is 5 years and above
  • dependent children aged 91 days to 5 years are covered only when both parents are insured. Maximum entry age is 65 with lifelong renewals. Up to seven members may be covered: self, spouse, up to three dependent children and up to two dependent parents. Tenures are 1, 2 or 3 years.

Passing a listed condition does not mean the bank will approve an application.

Related official documents

Tata AIG Medicare — Bank of Baroda official product pageofficial-product-page · current · accessed 29 Aug 2026
↗
TATA AIG MediCare product brochure (UIN TATHLIP26053V042526)official-brochure · current · accessed 29 Aug 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Life-cover needs estimate

See whether your current cover and savings may leave a gap for your family. This does not calculate an insurance premium.

Possible cover gap₹1,15,00,000one crore fifteen lakh rupees
Income your family may need₹1,00,00,000one crore rupees
Cover and savings already counted₹5,00,000five lakh rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Initial (illness; accidents excepted) · Published period30 days

This value is copied from Tata Medicare waiting periods. Check the table notes before relying on it.

Source: TATA MediCare product brochure ( TATHLIP26053V042526) · Page 4, Waiting Period Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 3 rows · 2 columnsTata AIG Medicare waiting periodsWaiting-period table transcribed from the current insurer brochure.View tableHide table

Scroll sideways to view every column

Tata AIG Medicare waiting periods
Waiting-period typePublished period
Initial (illness; accidents excepted)30 days
Pre-existing diseases36 months
Specified disease/procedure24 months
TATA MediCare product brochure ( TATHLIP26053V042526) · Page 4, Waiting Period · accessed 29 Aug 2026Open official source ↗
Table 2 · 3 rows · 2 columnsTata AIG Medicare policy term and discountsPolicy-term and discount rows from the Bank of Baroda product page and insurer brochure.View tableHide table

Scroll sideways to view every column

Tata AIG Medicare policy term and discounts
ItemPublished value
Policy tenure1, 2 or 3 years
Long-term discount5% for 2 years; 7.5% for 3 years
Family floater discount22% for 2 members; 28% for 3; 32% for more than 3
  • Discounts are subject to the policy terms and the brochure's payment-mode conditions.
Tata Medicare — Bank of Baroda official product page · Eligibility — Policy Tenure; Discount · accessed 29 Aug 2026Open official source ↗

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