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Animal Husbandry Infrastructure Development fund ()

Scheme: Learn about Animal Husbandry Infrastructure Development Fund at Bank of Baroda. Apply for an loan & get the financial support for your animal husbandry project.

Facility amountAHIDF can finance up to 90% of a viable project's estimated or actual cost. DAHD's linked FAQ states there is no general upper or lower rupee loan limit; the final amount depends on project appraisal and the lending bank's sanction.Interest rateBOB's current MITC sets BRLLR + SP spreads by internal credit-rating and immovable-property security coverage: CR-1–3 add 0.30%–0.90%; CR-4–6 add 1.00%–1.75%. The DAHD FAQ separately caps the lending rate for projects within MSME limits at EBLR + 200 basis points; other projects may use the bank's commercial rate. AHIDF's 3% interest subvention is separate from the loan rate.Eligible customer typesBOB lists individual entrepreneurs, private companies, Farmer Producer Organisations (FPOs), Section 8 companies and MSMEs. DAHD's current scheme page also includes dairy cooperatives after DIDF was subsumed into AHIDF; BOB's product page does not list cooperatives, so confirm Bank acceptance before applying.
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Quick eligibility check

Animal Husbandry Infrastructure Development fund ()

0 of 8 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Are you this type of customer: BOB lists individual entrepreneurs, private companies, Farmer Producer Organisations (FPOs), Section 8 companies and MSMEs?

Published source: Eligible customer types

2Do you meet this requirement: DAHD's current scheme page also includes dairy cooperatives after DIDF was subsumed into AHIDF?

Published source: Eligible customer types

3Do you meet this requirement: BOB's product page does not list cooperatives, so confirm Bank acceptance before applying?

Published source: Eligible customer types

4Do you meet this requirement: DAHD's scheme guideline separately requires a viable Detailed Project Report with project/site surveys, facility design, market, employment and raw-material plans, land arrangements and applicable clearances, an implementation plan and timeline, and a vaccine list where relevant?

Published source: Documents and project proposal

5Document checkDo you have this required document or proof: KYC?

Published source: Documents and project proposal

6Document checkDo you have this required document or proof: passport photo?

Published source: Documents and project proposal

7Document checkDo you have this required document or proof: land record?

Published source: Documents and project proposal

8Document checkDo you have this required document or proof: quotation/invoice if available?

Published source: Documents and project proposal
0 of 8 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Animal Husbandry Infrastructure Development Fund official banner
Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Interest subvention3% interest subvention is published by Bank of Baroda for eligible entities. DAHD pays the lending agency, which credits/adjusts the beneficiary's account; the guidelines say subvention is for non-NPA projects, is not paid during default/NPA periods and is available for 8 years including the 2-year moratorium under the current operational guideline.Effective 28 Nov 2024View source
advertises 3%; DAHD explains lender transfer, non- claim basis and the eight-year subvention period including moratorium.
Source
— DAHD Operational Guidelines and page
Page / section
Benefits; DAHD pages 7–8 — Interest Subvention
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Maximum repayment period10 years including 2-year principal moratoriumView source
The official page includes a two-year moratorium in the ten-year period.
Source
Animal Husbandry Infrastructure Development fund ()
Page / section
Benefits / — Loan tenure & Repayment
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Minimum margin10% micro/small; 15% medium; 25% other entitiesView source
The official page publishes enterprise-size margins.
Source
Animal Husbandry Infrastructure Development fund ()
Page / section
Benefits / — Margin
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Credit guaranteeCredit-guarantee cover is up to 25% of the credit facility for viable projects within MSME-defined ceilings and is available to MSMEs and dairy cooperatives through the AHIDF guarantee trust; eligible units may also seek CGTMSE cover under its rules.Effective 28 Nov 2024View source
The says guarantee is up to 25% for viable -defined projects and specifically includes and dairy cooperatives; it also mentions as an alternative cover.
Source
Operational Guidelines for
Page / section
Pages 8–9 — Credit Guarantee Cover
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Processing chargeNil up to ₹3 lakh; above ₹3 lakh 1% capped at ₹1 croreView source
The official page publishes the threshold, percentage and cap.
Source
Animal Husbandry Infrastructure Development fund ()
Page / section
Fees & Charges — Processing Charges
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
AHIDF benefits and marginAHIDF provides 3% interest subvention, term-loan finance and credit-guarantee cover up to 25% of the credit facility. Minimum margin is 10% for micro/small units, 15% for medium enterprises and 25% for other categories; repayment is up to 10 years including a 2-year principal moratorium.View source
The official Benefits section publishes subvention, guarantee, margin and repayment terms.
Source
Animal Husbandry Infrastructure Development Fund ()
Page / section
Benefits
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
AHIDF security and rateSecurity may include hypothecation of financed movable structures/equipment/machinery, mortgage of fixed assets/land/buildings and personal guarantees. The rate is repo/credit-rating linked; examples range from BRLLR + SP + 0.30% to +0.90% for CR-1–3 and +1.00% to +1.75% for CR-4–6 depending on immovable-property security coverage.View source
The official publishes collateral and rating/security-linked spread bands.
Source
Animal Husbandry Infrastructure Development Fund ()
Page / section
— Security / Rate
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
CollateralPrimary security is hypothecation of movable structures, equipment and machinery purchased or created from finance. Fixed assets, land and buildings are mortgaged, with personal guarantees of proprietors, partners, promoters or directors as applicable. The BOB rate matrix varies with immovable-property security coverage.View source
The Bank's lists hypothecation, mortgage and personal guarantees and then uses immovable-property security coverage in the published rate table.
Source
Animal Husbandry Infrastructure Development Fund ()
Page / section
— Security; Rate of Interest
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Geographic limitsThe AHIDF scheme is implemented in all States and Union Territories of India. BOB presents the lending product through its Rural and Agri Banking channel; no narrower state, district or branch restriction is published.Effective 28 Nov 2024View source
The Area of Operation section says will be implemented in all States and Union Territories of India.
Source
Operational Guidelines for
Page / section
Page 2 — Area of Operation
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
FacilityTerm loan facility for viable new or existing animal-husbandry infrastructure projects. Lending agencies include scheduled banks, NABARD, NCDC and NDDB; proposals are submitted through the Udyami Mitra portal and appraised by the lending agency.Effective 28 Nov 2024View source
The lists the lending agencies, term-loan nature and Udyami Mitra submission/appraisal process.
Source
Operational Guidelines for
Page / section
Pages 6–8 — Lending Agencies and Quantum; Pages 11–13 — Submission and Sanction
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Eligible activitiesEligible projects cover dairy processing and value addition; meat processing and value addition; animal-feed plants; breed-improvement technology and breed-multiplication farms for cattle/buffalo, sheep/goat, pig and poultry; veterinary vaccine, drug and diagnostic facilities; animal/agri-waste-to-wealth infrastructure; and primary wool processing. The detailed guidelines also cover marketing infrastructure, refrigerated milk transport, R&D, renewable/energy-efficiency infrastructure, IVF and sex-sorted semen, hatcheries, environmentally controlled poultry farms, feed testing, Bio-CNG/PROM, wool scouring/carding/combing and related plant and machinery.Effective 28 Nov 2024View source
The activity section enumerates the seven activity groups and their detailed sub-activities; the list is summarized here while the complete source table is retained below.
Source
Operational Guidelines for
Page / section
Pages 2–7 — Activities Eligible for Availing Benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Important conditionsAHIDF interest subvention cannot fund land acquisition, working capital, pre-operative expenses, working-capital margin, interest during construction, acquisition of existing infrastructure, old machinery or a vehicle for personal use. Required land must be acquired at the applicant's own cost; a long-term lease of at least 10 years may be considered if sufficient to secure the loan. Projects with no drawdown within 6 months may be treated as non-starters and sanctions can lapse if the project is not grounded within 12 months.Effective 28 Nov 2024View source
The guidelines list the excluded uses, land/lease requirements and project-start deadlines; these conditions are separate from product .
Source
Operational Guidelines for
Page / section
Pages 7–8, 10–11, 14 — Exclusions, Land, Disbursement and Repayment
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Eligible customer typesBOB lists individual entrepreneurs, private companies, Farmer Producer Organisations (FPOs), Section 8 companies and MSMEs. DAHD's current scheme page also includes dairy cooperatives after DIDF was subsumed into AHIDF; BOB's product page does not list cooperatives, so confirm Bank acceptance before applying.View source
names five applicant classes; DAHD's current scheme page separately names dairy cooperatives and says DIDF was subsumed into . The Bank page does not explicitly confirm cooperative lending.
Source
product page and DAHD programme page
Page / section
Eligibility Criteria lines 160–168; DAHD programme page lines 29–31
Accessed
27 Sept 2026
Confidence
high
Open official source ↗
Facility amountAHIDF can finance up to 90% of a viable project's estimated or actual cost. DAHD's linked FAQ states there is no general upper or lower rupee loan limit; the final amount depends on project appraisal and the lending bank's sanction.View source
The says a viable project may receive a loan up to 90% of estimated/actual project cost and separately states there is no general upper or lower loan limit.
Source
Frequently Asked Questions on — DAHD
Page / section
Questions 7 and 15, page 2; operational guideline pages 7–8 reused from the complete 2026-08-30 review
Accessed
27 Sept 2026
Confidence
high
Open official source ↗
Interest rateBOB's current MITC sets BRLLR + SP spreads by internal credit-rating and immovable-property security coverage: CR-1–3 add 0.30%–0.90%; CR-4–6 add 1.00%–1.75%. The DAHD FAQ separately caps the lending rate for projects within MSME limits at EBLR + 200 basis points; other projects may use the bank's commercial rate. AHIDF's 3% interest subvention is separate from the loan rate.View source
publishes a + matrix by credit rating and collateral coverage; DAHD's states the separate + 200 bps ceiling for -defined projects and commercial-rate treatment for other projects.
Source
and DAHD
Page / section
Rate of Interest, lines 209–213; DAHD Question 9, page 2
Accessed
27 Sept 2026
Confidence
high
Open official source ↗
Repayment and subvention periodRepayment can run up to 10 years from first disbursement, including up to 2 years' principal moratorium. The 3% interest subvention is limited to 8 years; this is a subsidy period, not the repayment ceiling.View source
and DAHD Question 12 publish a maximum ten-year repayment period including a two-year principal moratorium; Question 20 ends interest subvention after eight years.
Source
and DAHD
Page / section
Loan tenure & Repayment, lines 197–200; DAHD Questions 12 and 20, pages 2 and 4
Accessed
27 Sept 2026
Confidence
high
Open official source ↗
Processing and inspection feesProcessing: nil up to ₹3 lakh; above ₹3 lakh, 1% of the sanctioned limit, capped at ₹100 lakh. Inspection: nil up to ₹3 lakh; ₹250 above ₹3–10 lakh; ₹1,000 above ₹10 lakh–₹1 crore; ₹5,000 above ₹1 crore.View source
The current page publishes the processing thresholds, percentage, cap and inspection-fee bands. It does not state a treatment in this section, so no tax qualifier is inferred.
Source
Animal Husbandry Infrastructure Development Fund () — Bank of Baroda
Page / section
Fees & Charges, lines 180–193
Accessed
27 Sept 2026
Confidence
high
Open official source ↗
Documents and project proposalBOB lists KYC documents (Aadhaar, Voter ID, PAN, Driving Licence and similar), a passport-size photograph and land record. Quotation/invoice, project report and income-tax returns are requested if available. DAHD's scheme guideline separately requires a viable Detailed Project Report with project/site surveys, facility design, market, employment and raw-material plans, land arrangements and applicable clearances, an implementation plan and timeline, and a vaccine list where relevant.Effective 28 Nov 2024View source
The checklist retains each 'if available' qualifier; the DAHD guideline's DPR and approval requirements are kept separate from the Bank's checklist.
Source
Document Required section and DAHD operational guideline
Page / section
Document Required, lines 171–178; DAHD operational guideline pages 10–12, reused from the 2026-08-30 complete review
Accessed
27 Sept 2026
Confidence
high
Open official source ↗
Current AHIDF scheme windowThe Department of Expenditure temporarily continued the ongoing Infrastructure Development Fund, which includes AHIDF, through 30 September 2026 or earlier approval for the 16th Finance Commission cycle, whichever comes first. Existing 15th-cycle scope, cost norms and terms continue within approved QEP-I/QEP-II allocations; eligible future outlay is reduced proportionately. DAHD's programme page still shows the original outlay through 31 March 2026. The application portal currently says AHIDF applications can be submitted, but this does not assure BOB sanction or a scheme allocation.Effective 1 Apr 2026View source
The order includes the Infrastructure Development Fund and states the temporary continuation end date and allocation conditions. The portal notice states applications can be submitted; neither source promises a sanction.
Source
Temporary Extension of DAHD Schemes beyond 31 March 2026; application portal
Page / section
DoE order page 1, paragraphs 2–4 (read 2026-09-24); portal current home notice; DAHD programme page lines 28–42
Accessed
24 Sept 2026
Confidence
high
Open official source ↗

Benefits and features

  • provides 3% interest subvention, term-loan finance and credit-guarantee cover up to 25% of the credit facility. Minimum margin is 10% for micro/small units, 15% for medium enterprises and 25% for other categories
  • repayment is up to 10 years including a 2-year principal moratorium.

Documents the bank lists

  • passport photo
  • land record
  • quotation/invoice if available
  • project report if available
  • IT returns if available

Related official documents

AHIDF official application portal — current application noticeofficial-scheme-application-portal · current public portal notice; individual lender approval remains separate · accessed 27 Sept 2026
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Rural & Agri loan catalogue — Financing Irrigation entryofficial-product-catalogue · Targeted eligibility cross-check for Financing Irrigation · accessed 28 Sept 2026
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Bank of Baroda AHIDF Apply Now route — inaccessible checkofficial-product-application-route · inaccessible · accessed 27 Sept 2026
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Animal Husbandry Infrastructure Development Fund (AHIDF) — Bank of Baroda official product pageofficial-product-page · current · accessed 30 Aug 2026
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Animal Husbandry Infrastructure Development Fund (AHIDF) — current Bank of Baroda product pageofficial-product-page · current · accessed 27 Sept 2026
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Priority Sector Loans Interest Rates — Farm Credit A.1 schedule and scope footnoteofficial-interest-rate-page · Targeted current A.1 comparison; product-page rate rows remain primary and tariff scope is explicitly qualified · accessed 28 Sept 2026
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Frequently Asked Questions on AHIDF — Department of Animal Husbandry and Dairyingofficial-pdf-faq · current-linked FAQ; legacy answer conflicts are reconciled against later guideline/page · accessed 27 Sept 2026
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Operational Guidelines for Animal Husbandry Infrastructure Development Fund (AHIDF)official-pdf · current · accessed 30 Aug 2026
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Animal Husbandry Infrastructure Development Fund — Department of Animal Husbandry and Dairyinggovernment-scheme-page · current · accessed 30 Aug 2026
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Animal Husbandry Infrastructure Development Fund — current DAHD programme pageofficial-government-scheme-page · current; page itself retains the FY 2025-26 outlay date · accessed 27 Sept 2026
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Temporary Extension of DAHD Schemes beyond 31 March 2026official-department-of-expenditure-order-pdf · temporarily current through stated expiry/earlier approval · accessed 24 Sept 2026
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Loan repayment estimate

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One monthly payment₹13,865thirteen thousand eight hundred sixty-five rupees
Interest paid over the full loan₹8,27,586eight lakh twenty-seven thousand five hundred eighty-six rupees
Everything you repay₹33,27,586thirty-three lakh twenty-seven thousand five hundred eighty-six rupees

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Nature of facility · Published termTerm loan

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Source: Animal Husbandry Infrastructure Development Fund () · Most Important Terms & Conditions () Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 15 rows · 2 columnsAHIDF — Bank of Baroda MITCComplete rate, tenure, security and margin rows published by Bank of Baroda.View tableHide table

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AHIDF — Bank of Baroda MITC
AreaPublished term
Nature of facilityTerm loan
Loan tenure and repaymentMaximum 10 years including 2-year principal moratorium; monthly, quarterly, half-yearly or yearly instalments based on project cash flow
SecurityHypothecation of movable structures/equipment/machinery; mortgage of fixed assets, land and buildings; personal guarantee of proprietors/partners/promoters/directors as applicable
Margin10% minimum for micro and small units; 15% for medium enterprises; 25% for other enterprise categories
CR-1 to CR-3, property coverage above 100% + + 0.30%
CR-1 to CR-3, property coverage above 75–100% + + 0.40%
CR-1 to CR-3, property coverage above 50–75% + + 0.65%
CR-1 to CR-3, property coverage below 50% + + 0.90%
CR-4 to CR-6, property coverage above 100% + + 1.00%
CR-4 to CR-6, property coverage above 75–100% + + 1.25%
CR-4 to CR-6, property coverage above 50–75% + + 1.50%
CR-4 to CR-6, property coverage below 50% + + 1.75%
Interest subvention3% for eligible entities
Credit guaranteeUp to 25% of credit facility for eligible viable -defined projects; and dairy cooperatives
Agent noteBank may use agents for sales/marketing of its products
  • uses , and credit-rating/property-coverage bands exactly as displayed; confirm current benchmark and sanction terms.
Animal Husbandry Infrastructure Development Fund () · Most Important Terms & Conditions () · accessed 30 Aug 2026Open official source ↗
Table 2 · 8 rows · 2 columnsAHIDF — eligible activity groups and examplesSummary of the complete activity taxonomy in the DAHD operational-guidelines PDF.View tableHide table

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AHIDF — eligible activity groups and examples
Activity groupPublished eligible examples
Dairy processing/value additionMilk processing/packaging; ice cream; cheese; UHT/flavoured milk; milk/whey powder; equipment; marketing/parlours/deep freezers/cold storage; refrigerated transport; R&D; renewable/energy efficiency
Meat processing/value additionSheep/goat/poultry/pig/buffalo processing; integrated plants; sausage, nuggets, ham, salami, bacon; ETP, microbiological/residue labs, cold storage and hide/skin areas
Animal feedMini/medium/large feed plants; total mixed ration; bypass protein; mineral mixture; enriched silage; feed testing labs; supplements/premixes
Breed improvement/multiplicationCattle/buffalo IVF, embryo transfer, mobile labs, sex-sorted semen, breeding farms, sheep/goat and pig farms, poultry hatcheries/layer/broiler breeder farms and integrated feed
Veterinary vaccines/drugs/diagnosticsGMP vaccine and drug plants; cold storage; refrigerated vans; quality labs; R&D/clinical trials in India; technology transfer; registration; diagnostic laboratories
Animal/agri waste to wealthPROM, Bio-CNG, modern waste management/lignin extraction; cow-dung/urine collection, sheds, processing pits, machinery and marketing/packaging units
Primary wool processingFleece sorting/grading; scouring; blending/dust removal; effluent treatment; drying/baling; carbonising; carding; combing
General exclusionsLand acquisition, working capital, pre-operative expenses, working-capital margin, IDC, existing infrastructure, old machinery and personal-use vehicles do not receive interest subvention
Operational Guidelines for · Pages 2–7 — Activities Eligible for Availing Benefits · effective 28 Nov 2024 · accessed 30 Aug 2026Open official source ↗
Table 3 · 15 rows · 2 columnsAHIDF — DAHD operational terms and conditionsView tableHide table

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AHIDF — DAHD operational terms and conditions
TopicPublished rule
Eligible entitiesIndividual entrepreneurs; private companies; ; ; Section 8 companies; dairy cooperatives
Project loan quantumUp to 90% of estimated/actual eligible project cost for a viable project
General rupee floor/ceilingNo lower or upper loan limit stated in DAHD's linked ; final amount is subject to lender appraisal and sanction
Beneficiary contributionMicro/small: 10%; medium: up to 15%; other categories: up to 25% or more; page lists 25% for other categories
Lending-rate ceiling under schemeFor projects within -defined ceilings, DAHD guideline limits the rate to / or equivalent plus 200 bps; own product page and September rate-sheet wording differ for some non- borrower bands
Interest subvention3% p.a. for regular repayment; states up to 8 years including moratorium; defaults and listed cost categories do not receive subvention
Subvention-ineligible project costsLand, working capital, pre-operative expenses, working-capital margin, interest during construction, acquired existing infrastructure, old machinery and personal-use vehicles
Credit guaranteeUp to 25% of credit facility for viable projects within -defined ceilings; guarantee coverage is not a loan-amount ceiling
RepaymentMaximum 10 years from first disbursement, including up to 2 years' principal moratorium; this is separate from the 8-year subvention period
LandLand purchase is not financed for subvention; land is at beneficiary cost. Long-term lease may be considered where it sufficiently secures the loan
Cost escalationGenuine approved-project escalation may be considered within a reasonable time, not more than 2 years after project approval
Disbursement / project startNo drawdown within 6 months may be treated as a non-starter; a project not grounded within 12 months may have its sanction lapse
ApplicationSubmit a viable DPR through Udyami Mitra; lending agency appraises and sanctions the project
Project appraisalDAHD reviews eligibility, activity, lender sanction, location, status and viability; project sanction thresholds are described in the guideline
Scheme periodDAHD's temporary Infrastructure Development Fund continuation runs through 30 September 2026 or earlier 16th-cycle approval, whichever is first; allocation conditions apply
  • This scheme-level table combines the complete 24-page DAHD guideline, its linked and the 2026 temporary extension. Older wording excluding cooperatives is superseded by the 2024 guideline and current /DAHD pages. separate customer rate formula is preserved in the rate-conflict table.
  • The 24-page operational-guideline was fully rendered and visually reviewed page-by-page in the 30 August 2026 batch; the exact official URL/version is reused here without a duplicate download. Its hash was not recorded.
Operational Guidelines for Animal Husbandry Infrastructure Development Fund · Pages 1–24; sections 7–14, especially 8–9, 11–14 · effective 28 Nov 2024 · accessed 30 Aug 2026Open official source ↗
Table 4 · 7 rows · 2 columnsAHIDF — eligible activity groups and examplesView tableHide table

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AHIDF — eligible activity groups and examples
Activity groupPublished eligible examples
Dairy processing and value additionMilk processing/packaging, ice cream, cheese, UHT/flavoured milk, milk or whey powder; marketing infrastructure, cold storage, refrigerated transport, research and energy efficiency
Meat processing and value additionSheep, goat, poultry, pig and buffalo processing; integrated plants; sausage, nuggets, ham, salami and bacon; effluent treatment, laboratories and cold storage
Animal-feed manufacturingMini/medium/large feed plants, total mixed ration, bypass protein, mineral mixtures, enriched silage, supplements and feed-testing laboratories
Breed improvement and multiplicationCattle/buffalo, sheep/goat and pig breeding farms; IVF, embryo transfer, mobile labs, sex-sorted semen, poultry hatcheries, layer/broiler breeder farms
Veterinary vaccines, drugs and diagnosticsVaccine/drug manufacturing plants, cold storage, refrigerated vans, quality labs, research/clinical trials and diagnostic laboratories
Animal/agricultural waste to wealthPROM, Bio-CNG, waste-management infrastructure, lignin extraction, collection, processing, machinery, packaging and marketing
Primary wool processingFleece grading/sorting, scouring, blending, dust removal, effluent treatment, drying/baling, carbonising, carding and combing
  • Examples summarize the detailed eligible-activity sections of the full DAHD guideline; project and equipment eligibility remain subject to the guideline and appraisal.
Operational Guidelines for Animal Husbandry Infrastructure Development Fund · Pages 2–7 — Activities Eligible for Availing Benefits · effective 28 Nov 2024 · accessed 30 Aug 2026Open official source ↗
Table 5 · 7 rows · 2 columnsAHIDF — proposal, DPR and project-clearance requirementsView tableHide table

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AHIDF — proposal, DPR and project-clearance requirements
RequirementDAHD guideline detail
ProposalViable project proposal with complete Detailed Project Report submitted through Udyami Mitra
Project preparationSite/engineering surveys; facilities design and layout; market, employment and raw-material availability plans
Land/siteEvidence of site arrangement and encumbrance-free title/possession; land purchase is beneficiary-funded
PermissionsChange in land use and local-authority/statutory clearances where required; permits and licences at applicant's cost
ImplementationPlan of action and implementation timeline
Activity-specific itemVaccine list where relevant to the project
Lender documents may require borrower/entity/security/ and additional sanction documents; no exhaustive fixed checklist is published on the reviewed scheme sources
  • The table separates scheme DPR contents from bank /checklist items; it does not claim these listed items are the complete documents required for every proposal.
Operational Guidelines for Animal Husbandry Infrastructure Development Fund · Pages 10–12 — Land, Statutory Clearances and DPR · effective 28 Nov 2024 · accessed 30 Aug 2026Open official source ↗
Table 6 · 6 rows · 3 columnsBank of Baroda AHIDF — processing and inspection chargesPublished BOB fee bands for AHIDF, preserving each aggregate-loan threshold.View tableHide table

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Bank of Baroda AHIDF — processing and inspection charges
ChargeAggregate loan amountPublished charge
ProcessingUp to ₹3 lakhNil
ProcessingAbove ₹3 lakh1% of sanctioned limit; maximum ₹100 lakh
InspectionUp to ₹3 lakhNil
InspectionAbove ₹3 lakh to ₹10 lakh₹250
InspectionAbove ₹10 lakh to ₹1 crore₹1,000
InspectionAbove ₹1 crore₹5,000
  • The current Fees & Charges section gives these bands. The reviewed product page does not state treatment here; no tax amount or qualifier is inferred.
Animal Husbandry Infrastructure Development Fund () — Bank of Baroda · Fees & Charges, lines 180–193 · accessed 27 Sept 2026Open official source ↗
Table 7 · 4 rows · 2 columnsInfrastructure Development Fund — temporary continuation conditionsThe Department of Expenditure's temporary continuation terms for the ongoing IDF, which includes AHIDF.View tableHide table

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Infrastructure Development Fund — temporary continuation conditions
TopicPublished condition
End date30 September 2026 or earlier approval for the 16th Finance Commission cycle, whichever is earlier
Scope and cost normsSame scope, cost norms and terms as applied in the 15th Finance Commission cycle
SpendingWithin approved QEP-I and QEP-II allocation in Budget Estimates 2026–27
Future eligible outlayReduced proportionately for the 16th Finance Commission cycle
  • Infrastructure Development Fund is expressly listed in the order. This is government programme continuation, not a guarantee of individual application acceptance, lender sanction or disbursement.
  • The exact official one-page was fully read and visually reviewed on 24 September 2026 in the shared source-family packet; reused here without redownloading.
Temporary Extension of DAHD Schemes beyond 31 March 2026 · Page 1, paragraphs 2–4; Infrastructure Development Fund · effective 1 Apr 2026 · accessed 24 Sept 2026Open official source ↗
Table 8 · 17 rows · 2 columnsAHIDF — scheme terms, loan limits and current programme windowDecision-useful scheme terms reconciled across the complete operational guideline, linked DAHD FAQ, current programme page and temporary extension order.View tableHide table

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AHIDF — scheme terms, loan limits and current programme window
TopicPublished term
Area of operationAll States and Union Territories under the DAHD scheme
Eligible entitiesIndividual entrepreneurs, private companies, , , Section 8 companies and dairy cooperatives under current DAHD scheme terms; own list names the first five but does not explicitly list dairy cooperatives
Loan quantumUp to 90% of estimated/actual eligible project cost for a viable project
General rupee floor / ceilingDAHD states no general lower or upper rupee loan limit; final amount depends on project appraisal and lender sanction
Beneficiary contributionMicro/small: 10%; medium: up to 15%; other enterprise categories: up to 25% or more; lists 25% for other categories
Lending-rate ceilingFor projects within -defined limits, DAHD states + 200 basis points; other projects may use the bank's commercial rate
Bank rate formula publishes + plus a spread determined by internal credit rating and immovable-property security coverage; see the separate table
Interest subvention3%; the limits the subvention period to 8 years and says defaulting borrowers lose subvention; repayment can continue beyond the subvention period
Subvention-ineligible costsLand purchase, working capital, pre-operative expenses, working-capital margin, interest during construction, existing infrastructure acquisition, old machinery and personal-use vehicles
Credit guaranteeUp to 25% of the credit facility for eligible viable projects within -defined ceilings; this is not the loan-amount ceiling
RepaymentMaximum 10 years from first disbursement, including up to a 2-year principal moratorium; this is separate from the 8-year subvention period
LandLand acquisition is not financed for subvention; land is at beneficiary cost. A long-term lease may be considered where it sufficiently secures the loan
Project startNo drawdown within 6 months may be treated as a non-starter; failure to ground the project within 12 months may cause sanction to lapse
DPR and approvalsA viable detailed project report, site/engineering work, facility design, market/employment/raw-material plans, applicable land-use/local clearances, implementation plan and timeline; vaccine list where relevant
Project appraisalThe lending agency appraises and sanctions the project; DAHD approval of interest subvention is a separate step
Temporary programme windowDoE temporarily continued the Infrastructure Development Fund, including , through 30 September 2026 or earlier 16th Finance Commission cycle approval, whichever comes first; current allocation conditions apply
Application portalThe portal currently states applications can be submitted; this does not guarantee lender sanction or an individual allocation
  • Source references for this reconciled table: dahd-ahidf-operational-guidelines-2024-11-28 (complete 24-page review on 2026-08-30; same is linked by the current DAHD page; no hash recorded); dahd-ahidf-faq-2023-11 (all 4 pages read, questions 7–20; the older cooperative exclusion at Q21 is superseded by the 2024 guideline/current DAHD page); dahd-idf-temporary-extension-2026-04-20 (one-page order fully read and visually reviewed on 2026-09-24); dahd-ahidf-programme-page-2026-09-27; ahidf-portal-current-applications-2026-09-27; and bob-ahidf-page-current-2026-09-27.
  • The DAHD page still states an original outlay period through 31 March 2026; the later order supplies only the stated temporary continuation and its allocation conditions. Neither the order nor the portal guarantees an individual loan or sanction.
DAHD terms — linked reconciled with official guideline, programme page and continuation order · Questions 7–20, pages 2–4; guideline pages 1–24; DAHD page lines 28–42; DoE order page 1 paragraphs 2–4; portal home notice; lines 194–214 · effective 28 Nov 2024 · accessed 27 Sept 2026Open official source ↗

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