Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Two-wheeler purchaseNew motorcycle or scooter purchase for farmers.View source
The official feature section defines the vehicle and new-purchase condition.
- Source
- Two Wheelers (Motorcycle/Scooter) Loan to Farmer
- Page / section
- Features
- Accessed
- 23 Aug 2026
- Confidence
- high
Eligible farmersNew and existing farmers engaged in agriculture or allied activities with repayment capacity based on crops, allied activities or other income sources.View source
The official eligibility sections publish the borrower and repayment-capacity conditions.
- Source
- Two Wheelers (Motorcycle/Scooter) Loan to Farmer
- Page / section
- Eligibility Criteria /
- Accessed
- 23 Aug 2026
- Confidence
- high
Maximum loanUp to ₹3 lakh.View source
The official publishes the ₹3 lakh ceiling.
- Source
- Two Wheelers (Motorcycle/Scooter) Loan to Farmer
- Page / section
- — Quantum of Loan
- Accessed
- 23 Aug 2026
- Confidence
- high
Age21 to 65 years at facility availing; if the farmer is above 60, a son must be co-borrower.View source
The official age criteria publish the 21–65 range and co-borrower condition.
- Source
- Two Wheelers (Motorcycle/Scooter) Loan to Farmer
- Page / section
- — Age Criteria
- Accessed
- 23 Aug 2026
- Confidence
- high
RepaymentUp to ₹1 lakh: monthly, quarterly, half-yearly or yearly instalments based on income pattern. Above ₹1 lakh: monthly instalments with maximum 1-month moratorium.View source
The official repayment table publishes amount-dependent frequencies and moratorium.
- Source
- Two Wheelers (Motorcycle/Scooter) Loan to Farmer
- Page / section
- — Repayment
- Accessed
- 23 Aug 2026
- Confidence
- high
Security and insuranceVehicle hypothecation; comprehensive vehicle insurance with a bank clause is required.View source
The official publishes security and insurance requirements.
- Source
- Two Wheelers (Motorcycle/Scooter) Loan to Farmer
- Page / section
- — Security / Insurance
- Accessed
- 23 Aug 2026
- Confidence
- high
Rate and chargesOne-year MCLR + SP. Prepayment charges are nil. Processing is nil up to ₹3 lakh, then 1% capped at ₹1 crore; inspection is nil up to ₹3 lakh.View source
The official page publishes the linked rate and nil/prepayment/fee terms.
- Source
- Two Wheelers (Motorcycle/Scooter) Loan to Farmer
- Page / section
- Benefits / Fees & Charges / — Rate
- Accessed
- 23 Aug 2026
- Confidence
- high
Turnover / vintageNo turnover or operating-vintage threshold is published. Farmers must be engaged in agriculture or allied activities and have repayment capacity assessed from crops, allied activities or other income sources.View source
The complete page requires agriculture/allied activity and repayment capacity but states no turnover number.
- Source
- Two Wheelers (Motorcycle/Scooter) Loan to Farmer
- Page / section
- Eligibility Criteria /
- Accessed
- 30 Aug 2026
- Confidence
- high
Processing and inspection chargesProcessing is nil for aggregate agriculture exposure up to ₹3 lakh; above ₹3 lakh, 1% of sanctioned limit capped at ₹100 lakh. Inspection is nil up to ₹3 lakh; no higher inspection slab is published on the reviewed page.View source
The official fee section publishes the processing bands and only the up-to-₹3 lakh inspection waiver.
- Source
- Two Wheelers (Motorcycle/Scooter) Loan to Farmer
- Page / section
- Fees & Charges
- Accessed
- 30 Aug 2026
- Confidence
- high
DocumentsKYC documents such as Aadhaar, Voter ID, PAN Card or Driving Licence; passport-size photograph; quotation or invoice if available; land records; and IT Returns if available.View source
The official document section lists five document groups and marks quotation, invoice and as conditional where available.
- Source
- Two Wheelers (Motorcycle/Scooter) Loan to Farmer
- Page / section
- Document Required
- Accessed
- 30 Aug 2026
- Confidence
- high
Geographic limitsNo state, district or territorial restriction is published. The facility is presented for new and existing farmers through Bank of Baroda’s rural and agriculture channels.View source
The complete page describes farmer eligibility and branch assistance but gives no territorial boundary.
- Source
- Two Wheelers (Motorcycle/Scooter) Loan to Farmer
- Page / section
- Complete page review
- Accessed
- 30 Aug 2026
- Confidence
- high
Customer typeFarmers, agricultural enterprises and eligible rural borrowersView source
The manually reviewed product record states: “Farmers, agricultural enterprises and eligible rural borrowers”.
- Source
- Two Wheelers (Motorcycle/Scooter) Loan to Farmer — official product page
- Page / section
- Published product metadata
- Accessed
- 15 Aug 2026
- Confidence
- high
Benefits and features
- New motorcycle or scooter purchase for farmers.
Eligibility
- New and existing farmers engaged in agriculture or allied activities with repayment capacity based on crops, allied activities or other income sources.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- documents (Aadhaar, Voter , Card, Driving Licence etc.)
- passport-size photo
- quotation/invoice (if available)
- land records
- IT Returns (if available)



