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Loan for Public Issues-

loan/ financing by Bank of Baroda helps you to invest in initial public offering of reputed companies in India. Apply today for Loan to avail its benefits!

Interest rateBRLLR + SP +4.00% for the IPO subscription loan.Repayment periodLoan period is 90 days; the official benefits section also describes repayment within 90 days and a loan-continuation option.Processing fee₹300, excluding GST (service charge effective 20 June 2019).
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Quick eligibility check

Loan for Public Issues-

0 of 7 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Adult individuals engaged in gainful activity with a Bank of Baroda savings/current account and Demat account?

Published source: Eligibility

2Do you meet this requirement: The facility is available only at selected branches?

Published source: Eligibility

3Do you meet this requirement: applications may be submitted through a branch, Internet Banking or bob World?

Published source: Eligibility

4Do you meet this requirement: The product FAQ and eligibility text require an adult individual engaged in gainful activity with a Bank of Baroda savings/current account and Demat account?

Published source: Income eligibility

5Do you meet this requirement: the loan is capped at ₹10 lakh and is available only at selected branches?

Published source: Income eligibility

6Document checkDo you have at least one of these required documents: Bank of Baroda savings or current account relationship?

Published source: Eligibility

7Document checkDo you have this required document or proof: Demat account?

Published source: Eligibility
0 of 7 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

EligibilityAdult individuals engaged in gainful activity with a Bank of Baroda savings/current account and Demat account. The facility is available only at selected branches; applications may be submitted through a branch, Internet Banking or bob World.View source
The official and publish the adult, account, employment and selected-branch conditions.
Source
Loan for Public Issues-
Page / section
/
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
PurposeFinancing subscription to reputed-company public issues/Initial Public Offers; security is the shares allotted under the issue and the refund amount is earmarked to the borrower’s savings account.View source
The official page describes subscription financing and the security/earmarking structure.
Source
Loan for Public Issues-
Page / section
Overview / — Security
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Loan amountMaximum loan amount ₹10 lakh. Margin is 50% of issue price including premium or bid price.View source
The official benefits and publish the ₹10 lakh ceiling and 50% margin.
Source
Loan for Public Issues-
Page / section
Benefits /
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Interest rateBRLLR + SP +4.00% for the IPO subscription loan.Effective 12 Sept 2026View source
The row publishes the formula; its 0.00% widget is excluded.
Source
Retail Loans Interest Rates
Page / section
Public Issue /
Accessed
12 Sept 2026
Confidence
high
Open official source ↗
Repayment periodLoan period is 90 days; the official benefits section also describes repayment within 90 days and a loan-continuation option.View source
The official benefits and publish the 90-day period.
Source
Loan for Public Issues-
Page / section
Benefits / — Loan Period
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Processing fee₹300, excluding GST (service charge effective 20 June 2019).Effective 20 Jun 2019View source
The official page lists ‘Service Charges (Excluding ) w.e.f. 20/06/2019’ followed by ‘Rs. 300 /-’.
Source
Loan for Public Issues- — Bank of Baroda
Page / section
Interest rates & charges — Service Charges (Excluding ) w.e.f. 20/06/2019
Accessed
13 Sept 2026
Confidence
high
Open official source ↗
Income eligibilityNo minimum income amount is published. The product FAQ and eligibility text require an adult individual engaged in gainful activity with a Bank of Baroda savings/current account and Demat account; the loan is capped at ₹10 lakh and is available only at selected branches.View source
The current page requires gainful activity and account relationships but does not state an income threshold.
Source
Loan for Public Issues-
Page / section
Eligibility ;
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Loan typeLoan against public issue / IPO applicationView source
The official page names the facility Loan for Public Issues- and places it under Other Loans.
Source
Loan for Public Issues / — official page
Page / section
Product title and overview
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Margin50% of the issue price including premium or the bid price.View source
Margin: 50% of the issue price including premium or bid price.
Source
Loan for Public Issues- — complete official page review
Page / section
Most Important Terms and Conditions () — Margin
Accessed
15 Sept 2026
Confidence
high
Open official source ↗
SecurityPledge of the shares to be allotted; earmarking of the refund to the borrower's savings account; and a letter of authority.View source
The lists pledge of allotted shares, earmarking of the refund and a letter of authority.
Source
Loan for Public Issues- — complete official page review
Page / section
Most Important Terms and Conditions () — Security
Accessed
15 Sept 2026
Confidence
high
Open official source ↗
AvailabilityAvailable only at selected Bank of Baroda branches.View source
The page states that the loan under the scheme is available only at selected branches.
Source
Loan for Public Issues- — complete official page review
Page / section
Most Important Terms and Conditions () — availability
Accessed
15 Sept 2026
Confidence
high
Open official source ↗
Application channelsApplication may be submitted through a Bank of Baroda branch, Internet Banking or bob World, subject to the selected-branch restriction.View source
The permits a branch, online banking or bob World application.
Source
Loan for Public Issues- — complete official page review
Page / section
— How do I apply for an ?
Accessed
15 Sept 2026
Confidence
high
Open official source ↗
Repayment optionsRepay within 90 days; the page also publishes a loan-continuation option.View source
Benefits say pay within 90 days and loan continuation option; states loan period 90 days.
Source
Loan for Public Issues- — complete official page review
Page / section
Benefits and — Loan Period
Accessed
15 Sept 2026
Confidence
high
Open official source ↗
BenchmarkBRLLR + SP +4View source
The manually reviewed product record states: “ + +4.00% for the subscription loan.”.
Source
Loan for Public Issues- — official product page
Page / section
Published product metadata
Accessed
15 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Loan up to ₹10 lakh.
  • Affordable interest rate.
  • Repayment within 90 days.
  • Loan continuation option.

Eligibility

  • An adult individual engaged in gainful activity can apply.
  • The applicant must have a savings or current account and a Demat account.
  • The facility is available only at selected Bank of Baroda branches.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Bank of Baroda savings or current account relationship.
  • Demat account.

Related official documents

Loan for Public Issues-IPO — Bank of Barodaofficial-product-page · current · accessed 13 Sept 2026
↗
Loan for Public Issues / IPO — official pageofficial-product-page · current · accessed 29 Aug 2026
↗
Loan for Public Issues-IPO — complete official page reviewofficial-product-page · current · accessed 15 Sept 2026
↗
Bank of Baroda service charges — retail processing and prepayment scheduleofficial-service-charge-page · current · accessed 29 Aug 2026
↗
Bank of Baroda loan product pages — eligibility, limits and chargesofficial-product-pages · current-at-review · accessed 29 Sept 2026
↗
Bank of Baroda loan APR auditofficial-product-pages-and-rate-table · current-at-review · accessed 29 Sept 2026
↗
Retail Loans Interest Rates — current BRLLR/MCLR benchmarks and pre-owned auto rate rowsofficial-rate-page · Current official schedule manually rechecked 2026-09-27; dedicated product-page range and GCLI wording conflict with this schedule · accessed 27 Sept 2026
↗

Plan before applying

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Loan repayment estimate

See what the loan could cost each month. Move any slider to try a different amount, rate or repayment time.

One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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Facility · Published detailLoan for subscription to reputed-company public issues / Initial Public Offers

This value is copied from Loan for Public Issues- — published terms. Check the table notes before relying on it.

Source: Loan for Public Issues- — complete official page review · Benefits; Interest rates & charges; ; Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 14 rows · 2 columnsLoan for Public Issues-IPO — published termsStructured copy of the product page's MITC, charges and FAQ facts.View tableHide table

Scroll sideways to view every column

Loan for Public Issues-IPO — published terms
ParameterPublished detail
FacilityLoan for subscription to reputed-company public issues / Initial Public Offers
Maximum loan₹10 lakh
Margin50% of issue price including premium or bid price
Loan period90 days
RepaymentPay within 90 days; loan-continuation option is published
SecurityPledge of shares to be allotted; earmark refund to savings account; letter of authority
AvailabilitySelected Bank of Baroda branches only
ApplicationBranch, Internet Banking or bob World
EligibilityAdult individual engaged in gainful activity with Bank of Baroda savings/current account and Demat account
Processing charge₹300, excluding ; page labels this schedule effective 20 June 2019
Rate formula + + 4.00%
Effective-rate widgetPage displays 0.00%; this is a display value, not copied as the product rate
Prepayment / foreclosureNot published on the reviewed product page
DocumentsNo named checklist published; page says Coming Soon
Loan for Public Issues- — complete official page review · Benefits; Interest rates & charges; ; · accessed 15 Sept 2026Open official source ↗

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