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bob Premium Saving Account

bob Premium Saving Account

NRE / NRO / FCNR typeNRO accountInterest rateBOB savings-bank rate schedule effective 22 August 2025: 2.50% p.a. up to balances below ₹50 crore; 2.75% p.a. from ₹50 crore to below ₹500 crore; 3.50% p.a. from ₹500 crore to below ₹1,000 crore; 4.50% p.a. from ₹1,000 crore to below ₹2,000 crore; and 4.75% p.a. at ₹2,000 crore and above. The NRE/NRO product pages direct customers to the applicable savings/deposit-rate schedule rather than publishing a separate product rate.Minimum monthly average balance₹1 lakh CASA, or ₹10 lakh CASA plus term deposits
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Quick eligibility check

bob Premium Saving Account

0 of 2 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Are you this type of customer: NRI, PIO and OCI?

Published source: Eligibility

2Do you meet this requirement: minors may open with parent/guardian under bank terms?

Published source: Eligibility
0 of 2 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Minimum monthly average balance₹1 lakh CASA, or ₹10 lakh CASA plus term depositsView source
The official catalogue states the two options.
Source
bob Premium Saving Account
Page / section
Features / catalogue
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
EligibilityNRI, PIO and OCI; minors may open with parent/guardian under bank termsView source
The official page lists eligible customer categories.
Source
bob Premium Saving Account
Page / section
Eligibility Criteria
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Insurance coverage age18 to 60 yearsView source
The official page limits insurance coverage to the primary holder aged 18–60.
Source
bob Premium Saving Account
Page / section
Features / Eligibility
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
NRO repatriation limitUSD 1 million cumulatively per financial yearView source
The official page states the annual repatriation cap, subject to / rules.
Source
bob Premium Saving Account
Page / section
— Repatriation
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Premium NRO account eligibilityThe account is available to NRIs, PIOs and OCIs, including joint NRI/PIO operation and eligible minor accounts with a parent/guardian. Minimum monthly average balance is ₹1 lakh (CASA) or ₹10 lakh (CASA plus term deposit); maximum annual turnover and balance are not capped.View source
The official Features and Eligibility sections publish customer types, thresholds and balance/turnover terms.
Source
bob Premium Saving Account
Page / section
Features / Eligibility Criteria
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Premium NRO account benefitsBenefits include one complimentary domestic lounge visit per quarter, two international lounge visits per year, unlimited Bank of Baroda ATM usage, free cheque book and internet/mobile banking, free locker, nil Mastercard issuance charge, personal accident cover of ₹10 lakh and air-accident cover of ₹50 lakh. NRO interest is taxable; NRO repatriation is capped at USD 1 million per financial year under RBI/FEMA rules.View source
The official Features, Benefits and sections publish lounge, , fees, insurance, tax and repatriation terms.
Source
bob Premium Saving Account
Page / section
Features / Benefits /
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Interest rateBOB savings-bank rate schedule effective 22 August 2025: 2.50% p.a. up to balances below ₹50 crore; 2.75% p.a. from ₹50 crore to below ₹500 crore; 3.50% p.a. from ₹500 crore to below ₹1,000 crore; 4.50% p.a. from ₹1,000 crore to below ₹2,000 crore; and 4.75% p.a. at ₹2,000 crore and above. The NRE/NRO product pages direct customers to the applicable savings/deposit-rate schedule rather than publishing a separate product rate.Effective 22 Aug 2025View source
The savings-rate page lists 2.50% for balances up to below ₹50 crore, 2.75% for ₹50–500 crore, 3.50% for ₹500–1,000 crore, 4.50% for ₹1,000–2,000 crore and 4.75% for ₹2,000 crore and above. The reviewed / product pages state that the applicable rate is the current savings/deposit rate.
Source
Bank of Baroda Savings Bank Deposits — current interest-rate schedule
Page / section
Deposits — slab-wise revised rate of interest; / product-page rate treatment
Accessed
6 Sept 2026
Confidence
high
Open official source ↗
NRE / NRO / FCNR typeNRO accountView source
The manually reviewed product record states: “undefined”.
Source
bob Premium Saving Account — official product page
Page / section
Published comparison aliases
Accessed
15 Aug 2026
Confidence
high
Open official source ↗
CurrencyIndian rupees (INR)View source
The manually reviewed product record states: “undefined”.
Source
bob Premium Saving Account — official product page
Page / section
Published comparison aliases
Accessed
15 Aug 2026
Confidence
high
Open official source ↗
RepatriationUSD 1 million cumulatively per financial yearView source
The manually reviewed product record states: “USD 1 million cumulatively per financial year”.
Source
bob Premium Saving Account
Page / section
Published comparison aliases
Accessed
21 Aug 2026
Confidence
high
Open official source ↗
Residency eligibilityNRI, PIO and OCI; minors may open with parent/guardian under bank termsView source
The manually reviewed product record states: “, and ; minors may open with parent/guardian under bank terms”.
Source
bob Premium Saving Account
Page / section
Published comparison aliases
Accessed
21 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Benefits include one complimentary domestic lounge visit per quarter, two international lounge visits per year, unlimited Bank of Baroda usage, free cheque book and internet/mobile banking, free locker, nil Mastercard issuance charge, personal accident cover of ₹10 lakh and air-accident cover of ₹50 lakh. interest is taxable
  • repatriation is capped at USD 1 million per financial year under / rules.

Eligibility

  • , and
  • minors may open with parent/guardian under bank terms

Passing a listed condition does not mean the bank will approve an application.

Related official documents

Bank of Baroda NRI account product pages and deposit termsofficial-product-pages · current · accessed 29 Aug 2026
↗
BOB NRE/NRO savings products and linked savings-bank rate scheduleofficial-product-pages-and-rate-table · current · accessed 6 Sept 2026
↗

Plan before applying

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Account interest estimate

See roughly how much interest a steady account balance could earn over the period you choose.

Interest you may earn₹2,500two thousand five hundred rupees
Balance including interest₹1,02,500one lakh two thousand five hundred rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Up to below ₹50,00,00,000 · Rate (% p.a.)2.50%

This value is copied from savings-bank rates linked by / savings products. Check the table notes before relying on it.

Source: Bank of Baroda Savings Bank Deposits — current interest-rate schedule · Deposits — slab-wise revised rate of interest Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 5 rows · 2 columnsBOB savings-bank rates linked by NRE/NRO savings productsPublished balance-slab rates from the current BOB savings-bank deposit schedule.View tableHide table

Scroll sideways to view every column

BOB savings-bank rates linked by NRE/NRO savings products
Outstanding balanceRate (% p.a.)
Up to below ₹50,00,00,0002.50%
₹50,00,00,000 to below ₹500,00,00,0002.75%
₹500,00,00,000 to below ₹1,000,00,00,0003.50%
₹1,000,00,00,000 to below ₹2,000,00,00,0004.50%
₹2,000,00,00,000 and above4.75%
  • The / product pages do not publish separate account-specific rates; they direct customers to the applicable savings/deposit schedule.
  • Recheck the live rate page before applying because rates can change.
Bank of Baroda Savings Bank Deposits — current interest-rate schedule · Deposits — slab-wise revised rate of interest · effective 22 Aug 2025 · accessed 6 Sept 2026Open official source ↗

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