Minimum-balance shortfall chargeNo charge for non-maintenance of minimum balance under savings-bank schemes; premium savings schemes are excluded from this waiver.Effective 1 Jul 2025View source

The service-charge page states zero charges on non-maintenance of minimum balance for all savings-bank schemes, excluding premium savings accounts.

Source: Service Charges
Page / section: Savings-bank minimum-balance charges
Accessed: 21 Aug 2026
Confidence: high

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Salary requirementNot applicable — the reviewed product is not a salary-account variant and its official eligibility/features do not require salary credit or a minimum salary.View source

The reviewed account catalogue and linked product pages classify these variants as current, savings, inclusion, pensioner or locker products and do not state a salary-credit requirement.

Source: Bank of Baroda account catalogue — non-salary variants
Page / section: Account categories and linked product eligibility
Accessed: 29 Aug 2026
Confidence: high

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ATM / cash-machine limitsAt cash machines, debit-card cash deposits are allowed up to ₹2,00,000 per day when PAN is registered and ₹49,999 per day when it is not; cardless account-number transactions are allowed up to ₹20,000 per day. Branch cash withdrawal at outstation branches is capped at ₹50,000 per day for the account holder; the page does not publish a separate ATM cash-withdrawal ceiling.View source

The current publishes these cash-machine and outstation-branch limits; no debit-card variant-specific withdrawal limit is printed.

Source: bob Jeevan Suraksha Saving Account
Page / section: — At Cash Machines; Cash Withdrawal
Accessed: 6 Sept 2026
Confidence: high

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FFD scheme parametersScheme SB134 (bob JEEVAN SURAKSHA SA): default FFD 180 days; sweep out above ₹5,000; sweep-out multiple ₹5,000; sweep-in multiple ₹1,000.Effective 25 Mar 2026View source

row SB134 lists 180 days, ₹5,000 threshold, ₹5,000 sweep-out and ₹1,000 sweep-in multiples.

Source: Schemes for Website — official Bank of Baroda
Page / section: Page 1, row 4
Accessed: 29 Aug 2026
Confidence: high

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Account typeSavings accountView source

The manually reviewed product name/benefits state: “Savings account”.

Source: bob Jeevan Suraksha Saving Account — official product page
Page / section: Published account type and access benefits
Accessed: 21 Aug 2026
Confidence: high

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Cheque book30 free cheque leaves per financial yearView source

The manually reviewed product name/benefits state: “30 free cheque leaves per financial year”.

Source: bob Jeevan Suraksha Saving Account — official product page
Page / section: Published account type and access benefits
Accessed: 21 Aug 2026
Confidence: high

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Benefits and features

Optional IndiaFirst life cover up to ₹5 lakh
30 free cheque leaves per financial year

Eligibility

Resident individuals aged 18 to under 70 are eligible.
Joint accounts may have two holders; each insured holder must pay premium and complete the declaration.

Passing a listed condition does not mean the bank will approve an application.

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Account interest estimate

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Balance kept in the accountUse the amount you expect to keep there on average.₹one lakh rupees₹1,000₹1,00,00,000Yearly interest rateThe percentage the account pays in one year.%0.1%15%How long the money staysThe number of months used for this estimate. months1 months60 months

Interest you may earn₹2,500two thousand five hundred rupees

Balance including interest₹1,02,500one lakh two thousand five hundred rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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Scheme codeChoose column

SB114 · Scheme namebob ADVANTAGE SB_PEN

This value is copied from Bank of Baroda scheme parameters — complete table. Check the table notes before relying on it.

Source: Schemes for Website — official Bank of Baroda · Pages 1–2, complete table Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 33 rows · 6 columnsBank of Baroda FFD scheme parameters — complete PDF tableEvery row and column from the two-page official FFD Schemes PDF, including savings, current, NRE salary and named premium schemes.View tableHide table

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Bank of Baroda FFD scheme parameters — complete PDF table
Scheme code	Scheme name	Default period	Sweep out when balance above	Sweep out in multiples	Sweep in multiple
SB114	bob ADVANTAGE SB_PEN	180 days	₹3,000	₹1,000	₹1,000
SB117	bob SUPER SAVINGS	181 days	₹50,000	₹10,000	₹1,000
SB129	bob GOVT BODIES SAVINGS ACCOUNT	180 days	₹5,00,000	₹50,000	₹50,000
SB134	bob JEEVAN SURAKSHA	180 days	₹5,000	₹5,000	₹1,000
SB156	bob CHAMP ACCOUNT	180 days	₹5,000	₹5,000	₹5,000
SB171	bob Platinum Savings Account	181 days	₹2,00,000	₹10,000	₹1,000
SB174	bob SALARY CLASSIC	181 days	₹1,00,000	₹10,000	₹1,000
SB175	bob SALARY SUPER	181 days	₹1,00,000	₹10,000	₹1,000
SB176	bob SALARY PREMIUM	181 days	₹2,00,000	₹10,000	₹1,000
SB177	bob SALARY PRIVILEGE	181 days	₹2,00,000	₹10,000	₹1,000
SB179	bob EXPAT ACCOUNT	181 days	₹1,00,000	₹10,000	₹1,000
SB180	bob SENIOR CITIZEN PRIVILEGE ACCOUNT	181 days	₹50,000	₹10,000	₹1,000
SB181	bob WOMENS ADVANTAGE ACCOUNT	181 days	₹50,000	₹10,000	₹1,000
SB182	bob GOVERNMENT EMPLOYEES SALARY ACCOUNT	181 days	₹2,00,000	₹10,000	₹1,000
SB197	bob Account	181 days	₹25,000	₹5,000	₹5,000
CA107	bob PREMIUM PRIVELEGE	30 days	₹5,00,000	₹25,000	₹1,000
CA108	bob PREMIUM CURRENT AC	30 days	₹5,00,000	₹25,000	₹1,000
CA132	bob GOVT BODIES CURRENT ACCOUNT	180 days	₹5,00,000	₹50,000	₹50,000
CA141	bob Women Power Current A/c	15 days	₹2,00,000	₹50,000	₹50,000
CA142	bob Smart Current A/c	15 days	₹2,00,000	₹50,000	₹50,000
CA143	bob Gold Current Account	15 days	₹10,00,000	₹1,00,000	₹1,00,000
CA144	bob Platinum Current Account	15 days	₹20,00,000	₹1,00,000	₹1,00,000
CA145	bob Rhodium Current Account	15 days	₹50,00,000	₹1,00,000	₹1,00,000
CA146	bob Diamond Current Account	15 days	₹1,00,00,000	₹1,00,000	₹1,00,000
SB208	bob Salary Account	12 months	₹50,000	₹10,000	₹1,000
SB209	bob Powerpack Account	12 months	₹3,00,000	₹10,000	₹1,000
SB116	bob Masterstroke Account	181 days	₹20,00,000	₹25,000	₹25,000
SB216	bob Masterstroke Account ()	12 months	₹20,00,000	₹25,000	₹25,000
SB316	bob Masterstroke Account ()	181 days	₹20,00,000	₹25,000	₹25,000
SB105	bob SAPPHIRE WOMEN ACCOUNT	181 days	₹2,00,000	₹25,000	₹10,000
SB140	bob Masterstroke Lite Account	181 days	₹10,00,000	₹25,000	₹10,000
SB240	bob Masterstroke Lite Account	12 months	₹10,00,001	₹25,000	₹10,000
SB340	bob Masterstroke Lite Account	181 days	₹10,00,002	₹25,000	₹10,000

Rows for schemes without a matching canonical product are preserved in the complete source table but are not assigned to another product by inference. The source was created 25 March 2026.
The Flexi Fixed Deposit page says scheme parameters are predefined by account scheme and links this .

Schemes for Website — official Bank of Baroda · Pages 1–2, complete table · effective 25 Mar 2026 · accessed 29 Aug 2026Open official source ↗

bob Jeevan Suraksha Saving Account

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