Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
EligibilityResident individual and corporate customers, including Clearing Members; joint accounts allowed. Minors, staff and NRIs are excluded. Current facility availability is for MCXCCL Clearing Members.View source
The official e- page lists customer exclusions and the current clearing-member eligibility.
- Source
- e- solution for Stockbrokers
- Page / section
- Features / Eligibility Criteria
- Accessed
- 23 Aug 2026
- Confidence
- high
Minimum deposit₹1,000 and multiples of ₹100; no upper limit.View source
The official feature table publishes minimum, increment and maximum deposit.
- Source
- e- solution for Stockbrokers
- Page / section
- Features — Deposit amount
- Accessed
- 23 Aug 2026
- Confidence
- high
Tenure7 days to 120 months; auto-renewal is mandatory (one year for deposits over one year, same period for shorter deposits when no mandate is supplied).View source
The official feature table and auto-renewal terms publish the tenure range and renewal rule.
- Source
- e- solution for Stockbrokers
- Page / section
- Period of deposit / Auto renewal
- Accessed
- 23 Aug 2026
- Confidence
- high
Interest rateAs per the Bank’s card rates for term deposits at the time of opening or renewal; competitive with standard FD offerings.View source
The official page directs customers to the current term-deposit card rates.
- Source
- e- solution for Stockbrokers
- Page / section
- Rate of interest
- Accessed
- 23 Aug 2026
- Confidence
- high
Premature closureAllowed only after the clearing corporation releases the lien; closure, scheme transfer, SOL transfer and FD extension are not allowed while lien conditions remain.View source
The official e- terms make lien release a prerequisite for closure.
- Source
- e- solution for Stockbrokers
- Page / section
- Premature closure / Closure
- Accessed
- 23 Aug 2026
- Confidence
- high
OperationsDigital issuance, addition, renewal, linking and release; instant lien marking in favour of exchanges/clearing corporations; nomination available; loans/overdrafts not allowed; TDS applies.View source
The official page describes the complete digital lifecycle and account restrictions.
- Source
- e- solution for Stockbrokers
- Page / section
- Benefits / Features
- Accessed
- 23 Aug 2026
- Confidence
- high
Senior-citizen rateNot applicable — the reviewed scheme page does not publish a separate senior-citizen rate or age-based rate uplift for this product.View source
The reviewed official scheme pages describe the applicable government or product rate but do not provide a separate senior-citizen rate column.
- Source
- Bank of Baroda government deposit scheme catalogue and linked scheme pages
- Page / section
- Rate / eligibility sections
- Accessed
- 29 Aug 2026
- Confidence
- high
Eligibility
- Resident individual and corporate customers, including Clearing Members
- joint accounts allowed. Minors, staff and are excluded. Current facility availability is for MCXCCL Clearing Members.
Passing a listed condition does not mean the bank will approve an application.
Related official documents
Bank of Baroda government schemes and deposit product pagesofficial-product-pages · current · accessed 29 Aug 2026
↗
