Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
ATM and cash-recycler networkBank of Baroda reports more than 11,000 ATMs and cash recyclers across India, available around the clock.View source
The official overview states that more than 11,000 and cash recyclers are set up within India.
- Source
- Page / section
- Overview
- Accessed
- 23 Aug 2026
- Confidence
- high
Accepted card networksATMs accept cards issued by members of NFS, Visa, Mastercard, Discover, JCB and UnionPay; other-bank NFS customers can use basic functions subject to issuer charges.View source
The official overview lists accepted networks and the non-customer access condition.
- Source
- Page / section
- Overview / Services for non-Bank of Baroda customers
- Accessed
- 23 Aug 2026
- Confidence
- high
ATM transaction chargesThe Bank states that 5 transactions per month at Bank of Baroda ATMs are free; beyond that, the listed charge is ₹11.80 for financial transactions and ₹5.90 for non-financial transactions.View source
The official publishes the free monthly count and charges beyond it.
- Source
- Page / section
- — Fees and charges
- Accessed
- 23 Aug 2026
- Confidence
- high
Service type24-hour self-service ATM and cash-recycler network providing withdrawals, account information, transfers, remittances and card controls.View source
The official page describes 24-hour banking and enumerates available and CRM services.
- Source
- Page / section
- Overview and Services Available
- Accessed
- 30 Aug 2026
- Confidence
- high
ATM chargesFive transactions per month at Bank of Baroda ATMs are free; beyond that the published charges are ₹11.80 for financial transactions and ₹5.90 for non-financial transactions.View source
The official publishes the free monthly count and charges beyond it.
- Source
- Page / section
- — What are the fees and charges for using Bank of Baroda ?
- Accessed
- 30 Aug 2026
- Confidence
- high
ATM channels and networksBank of Baroda ATMs and cash-recycler machines accept NFS, Visa, Mastercard, Discover, JCB and UnionPay cards; UPI ATM supports cardless withdrawal.View source
The official overview lists accepted card networks and cardless withdrawal.
- Source
- Page / section
- Overview and Services Available
- Accessed
- 30 Aug 2026
- Confidence
- high
ATM access conditionsBank of Baroda and eligible other-bank debit/
The official page explains other-bank access and publishes separate withdrawal limits.
- Source
- Page / section
- Services for Non-Bank of Baroda Customers and — Withdrawal limit
- Accessed
- 30 Aug 2026
- Confidence
- high
ATM availabilityMore than 11,000 Bank of Baroda ATMs and cash recyclers are set up across India, with 24-hour access subject to machine and network availability.View source
The official overview states that more than 11,000 and cash recyclers are set up within India.
- Source
- Page / section
- Overview
- Accessed
- 30 Aug 2026
- Confidence
- high
ATM servicesThe current ATM page lists cash withdrawal, balance enquiry, PIN change, mini statement, card-to-card fund transfer, NEFT remittance, cheque-book request, Aadhaar seeding, Green PIN regeneration, cash on mobile, cardless UPI ATM withdrawal, card-limit setting and card-channel enable/disable.View source
The current page enumerates the service list, including and card-channel controls.
- Source
- — current Bank of Baroda product page
- Page / section
- : Services Available, lines 176–193
- Accessed
- 28 Sept 2026
- Confidence
- high
Cash-recycler servicesCash Recycler Machines support cardless cash deposit, with-card cash deposit, cash withdrawal, balance enquiry, PIN change, mini statement and fast cash.View source
The current page separately lists seven services available at Cash Recycler Machines.
- Source
- — current Bank of Baroda product page
- Page / section
- : Services available at our CRMs, lines 195–203
- Accessed
- 28 Sept 2026
- Confidence
- high
Other-bank customer accessCustomers of other banks that are members of the National Financial Switch can use Bank of Baroda ATMs for four basic functions, including PIN change and cash withdrawal; the other issuer's applicable charges apply.View source
The page says other-bank customers can use four basic functionalities and that the other issuer's charges apply.
- Source
- — current Bank of Baroda product page
- Page / section
- Services for Non-Bank of Baroda customers, lines 205–208
- Accessed
- 28 Sept 2026
- Confidence
- high
Per-transaction withdrawal limitAt a Bank of Baroda ATM, a Bank of Baroda debit card has a maximum ₹15,000 withdrawal per transaction; an other-bank debit card has a maximum ₹10,000 per transaction. The per-day cash-withdrawal limit depends on the debit-card type.View source
The displayed gives ₹15,000 for Bank of Baroda debit cards, ₹10,000 for other-bank cards and leaves the daily limit card-dependent.
- Source
- — current Bank of Baroda product page
- Page / section
- — withdrawal limit, lines 278–280
- Accessed
- 28 Sept 2026
- Confidence
- high
ATM tariff by transaction routeThe current service-charge tariff lists three free off-us transactions per month at metro ATMs and five at non-metro ATMs, with ₹23 per financial transaction and ₹11 per non-financial transaction after the off-us free count. It lists five free on-us transactions at Bank of Baroda ATMs, then ₹10 per financial transaction and ₹5 per non-financial transaction. Charges are exclusive of GST; the ATM FAQ displays the on-us amounts as ₹11.80 and ₹5.90 including 18% GST.Effective 1 May 2025View source
The current tariff distinguishes off-us metro/non-metro allowances and on-us charges; the page shows the -inclusive on-us display, so the two figures are retained rather than collapsed.
- Source
- Bank of Baroda service charges — current debit-card tariff
- Page / section
- Debit Card / tariff rows 1212–1217; page rows 288–290
- Accessed
- 28 Sept 2026
- Confidence
- high
New-card activation channelsThe current ATM FAQ says a new Bank of Baroda ATM/debit card can be activated at a Bank of Baroda ATM, in the bobworld application or through the Internet banking portal.View source
The names the , bobworld and Internet banking activation routes.
- Source
- — current Bank of Baroda product page
- Page / section
- — activate a new card, lines 281–283
- Accessed
- 28 Sept 2026
- Confidence
- high
Daily ATM transaction ruleThe current FAQ does not publish one universal daily transaction count or cash amount: it says the per-day limit depends on the debit-card type.View source
The expressly makes the daily transaction limit dependent on the debit-card type.
- Source
- — current Bank of Baroda product page
- Page / section
- — daily transactions, lines 284–286
- Accessed
- 28 Sept 2026
- Confidence
- high
Talking ATM accessibilityTalking ATMs provide audio guidance for blind and low-vision users. A 3.5 mm headset activates talking mode; instructions are delivered through Interactive Voice Response (IVR), and the keypad has telephone-style raised tactile markings and clearly identified Cancel, Enter and Clear keys.View source
The page describes the headset, instructions, tactile keypad and key shapes for talking mode.
- Source
- — current Bank of Baroda product page
- Page / section
- Talking , lines 212–227
- Accessed
- 28 Sept 2026
- Confidence
- high
Failed ATM transaction resolutionFor a failed ATM transaction, Bank of Baroda says it will re-credit the customer's account within 7 working days from the complaint. A complaint can be logged through the contact centre or at a branch.View source
The current page promises re-credit within seven working days after complaint and names the contact-centre and branch routes.
- Source
- — current Bank of Baroda product page
- Page / section
- Failed transactions, lines 241–246
- Accessed
- 28 Sept 2026
- Confidence
- high
UPI ATM cardless withdrawalAt a participating Bank of Baroda UPI ATM, select UPI Cardless Cash, choose the amount, scan the displayed QR code with a UPI app, select the account to debit when multiple accounts are linked, confirm with the UPI PIN and collect the cash. The press release says the QR is dynamic and single-use, and the facility is available to Bank of Baroda customers and customers of participating issuer banks.Effective 8 Sept 2023View source
The official gives the five-step flow and says each transaction uses a single-use dynamic code.
- Source
- Bank of Baroda enables facility at over 6,000
- Page / section
- Pages 1–2, numbered process and benefits
- Accessed
- 28 Sept 2026
- Confidence
- high
Published ATM safety guidanceThe page advises customers to change the PIN regularly, never share it, complete transactions themselves, check for shoulder surfing and unusual card-slot devices, use well-lit ATMs, register a mobile number for SMS alerts, collect the card before leaving and block a lost or stolen card through the stated contact centre.View source
The current page lists the security and lost-card precautions without adding an unstated legal guarantee.
- Source
- — current Bank of Baroda product page
- Page / section
- Important Tips for using , lines 228–239
- Accessed
- 28 Sept 2026
- Confidence
- high
Benefits and features
- More than 11,000 and cash recyclers within India with 24-hour self-service access
- Cash withdrawal, balance enquiry, change, mini statement, transfers, remittance, cheque-book request, Aadhaar seeding and card controls
- Cash-recycler deposits with or without a card and fast cash
- Cardless withdrawals using a single-use dynamic code
- Talking- accessibility with headset audio, tactile keypad and guidance
- Failed transaction complaints are to be re-credited within 7 working days from complaint according to the current page
Eligibility
- Bank of Baroda debit-card customers can use the network; eligible member-bank customers can use the four basic functions offered to other-bank customers, with their issuer's charges
- requires a -enabled mobile app and a participating issuer bank
- Per-transaction withdrawal limits and daily limits depend on the card and transaction type
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Eligible debit/ card and for card transactions
- Registered mobile and -enabled mobile app for cardless withdrawal
- Account/ credentials required by the issuer for the selected transaction
Related official documents
Bank of Baroda service charges — current debit-card ATM tariffofficial-service-charges-page · current · accessed 28 Sept 2026
↗ATMs official spotlight artwork routeofficial-product-image · inaccessible-cache-miss · accessed 28 Sept 2026
↗ATMs — current Bank of Baroda product pageofficial-product-page · current · accessed 28 Sept 2026
↗Bank of Baroda enables UPI ATM facility at over 6,000 ATMsofficial-press-release-pdf · current-reference · accessed 28 Sept 2026
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