Savings, current & salary accounts

bob Pensioners Savings Bank Account

A zero-balance pension account opened with ₹5, with unlimited free cheque books and an overdraft of up to two months' pension when eligible.

Minimum balance₹0; ₹5 opening amount Pension overdraftUp to 2 months' pension, subject to no other credit facility

Official product page ↗Compare category

✓ Manually checked 13 Aug 2026 · active

bob Pensioners Savings Bank Account official artwork

Offered byBank of Baroda

Bank of Baroda pension-paying branches in India

Key facts

What the official sources publish

Every value below belongs to this exact product. Select a source marker to check its context.

Minimum balance₹0; ₹5 opening amount

Pension overdraftUp to 2 months' pension, subject to no other credit facility

Benefits and features

Zero balance
Unlimited free cheque books
Conditional pension overdraft
Free digital banking

Eligibility

Available to eligible superannuated or VRS pensioners receiving pension through Bank of Baroda.
Retired defence personnel are eligible irrespective of age.
The first holder must be the pensioner.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

Pension Payment Order and applicable KYC documents

Field-level evidence

Where each fact came from

Short context only; open the official page or document for the complete terms.

1

Minimum balance

high confidence

No MAB non-maintenance charge is published.

Source: bob Pensioners Savings Bank Account
Page / section: Features and MITC
Accessed: 13 Aug 2026

Open official source ↗

2

Pension overdraft

medium confidence

The live page contains inconsistent wording about whether the reference is the last month or last two months of net pension credit.

Source: bob Pensioners Savings Bank Account
Page / section: Features — Overdraft Facility
Accessed: 13 Aug 2026

Open official source ↗

More from Bank of Baroda

Related products

bob ADVANTAGE Current Account

A standard location-tiered current account with 50 free cheque leaves, five free monthly cash withdrawals and a first-year-free business debit card.

bob Advantage Saving Account

A standard savings account with branch-category monthly balance requirements, no published non-maintenance charge and daily interest calculation with quarterly credit.

bob Bank Mitra Bachat Khata

A no-minimum-balance BC-point savings account whose current Features tab also describes an optional overdraft secured by a linked term deposit.

bob BRO Saving Account

A zero-balance student savings account for ages 16–25 with a fee-waived RuPay Platinum debit card, unlimited published transfers and cheque books, and an optional sweep facility.