Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
General deposit rateFor callable domestic deposits below ₹3 crore: 3.50% (7–45 days), 5.00% (46–180 days), 5.50% (181–210 days), 5.75% (211–270 days), 6.00% (271 days to below 1 year), 6.25% (1–3 years), 6.30% (above 3–5 years), 6.00% (above 5–10 years). Special: Square Drive 6.45% for 444 days; Golden Goal 6.75% for 555 days.Effective 12 Jun 2026View source
The official table lists current callable domestic term-deposit rates and the 444-day and 555-day special schemes.
- Source
- Fixed Deposits Callable & Non-Callable upto ₹10.00 Crores
- Page / section
- Domestic Term Deposits below ₹3 crore
- Accessed
- 21 Aug 2026
- Confidence
- high
Resident senior-citizen deposit rateFor callable domestic deposits below ₹3 crore: 4.00% (7–45 days), 5.50% (46–180 days), 6.00% (181–210 days), 6.25% (211–270 days), 6.50% (271 days to below 1 year), 6.75% (1–3 years), 6.90% (above 3–5 years), 7.00% (above 5–10 years). Special: Square Drive 6.95% for 444 days; Golden Goal 7.25% for 555 days.Effective 12 Jun 2026View source
The official table includes the resident senior-citizen column and special-scheme rates.
- Source
- Fixed Deposits Callable & Non-Callable upto ₹10.00 Crores
- Page / section
- Domestic Term Deposits below ₹3 crore
- Accessed
- 21 Aug 2026
- Confidence
- high
Auto-sweep fixed-deposit periodThe linked FFD scheme schedule sets the default sweep-in fixed-deposit period by account variant; the reviewed generic Flexi Fixed Deposits page does not publish one universal tenor.View source
The product page describes sweep mechanics and links scheme-specific parameters rather than one tenor.
- Source
- Flexi Fixed Deposits (Sweep In & Out Facility)
- Page / section
- Features / scheme linkage
- Accessed
- 29 Aug 2026
- Confidence
- high
Sweep thresholdNo universal minimum deposit is published for the generic Flexi Fixed Deposit facility; sweep-out thresholds and multiples vary by the linked account scheme.View source
The current product page provides no single minimum amount and describes account-specific sweep thresholds.
- Source
- Flexi Fixed Deposits (Sweep In & Out Facility)
- Page / section
- Features / eligibility
- Accessed
- 29 Aug 2026
- Confidence
- high
Premature-withdrawal termsShort-term deposits: no penalty for deposits up to ₹5 lakh kept at least 12 months; otherwise the applicable rate is reduced by 1% for the published bands, with 1.5% and 31-day notice for deposits of ₹1 crore and above. Flexi FFD closure follows the bank's extant premature-penalty guidelines.View source
The short-term page publishes the penalty bands; the Flexi page directs premature closure to extant bank penalty rules.
- Source
- Bank of Baroda deposit pages — premature withdrawal terms
- Page / section
- Short Term Deposits ; Flexi Fixed Deposits Interest rates & charges
- Accessed
- 29 Aug 2026
- Confidence
- high
Senior-citizen rateThe Flexi Fixed Deposit earns the normal term-deposit rate for the linked account scheme. For callable domestic deposits below ₹3 crore, the official linked rate table lists senior-citizen rates of 4.00% (7–45 days), 5.50% (46–180 days), 6.00% (181–210 days), 6.25% (211–270 days), 6.50% (271 days to under 1 year), 6.75% (1–3 years), 6.90% (over 3–5 years) and 7.00% (over 5–10 years). The exact rate follows the linked scheme and deposit tenor.View source
The Flexi page says fetch normal term-deposit rates and that parameters are scheme-specific; the canonical product already stores the linked senior-citizen rate schedule under seniorCitizenInterestRate.
- Source
- Flexi Fixed Deposits (Sweep In & Out Facility) — live official product page
- Page / section
- Benefits / Features — normal rate for linked scheme; linked callable deposit rate table
- Accessed
- 6 Sept 2026
- Confidence
- high
Interest payout / redemptionSweep-in and sweep-out facility linked to the deposit accountView source
The manually reviewed product record states: “Flexi Fixed Deposits (Sweep In & Out Facility)”.
- Source
- Flexi Fixed Deposits (Sweep In & Out Facility) — official product page
- Page / section
- Published product metadata
- Accessed
- 15 Aug 2026
- Confidence
- high
Related official documents
FFD Schemes for Website.xlsxofficial-product-document · current · accessed 15 Aug 2026
↗Flexi Fixed Deposits (Sweep In & Out Facility) — official product pageofficial-product-page · current · accessed 29 Aug 2026
↗Flexi Fixed Deposits (Sweep In & Out Facility) — live official product pageofficial-product-page · current · accessed 6 Sept 2026
↗Bank of Baroda government schemes and deposit product pagesofficial-product-pages · current · accessed 29 Aug 2026
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