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Fixed & recurring deposits

bob Flexi Systematic Deposits Plan (Recurring Deposits)

bob Flexi Systematic Deposits Plan (Recurring Deposits)

Interest rateThe term-deposit card rate applicable on the account-opening date is locked for the selected tenure; interest is compounded quarterly and paid at maturity. The page does not publish a fixed percentage.Senior-citizen rateAdditional rate is available to eligible resident individuals/staff for deposits below ₹3 crore under the bank's extant guidelines; the page does not publish a fixed percentage.TenureResidents and NRO deposits: 6–60 months. NRE deposits: minimum 12 months; top-up terms run 6, 9, 12, 15…60 months in 3-month multiples.
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Quick eligibility check

bob Flexi Systematic Deposits Plan (Recurring Deposits)

0 of 1 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Does your age meet this requirement: Individuals, joint holders, minors aged 10+ with a parent/guardian, registered clubs/associations/educational institutions/partnerships/companies, and NRI customers in NRE or NRO deposits?

Published source: Eligibility
0 of 1 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

TenureResidents and NRO deposits: 6–60 months. NRE deposits: minimum 12 months; top-up terms run 6, 9, 12, 15…60 months in 3-month multiples.View source
The page gives separate resident/ and minimum and maximum/top-up terms.
Source
bob Flexi Systematic Deposits Plan — official product page
Page / section
Features table — Duration of Flexi-
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Core monthly instalment₹500 minimum, then ₹100 multiples; monthly instalments can be increased up to 10 times the core amount, capped at ₹1,00,000 per month.View source
The benefits and feature table publish the ₹500 core amount, ₹100 multiples, 10-times flexibility and ₹1 lakh cap.
Source
bob Flexi Systematic Deposits Plan — official product page
Page / section
Benefits / Features table — instalment amounts
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
PayoutInterest is compounded quarterly and paid on maturity; nomination is available and TDS applies. Flexi SDP allows additional deposits as liquidity permits.View source
The official pages publish maturity payout, nomination, and additional-deposit behaviour.
Source
bob and bob Flexi Systematic Deposits
Page / section
Benefits / Features
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
EligibilityIndividuals, joint holders, minors aged 10+ with a parent/guardian, registered clubs/associations/educational institutions/partnerships/companies, and NRI customers in NRE or NRO deposits.View source
The eligibility section lists individual, joint, minor, institutional and deposit types.
Source
bob Flexi Systematic Deposits Plan — official product page
Page / section
Eligibility
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Liquidity / loanLoan/overdraft and nomination are available; advances are governed by Bank guidelines. Flexi SDP permits changing the monthly instalment within the stated limits.View source
The official pages describe loan/nomination features and Flexi instalment changes.
Source
bob and bob Flexi Systematic Deposits
Page / section
Benefits / Features
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Delayed instalment chargeA missed calendar-month instalment attracts ₹1 plus GST per ₹100 per month; the customer may instead continue to maturity without regularising arrears, in which case the account is treated as the corresponding Flexi DSP for interest calculation.View source
The states ₹1 + per ₹100 per month and the alternative maturity treatment.
Source
bob Flexi Systematic Deposits Plan — official product page
Page / section
— Penalty on delayed Payment of Instalments
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Senior-citizen rateAdditional rate is available to eligible resident individuals/staff for deposits below ₹3 crore under the bank's extant guidelines; the page does not publish a fixed percentage.View source
The page limits the benefit to residents and deposits below ₹3 crore and points to current guidelines.
Source
bob Flexi Systematic Deposits Plan — official product page
Page / section
Benefits / Features — Rate of Interest;
Accessed
29 Aug 2026
Confidence
high
Open official source ↗
Interest rateThe term-deposit card rate applicable on the account-opening date is locked for the selected tenure; interest is compounded quarterly and paid at maturity. The page does not publish a fixed percentage.View source
The feature table says the card rate applies at account opening and interest is compounded quarterly and paid on maturity.
Source
bob Flexi Systematic Deposits Plan — official product page
Page / section
Features table — Rate of Interest / Compounding of Interest
Accessed
29 Aug 2026
Confidence
high
Open official source ↗

Eligibility

  • Individuals, joint holders, minors aged 10+ with a parent/guardian, registered clubs/associations/educational institutions/partnerships/companies, and customers in or deposits.

Passing a listed condition does not mean the bank will approve an application.

Related official documents

bob Flexi Systematic Deposits Plan — official product pageofficial-product-page · current · accessed 29 Aug 2026
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Recurring-deposit estimate

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Money at maturity₹3,55,284three lakh fifty-five thousand two hundred eighty-four rupees
Money you put in₹3,00,000three lakh rupees
Interest earned₹55,284fifty-five thousand two hundred eighty-four rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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Eligibility · Published detailIndividuals, joint holders, minors aged 10+, registered institutions; and customers eligible

This value is copied from bob Flexi — complete published feature table. Check the table notes before relying on it.

Source: bob Flexi Systematic Deposits Plan — official product page · Features table, Eligibility, Documents Required and Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 14 rows · 2 columnsbob Flexi SDP — complete published feature tableAll 19 numbered feature rows from the official Flexi SDP page condensed into readable parameter/value rows.View tableHide table

Scroll sideways to view every column

bob Flexi SDP — complete published feature table
ParameterPublished detail
EligibilityIndividuals, joint holders, minors aged 10+, registered institutions; and customers eligible
Core instalment₹500 minimum; ₹100 multiples
Maximum monthly instalment₹1,00,000; up to 10 times core instalment
FrequencyMonthly; up to 10 payments in a month
TenureResidents/ 6–60 months; minimum 12 months; top-ups in 3-month multiples
MaturityOne month after last instalment or due date, whichever is later
InterestTerm-deposit card rate at account opening; quarterly compounding and paid at maturity
Instalment due dateAny working day of the corresponding month
Delayed instalment₹1 + per ₹100 per month; same-month payment treated as on time
NominationAvailable
Applies under prevailing Income Tax Act
Loan / overdraftAs per bank's extant guidelines; benefits section permits up to 95% of outstanding balance
Premature closureAllowed; penalty as per extant guidelines
Maturity creditCredited to linked account unless customer instructs otherwise
  • The page publishes the full /OVD document list separately; source evidence remains on the product page.
bob Flexi Systematic Deposits Plan — official product page · Features table, Eligibility, Documents Required and · accessed 29 Aug 2026Open official source ↗

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