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Savings, current & salary accounts

bob Bank Mitra Bachat Khata

A no-minimum-balance BC-point savings account whose current Features tab also describes an optional overdraft secured by a linked term deposit.

Savings-account minimum balance₹0Linked fixed-deposit requirement for overdraftMinimum ₹10,000 in ₹1,000 multiples for 12 to 120 monthsTerm-deposit-secured overdraft80% of deposit; minimum ₹8,000 and maximum ₹1 lakh
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✓ Manually checked 13 Aug 2026 · active
bob Bank Mitra Bachat Khata official artwork
Offered byBank of Baroda

Participating Bank of Baroda business-correspondent points in India

Key facts

What the official sources publish

Every value below belongs to this exact product. Select a source marker to check its context.

Savings-account minimum balance₹0
Source 1
Linked fixed-deposit requirement for overdraftMinimum ₹10,000 in ₹1,000 multiples for 12 to 120 months
Source 2
Term-deposit-secured overdraft80% of deposit; minimum ₹8,000 and maximum ₹1 lakh
Source 3

Benefits and features

  • No minimum balance
  • Debit-card and digital-banking eligibility
  • Optional deposit-secured overdraft under the live Features terms

Eligibility

  • The Features tab states applicants must be eligible to open a savings account and be aged 18 or above.
  • The page's account description and its Features table are not fully aligned; the discrepancy is retained.

Passing a listed condition does not mean the bank will approve an application.

Field-level evidence

Where each fact came from

Short context only; open the official page or document for the complete terms.

1

Savings-account minimum balance

high confidence
The current Features tab states no minimum balance and no non-maintenance charge.
Source
bob Bank Mitra Bachat Khata
Page / section
Features
Accessed
13 Aug 2026
Open official source ↗
2

Linked fixed-deposit requirement for overdraft

medium confidence
This term-deposit-linked feature conflicts with the page's general BC-point account description.
Source
bob Bank Mitra Bachat Khata
Page / section
Features
Accessed
13 Aug 2026
Open official source ↗
3

Term-deposit-secured overdraft

medium confidence
Third-party and other-bank deposits are not eligible; processing and documentation charge is nil.
Source
bob Bank Mitra Bachat Khata
Page / section
Features — Overdraft Facility
Accessed
13 Aug 2026
Open official source ↗

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