Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Deposit typeTax-saving fixed depositEffective 12 Jun 2026View source
The official page names the Baroda Tax Savings Fixed Deposit.
- Source
- Bank of Baroda deposits interest rates
- Page / section
- Fixed Deposits - Tax Saving
- Accessed
- 21 Aug 2026
- Confidence
- high
Tenure5 yearsEffective 12 Jun 2026View source
The official tax-saving table has a five-year tenor.
- Source
- Bank of Baroda deposits interest rates
- Page / section
- Fixed Deposits - Tax Saving
- Accessed
- 21 Aug 2026
- Confidence
- high
Interest rate6.30% p.a. for the five-year Baroda Tax Savings Fixed Deposit (fresh and renewal, effective 15 May 2026).Effective 15 May 2026View source
The official table lists 6.30% for residents/general public/ for five years.
- Source
- Baroda Tax Savings Fixed Deposit — current rate
- Page / section
- Fixed Deposits (Tax Saving)
- Accessed
- 29 Aug 2026
- Confidence
- high
Resident senior-citizen deposit rateFor callable domestic deposits below ₹3 crore: 4.00% (7–45 days), 5.50% (46–180 days), 6.00% (181–210 days), 6.25% (211–270 days), 6.50% (271 days to below 1 year), 6.75% (1–3 years), 6.90% (above 3–5 years), 7.00% (above 5–10 years). Special: Square Drive 6.95% for 444 days; Golden Goal 7.25% for 555 days.Effective 12 Jun 2026View source
The official table includes the resident senior-citizen column and special-scheme rates.
- Source
- Fixed Deposits Callable & Non-Callable upto ₹10.00 Crores
- Page / section
- Domestic Term Deposits below ₹3 crore
- Accessed
- 21 Aug 2026
- Confidence
- high
Minimum deposit₹100 and multiples of ₹100; deposits up to ₹1,50,000 in a financial year qualify for the stated tax benefit ceiling.View source
The official feature table states a ₹100 minimum, ₹100 multiples and a ₹1,50,000 financial-year ceiling for the tax benefit.
- Source
- bob Tax Saving Fixed Deposit Account — product features and
- Page / section
- Features — Minimum & Maximum Amount Of Deposit
- Accessed
- 29 Aug 2026
- Confidence
- high
Interest payout / redemptionThe tax-saving deposit may be accepted under RIRD (cumulative), MIP (monthly interest) or QIP (quarterly interest). On maturity, proceeds are credited to SB/
The page lists the // variants and publishes the maturity payment instructions.
- Source
- bob Tax Saving Fixed Deposit Account — product features and
- Page / section
- Features — Scheme Variant and Interest Payment; — Mode of Payment
- Accessed
- 29 Aug 2026
- Confidence
- high
Senior-citizen rate6.90% p.a. for resident Indian senior citizens for five years; resident super-senior rate is 7.00% p.a.Effective 15 May 2026View source
The official five-year table lists 6.90% for resident Indian senior citizens and 7.00% for resident super-senior citizens.
- Source
- Baroda Tax Savings Fixed Deposit — current rate
- Page / section
- Fixed Deposits (Tax Saving)
- Accessed
- 29 Aug 2026
- Confidence
- high
Premature-withdrawal / refund termsAt the bank's discretion: no penalty for deposits up to ₹5 lakh kept at least 12 months; otherwise deposits under 12 months or above ₹5 lakh but below ₹1 crore receive the applicable rate less 1%; deposits of ₹1 crore and above require 31 days' notice and a 1.5% penalty. NRE deposits pre-closed before one year earn no interest.Effective 15 May 2026View source
The official page publishes the penalty and notice bands under the tax-saving rate table.
- Source
- Baroda Tax Savings Fixed Deposit — current rate
- Page / section
- Premature withdrawal of Deposits (at the Discretion of Bank)
- Accessed
- 29 Aug 2026
- Confidence
- high
Related official documents
Baroda Tax Savings Fixed Deposit — current rateofficial-rate-page · current · accessed 29 Aug 2026
↗bob Tax Saving Fixed Deposit Account — product features and MITCofficial-product-page · current · accessed 29 Aug 2026
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