Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Family tier quarterly average balanceSilver ₹50,000; Gold ₹2 lakh; Diamond ₹5 lakhView source
The published tiers aggregate eligible family accounts.
- Source
- bob Family Savings Accounts Segment
- Page / section
- Features — Product
- Accessed
- 13 Aug 2026
- Confidence
- high
Family group sizeMinimum 2 and maximum 6 membersView source
Only one family group is allowed for one ; financial-inclusion accounts are excluded.
- Source
- bob Family Savings Accounts Segment
- Page / section
- Features
- Accessed
- 13 Aug 2026
- Confidence
- high
Savings interest rate2.50% p.a. up to ₹50 crore; 2.75% from ₹50 crore to below ₹500 crore; 3.50% from ₹500 crore to below ₹1,000 crore; 4.50% from ₹1,000 crore to below ₹2,000 crore; 4.75% from ₹2,000 crore and above.Effective 22 Aug 2025View source
The bank publishes the same -deposit slab table for savings balances, with rates from 2.50% to 4.75% p.a.
- Source
- Savings Bank Deposits
- Page / section
- Slab-wise revised rate of interest on deposits
- Accessed
- 21 Aug 2026
- Confidence
- high
Minimum-balance shortfall chargeNo charge for non-maintenance of minimum balance under savings-bank schemes; premium savings schemes are excluded from this waiver.Effective 1 Jul 2025View source
The service-charge page states zero charges on non-maintenance of minimum balance for all savings-bank schemes, excluding premium savings accounts.
- Source
- Service Charges
- Page / section
- Savings-bank minimum-balance charges
- Accessed
- 21 Aug 2026
- Confidence
- high
Salary requirementNot applicable — the reviewed product is not a salary-account variant and its official eligibility/features do not require salary credit or a minimum salary.View source
The reviewed account catalogue and linked product pages classify these variants as current, savings, inclusion, pensioner or locker products and do not state a salary-credit requirement.
- Source
- Bank of Baroda account catalogue — non-salary variants
- Page / section
- Account categories and linked product eligibility
- Accessed
- 29 Aug 2026
- Confidence
- high
Account typeFamily savings-account segment comprising linked family member savings accounts under the bank’s family-account programme.View source
The official product page classifies this offering as the family savings-account segment.
- Source
- bob Family Savings Accounts Segment
- Page / section
- Overview / Features
- Accessed
- 29 Aug 2026
- Confidence
- high
Cheque bookThe Family Savings segment waives annual cheque-book charges by 25% for Silver Family, 50% for Gold Family and 100% for Diamond Family; the page does not state a universal free-leaf allowance.View source
The table publishes 25%, 50% and 100% annual charge waivers for Silver, Gold and Diamond family tiers.
- Source
- bob Family Savings Accounts Segment
- Page / section
- Benefits / Features — Waiver on Cheque Book charges
- Accessed
- 7 Sept 2026
- Confidence
- high
Minimum balanceThe family segment's aggregate product QAB is ₹50,000 or more for Baroda Silver Family, ₹2,00,000 or more for Baroda Gold Family and ₹5,00,000 or more for Baroda Diamond Family.View source
The feature table lists Product of 0.50 lakh, 2.00 lakh and 5.00 lakh for Silver, Gold and Diamond families.
- Source
- bob Family Savings Accounts Segment
- Page / section
- Features — Product
- Accessed
- 7 Sept 2026
- Confidence
- high
Benefits and features
- Three balance-based family tiers
- Available to new and existing customers
- Digital banking services
Eligibility
- Eligible close relatives may be grouped; one group is allowed per .
- Financial-inclusion accounts are not eligible.
Passing a listed condition does not mean the bank will approve an application.
Related official documents
Bank of Baroda account pages and account service-charge scheduleofficial-product-pages-and-schedule · current · accessed 29 Aug 2026
↗bob Family Savings Accounts Segment — current product pageofficial-product-page · current · accessed 7 Sept 2026
↗Bank of Baroda non-salary current, savings and scheme accountsofficial-product-pages · current · accessed 29 Aug 2026
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