Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
QAB after introductory period₹75,000 after 2 years; ₹1,000 plus GST non-maintenance chargeView source
Non-maintenance and // charges are waived for the first two years.
- Source
- bob Start-up Current Account
- Page / section
- Features and Fees & Charges
- Accessed
- 13 Aug 2026
- Confidence
- high
Free cheque leaves200 per monthView source
The account also publishes two free statements per month.
- Source
- bob Start-up Current Account
- Page / section
- Benefits
- Accessed
- 13 Aug 2026
- Confidence
- high
Maximum turnover for eligibilityNot more than ₹25 croreView source
The official eligibility section sets last-ABS turnover below ₹25 crore.
- Source
- bob Start-up Current Account
- Page / section
- Eligibility
- Accessed
- 21 Aug 2026
- Confidence
- high
Maximum entity ageNot more than 5 yearsView source
The official eligibility section requires the entity to be no more than five years old.
- Source
- bob Start-up Current Account
- Page / section
- Eligibility
- Accessed
- 21 Aug 2026
- Confidence
- high
Minimum QAB after initial waiver₹75,000 after two yearsView source
The official page says applies after two years and non-maintenance charges are waived for the first two years.
- Source
- bob Start-up Current Account
- Page / section
- Fees & Charges — Minimum Balance Requirement
- Accessed
- 21 Aug 2026
- Confidence
- high
NEFT/RTGS/IMPS waiverFree for first 2 years; then 50% of applicable chargesView source
The official page publishes the two-year waiver and later discount.
- Source
- bob Start-up Current Account
- Page / section
- Features — Free //
- Accessed
- 21 Aug 2026
- Confidence
- high
bob Start-up current-account eligibilityEligible entities are private limited companies, registered partnerships or LLPs working on innovation, product/
The official Eligibility section publishes entity types, turnover and age limits.
- Source
- bob Start-up Current Account
- Page / section
- Eligibility
- Accessed
- 23 Aug 2026
- Confidence
- high
bob Start-up current-account benefitsNEFT/
The official Benefits and Features sections publish the two-year waivers, cheque allowance and card terms.
- Source
- bob Start-up Current Account
- Page / section
- Benefits / Features
- Accessed
- 23 Aug 2026
- Confidence
- high
bob Start-up current-account feesAfter the first two years, minimum QAB is ₹75,000 and non-maintenance charge is ₹1,000 plus GST. Closure within one year costs ₹600 plus GST. After the first two years, NEFT/
The official Fees & Charges section publishes the post-waiver , fees and transfer pricing.
- Source
- bob Start-up Current Account
- Page / section
- Fees & Charges
- Accessed
- 23 Aug 2026
- Confidence
- high
Salary requirementNot applicable — the reviewed product is not a salary-account variant and its official eligibility/features do not require salary credit or a minimum salary.View source
The reviewed account catalogue and linked product pages classify these variants as current, savings, inclusion, pensioner or locker products and do not state a salary-credit requirement.
- Source
- Bank of Baroda account catalogue — non-salary variants
- Page / section
- Account categories and linked product eligibility
- Accessed
- 29 Aug 2026
- Confidence
- high
Debit cardA business debit card with multiple offers is available with the Start-up Current Account.View source
The product page says Business Debit card with multiple offers.
- Source
- bob Start-up Current Account
- Page / section
- Features — Business Debit card
- Accessed
- 7 Sept 2026
- Confidence
- high
ATM / cash transaction limitsCash deposits at BOB cash machines are allowed up to ₹2,00,000 per day with PAN registered or ₹49,999 without PAN; cardless account-number transactions are allowed up to ₹20,000 per day. Cheque withdrawals at the base branch have no upper limit on the page; local non-base and outstation branch withdrawals up to ₹25,000 per day are free of charges.View source
The publishes the cash-machine deposit, cardless and branch withdrawal limits.
- Source
- bob Start-up Current Account
- Page / section
- — Cash handling and Withdrawal(s)
- Accessed
- 7 Sept 2026
- Confidence
- high
Non-maintenance chargeAfter the first two years, the ₹75,000 QAB shortfall charge is ₹1,000 plus GST; the bank waives it during the first two years after account opening.View source
The page states ₹1,000 plus after two years and a first-two-years waiver.
- Source
- bob Start-up Current Account
- Page / section
- — Minimum Balance Requirement; — minimum balance
- Accessed
- 7 Sept 2026
- Confidence
- high
Interest rateNo interest is payable on the current-account balance. If the account holder dies, savings-bank interest is paid from the date of death until settlement; any sweep deposit earns the applicable term-deposit rate separately.View source
The checked current-account pages publish no interest on the current-account balance, with a deceased-account settlement exception; their sweep sections separately refer to term-deposit interest.
- Source
- Bank of Baroda current-account — interest payment
- Page / section
- Most Important Terms and Conditions — Interest Payment
- Accessed
- 29 Aug 2026
- Confidence
- high
Account typeCurrent accountView source
The manually reviewed product name/benefits state: “Current account”.
- Source
- bob Start-up Current Account — official product page
- Page / section
- Published account type and access benefits
- Accessed
- 13 Aug 2026
- Confidence
- high
Cheque book200 free cheque leaves per monthView source
The manually reviewed product name/benefits state: “200 free cheque leaves per month”.
- Source
- bob Start-up Current Account — official product page
- Page / section
- Published account type and access benefits
- Accessed
- 13 Aug 2026
- Confidence
- high
Benefits and features
- Two-year /
/ waiver - Auto and reverse sweep
- 200 free cheque leaves per month
- First-year complimentary credit-card eligibility
Eligibility
- Eligible private limited companies, registered partnerships and must pursue innovation or a scalable business model.
- The entity must be no more than five years old and have turnover not exceeding ₹25 crore.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Applicable and entity documents
- Incubator recommendation, qualifying funding evidence or recognition
Related official documents
Bank of Baroda account pages and account service-charge scheduleofficial-product-pages-and-schedule · current · accessed 29 Aug 2026
↗Bank of Baroda current-account MITC — interest paymentofficial-product-pages · current · accessed 29 Aug 2026
↗Bank of Baroda current-account MITC — interest paymentofficial-product-pages · current · accessed 29 Aug 2026
↗Bank of Baroda non-salary current, savings and scheme accountsofficial-product-pages · current · accessed 29 Aug 2026
↗bob Start-up Current Account — current product pageofficial-product-page · current · accessed 7 Sept 2026
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