Savings, current & salary accounts

bob Scale-Up Current Account

A scale-up business account with a first-year balance-charge waiver, free electronic transfers, unlimited cheque leaves and auto/reverse sweep.

Interest rateNo interest is payable on the current-account balance. If the account holder dies, savings-bank interest is paid from the date of death until settlement; any sweep deposit earns the applicable term-deposit rate separately.Minimum balance₹2,50,000 minimum balance; the first year’s non-maintenance charge is waived and the account page publishes ₹1,000 plus GST thereafter when the balance is not maintained.Salary requirementNot applicable — the reviewed product is not a salary-account variant and its official eligibility/features do not require salary credit or a minimum salary.

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✓ Manually checked 13 Aug 2026 · active

bob Scale-Up Current Account official artwork

Offered byBank of Baroda

Bank of Baroda branches in India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Minimum last-ABS turnoverAbove ₹25 croreView source

The entity must also pursue innovation, improvement or a scalable business model.

Source: bob Scale-Up Current Account
Page / section: Eligibility
Accessed: 13 Aug 2026
Confidence: high

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Non-maintenance-charge waiverFirst 1 yearView source

The live page does not publish the post-waiver minimum balance in its current fee panels, so none is normalized here.

Source: bob Scale-Up Current Account
Page / section: Features
Accessed: 13 Aug 2026
Confidence: high

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bob Scale-Up current-account eligibilityEligible entities are private limited companies, registered partnerships or LLPs working on innovation or scalable products/services, with last-ABS turnover above ₹25 crore. Required evidence includes an incubator recommendation or recognised-fund backing as specified by the bank.View source

The official page publishes entity, turnover, business-purpose and evidence requirements.

Source: bob Scale-Up Current Account
Page / section: Overview / Eligibility / Documents
Accessed: 23 Aug 2026
Confidence: high

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bob Scale-Up current-account benefitsNEFT/RTGS/IMPS, two monthly statements, balance certificate, folio charges, signature verification, unlimited cheque leaves, bob World Internet and demand draft/banker’s cheque issuance are free. The account offers 25% Demat AMC waiver, 100% car-loan processing waiver and 100% normal outstation-collection waiver.View source

The official Benefits section publishes free services, waivers and complimentary-card scope.

Source: bob Scale-Up Current Account
Page / section: Benefits / Features
Accessed: 23 Aug 2026
Confidence: high

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bob Scale-Up current-account feesMinimum balance is ₹2.5 lakh, with a ₹1,000 plus GST non-maintenance charge; the first year’s non-maintenance charge is waived. The account is non-interest-bearing except the stated deceased-account treatment.View source

The official publishes minimum balance, first-year waiver and interest treatment.

Source: bob Scale-Up Current Account
Page / section: — Minimum Balance / Interest
Accessed: 23 Aug 2026
Confidence: high

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Salary requirementNot applicable — the reviewed product is not a salary-account variant and its official eligibility/features do not require salary credit or a minimum salary.View source

The reviewed account catalogue and linked product pages classify these variants as current, savings, inclusion, pensioner or locker products and do not state a salary-credit requirement.

Source: Bank of Baroda account catalogue — non-salary variants
Page / section: Account categories and linked product eligibility
Accessed: 29 Aug 2026
Confidence: high

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Minimum balance₹2,50,000 minimum balance; the first year’s non-maintenance charge is waived and the account page publishes ₹1,000 plus GST thereafter when the balance is not maintained.View source

The official fee section publishes ₹2.5 lakh minimum balance and the first-year waiver.

Source: bob Scale-Up Current Account
Page / section: Fees / minimum balance
Accessed: 29 Aug 2026
Confidence: high

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ATM / cash-machine limitsAt cash machines, debit-card cash deposits are allowed up to ₹2,00,000 per day when PAN is registered and ₹49,999 per day when it is not; cardless account-number transactions are allowed up to ₹20,000 per day. At local non-base and outstation branches, cash withdrawal up to ₹25,000 per day per account is free; base-branch cash withdrawal has no upper limit on the page.View source

The current official page publishes the cash-machine limits and distinguishes free branch withdrawal up to ₹25,000 at local non-base/outstation branches from base-branch withdrawal.

Source: bob Scale-Up Current Account
Page / section: At Cash Machines; Withdrawals
Accessed: 6 Sept 2026
Confidence: high

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Debit cardA business debit card with multiple offers is available with the Scale-Up Current Account.View source

The product page says Business Debit card with multiple offers.

Source: bob Scale-Up Current Account
Page / section: Features — Business Debit card
Accessed: 7 Sept 2026
Confidence: high

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The checked current-account pages publish no interest on the current-account balance, with a deceased-account settlement exception; their sweep sections separately refer to term-deposit interest.

Source: Bank of Baroda current-account — interest payment
Page / section: Most Important Terms and Conditions — Interest Payment
Accessed: 29 Aug 2026
Confidence: high

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Non-maintenance chargeThe ₹2,50,000 QAB shortfall charge is ₹1,000 plus GST; the bank waives it during the first year after account opening.View source

The states ₹1,000 plus for non-maintenance and a first-year waiver.

Source: bob Scale-Up Current Account
Page / section: — minimum balance and non-maintenance charge
Accessed: 7 Sept 2026
Confidence: high

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Account typeCurrent accountView source

The manually reviewed product name/benefits state: “Current account”.

Source: bob Scale-Up Current Account — official product page
Page / section: Published account type and access benefits
Accessed: 13 Aug 2026
Confidence: high

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Cheque bookUnlimited free cheque leavesView source

The manually reviewed product name/benefits state: “Unlimited free cheque leaves”.

Source: bob Scale-Up Current Account — official product page
Page / section: Published account type and access benefits
Accessed: 13 Aug 2026
Confidence: high

Open official source ↗

Benefits and features

Free , and
Unlimited free cheque leaves
Auto and reverse sweep
First-year complimentary credit-card eligibility

Eligibility

Eligible private limited companies, registered partnerships and must have last-ABS turnover above ₹25 crore and meet the innovation or scalable-business test.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

Applicable current-account and entity documents

Try the numbers

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Account interest estimate

See roughly how much interest a steady account balance could earn over the period you choose.

Balance kept in the accountUse the amount you expect to keep there on average.₹one lakh rupees₹1,000₹1,00,00,000Yearly interest rateThe percentage the account pays in one year.%0.1%15%How long the money staysThe number of months used for this estimate. months1 months60 months

Interest you may earn₹2,700two thousand seven hundred rupees

Balance including interest₹1,02,700one lakh two thousand seven hundred rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

VariantChoose column

ADVANTAGE / / OTHER BANKS · Current-account balanceNo interest payable

This value is copied from Current-account interest payment. Check the table notes before relying on it.

Source: Bank of Baroda current-account — interest payment · Most Important Terms and Conditions — Interest Payment Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 4 rows · 3 columnsCurrent-account interest paymentInterest treatment repeated in the checked Bank of Baroda current-account MITCs.View tableHide table

Scroll sideways to view every column

Current-account interest payment
Variant	Current-account balance	Exception / separate sweep treatment
ADVANTAGE / / OTHER BANKS	No interest payable	Savings-bank interest only from death until settlement; sweep deposits use term-deposit rate
DIAMOND / PREMIUM / STARTUP / SCALE-UP	No interest payable	Same current-account rule
GOLD / LITE / PLATINUM / RHODIUM	No interest payable	Same current-account rule
SMART / SUPREME / WOMEN POWER	No interest payable	Same current-account rule

The zero applies to the current-account balance, not to a separate sweep/term deposit.

Bank of Baroda current-account — interest payment · Most Important Terms and Conditions — Interest Payment · accessed 29 Aug 2026Open official source ↗

bob Scale-Up Current Account

What the official sources publish

Benefits and features

Eligibility

Documents the bank lists

Related official documents

Try the numbers

Account interest estimate

Find the exact published value

Complete rates, limits and schedules

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