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bob World Merchant Gateway

bob World Merchant Gateway services by Bank of Baroda provides a secure facility, to receive payment online from any debit/credit card, net banking (through aggregator) of more than 34+ banks. Avail internet payment gateway now!

Internet payment gatewayOnline payment acceptance for businesses and institutions through debit/credit cards, UPI (VPA/QR), wallets and net banking via an aggregator covering 50+ banks.FeesThe merchant agreement contains the agreed fee structure and settlement terms; the current official page describes a low transaction fee but publishes no fixed rate, percentage or setup amount.Who can enrolAny corporate, society or organisation with a functional website, or intending to launch one, to sell products/services and accept online payments; the bank may reject an applicant. Businesses without a website or IT infrastructure can use Baroda Paypoint instead.
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Quick eligibility check

bob World Merchant Gateway

0 of 3 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Any corporate, society or organisation with a functional website, or intending to launch one, to sell products/services and accept online payments?

Published source: Who can enrol

2Do you meet this requirement: the bank may reject an applicant?

Published source: Who can enrol

3Do you meet this requirement: Businesses without a website or IT infrastructure can use Baroda Paypoint instead?

Published source: Who can enrol
0 of 3 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Internet payment gatewayOnline payment acceptance for businesses and institutions through debit/credit cards, UPI (VPA/QR), wallets and net banking via an aggregator covering 50+ banks.View source
The official overview describes the gateway, payment modes and 50+ bank aggregator coverage.
Source
bob World Merchant Gateway
Page / section
Overview
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Gateway capabilities3D Secure and 128-bit SSL, Visa/Mastercard SecureCode, PCI-DSS compliance, low transaction fee/initial investment, INR plus 9 foreign currencies, Visa/Mastercard/RuPay/NPCI affiliation, QR/UPI/card/net-banking payments and self-service MIS reports.View source
The official features and sections publish security, currency, payment-network and reporting details.
Source
bob World Merchant Gateway
Page / section
Key Features /
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Who can enrolAny corporate, society or organisation with a functional website, or intending to launch one, to sell products/services and accept online payments; the bank may reject an applicant. Businesses without a website or IT infrastructure can use Baroda Paypoint instead.View source
The official states the website and enrolment conditions.
Source
bob World Merchant Gateway
Page / section
— Who can become a merchant?
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Currency settlementThe gateway accepts INR and nine foreign currencies, but settlement to the merchant account is made in INR only.View source
The official distinguishes accepted currencies from settlement.
Source
bob World Merchant Gateway
Page / section
— Currencies accepted
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
Typical onboarding timelineMerchant enrolment usually takes 3–4 days; site integration usually takes about 3 days, or 1–2 days with the merchant technical team after commercial agreement.View source
The official publishes the enrolment and integration timelines.
Source
bob World Merchant Gateway
Page / section
— Integration time
Accessed
23 Aug 2026
Confidence
high
Open official source ↗
FeesThe merchant agreement contains the agreed fee structure and settlement terms; the current official page describes a low transaction fee but publishes no fixed rate, percentage or setup amount.View source
The page calls the transaction fee low and states that the merchant agreement includes the agreed fee structure, but gives no numeric tariff.
Source
bob World Merchant Gateway
Page / section
Key Features / Documentation
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
ChannelsMerchants can accept debit and credit cards, UPI through VPA or QR code, wallets and net banking through an aggregator of 50+ banks. Baroda PayPoint provides a web/mobile online and offline collection route for businesses without a website or technical team; host-to-host configuration, dashboards and reports are also supported.View source
The overview and feature list enumerate card, , wallet and net-banking rails; the technical section adds host-to-host and self-service dashboard access.
Source
bob World Merchant Gateway
Page / section
Overview / Key Features / Technical Support
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
AvailabilityThe gateway is offered to eligible corporate, society and organisation merchants; the page publishes no state, country or territory restriction. It accepts INR plus nine foreign currencies, with merchant settlement in INR.View source
The lists and nine foreign currencies and does not publish a territorial boundary for eligible merchants.
Source
bob World Merchant Gateway
Page / section
— currencies / Who can become a merchant? / Complete page review
Accessed
30 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • 3D Secure and 128-bit SSL, Visa/Mastercard SecureCode, PCI-DSS compliance, low transaction fee/initial investment, plus 9 foreign currencies, Visa/Mastercard/RuPay/ affiliation, //card/net-banking payments and self-service reports.

Eligibility

  • Any corporate, society or organisation with a functional website, or intending to launch one, to sell products/services and accept online payments
  • the bank may reject an applicant. Businesses without a website or IT infrastructure can use Baroda Paypoint instead.

Passing a listed condition does not mean the bank will approve an application.

Related official documents

bob World Merchant Gateway — official pageofficial-product-page · current · accessed 30 Aug 2026
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Merchant audience · Published detailCorporate, society or organisation with a functional or planned website; Baroda PayPoint alternative for merchants without website/technical team

This value is copied from bob World Merchant Gateway — published terms. Check the table notes before relying on it.

Source: bob World Merchant Gateway · Overview / Key Features / Technical Support / Documentation / Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 10 rows · 2 columnsbob World Merchant Gateway — published termsPayment rails, currencies, merchant routes, integration and published fee disclosure.View tableHide table

Scroll sideways to view every column

bob World Merchant Gateway — published terms
ParameterPublished detail
Merchant audienceCorporate, society or organisation with a functional or planned website; Baroda PayPoint alternative for merchants without website/technical team
Payment railsDebit cards, credit cards, /, wallets and net banking through an aggregator of 50+ banks
Card networksVisa, MasterCard and RuPay; Visa/Mastercard SecureCode
Currencies plus , , , , , , , SGD and ; settlement in
Security3D Secure, 128-bit SSL, PCI-DSS compliant, centralised data management and tier-3 data centre with disaster recovery
IntegrationMerchant website; host-to-host configuration; dashboards and self-service reports
OnboardingUsually 3–4 days; site integration usually 3 days, or 1–2 days with merchant technical team
DocumentationSigned merchant agreement with agreed fee structure, settlement and confidentiality terms; and company details
FeesLow transaction fee is described; numeric rate and setup amount Not published
TerritoryNot published
bob World Merchant Gateway · Overview / Key Features / Technical Support / Documentation / · accessed 30 Aug 2026Open official source ↗

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