Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Customer typeWomen SHG micro-entrepreneurs who are members of mature, well-performing DAY-NRLM SHGs; rural members are identified by NRLM.View source
The official eligibility section specifies DAY-NRLM membership, maturity and rural identification.
- Source
- bob Nari Shakti
- Page / section
- Eligibility Criteria
- Accessed
- 22 Aug 2026
- Confidence
- high
Facility amount₹1 lakh minimum and ₹5 lakh maximum; working-capital, demand-loan or term-loan facility.View source
The official publishes ₹1–5 lakh and the three facility types.
- Source
- bob Nari Shakti
- Page / section
- — Quantum of Loan / Nature of Facility
- Accessed
- 22 Aug 2026
- Confidence
- high
Interest rateMCLR + Strategic Premium + 1.20%; 2% interest subvention applies on outstanding up to ₹1.5 lakh per borrower for prompt repayment.View source
The official publishes the ++1.20% pricing and subvention terms.
- Source
- bob Nari Shakti
- Page / section
- — Rate of Interest / Other Information
- Accessed
- 22 Aug 2026
- Confidence
- high
Eligibility age / vintageWoman SHG member aged 18 to 65; mature well-performing SHG means more than two years old with at least one prior Bank of Baroda loan repaid on time.View source
The official eligibility section publishes age and mature- criteria.
- Source
- bob Nari Shakti
- Page / section
- Eligibility Criteria /
- Accessed
- 22 Aug 2026
- Confidence
- high
Collateral / marginNo collateral or third-party guarantee; primary security is hypothecation of financed assets, stocks or book debts. Margin is nil up to ₹1 lakh and 15% above ₹1 lakh.View source
The official publishes primary security, nil collateral/guarantee and margin bands.
- Source
- bob Nari Shakti
- Page / section
- — Security / Margin
- Accessed
- 22 Aug 2026
- Confidence
- high
Repayment / geographyTerm loan up to 60 months including up to 3 months’ moratorium; working capital 12 months subject to annual review; rural members are identified through NRLM/
The official publishes repayment periods and the rural NRLM/SRLM channel.
- Source
- bob Nari Shakti
- Page / section
- — Repayment / Eligibility
- Accessed
- 22 Aug 2026
- Confidence
- high
Repayment tenureTerm loan up to 60 months including up to 3 months’ moratorium; working capital 12 months subject to annual reviewView source
The official publishes separate term-loan and working-capital periods.
- Source
- bob Nari Shakti
- Page / section
- — Repayment
- Accessed
- 22 Aug 2026
- Confidence
- high
Required documentsApplication form; KYC documents; passport-size photographs; DP Note; Letter of Attestation; Composite Hypothecation Agreement; Letter of Instalment with Acceleration Clause; Letter of Continuing Security; dealer-payment declaration/undertaking; rating sheet; project report; NRLM/SRLM forwarding letter; property-owner declaration; inter-loan repayment history; and borrower declaration on loan purpose and fund utilisation.View source
The official document section lists the application, , security, NRLM/SRLM, project and utilisation declarations.
- Source
- bob Nari Shakti
- Page / section
- Document Required
- Accessed
- 30 Aug 2026
- Confidence
- high
Processing feeThe official page states that charges are as per Bank of Baroda's extant guidelines; it does not publish a product-specific rupee amount or percentage.View source
The official fees section says only 'As per Bank's extant guidelines', with no numeric product fee.
- Source
- bob Nari Shakti
- Page / section
- Fees & Charges
- Accessed
- 30 Aug 2026
- Confidence
- high
Documents the bank lists
- application form
- documents
- passport photographs
- Note
- Letter of Attestation
- Composite Hypothecation Agreement
- Letter of Instalment with Acceleration Clause
- Letter of Continuing Security
- dealer-payment declaration/undertaking
- rating sheet
- project report
- NRLM/SRLM forwarding letter
- property-owner declaration
- inter-loan repayment history
- borrower utilisation declaration
Related official documents
Rural & Agri loan catalogue — Financing Irrigation entryofficial-product-catalogue · Targeted eligibility cross-check for Financing Irrigation · accessed 28 Sept 2026
↗bob Nari Shakti — official indexed product-page snapshotofficial-product-page-indexed-snapshot · Partial indexed rate/applicability review; direct live-page retrieval unavailable · accessed 27 Sept 2026
↗bob Nari Shakti — official product pageofficial-product-page · current · accessed 30 Aug 2026
↗Priority Sector Loans Interest Rates — Farm Credit A.1 schedule and scope footnoteofficial-interest-rate-page · Targeted current A.1 comparison; product-page rate rows remain primary and tariff scope is explicitly qualified · accessed 28 Sept 2026
↗
