1. Establish the institution
We begin with RBI’s Banks in India directory. The legal name, RBI classification, registered details, India website, geographic scope and lifecycle status are checked separately. Redirected domains and foreign-bank country sites are not accepted without confirming the Indian operation.
2. Establish the product
A product needs a current official product page or a clearly product-scoped official document. Banners, campaign slogans, PDF titles, fee-table headings, menu labels and generic services do not establish a product.
3. Read controlling documents
Current KFS, MITC, schedules of charges, tariff guides and rate sheets control monetary and contractual facts where they apply. Product pages control names, availability, benefits and images unless a newer applicable document overrides them.
4. Attach every important fact
Each structured fact stores its value, optional normalized value, unit or rate kind, official URL, source type, section or page, effective date, access date, short context and confidence. Missing facts remain blank.
5. Keep unlike concepts separate
Rates
Interest, APR, monthly finance charge, penal charge, cashback and reward earn rate are different fields.
Fees
Joining, first-year, annual, renewal and waiver conditions remain distinct.
Balances
AMB, AQB, MAB, relationship balance and initial deposit are not interchangeable.
Benchmarks
MCLR, EBLR, RLLR and repo-linked terms retain their published benchmark and reset context.
6. Publication threshold
A bank review is complete only after the public catalogue found during the review has been resolved. Bank pages still under review are excluded from search-engine indexing. The audit ledger records pages, documents, additions, updates, removals and unresolved questions.