Savings, current & salary accounts

bob Salary Premium Account

Open Baroda Salary Premium Account and enjoy exclusive features, higher interest rates, personalized banking services, and more. Apply for a salary premium account today at Bank of Baroda!

Interest rateThe bob Salary Premium Account earns the same interest rate as a regular savings account; the current percentage is published in Bank of Baroda's live interest-rate schedule.AMB / AQB / minimum balanceZero-balance account Salary requirementGross monthly salary is above ₹1 lakh to ₹2 lakh and the account is suited to middle management. It is a zero-balance account with immediate salary credit and regular-savings interest terms.

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✓ Manually checked 30 Aug 2026 · active

Offered byBank of Baroda

India; eligibility, branch and channel availability follow the official product terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Flexi fixed-deposit default tenure181 daysEffective 25 Mar 2026View source

The rendered official schedule lists this account's default period.

Source: Schemes for Website
Page / section: Page 1 - scheme sweep table
Accessed: 21 Aug 2026
Confidence: high

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Flexi fixed-deposit sweep-out threshold₹2 lakhEffective 25 Mar 2026View source

The rendered official schedule lists the balance above which funds sweep out.

Source: Schemes for Website
Page / section: Page 1 - scheme sweep table
Accessed: 21 Aug 2026
Confidence: high

Open official source ↗

Flexi fixed-deposit sweep-out multiple₹10,000Effective 25 Mar 2026View source

The rendered official schedule lists the sweep-out multiple.

Source: Schemes for Website
Page / section: Page 1 - scheme sweep table
Accessed: 21 Aug 2026
Confidence: high

Open official source ↗

Flexi fixed-deposit sweep-in multiple₹1,000Effective 25 Mar 2026View source

The rendered official schedule lists the sweep-in multiple.

Source: Schemes for Website
Page / section: Page 1 - scheme sweep table
Accessed: 21 Aug 2026
Confidence: high

Open official source ↗

bob Salary Premium salary bandGross monthly salary is above ₹1 lakh to ₹2 lakh and the account is suited to middle management. It is a zero-balance account with immediate salary credit and regular-savings interest terms.View source

The official Eligibility and sections publish salary band, management level and zero-balance terms.

Source: bob Salary Premium Account
Page / section: Eligibility /
Accessed: 23 Aug 2026
Confidence: high

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bob Salary Premium benefitsThe account offers overdraft up to ₹2 lakh after the first salary credit, lifetime-free Visa Sapphire debit card and Premier credit card, 100% retail-loan and personal-loan processing waivers, 40% locker discount, 100% Demat AMC discount, 75% gift/travel-card issuance waiver and personal-accident cover up to ₹40 lakh.View source

The official Benefits and Features sections publish overdraft, card, waiver, discount and insurance terms.

Source: bob Salary Premium Account
Page / section: Benefits / Features
Accessed: 23 Aug 2026
Confidence: high

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FFD scheme parametersScheme SB176 (bob SALARY PREMIUM): default FFD 181 days; sweep out above ₹2,00,000; sweep-out multiple ₹10,000; sweep-in multiple ₹1,000.Effective 25 Mar 2026View source

row SB176 lists 181 days, ₹2,00,000 threshold, ₹10,000 sweep-out and ₹1,000 sweep-in multiples.

Source: Schemes for Website — official Bank of Baroda
Page / section: Page 1, row 9
Accessed: 29 Aug 2026
Confidence: high

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Interest rateThe bob Salary Premium Account earns the same interest rate as a regular savings account; the current percentage is published in Bank of Baroda's live interest-rate schedule.View source

The says the interest rate is the same as the interest rate on a regular savings account and directs customers to the interest-rates section for recent rates.

Source: bob Salary Premium Account
Page / section: — What is the interest rate for bob salary premium account?
Accessed: 29 Aug 2026
Confidence: high

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Non-maintenance chargeNot applicable: bob Salary Premium is a zero-balance account.View source

The says non-maintenance charges are not applicable because this is a Zero Balance Account.

Source: bob Salary Premium Account
Page / section: — Charges for non-maintenance of
Accessed: 29 Aug 2026
Confidence: high

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Cheque bookFree unlimited chequebook.View source

The lists Free Unlimited Chequebook.

Source: bob Salary Premium Account
Page / section: — Cheque Books
Accessed: 29 Aug 2026
Confidence: high

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ATM limits and chargesThe salary-account family page states that salary accounts have unlimited ATM withdrawals with no issuance or annual charges; Premium is listed with free unlimited transactions at Bank of Baroda ATMs.View source

The Premium listing says free unlimited transactions at Bank of Baroda , while the family states no issuance or annual charges and unlimited withdrawals for salary accounts.

Source: Bank of Baroda Salary Accounts
Page / section: Premium listing; — charges
Accessed: 29 Aug 2026
Confidence: high

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Account typeSalary accountView source

The manually reviewed product name/benefits state: “Salary account”.

Source: bob Salary Premium Account — official product page
Page / section: Published account type and access benefits
Accessed: 21 Aug 2026
Confidence: high

Open official source ↗

Salary requirementGross monthly salary is above ₹1 lakh to ₹2 lakh and the account is suited to middle management. It is a zero-balance account with immediate salary credit and regular-savings interest terms.View source

The manually reviewed product name/benefits state: “Gross monthly salary is above ₹1 lakh to ₹2 lakh and the account is suited to middle management. It is a zero-balance account with immediate salary credit and regular-savings interest terms.”.

Source: bob Salary Premium Account — official product page
Page / section: Published account type and access benefits
Accessed: 21 Aug 2026
Confidence: high

Open official source ↗

Debit cardlifetime-free Visa Sapphire debit card and Premier credit cardView source

The manually reviewed product name/benefits state: “lifetime-free Visa Sapphire debit card and Premier credit card”.

Source: bob Salary Premium Account — official product page
Page / section: Published account type and access benefits
Accessed: 21 Aug 2026
Confidence: high

Open official source ↗

AMB / AQB / minimum balanceZero-balance accountView source

The manually reviewed product name/benefits state: “Zero-balance account”.

Source: bob Salary Premium Account — official product page
Page / section: Published account type and access benefits
Accessed: 21 Aug 2026
Confidence: high

Open official source ↗

Benefits and features

The account offers overdraft up to ₹2 lakh after the first salary credit, lifetime-free Visa Sapphire debit card and Premier credit card, 100% retail-loan and personal-loan processing waivers, 40% locker discount, 100% Demat discount, 75% gift/travel-card issuance waiver and personal-accident cover up to ₹40 lakh.

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Account interest estimate

See roughly how much interest a steady account balance could earn over the period you choose.

Balance kept in the accountUse the amount you expect to keep there on average.₹one lakh rupees₹1,000₹1,00,00,000Yearly interest rateThe percentage the account pays in one year.%0.1%15%How long the money staysThe number of months used for this estimate. months1 months60 months

Interest you may earn₹2,700two thousand seven hundred rupees

Balance including interest₹1,02,700one lakh two thousand seven hundred rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

TableScheme codeChoose column

SB114 · Scheme namebob ADVANTAGE SB_PEN

This value is copied from Bank of Baroda scheme parameters — complete table. Check the table notes before relying on it.

Source: Schemes for Website — official Bank of Baroda · Pages 1–2, complete table Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 33 rows · 6 columnsBank of Baroda FFD scheme parameters — complete PDF tableEvery row and column from the two-page official FFD Schemes PDF, including savings, current, NRE salary and named premium schemes.View tableHide table

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Bank of Baroda FFD scheme parameters — complete PDF table
Scheme code	Scheme name	Default period	Sweep out when balance above	Sweep out in multiples	Sweep in multiple
SB114	bob ADVANTAGE SB_PEN	180 days	₹3,000	₹1,000	₹1,000
SB117	bob SUPER SAVINGS	181 days	₹50,000	₹10,000	₹1,000
SB129	bob GOVT BODIES SAVINGS ACCOUNT	180 days	₹5,00,000	₹50,000	₹50,000
SB134	bob JEEVAN SURAKSHA	180 days	₹5,000	₹5,000	₹1,000
SB156	bob CHAMP ACCOUNT	180 days	₹5,000	₹5,000	₹5,000
SB171	bob Platinum Savings Account	181 days	₹2,00,000	₹10,000	₹1,000
SB174	bob SALARY CLASSIC	181 days	₹1,00,000	₹10,000	₹1,000
SB175	bob SALARY SUPER	181 days	₹1,00,000	₹10,000	₹1,000
SB176	bob SALARY PREMIUM	181 days	₹2,00,000	₹10,000	₹1,000
SB177	bob SALARY PRIVILEGE	181 days	₹2,00,000	₹10,000	₹1,000
SB179	bob EXPAT ACCOUNT	181 days	₹1,00,000	₹10,000	₹1,000
SB180	bob SENIOR CITIZEN PRIVILEGE ACCOUNT	181 days	₹50,000	₹10,000	₹1,000
SB181	bob WOMENS ADVANTAGE ACCOUNT	181 days	₹50,000	₹10,000	₹1,000
SB182	bob GOVERNMENT EMPLOYEES SALARY ACCOUNT	181 days	₹2,00,000	₹10,000	₹1,000
SB197	bob Account	181 days	₹25,000	₹5,000	₹5,000
CA107	bob PREMIUM PRIVELEGE	30 days	₹5,00,000	₹25,000	₹1,000
CA108	bob PREMIUM CURRENT AC	30 days	₹5,00,000	₹25,000	₹1,000
CA132	bob GOVT BODIES CURRENT ACCOUNT	180 days	₹5,00,000	₹50,000	₹50,000
CA141	bob Women Power Current A/c	15 days	₹2,00,000	₹50,000	₹50,000
CA142	bob Smart Current A/c	15 days	₹2,00,000	₹50,000	₹50,000
CA143	bob Gold Current Account	15 days	₹10,00,000	₹1,00,000	₹1,00,000
CA144	bob Platinum Current Account	15 days	₹20,00,000	₹1,00,000	₹1,00,000
CA145	bob Rhodium Current Account	15 days	₹50,00,000	₹1,00,000	₹1,00,000
CA146	bob Diamond Current Account	15 days	₹1,00,00,000	₹1,00,000	₹1,00,000
SB208	bob Salary Account	12 months	₹50,000	₹10,000	₹1,000
SB209	bob Powerpack Account	12 months	₹3,00,000	₹10,000	₹1,000
SB116	bob Masterstroke Account	181 days	₹20,00,000	₹25,000	₹25,000
SB216	bob Masterstroke Account ()	12 months	₹20,00,000	₹25,000	₹25,000
SB316	bob Masterstroke Account ()	181 days	₹20,00,000	₹25,000	₹25,000
SB105	bob SAPPHIRE WOMEN ACCOUNT	181 days	₹2,00,000	₹25,000	₹10,000
SB140	bob Masterstroke Lite Account	181 days	₹10,00,000	₹25,000	₹10,000
SB240	bob Masterstroke Lite Account	12 months	₹10,00,001	₹25,000	₹10,000
SB340	bob Masterstroke Lite Account	181 days	₹10,00,002	₹25,000	₹10,000

Rows for schemes without a matching canonical product are preserved in the complete source table but are not assigned to another product by inference. The source was created 25 March 2026.
The Flexi Fixed Deposit page says scheme parameters are predefined by account scheme and links this .

Schemes for Website — official Bank of Baroda · Pages 1–2, complete table · effective 25 Mar 2026 · accessed 29 Aug 2026Open official source ↗

Table 2 · 4 rows · 9 columnsBank of Baroda salary-account bands and facilitiesA page-by-page transcription of the published salary bands and common account facilities for the four standard corporate salary variants.View tableHide table

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Bank of Baroda salary-account bands and facilities
Variant	Gross monthly salary	Suitable for	Age rule	Balance /	Non-maintenance charge	Cheque book	facility	Interest
bob Salary Classic	₹10,000 to ₹50,000	Entry-level staff / trainees	18–60; existing scheme customers can continue to 70 with pension	Zero balance; immediate salary credit in following month	Not applicable	Free unlimited	Unlimited free cash withdrawals and non-financial transactions at Bank of Baroda	Same as normal savings account
bob Salary Super	Above ₹50,000 to ₹1 lakh	Junior management	18–60; existing scheme customers can continue to 70 with pension	Zero balance; immediate salary credit in following month	Not applicable	Free unlimited	Salary-account family publishes unlimited withdrawals; no issuance or annual charges	Same as normal savings account
bob Salary Premium	Above ₹1 lakh to ₹2 lakhs	Middle management	18–60; existing scheme customers can continue to 70 with pension	Zero balance; immediate salary credit in following month	Not applicable	Free unlimited	Free unlimited transactions at Bank of Baroda	Same as regular savings account
bob Salary Privilege	More than ₹2 lakhs	Top management	18–60; existing scheme customers can continue to 70 with pension	Zero balance; immediate salary credit in following month	Not applicable	Free unlimited	Free unlimited transactions at Bank of Baroda	Same as regular savings account

The family states that salary accounts have no issuance or annual charges and unlimited withdrawals. The pages direct customers to the live interest-rate schedule for the current regular-savings percentage.
Salary bands and facilities are subject to the product pages' terms, eligibility and applicable scheme conditions.

Bank of Baroda Salary Accounts · Salary catalogue and linked variant / sections · accessed 29 Aug 2026Open official source ↗

bob Salary Premium Account

What the official sources publish

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